Financial Partners Irvine CA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Financial Partners at 2272 Michelson Dr Ste 102, Irvine, CA 92612! Since our establishment in 1937, we have been dedicated to serving our members with a commitment that reflects in our growing community of 93,053 members. At Financial Partners, we believe that your financial journey deserves personalized attention and quality service. With total assets of $2,239,420,423 and deposits amounting to $97,122,332, we stand as a robust pillar in the community, ready to support you with a variety of services including personal banking, auto loans, mortgages, and business banking solutions. Our dedicated team of 289 employees, led by CEO Nader Moghaddam and Board President Yves Pinkowitz, is here to ensure you receive the guidance you need for your financial goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 7800 Imperial Hwy, Downey, CA 90242-3457. We invite you to explore our website at fpcu.org for more information about our offerings and how we can assist you. Join us today and experience the difference of being part of a credit union that truly cares about its members. Call us at 800-950-3728 or stop by during our lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Your financial success starts here!

Branch History & Mission

A Journey Through Time

Our journey began with a simple mission: to provide accessible financial services that empower individuals and families. Over the decades, we have adapted to meet the changing needs of our members while remaining true to our core values. From introducing auto loans and mortgages to expanding our digital banking capabilities, each milestone has been driven by our dedication to improving the financial well-being of those we serve. As we expanded, so did our total assets, which now stand at an impressive $2,239,420,423. This growth is not just a number; it reflects the trust that our members place in us every day. Our commitment to transparency and member-focused service has helped us build lasting relationships within the community.

Join Us Today

As we look toward the future, Financial Partners invites you to join our growing family. Experience firsthand how we can support your financial journey while making a positive impact on the community around us. Together, let's build a brighter tomorrow!

Modern Banking with Community Values

While we cherish our history, we are also forward-thinking. We offer advanced digital banking options such as online banking and mobile payments to make managing finances easier for our members. Our commitment to accessibility is evident in our ADA-compliant facilities and dedicated services tailored for everyone. For your convenience, you can visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you prefer remote assistance or have inquiries about your account, feel free to reach out at 800-950-3728.

Our Mission Statement

At Financial Partners, our mission is clear: we strive to provide exceptional financial services while fostering a sense of community. We believe that everyone deserves access to quality banking products that help them achieve their goals. Whether it's through personal banking solutions like checking accounts and credit cards or business loans for local entrepreneurs, we aim to be a reliable resource for all. We also understand that being part of a community means giving back. That's why we actively engage in partnerships and outreach initiatives designed to uplift those around us. Our efforts are rooted in supporting local charities and organizations that share our vision of empowerment and growth.

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind. We offer ADA-compliant features and ample parking spaces so that every member can visit comfortably. Whether you're walking in or using a wheelchair, we've made sure your experience is smooth.

Contact Us

Got questions? Don't hesitate to reach out! You can give us a call at 800-950-3728 for more information or assistance. We invite you to visit us soon at Financial Partners where community banking meets personalized service. Your financial journey starts here!

Directions and Nearby Landmarks

You can find us nestled near the bustling intersection of Michelson Drive and Jamboree Road, making it easy to drop by whether you're on your way to work or enjoying a day out. If you need to send any official correspondence, please note that our mailing address is 7800 Imperial Hwy, Downey, CA 90242-3457.

Operating Hours

At Financial Partners, we value your time. Our lobby hours are designed to fit your busy schedule: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you need personal banking services or have questions about loans, our dedicated team is ready to assist you during these hours.

Services Offered

We take pride in offering a wide range of services right here in our branch. From checking and savings accounts to auto loans and mortgage refinancing, we've got all your financial needs covered. Plus, with ATM availability on-site, accessing cash is quick and hassle-free.

Member Eligibility

At Financial Partners, we believe that becoming a member is like joining a supportive family where your financial well-being is our top priority. If you're looking to be part of our community, the eligibility criteria are simple and inclusive. You can become a member if you live, work, or worship in certain areas, or if you have family members who are already part of our credit union. This means that many people in our community can easily join us and take advantage of the personalized services we offer. Once you're ready to become a member, opening an account is straightforward. You can visit us at our branch located at 2272 Michelson Dr Ste 102 Irvine Ca 92612 or give us a call at (800) 950-3728 for more information on how to get started. For detailed eligibility requirements, feel free to check out this resource: . We're excited to welcome you into our Financial Partners family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $455 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $381,724,801, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that make accepting payments easy and efficient. Imagine running your café and knowing you can accept payments seamlessly from customers using cards or mobile wallets. Our tools help streamline transactions, so you can focus more on serving your clients and less on managing finances. Whether you're looking for a partner in funding or need reliable payment solutions, Financial Partners is here for you at 2272 Michelson Dr Ste 102 Irvine Ca 92612. Reach out at (800) 950-3728 to learn how we can assist your business today!

