Financial Plus Morris IL Credit Union | Affordable Auto Loans & ATM Services

Introduction

At Financial Plus, we believe in the power of community and the strength that comes from working together. Since opening our doors in 1951, we have been dedicated to providing our members with exceptional financial services and a welcoming environment. Located at 1300 N Division St, Morris, IL 60450, our branch is a hub for over 44,500 members who trust us with their financial journeys. As a proud member of your community, we are committed to ensuring that our services meet your needs. With total assets exceeding $509 million and deposits around $26.9 million, we provide stability and security for every member who walks through our doors. Our lending capabilities are robust, with a total of 80,211 loans and leases available to help you achieve your dreams. Under the leadership of CEO Peter Fauth and Board President Joseph Navarro, Financial Plus has cultivated a team of 106 dedicated employees ready to assist you. Whether you need personal banking solutions, auto loans, or credit card options with rewards, we're here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 1300 N Division St, Morris, IL 60450-1452. With convenient services like online banking and mobile payments, managing your finances has never been easier. We invite you to explore what Financial Plus can offer you. Feel free to reach out by phone at (815) 942-2228 or visit our website at financialplus.org for more information. Join us as we continue to build a brighter financial future together!

Branch History & Mission

Community Focus

Our commitment extends into community outreach initiatives where we partner with local organizations to support various causes that matter most to you. This dedication reflects not just in words but through actions that reinforce our belief in giving back to those who trust us with their finances.

Join Us Today

As we look toward the future, Financial Plus remains dedicated to enhancing lives through better financial choices and community engagement. We invite you to experience the difference that comes with being a member of Financial Plus. Join us today and become part of a legacy rooted in trust, care, and mutual success. For any questions or assistance, feel free to reach out at (815) 942-2228 during our operating hours: Monday through Thursday from 8:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 8:00 AM until 12:00 PM. We can't wait to welcome you!

Our Journey

From our humble beginnings at 1300 N Division St, we have transformed into a vital resource for individuals and families in Morris and beyond. Our branch has always prioritized building lasting relationships with our members while adapting to the ever-changing financial landscape. Through the decades, we've expanded our offerings, ensuring that our services meet the diverse needs of our community. Located near key local landmarks, we aim to be more than just a financial institution; we strive to be an integral part of the Morris community. While members can visit us at 1300 N Division St, official correspondence should be sent to 1300 N Division St, Morris, IL 60450-1452.

Our Mission

At Financial Plus, our mission goes beyond providing financial services. We are here to empower our members by offering personalized support and innovative solutions tailored to their lives. Whether it's opening a checking account or securing a loan for a new vehicle, we focus on making every interaction meaningful and supportive. We understand that everyone's journey is unique, which is why we offer a wide range of products from auto loans and mortgages to personal loans and credit cards with rewards. In addition to traditional banking services, we prioritize digital advancements such as online banking and mobile payments to ensure convenience for all members.

Branch Location & Accessibility

Convenient Hours

We understand that life can get busy, which is why we offer flexible operating hours to fit your schedule. Visit us Monday through Thursday from 8:00 AM to 5:00 PM, or stop by on Friday until 5:30 PM. If you're looking to bank on Saturday, our doors are open from 8:00 AM until noon.

Easy Access and Parking

At Financial Plus, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ample parking spaces to ensure that everyone can easily visit us. If you're in a hurry, take advantage of our drive-thru banking option for quick transactions without leaving your car!

Get in Touch

Have questions? Our friendly team is ready to help! Give us a call at 815-942-2228 or drop by during our operating hours. We're here to support you every step of the way on your financial journey. Come see how we can make banking easier and more enjoyable for you!

Services Offered

At Financial Plus, we provide a wide range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! You can also enjoy our ATM services available on-site for easy cash withdrawals and balance checks. While members can visit us at 1300 N Division St, official correspondence should be sent to the same address no need to remember different locations!

Member Eligibility

At Financial Plus, we believe that everyone deserves a place where they feel valued and supported, and becoming a member is your first step into our welcoming community. If you're looking to join us, you'll be glad to know that eligibility is quite straightforward. Typically, anyone who lives, works, or attends school in the area can become a member. We embrace individuals from all walks of life because we want our community to thrive together. The benefits of being part of Financial Plus are numerous, from competitive loan rates to personalized service that makes banking enjoyable. Plus, you gain access to an array of financial products designed just for you! Ready to take the next step? Opening an account is easy; simply visit us at 1300 N Division St Morris Il 60450, or give us a call at (815) 942-2228 for more details on how to get started. For the most up-to-date eligibility criteria, check out our website at . Join us today and experience the difference of being part of a credit union that truly cares!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. Imagine having access to funds that can help you expand your operations, purchase new equipment, or manage cash flow during slow seasons. Our loans are crafted to meet the unique needs of each business owner, empowering them to reach their goals.

