Financial Partners Downey CA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Financial Partners, your trusted credit union located at 7800 Imperial Hwy, Downey, CA 90242. Since our establishment in 1937, we have dedicated ourselves to serving our community and providing personalized financial solutions that truly meet the needs of our members. With over 93,000 members and total assets exceeding $2.23 billion, we pride ourselves on being a cornerstone of financial support in the Downey area. At Financial Partners, we understand that every member's journey is unique. That's why we offer a range of services tailored just for you from checking and savings accounts to auto loans, mortgages, personal loans, and business banking options. Our commitment to fostering financial growth is reflected in our substantial total deposits of $97,122,332 and a robust net worth of $200,177,265. While members can visit us at our branch location, official correspondence should be sent to the same address: 7800 Imperial HWY, Downey, CA 90242-3457. We invite you to explore how we can help you achieve your financial goals with a team of over 289 employees, led by our CEO Nader Moghaddam and Board President Yves Pinkowitz. Ready to take the next step? Give us a call at (562) 923-0311 or visit us online at Financial Partners to discover all that we can do for you!

Branch History & Mission

At Financial Partners, we take pride in our rich history and commitment to the community. Established in 1937, our branch has grown alongside the vibrant city of Downey, California. Over the decades, we've built strong relationships with our members, becoming a trusted financial partner for nearly 93,000 individuals. Located at 7800 Imperial Hwy, Downey, CA 90242, our branch is easily accessible and just a stone's throw from notable landmarks like the Downey Theatre and the popular Downey Landing shopping area. Our mission has always been clear: to empower our members through personalized financial services while actively supporting our local community. From humble beginnings to today's impressive total assets of over $2.2 billion, Financial Partners has consistently focused on delivering value and support to those we serve. We have evolved significantly over the years, adopting innovative digital solutions to enhance member experience like mobile banking and online services while ensuring compliance with ADA standards so everyone can access their accounts without barriers. Our mission statement reflects our core values: "To provide competitive financial products that improve the lives of our members and strengthen the communities we serve." This means not just offering checking and savings accounts, auto loans, mortgages, and credit cards, but also actively engaging in community outreach initiatives that make a difference. While members can visit us at 7800 Imperial Hwy, official correspondence should be sent to 7800 Imperial HWY, Downey, CA 90242-3457 if there are any needs for written communication. We are committed to being available for our members Monday through Friday from 8:00 am to 5:00 pm. As we look ahead, we remain dedicated to fostering partnerships that uplift our community. Whether it's through educational workshops or local sponsorships, Financial Partners is here to support you every step of the way. Join us today and discover how being a member of Financial Partners can benefit you! Call us at 562-923-0311 or visit us online at fpcu.org to learn more about how we can help you achieve your financial goals. Together, we can build a brighter future!

Branch Location & Accessibility

Accessibility Features

Our location is designed with your comfort in mind. We provide ample parking spaces, including accessible spots for those who need them. The branch is ADA compliant, ensuring that everyone can easily navigate our facilities. Whether you're visiting us in person or using our ATM services, we strive to make your experience smooth and hassle-free.

Get in Touch!

Whether you're already a member or considering joining us, we invite you to visit us at our Downey branch. If you have any questions or need more information before your visit, feel free to call us at 562-923-0311. We look forward to welcoming you soon!

Operating Hours

We understand that life can get busy, so we're here for you Monday through Friday from 8:00 AM to 5:00 PM. Whether you need help with checking and savings accounts, auto loans, or personal loans, our friendly staff is ready to assist you during these hours.

Services Offered

At Financial Partners, we offer a wide range of services tailored to fit your financial needs. From personal banking solutions like checking and savings accounts to auto financing and credit cards with rewards, we have something for everyone. You can also take advantage of our online and mobile banking features for added convenience. If you require assistance beyond regular banking hours or prefer a drive-thru option, please note that we currently do not offer drive-thru service. However, our ATM is available for quick cash withdrawals and balance checks whenever you need it.

Member Eligibility

Becoming a member of Financial Partners means joining a community that truly cares about your financial well-being. If you live, work, or go to school in the areas we serve, you're already on the right path to enjoying the benefits of membership! We believe in making banking accessible and friendly for everyone. Our members enjoy personalized services, competitive rates on loans, and various financial products designed just for you. To find out more about eligibility requirements, you can check out our detailed guide at . If you're ready to take the next step, opening an account is a breeze just give us a call at (562) 923-0311, and our team will be happy to assist you! Come visit us at 7800 Imperial Hwy Downey Ca 90242 and see how being part of Financial Partners can help you reach your financial goals.

