Financial Partners San Diego CA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Financial Partners, your trusted credit union located at 3350 La Jolla Village Dr, San Diego, CA 92161. Since our establishment in 1937, we have been dedicated to serving our community with a commitment to financial excellence and personalized service. With over 93,000 members and total assets amounting to an impressive $2,239,420,423, we pride ourselves on being a cornerstone of support for individuals and families in the San Diego area. At Financial Partners, we understand that every member has unique financial needs. That's why we offer a variety of services tailored just for you whether it's personal banking solutions like checking and savings accounts, auto loans, or even business banking options including merchant services. Our goal is to empower you with the tools you need to achieve your financial dreams. Our leadership team is here to guide you every step of the way. Under the direction of our CEO Nader Moghaddam and Board President Yves Pinkowitz, our dedicated staff of 289 employees is ready to assist you with any questions or concerns. You can always reach us at 800-950-3728 during our lobby hours from 7 AM to 3 PM, Monday through Friday. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 7800 Imperial Hwy, Downey, CA 90242-3457. We invite you to explore more about what we offer by visiting our website at fpcu.org. Join us at Financial Partners and experience firsthand how we're committed to supporting your financial journey!

Branch History & Mission

Commitment to Service

While members can visit us at 3350 La Jolla Village Dr San Diego Ca 92161, official correspondence should be sent to 7800 Imperial Hwy, Downey, CA 90242-3457 if different. We invite you to explore our branch's features like ATM availability for easy access to your funds and our commitment to ADA compliance ensuring everyone can enjoy our services comfortably. Operating hours are designed for your convenience; we're open Monday through Friday from 7 AM to 3 PM. While we do not have drive-thru service at this location, our friendly staff is always ready to assist you inside.

Join Us

As we look ahead, Financial Partners remains committed to being your go-to resource for all things finance. We invite you to join us on this journey towards financial well-being. Experience the difference that comes with being part of a credit union that truly cares about its members and the community. For more information about what we offer or how you can become a member today, please call us at (800) 950-3728 or visit our website at https://fpcu.org/. Let's build a brighter financial future together!

Our Journey

From the very beginning, Financial Partners has been dedicated to providing personalized financial services to our members. Our journey started with a handful of committed individuals who believed in the power of cooperative banking. Over the decades, we have expanded our services and embraced innovations to meet the evolving needs of our community. As we grew, so did our commitment to help people achieve their financial goals. Today, we offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. We are proud to say that our focus on member satisfaction has remained unchanged through all these years.

Our Mission

Our mission is simple yet profound: to empower our members by providing exceptional financial services while fostering a sense of community. We believe that everyone deserves access to quality banking solutions tailored to their unique needs. At Financial Partners, we strive not only to be a financial partner but also a community ally. We understand that support goes beyond just transactions. That's why we actively engage in outreach programs and partnerships that uplift local initiatives and promote economic well-being. Whether through financial education workshops or collaborations with local organizations, we aim to make a positive impact where it matters most.

Branch Location & Accessibility

Get in Touch!

Have questions or want to learn more about our services? Give us a call at 800-950-3728! We're excited to help you with all your financial needs and look forward to welcoming you at Financial Partners in San Diego. Come see us today!

Operating Hours and Services

We are here for you Monday through Friday from 7 AM to 3 PM. Whether you're looking to open a checking or savings account, secure an auto loan, or explore our mortgage options, our friendly staff is ready to assist you. Plus, we offer ATM services for quick cash withdrawals and balance checks right on-site. Although we don't have drive-thru banking available at this location, our team is always ready to help inside the branch. While members can visit us at 3350 La Jolla Village Dr for all your banking needs, please note that official correspondence should be sent to our mailing address: 7800 Imperial Hwy, Downey, CA 90242-3457.

Parking and Accessibility

We understand that accessibility is important. Our branch offers ample parking for all members, ensuring that your visit is hassle-free. We are committed to providing an inclusive environment, with features such as ADA compliance and ramps for those who may need them.

Member Eligibility

At Financial Partners, we believe that becoming a member means joining a welcoming community that prioritizes your financial well-being. If you're looking to take the first step, you'll be pleased to know that eligibility is quite straightforward! Membership is open to anyone who lives, works, worships, or attends school in our local area. This includes not just individuals but also their family members, which means you can share the benefits with those you care about. By choosing Financial Partners, you're not just opening an account; you're gaining access to personalized services and competitive rates designed with your needs in mind. If you'd like to learn more about the specific eligibility criteria or if you have any questions, feel free to check out our detailed information at . When you're ready to get started, opening an account is easy! Just give us a call at (800) 950-3728 or visit us at our branch located at 3350 La Jolla Village Dr San Diego Ca 92161. We look forward to welcoming you into the Financial Partners family!

