Financial Plus Peru IL Credit Union | Affordable Vehicle Loans & Personal Banking

Introduction

At Financial Plus, we believe in building strong relationships with our members and the community. Located at 2813 Plaza Dr, Peru, IL 61354, our branch has proudly served the residents of Peru since 1951. With a commitment to providing exceptional financial services, we are here to help you achieve your financial goals. Our member-focused approach has led us to grow our community to over 44,500 members, all while managing assets totaling more than $509 million. We understand that trust is essential in banking, which is why we ensure that your deposits currently amounting to $26,926,591 are not just safe but also working for you. Our total loans and leases stand at 80,211, showing our dedication to supporting personal and business needs alike. While members can visit us at 2813 Plaza Dr, official correspondence should be sent to the same address. Whether you need assistance with checking and savings accounts, auto loans, or even business banking services, our team is ready to assist you. Under the leadership of CEO Peter Fauth and Board President Joseph Navarro, our dedicated staff of 106 employees is always eager to provide personalized service. We take pride in maintaining a strong financial foundation with a net worth of $67,774,826 and cash in hand amounting to $5,780,158. These figures reflect our stability and commitment to ensuring you have access to reliable financial resources. As part of our ongoing mission, we invite you to explore how we can support your financial journey. Visit our website at Financial Plus or give us a call at (815) 223-6602 during our operating hours: 8 AM - 5 PM Monday through Thursday, 8 AM - 5:30 PM on Fridays, and 8 AM - 12 PM on Saturdays. Join us as we work together toward a brighter financial future!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we embrace technology to enhance member experiences. With online and mobile banking options available, managing your finances has never been easier. Whether you prefer using your smartphone or visiting us in person during our operating hours of 8 AM - 5 PM Monday through Thursday, 8 AM - 5:30 PM on Fridays, or 8 AM - 12 PM on Saturdays, we're here for you.

Community Engagement

Financial Plus is more than just a credit union; we are deeply committed to giving back to the communities we serve. Through partnerships with local organizations and outreach initiatives, we strive to uplift those around us and create lasting change. As we look toward the future, we invite you to join our family at Financial Plus. Experience firsthand the benefits of being part of a community-focused institution that prioritizes your needs above all else. Together, let's build a brighter financial future for all! For more information or to get started today, give us a call at (815) 223-6602 or visit our website at financialplus.org.

Our Journey

From humble beginnings over seventy years ago, Financial Plus has transformed into a cornerstone of the local economy. We began with a vision to provide accessible financial services that empower individuals and families. Today, we proudly serve over 44,500 members with total assets exceeding $509 million. Our branch is located at 2813 Plaza Dr, Peru, IL 61354, a convenient spot for our community. Just a short drive from downtown Peru and near popular local landmarks, we invite everyone to stop by and see how we can assist you.

Our Mission

Our mission at Financial Plus is clear: to deliver exceptional financial services while making a positive impact in our community. We believe that banking is not just about numbers; it's about relationships. Our dedicated team is here to offer personalized guidance on everything from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. While members can visit us at 2813 Plaza Dr, official correspondence should be sent to 2813 Plaza Dr., Peru, IL 61354 if needed. We understand that convenience matters, which is why we offer ATM access and drive-thru services for quick transactions.

Branch Location & Accessibility

Call to Action

Have questions or need assistance? Don't hesitate to give us a call at 815-223-6602. Our friendly staff is ready to help you with all your banking needs. We look forward to welcoming you at Financial Plus where your financial future starts today!

Local Landmarks and Accessibility

Situated near popular spots in La Salle County, our branch is just a short drive from the scenic Illinois River and close to local businesses that make this community vibrant. We offer ample parking right outside the entrance, so you can hop in and out without any hassle. Plus, our location is ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours and Services

At Financial Plus, we understand that convenience matters. That's why we're open Monday through Thursday from 8 AM to 5 PM, extending our hours until 5:30 PM on Fridays. On Saturdays, we're here for you from 8 AM until noon! With these flexible hours, you can fit your banking into your busy schedule with ease. Our branch provides an array of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we're dedicated to helping you achieve your financial goals. You can also take advantage of our drive-thru service for quick deposits and withdrawals.

Member Eligibility

Joining the Financial Plus community means becoming part of a supportive family that values your financial well-being. To become a member of Financial Plus, located at 2813 Plaza Dr, Peru, IL 61354, you simply need to meet some friendly eligibility criteria. If you live, work, worship, or go to school in the area or if you have a family member who is already a member, you're on your way to enjoying all the benefits we offer. Membership opens doors to various financial services tailored just for you, from personal banking to auto loans and more. For those interested in checking detailed eligibility requirements or updates, visit our website at https://www.financialplus.org. Getting started is easy! You can open your account through our online application by visiting http://www.financialplus.org/loans/cards/apply-for-a-credit-card or give us a call at 815-223-6602. Our team is here to help make your transition into membership smooth and welcoming!

Business Banking & Commercial Services

Our Commitment to Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. For many local entrepreneurs, the journey starts here at Financial Plus, located conveniently at 2813 Plaza Dr Peru Il 61354, Peru, IL. With our merchant services, you can accept payments easily and efficiently, ensuring that your customers have a smooth checkout experience whether in-store or online. By partnering with us, you're not just getting a loan; you're gaining a dedicated ally focused on your success. Let's work together to fuel your business dreams!

