Family First Credit Union Roswell GA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Family First Credit Union, where we believe in putting our members first! Located conveniently at 1560 Holcomb Bridge Rd, Roswell, GA 30076, our branch has been serving the community since 1930. With a strong commitment to fostering financial wellness, we proudly support over 11,800 members. At Family First, we understand that every member's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our total assets of $131,105,316 reflect our stability and reliability, ensuring that your money is in safe hands. With total deposits amounting to $12,499,758, you can trust us to help you grow your wealth. Our dedicated team of 38 employees, led by CEO Stephen Smith and Board President Carylon Brown, is here to assist you with personalized service. Whether you're looking for a new vehicle loan or need assistance with online banking, we're always ready to help. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: 1560 Holcomb Bridge Rd, Roswell, GA 30076-2518. Join us today and experience the Family First difference. Call us at 770-667-8114 or visit our website at www.ffcuga.org to learn more about how we can support your financial goals!

Branch History & Mission

At Family First Credit Union, our journey began in 1930, nestled in the heart of Roswell, GA. Over the decades, we have grown from a small group of dedicated members into a vibrant community with over 11,800 members today. Our branch at 1560 Holcomb Bridge Rd, Roswell, GA 30076 has been a cornerstone for local families and businesses alike, providing essential financial services that meet their needs. Since our inception, we have focused on empowering our members through personalized banking solutions. With total assets exceeding $131 million, we are committed to helping our members achieve their financial goals. Our mission is simple yet profound: to enhance the lives of our members by offering accessible and affordable financial services while fostering a sense of community. Our operational hours are designed to fit your busy lifestyle, open from 9:00 AM to 5:00 PM, Monday through Friday. We understand the importance of convenience; that's why we offer both ATM availability and drive-thru banking for easy access to your funds and transactions. If you prefer to reach out or need assistance, don't hesitate to call us at 770-667-8114. Family First is more than just a credit union; it's about building relationships. We've established strong partnerships within the community to support local initiatives and outreach programs that make a difference in people's lives. Our commitment extends beyond banking; we believe in giving back to the community that has supported us throughout the years. While you can visit us at our branch location for all your financial needs, official correspondence should be directed to our mailing address at 1560 Holcomb Bridge Rd, Roswell, GA 30076-2518. As technology advances, so do we. Our online banking services allow you to manage your accounts anytime, anywhere. From personal loans and auto financing to credit cards with rewards, we're here to help you navigate your financial journey with ease. Join us at Family First Credit Union and experience the difference that comes from being part of a member-focused institution where your needs always come first. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Family First Credit Union, your trusted financial partner located conveniently at 1560 Holcomb Bridge Rd in Roswell, GA. Nestled in the heart of Fulton County, our branch is easily accessible and surrounded by familiar landmarks, making it a convenient stop for all your banking needs. Whether you're heading to nearby parks or shopping centers, we're here to help you manage your finances smoothly. At Family First, we believe in providing our members with accessible services. Our location features ample parking and is designed to accommodate all visitors, including those with mobility challenges. You can count on us for a warm welcome as well as ADA-compliant facilities that ensure everyone feels comfortable when they visit. We're proud to offer a variety of banking services tailored to meet your needs. From personal accounts to auto loans and mortgages, our friendly staff is ready to assist you. If you prefer banking on the go, we also provide online and mobile banking options that allow you to manage your accounts anytime, anywhere. For those who love the convenience of drive-thru service, we are happy to offer that as well! Our lobby hours are designed with your busy schedule in mind, open Monday through Friday from 9:00 AM to 5:00 PM. If you need assistance outside of these hours, please don't hesitate to reach out via phone at 770-667-8114. While members can visit us at 1560 Holcomb Bridge Rd, official correspondence should be sent to our mailing address at 1560 Holcomb Bridge Rd, Roswell, GA 30076-2518. So why wait? We invite you to stop by Family First Credit Union today and discover how we can help you achieve your financial goals!