Business Banking & Commercial Services

Commercial Loans That Empower

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $455 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $381,724,801, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Running a business means juggling many tasks, and our merchant services are here to lighten that load. Imagine effortlessly accepting payments from customers, whether they're using credit cards or digital wallets. This not only enhances customer satisfaction but also streamlines your operations, letting you focus on what matters most growing your business. Come visit us at 3350 La Jolla Village Dr San Diego Ca 92161 or call us at (800) 950-3728 to learn more about how we can support your business journey today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? We provide easy access through our ATM & Cash Withdrawal Services available right at our branch and other locations. You can withdraw cash, check balances, and more without hassle. At Financial Partners, we're here to support you in achieving your financial goals with accessible services designed for everyone. If you have any questions or need assistance with any of our offerings, feel free to reach out at 800-950-3728 or visit us at fpcu.org. Join us today and experience the difference!

Auto Loans & Vehicle Financing

Need a new car? Our Auto Loans & Vehicle Financing can help you get behind the wheel sooner. Whether you're purchasing a brand-new model or financing a used vehicle, we offer competitive rates that fit your budget. Picture driving away in your dream car without breaking the bank.

Business Banking Services

For entrepreneurs and business owners, our Business Banking services include merchant services and business loans tailored to help you grow your business. We know how important it is to have reliable financial support when running a business.

Credit Cards with Rewards

With our Credit Cards with Rewards, every purchase can earn you benefits. Imagine using your card for everyday shopping and receiving rewards points that can be redeemed for travel, merchandise, or cash back. It's an easy way to maximize your spending power!

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking options that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or making payments, all it takes is a few taps on your smartphone.

Home Financing Options

If homeownership is on your mind, consider our Mortgage Loans & Refinancing services. We understand that buying a home is one of the biggest decisions you'll ever make, which is why we provide expert guidance and support throughout the process. Our refinancing options could even lower your current mortgage payments!

Personal Banking Solutions

For those looking to manage their day-to-day finances, our Personal Banking options include checking and savings accounts designed for easy access and growth. Imagine having a checking account that allows you to manage your expenses effortlessly while earning interest on your savings. With Financial Partners, you have the flexibility to choose what suits you best.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come in handy. Whether it's for medical bills, education costs, or consolidating existing debt into one manageable payment, we've got solutions that help ease financial stress.

Digital & Online Banking

At Financial Partners, we understand that convenience and security are key in today's fast-paced world. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. With our 24/7 online banking services, you can access your accounts anytime, anywhere. Just visit https://fpcu.org/ to get started. Whether you want to check your balance, transfer funds, or pay bills, everything is at your fingertips. Plus, our user-friendly interface ensures that you can navigate with ease. Our mobile application adds even more flexibility to your banking experience. You can perform transactions on the go and set up mobile payments for quick purchases. If you ever need to send money to friends or family, our person-to-person transfers feature makes it simple and fast. For added peace of mind, we offer electronic signature authorization. This means you can sign documents securely without the hassle of printing and mailing them. It's all part of our commitment to providing a safe and modern banking experience. We also support e-statements, allowing you to view your account statements electronically. Say goodbye to paper clutter while keeping track of your finances easily. At Financial Partners, we're dedicated to making your banking journey smooth and secure. Enjoy the freedom that comes with real-time account management through our digital services!

Financial Strength

A Reliable Partner for Your Needs

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Net Shares (Funds available for lending and investments) total $0, reinforcing our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Partners is your trusted partner. Visit us at 3350 La Jolla Village Dr San Diego Ca 92161 or call (800) 950-3728 to learn more about how we can help you achieve your financial goals.

Committed Workforce

We also take pride in having 281 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 191,474, showing a strong and growing member base that trusts us with their finances.

Investment in Your Future

With $133,777,305 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in our $8,721 in used auto loans and $1,758,187,467 in total loans and leases, supporting members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $822,439,822 in share certificates and $141,571,852 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $86,259,988, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $200,177,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $891 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $106,118,643 in used vehicle loans and $107,996,315 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is here to guide you through the process.

Commercial Loans

For business owners, our outstanding commercial loans totaling $381,724,801 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in an existing business opportunity, our lending specialists are ready to assist you every step of the way. Our loan offerings are designed with your needs in mind. Whether it's purchasing a vehicle or securing financing for your home or business, we're here to help you navigate your options. For any inquiries regarding our loan products or if you'd like to discuss eligibility requirements further, feel free to contact us at 800-950-3728. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today and see how we can support your financial journey!

Credit Lines

If you're looking for added flexibility in managing your finances, our total credit lines amounting to $592,874,701 can give you the freedom to access funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $269,427,113, make buying or refinancing simple. We offer competitive rates and flexible terms that can help you turn your dream of owning a home into reality. If you're considering refinancing your existing mortgage, we can help you explore eligibility options tailored to your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $60,555,990 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to provide peace of mind while making purchases.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent. LendMesh prides itself on delivering verified data, which means users can trust that they are comparing legitimate offers from recognized financial institutions.

Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Trustworthy Features

LendMesh stands out for its commitment to unbiased results. There are no sponsored listings or promotions that could skew the comparison process. Each lender is presented equally, allowing users to see a true picture of available options. Additionally, the platform provides real-time rate comparisons, ensuring that users have access to the most current loan rates from multiple institutions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the tool in helping individuals secure better financial terms.