Family First Credit Union Freeland MI | Low Mortgage Rates & Auto Loans

Introduction

At Family First, we believe that banking should be more than just a transaction; it should be a part of the community. Located at 6900 Midland Rd, Freeland, MI 48623, our branch has been serving members since 1939, building relationships rooted in trust and reliability. With a proud membership of 5,589 individuals, we are dedicated to offering personalized services that cater to your financial needs. Under the leadership of our CEO, Janie Smith, and Board President, Maurice Patterson, our team of 31 employees is committed to providing exceptional service. We manage total assets amounting to an impressive $99,321,466 and have total deposits reaching $11,460,381. This strong foundation allows us to offer a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions. For those who prefer online interactions, we provide robust digital services such as online banking and mobile payments through our website at fam1st.com. We also invite you to visit us in person or reach out via phone at 989-695-5144 for any inquiries. While members can visit us at our Freeland location for all their banking needs, official correspondence can also be sent to the same address listed above. Our commitment to our community is unwavering, and we strive to support each member's financial journey with care and expertise. Join us today at Family First Credit Union where your financial future comes first!

Branch History & Mission

Community Engagement

Family First believes in giving back. We actively engage with local organizations and initiatives that uplift our community. Whether it's supporting local schools or participating in charity events, we take pride in being an active member of Freeland. Join us on this incredible journey! Experience firsthand how Family First can help you achieve your financial goals while being part of a caring community. For more information or to become a member, please call us at 989-695-5144 or visit our website at fam1st.com. Together, let's build a brighter future!

Modern Banking Solutions

In today's digital world, we understand the importance of convenience. That's why we offer online banking and mobile app services that allow members to manage their accounts anytime, anywhere. With features like electronic signatures and person-to-person payments, we strive to make banking as easy as possible for everyone. Our commitment extends beyond technology; we ensure our facilities are ADA compliant so everyone can access our services comfortably.

Our Evolution

From our humble beginnings, Family First has consistently focused on providing exceptional financial services while fostering strong relationships within our community. We have adapted to meet the changing needs of our members through various milestones and achievements. Each year has brought new opportunities for growth and improvement, allowing us to expand our offerings to include personal banking, auto loans, mortgage loans, and business banking solutions.

Our Mission

Our mission is simple yet impactful: we aim to empower our members by providing them with the financial tools and support they need to thrive. At Family First, we believe that everyone deserves access to quality financial services. We are committed to ensuring that our members feel valued and supported every step of the way. We actively participate in community outreach programs and partnerships that make a difference in people's lives. While you can visit us at our Freeland branch for personalized service, official correspondence should be directed to our mailing address at 6900 Midland Rd, Freeland, MI 48623-8759.

Branch Location & Accessibility

Accessibility and Features

At Family First, we prioritize accessibility for everyone. Our branch complies with ADA standards, featuring ramps and wide doorways to ensure all members can easily access our services. You will find ample parking available right outside our building, so you won't have to worry about finding a spot. Whether you're in need of personal banking services like checking and savings accounts or are looking for financing options such as auto loans or mortgages, we are here to help. Plus, our drive-thru service allows for quick transactions without leaving your vehicle perfect for busy days!

Operating Hours

We know that life can be hectic, which is why our lobby hours are designed with your schedule in mind. Visit us Monday, Wednesday, or Thursday from 9:00 a.m. to 5:00 p.m., Tuesday from 10:00 a.m. to 5:00 p.m., and Friday from 9:00 a.m. to 6:00 p.m. Don't forget that we also offer ATM access for quick cash withdrawals and balance checks whenever you need them!

Stay Connected

If you have any questions or want to learn more about how we can assist you, please don't hesitate to give us a call at 989-695-5144. We're excited to welcome you at Family First Freeland Office! Whether it's opening a new account or discussing loan options, our friendly team is ready to help you every step of the way.

Member Eligibility

Becoming a member of Family First feels like joining a close-knit community where everyone is valued and supported. If you're looking to become part of our family, the process is simple! Generally, eligibility at Family First includes individuals who live, work, worship, or attend school in our local area. We welcome people from all walks of life to join us and enjoy the benefits of membership, such as competitive rates on loans, personalized service, and a wide range of financial products tailored just for you. For more detailed information on eligibility criteria, feel free to check out our website at . Once you're ready to take the next step, opening an account is just as straightforward! You can reach out to us at (989) 695-5144, or visit us at our branch located at 6900 Midland Rd Freeland Mi 48623. Our friendly team is here to guide you through every step of the process, ensuring your experience is smooth and welcoming. Join us today and discover the many advantages that come with being a part of Family First!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $48 in non-member commercial loans, providing flexible financing solutions. Whether you're looking to expand operations or invest in new equipment, our loan options can help turn your plans into reality. Imagine purchasing that new machinery that boosts productivity or expanding your storefront to welcome more customers our loans make it possible.