Comprehensive List Of Services

Accessibility and Support

Our friendly staff is always ready to assist you during lobby hours: Monday through Thursday from 8 AM to 5 PM, Friday until 5:30 PM, and Saturday from 8 AM to noon. Feel free to reach out at (815) 223-6602 if you have any questions or need assistance with our services. We invite you to visit us at Financial Plus in Peru or explore more about what we offer by visiting our website. Let us partner with you in reaching your financial goals!

Business Banking

For entrepreneurs and business owners in the area, Financial Plus offers comprehensive business banking services including merchant services and business loans. We recognize that every business is unique, so our tailored solutions aim to meet the specific demands of your enterprise.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can manage your accounts from anywhere with just a few taps on your phone or clicks on your computer. Our services include easy access to account balances, transfers, bill payments, and even person-to-person payments for quick money exchanges with friends or family. Additionally, our ATM services ensure that you can access cash whenever needed. With both basic drive-thru banking for simple transactions and ATM access for withdrawals and balance checks available at our location, we prioritize making banking easy for you.

Personal Banking

When it comes to personal banking, we offer a variety of options. From checking and savings accounts designed to suit different lifestyles, to auto loans and vehicle financing that make purchasing a car easier, we have you covered. If homeownership is on your mind, consider our mortgage loans and refinancing options that can help make your dream home a reality. For those moments when unexpected expenses arise, our personal loans and debt consolidation services provide the flexibility you need. And let's not forget about our credit cards with rewards, which allow you to earn points on your everyday purchases making each swipe count towards something special.

Digital & Online Banking

Accessibility and Security

We take security seriously at Financial Plus. Our digital banking services use advanced encryption technology to protect your information while ensuring that managing your accounts remains simple and straightforward. You can also utilize our person-to-person transfers for quick and easy money sharing without any hassle. In summary, whether you're checking balances, making payments, or viewing e-statements, our digital banking tools provide the accessibility and ease-of-use you need for real-time account management. Explore all these features today at https://www.financialplus.org and experience how Financial Plus is committed to making your banking experience as convenient as possible!

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills effortlessly. You can even enjoy the convenience of e-statements, making it easier than ever to keep track of your financial activity while reducing paper clutter. Plus, with electronic signature authorization, signing important documents is a breeze no need to visit a branch in person. If you're looking for ways to make payments quickly, our mobile payments feature lets you send money securely using just your smartphone. It's perfect for those times when you need to split a bill or send money to friends and family. And with our user-friendly mobile application, banking is literally at your fingertips.

Financial Strength

Commitment to Innovation

With $56,665,308 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $53,488 in used auto loans and $327,370,327 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 78,387, showing a strong and growing member base that trusts us with their finances. This is an essential factor in maintaining our stability as it reflects the confidence our members have placed in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 2813 Plaza Dr Peru Il 61354 or call (815) 223-6602 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $90,325,182 in share certificates and $48,123,393 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $4,699,141 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 92 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Position

With a net worth of $67,774,826, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,329 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $137,115,362 in used vehicle loans and $29,259,224 in new vehicle loans already helping members get on the road. Whether you're considering financing for a new or used vehicle, we have flexible options tailored to meet your needs.

Credit Lines

For those looking for more flexibility in managing finances, our credit lines totaling $162,229,319 provide an excellent option for unexpected expenses or planned purchases. This way, you only pay interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,799,019, make buying or refinancing simple. We provide straightforward terms and competitive rates to ensure you can invest in your future comfortably.

Refinancing Options

If you're already enjoying one of our loans but are looking for better terms or lower rates, ask about our refinancing options. We aim to provide solutions that work for your evolving financial situation. For any questions regarding eligibility or our loan offerings at Financial Plus located at 2813 Plaza Dr Peru Il 61354, feel free to reach out at (815) 223-6602. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support your financial journey with reliable products and services tailored just for you!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, and that's where our flexible terms on unsecured credit card loans come into play. With a total of $10,284,644 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have access to funds when you need them.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help borrowers make informed decisions without the stress of sorting through countless offers. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users are presented with fair and transparent offers. Each loan listing on LendMesh is verified, ensuring that you are considering legitimate options. One of the key benefits of using LendMesh is its commitment to providing verified data. Loan offers are sourced from trusted financial institutions, which enhances transparency and builds user confidence in the information provided. Additionally, LendMesh maintains a strict policy against sponsored listings; lenders are not prioritized based on paid promotions. This approach ensures that all users receive unbiased results tailored to their needs. Another significant advantage is the real-time rate comparisons offered by LendMesh. Users can access up-to-date loan rates from multiple institutions in one convenient location, allowing them to compare options side-by-side and make decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials illustrate how effective this tool can be in navigating the complexities of loan shopping. If you're ready to find the best rates for your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Financial Plus

Introduction

Branch History & Mission

Commitment to Innovation

Community Engagement

Our Journey

Our Mission

Branch Location & Accessibility

Call to Action

Local Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Our Commitment to Business Growth

Comprehensive List Of Services

Accessibility and Support

Business Banking

Digital Banking Features

Personal Banking

Digital & Online Banking

Accessibility and Security

Key Features

Financial Strength

Commitment to Innovation

Growing Member Base

Member-Centric Savings

Operational Efficiency

Solid Financial Position

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Join Our Community