Merchant Services

In addition to lending, we offer comprehensive merchant services that make everyday transactions smoother. Whether you're a retail shop or a service provider, our payment processing solutions allow you to accept payments quickly and securely. This means less hassle for you and a better experience for your customers. Located conveniently at 1300 N Division St Morris Il 60450 in Morris, IL, we're here to partner with you on your journey toward success. For more information about how we can support your business, call us at (815) 942-2228 or visit our website at https://www.financialplus.org . Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Business Banking

For local entrepreneurs and businesses, we provide specialized services through our Business Banking solutions. This includes merchant services that simplify payment processing and business loans designed to support growth and expansion.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we focus on providing easy access to all our services through various channels. Our Basic Drive-Thru Banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. Whether you're popping in during lobby hours Monday through Friday from 8:00 AM to 5:30 PM or Saturday from 8:00 AM to 12:00 PM or using our digital platforms like online banking or mobile apps, managing your finances has never been easier. If you have questions or want more information about any of our services, don't hesitate to reach out! Call us at 815-942-2228 or visit us at Financial Plus. Join us today and experience the difference personalized banking can make!

Credit Cards and Rewards

When it comes to spending smartly, our Credit Cards with Rewards program ensures that every purchase brings you closer to earning great perks. Whether it's travel rewards or cashback offers, you'll find a credit solution that suits your spending habits.

Loans and Financing

Dreaming of a new car or looking to consolidate debt? Our Auto Loans & Vehicle Financing can help make those dreams a reality with competitive rates and flexible terms. If you're considering purchasing a home, our Mortgage Loans & Refinancing options provide the support you need to secure your dream home without breaking the bank. Additionally, we offer Personal Loans & Debt Consolidation services that can assist you in achieving financial freedom by simplifying your payments into one manageable loan.

Personal Banking

We understand that managing finances can be complex. That's why we offer Personal Banking options including checking and savings accounts designed to fit your lifestyle. For those moments when you need quick access to funds, our ATM & Cash Withdrawal Services are available to ensure you can get cash when you need it most. And if you're on the go, our online and mobile banking features let you manage your accounts from anywhere.

Digital & Online Banking

E-Statements & Mobile Access

Say goodbye to paper clutter! You can access your e-statements anytime, keeping all your financial documents organized and easily accessible. If you're always on the go, our mobile application is here for you. It offers all the same great features as online banking but fits right in your pocket. You can even use mobile payments for quick and easy transactions at your favorite retailers.

Key Features

Our online banking platform provides a user-friendly experience, allowing you to check balances, transfer funds, and pay bills with just a few clicks. Need to send money quickly? Our person-to-person transfer feature makes it simple to send funds directly to friends or family without the hassle of cash. Plus, with the ability to sign documents electronically, completing transactions has never been easier or more convenient.

Security & Support

We prioritize your security with robust measures that protect your personal information and account details. Our electronic signature authorization ensures that your transactions are safe and efficient. If you have questions or need assistance, our friendly team is just a phone call away at (815) 942-2228. With Financial Plus, enjoy real-time account management and the convenience of banking at your fingertips. Explore our digital services today by visiting https://www.financialplus.org !

Financial Strength

At Financial Plus, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial health, which provides you with the confidence and peace of mind you deserve. With a net worth of $67,774,826, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.29% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $90,325,182 in share certificates and $48,123,393 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $56,665,308 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $53,488 in used auto loans and a total loan portfolio of $327,370,327. Our operational efficiency shines through with a net income of $4,699,141, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 92 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 78,387, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 1300 N Division St Morris IL 60450 or call 815-942-2228 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Loan Options

In addition to auto and mortgage loans, we offer credit lines with a total of $162,229,319, providing our members with easy access to funds whenever they need them. This flexibility helps ensure that you can cover unexpected expenses without added stress. Our commitment extends beyond just offering loans; we also provide refinancing options and clear eligibility guidelines for all our products. This means whether you're consolidating debt or looking for better terms on an existing loan, we're here to help find the right solution for you. For more detailed information about our services or to apply for a loan today, please visit our website at Financial Plus. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $137,115,362 in used vehicle loans and $29,259,224 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car-buying experience as smooth as possible.

Credit Card Loans

Managing everyday expenses is easy with our flexible unsecured credit card loans. We currently have $10,284,644 in unsecured credit card loans available to assist members in managing their finances effectively. With straightforward application processes and user-friendly features, handling your expenses becomes more manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,799,019, make buying or refinancing simple. We aim to support our members every step of the way in achieving their dream of owning a home.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a user-friendly interface and a commitment to transparency, LendMesh ensures that you have access to the information you need to make informed financial decisions. LendMesh guarantees accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This data is based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers for all users. Each loan offer displayed on LendMesh comes from legitimate financial institutions, allowing you to compare options with confidence. One of the key benefits of using LendMesh is its commitment to verified data. Unlike many comparison tools, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This means you receive unbiased results that truly reflect your options. Additionally, LendMesh provides real-time rate comparisons, so you can see up-to-date loan rates from multiple institutions and make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the reliability of this tool in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Financial Plus