Merchant Services

In today's fast-paced world, having efficient payment solutions is crucial. Our merchant services enable you to accept payments easily and securely, whether it's through card transactions at your brick-and-mortar location or online sales. This means less hassle for you and a smoother experience for your customers. Visit us at 6900 Midland Rd, Freeland, MI 48623, or call us at 989-695-5144 to discover how Family First can help elevate your business today!

Comprehensive List Of Services

ATM and Drive-Thru Services

We also recognize that sometimes you just need quick access to cash or simple transactions. That's why we provide ATM & Cash Withdrawal Services along with basic drive-thru banking for deposits and withdrawals keeping your banking experience smooth and hassle-free. Our commitment at Family First is not just about providing financial products; it's about building relationships and supporting our community in Freeland. If you're ready to take control of your finances or simply want more information about any of our services, please feel free to reach out! You can contact us at 989-695-5144, or visit us at our website for more details. Join us at Family First where your financial goals become our priority!

Business Banking

For entrepreneurs and business owners, we provide comprehensive Business Banking solutions including Merchant Services & Business Loans. Your business deserves the best financial support, and we're here to help you grow and thrive in today's competitive market.

Credit Cards and Loans

In need of extra cash? Our Personal Loans & Debt Consolidation options allow you to manage expenses or consolidate existing debt into one manageable payment. Plus, don't forget about our Credit Cards with Rewards, which offer great benefits on everyday purchases perfect for those who love to earn while they spend.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services that let you access your accounts anytime, anywhere. Whether you're checking balances or transferring funds on-the-go, our digital features make banking simple and efficient.

Personal Banking

Our personal banking services include Checking & Savings Accounts that are designed to fit various lifestyles. Imagine easily managing your finances with an account that offers features tailored for your needs. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms, making it easier for you to hit the road in style. For those looking to buy a home or refinance their current mortgage, our Mortgage Loans & Refinancing solutions are here to guide you through the process. We understand that securing a loan can be daunting, but our experienced team will walk you through your options so you can make informed decisions.

Digital & Online Banking

Key Services

Our 24/7 online banking service allows you to check your account balance, view transactions, and transfer funds all from the comfort of your home or on the go. Whether you need to pay bills or make person-to-person transfers, our user-friendly interface ensures that everything is just a few clicks away. For those who prefer mobile banking, our mobile application is designed with you in mind. You can make payments seamlessly using our mobile payments feature and access all your account information right from your smartphone. Need to sign documents? Our electronic signature authorization makes it easy just sign on your device and you're good to go!

Security and Accessibility

Security is a top priority at Family First. We implement advanced measures to protect your information while ensuring that you have easy access to your accounts. Plus, with e-statements available, you'll receive important financial documents electronically, reducing paper waste while keeping everything organized. Managing your money has never been simpler or more secure. Experience the convenience of modern banking with Family First today!

Financial Strength

At Family First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially strong gives you peace of mind, so we want to share some insights about our current standing. With a net worth of $9,375,246, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 941% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $22,428,650 in share certificates and $5,606,250 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial resilience is further highlighted by having $8,646,010 in undivided earnings. This allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, with $49,236,541 in total loans and leases including $947 in used auto loans we support members' financial goals across various sectors. We also take pride in our operational efficiency reflected by our net income of $380,061, which enables us to continue offering competitive loan rates and solid financial products for our members. Our dedicated team consists of 27 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed staff. The strength of our community is evident as well; we have a total of 10,892 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family First is your trusted partner. Visit us at 6900 Midland Rd Freeland Mi 48623 or call 989-695-5144 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,559,539 in used vehicle loans and $4,008,729 in new vehicle loans already helping members get on the road. We provide flexible terms and options that cater to both new and used vehicles.

Credit Lines and More

In addition to our auto and mortgage products, Family First provides access to credit lines totaling $18,000,000. This allows our members the flexibility they need for various purchases or projects. Our commitment extends beyond just lending; we aim to ensure that each member has access to refinancing options and eligibility assessments tailored to your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,549,062, making it easier for you to invest in a place you can call home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,985,075 in loans helping members manage their finances effectively. These cards are perfect for those looking to build credit or cover unexpected expenses without dipping into savings.

Loan Aggregator

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Family First