Comprehensive List Of Services

Additional Services

We also provide basic ATM access for withdrawals and balance checks, ensuring you have quick access to your funds when needed. Whether you're depositing a check from home using our mobile application or sending money to a friend via person-to-person payments, our digital tools are designed with your convenience in mind. If you're interested in learning more about how we can assist you financially or if you have any questions regarding our services, feel free to reach out at (800) 950-3728. Our friendly staff is ready to help! At Financial Partners, we believe in empowering our members through comprehensive financial services that cater to all aspects of life. Visit us today or explore more at our website!

Business Banking

For our business members, we have tailored solutions designed to help your enterprise grow. Our Business Banking services include essential features like Merchant Services for easy payment processing and access to various Business Loans that can empower you to expand operations or manage cash flow.

Digital Banking

In today's fast-paced world, having easy access to your finances is crucial. At Financial Partners, we offer robust online and mobile banking features that allow you to manage your accounts anytime and anywhere. With services like Online & Mobile Banking, ATM access for cash withdrawals, and the ability to check balances seamlessly, staying on top of your finances has never been easier.

Personal Banking

When it comes to personal banking, we understand that everyone has unique needs. That's why we provide various options for Checking & Savings Accounts that help you manage your money effectively. If you're planning on purchasing a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing can make the process easier and more affordable. We also offer Mortgage Loans & Refinancing options for those ready to buy their dream home or seeking better rates on their existing mortgage. In times when unexpected expenses arise, our Personal Loans & Debt Consolidation services can provide the financial relief you need. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases that can be redeemed for travel, merchandise, or cash back.

Digital & Online Banking

Key Features

With our 24/7 online banking, you can check your account balances, transfer funds, and pay bills whenever you need to. This flexibility allows you to manage your money on your own schedule, whether it's early in the morning or late at night. If you're looking for added convenience, our mobile application provides you with all the tools you need right at your fingertips. You can easily make person-to-person transfers to friends and family, ensuring that sharing expenses is quick and hassle-free. Plus, if you prefer to go paperless, we offer e-statements, so you can view your account statements securely online without the clutter of paperwork.

Security and Ease of Use

Your security is our top priority. With features like electronic signature authorization, you can confidently complete transactions without worrying about safety. Our platform is designed with user-friendliness in mind, making it easy for everyone to navigate their accounts smoothly. For those who enjoy mobile payments, rest assured that our services include this feature too. You can make purchases directly from your phone perfect for those times when you don't have cash or cards on hand. At Financial Partners, we believe that managing your finances should be simple and accessible. Embrace the convenience of digital banking today!

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 281 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts stand at 191,474, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Partners is your trusted partner. Visit us at 2272 Michelson Dr Ste 102 Irvine Ca 92612 or call (800) 950-3728 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $133,777,305 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $8,721 in used auto loans and $1,758,187,467 in total loans and leases.

Secure Savings Opportunities

Members' savings are secured through $822,439,822 in share certificates and $141,571,852 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $86,259,988, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $200,177,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $891 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $106,118,643 in used vehicle loans and $107,996,315 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit your budget and help you drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $381,724,801 provide the capital needed to grow and expand your business. We understand the importance of having reliable financing when it comes to running a successful enterprise. At Financial Partners, we prioritize transparency and member satisfaction. If you're considering refinancing or want to know about eligibility options, our dedicated team is here to assist you. Reach out today at (800) 950-3728, or visit us at 2272 Michelson Dr Ste 102 Irvine Ca 92612, Irvine, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and discover how we can support your financial journey!

Credit Lines and Unsecured Loans

For those looking for more flexible financing options, we offer credit lines with a total amount of $592,874,701 available to our members. Additionally, our unsecured credit card loans total $60,555,990, allowing you to manage your finances effectively without needing collateral. These options are designed to provide you with the flexibility you need for various expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $269,427,113, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through every step of the mortgage process.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users receive fair and transparent offers tailored to their needs.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Financial Partners