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine having a reliable partner that helps you accept payments quickly and securely, ensuring you can focus on what matters most running your business. Our services make it easy to manage transactions, improve cash flow, and enhance customer satisfaction. Explore how Financial Partners can be your ally in navigating the financial landscape. Visit us at 7800 Imperial Hwy Downey Ca 90242 or call us at (562) 923-0311 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $455 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $381,724,801, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our entrepreneurial members, we offer robust Business Banking solutions including merchant services and business loans tailored to help your company thrive. Whether you're starting fresh or expanding an established venture, we're here to guide you every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience matters. Our Online & Mobile Banking features allow you to manage your accounts from anywhere at any time. With capabilities like mobile payments and person-to-person transfers, banking has never been more accessible. Need cash? Utilize our ATM services for quick withdrawals and balance checks right at your fingertips. At Financial Partners in Downey, CA, we are committed to providing exceptional service and support for all your financial needs. If you have questions or want to explore how we can assist you further, don't hesitate to reach out at 562-923-0311. We're here Monday through Friday from 8:00 AM to 5:00 PM. Explore our full range of services today and take control of your financial future with us! Visit our website at fpcu.org for more information.

Home Ownership Made Easy

Owning a home is a significant milestone, and at Financial Partners, we want to help you achieve it. Our Mortgage Loans & Refinancing options ensure you have access to affordable financing for your new home or investment property. Plus, if you find yourself needing extra funds for renovations or consolidating debt, our Personal Loans & Debt Consolidation services can provide the support you need without the hassle.

Personal Banking

We understand that managing personal finances can be overwhelming. That's why our Personal Banking services are designed to make your life easier. From checking and savings accounts that fit your lifestyle to credit cards with rewards, we have options that cater to your everyday needs. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms, making it simpler than ever to get behind the wheel of your dream vehicle.

Digital & Online Banking

Key Features for Your Convenience

Our online platform is user-friendly and includes essential features like electronic signature authorization, so you can complete transactions quickly without any hassle. Additionally, enjoy the convenience of e-statements, which allow you to view and download your statements digitally no more waiting for paper copies in the mail! If you're always on the move, our mobile application lets you manage your accounts right from your smartphone. You can also take advantage of mobile payments for quick and easy transactions at participating merchants. And when it comes to sending money to friends or family, our person-to-person transfer feature makes it simple to send funds with just a few taps.

Security You Can Trust

Your security is our top priority. Our online banking services incorporate advanced security measures to protect your personal information. Whether you're accessing your account through our website or mobile app, rest assured that we are dedicated to keeping your data safe. With Financial Partners, you have everything you need at your fingertips for real-time account management. Experience the freedom and flexibility of digital banking today!

Financial Strength

Growing Member Base

Our dedication to service is shown by our total share accounts of 191,474, indicating a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Partners is your trusted partner. Visit us at 7800 Imperial Hwy Downey Ca 90242 or call (562) 923-0311 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $133,777,305 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $8,721 in used auto loans and $1,758,187,467 in total loans and leases.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 281 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $822,439,822 in share certificates and $141,571,852 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $86,259,988, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $200,177,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $891 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $106,118,643 in used vehicle loans and $107,996,315 in new vehicle loans already helping members get on the road. We cater to both new and used vehicle financing needs, ensuring that you find an option that suits your budget and lifestyle.

Business Loans

For business owners looking for capital to grow and expand their operations, our outstanding commercial loans totaling $381,724,801 provide the support you need. We are dedicated to helping local businesses thrive with personalized lending solutions.

Credit Lines

For those who require additional flexibility in their finances, we have credit lines available amounting to $592,874,701. This gives you the freedom to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $269,427,113, make buying or refinancing simple. We aim to provide competitive rates and flexible terms to help you secure the home of your dreams.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better terms or rates, we have options available that could benefit you significantly. Our team can guide you through eligibility requirements and help tailor a solution suited to your needs. When it comes to borrowing money responsibly and efficiently, Financial Partners is here for you. You can reach us at (562) 923-0311 for more information or visit us at 7800 Imperial Hwy Downey Ca 90242 in Downey, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing daily expenses or unexpected bills can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $60,555,990 in loans helping members manage their finances effectively. This option allows you to spend within your means while enjoying rewards and benefits tailored for our members.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. The platform prioritizes verified data, meaning that loan offers come only from legitimate financial institutions. This commitment to accuracy helps users feel confident in their choices. LendMesh does not engage in paid promotions or sponsored listings. Unlike other comparison tools that may prioritize lenders who pay for visibility, LendMesh aims to provide unbiased results. Users can trust that the information they see reflects genuine loan offers without hidden agendas.