Member Eligibility

At Family First, we believe that everyone deserves a chance to join a caring and supportive community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the area around Roswell, you're already eligible to join us at Family First. Our goal is to provide you with financial services that truly meet your needs, whether it's saving for the future or managing day-to-day expenses. We pride ourselves on offering personalized support and competitive rates, ensuring you feel valued as a member. To get started on your membership journey, simply visit us at our branch located at 1560 Holcomb Bridge Rd Roswell Ga 30076 or give us a call at (770) 667-8114. You can also find more detailed information about eligibility on our website at https://ffcuga.org/who-can-join.php. Once you're ready, opening an account is a breeze just follow the steps outlined here: https://bsdc.onlinecu.com/ffcuga/#/. We can't wait to welcome you into our Family First community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. Imagine securing funding that allows you to purchase new equipment, hire additional staff, or open a new location. Each loan represents an opportunity for growth and success.

Merchant Services

In addition to loans, we offer tailored merchant services that simplify your transactions and enhance your customer experience. Whether you're accepting payments online or at your storefront, our solutions ensure you can focus on what you do best running your business. Visit us at 1560 Holcomb Bridge Rd Roswell Ga 30076 in Roswell, GA, or call us at (770) 667-8114 to learn how our business banking solutions can support your journey toward success.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? We have convenient ATM access available for withdrawals and balance checks at locations near you. Additionally, our drive-thru banking services allow for quick deposits, withdrawals, and simple transactions without leaving your car. At Family First, we pride ourselves on offering an array of services designed with you in mind. Whether it's through personal banking solutions or business support, we aim to make every transaction smooth and hassle-free. We invite you to visit us at 1560 Holcomb Bridge Rd Roswell Ga 30076 or check out our website at Family First Credit Union for more information about how we can assist you today! Your financial journey matters to us let's take it together!

Business Banking Support

If you run a business, our comprehensive business banking services, including merchant services and business loans, can help fuel your growth. We understand the challenges small businesses face and offer tailored solutions that cater specifically to your needs.

Digital Banking Convenience

In today's fast-paced world, managing your finances online is essential. Our robust online and mobile banking platforms provide easy access to your accounts anytime, anywhere. You can check balances, pay bills, transfer money between accounts, and even enjoy person-to-person payment options all from the comfort of your home or on-the-go.

Flexible Loan Solutions

For those needing extra cash for unexpected expenses, our personal loans and debt consolidation options offer quick solutions. Whether it's a medical bill or a home repair, we're here to help you manage those costs effectively. Plus, our credit cards with rewards allow you to earn points on everyday purchases perfect for those who love to shop or travel!

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing services make the process smooth and stress-free. We guide you through each step, helping you find the right loan that suits your financial situation. With personalized support from our experienced team, you'll feel confident making one of life's biggest investments.

Personal Banking Solutions

Whether you're looking to open a new account or manage your existing finances, our personal banking services have you covered. We offer various checking and savings accounts designed for convenience and flexibility, allowing you to easily access your funds when you need them. If you're planning to buy a car, our auto loans and vehicle financing options provide competitive rates and terms that fit your budget.

Digital & Online Banking

Key Services

Explore our online banking features at https://www.ffcuga.org/. You can check your account balances, transfer money, and pay bills with just a few clicks. Our 24/7 online banking services ensure that you're always connected to your accounts. Whether you're making person-to-person transfers or setting up electronic payments, we've got you covered. For those who prefer a paperless approach, we offer e-statements, allowing you to receive your account statements electronically. This not only helps the environment but also keeps your financial documents organized and easily accessible.

Security and Accessibility

Your security is our top priority. We provide electronic signature authorization for transactions, ensuring that your information remains protected every step of the way. Plus, our mobile application makes it easy for you to bank on-the-go. Whether you need to deposit a check or review recent transactions, everything is just a tap away. While we currently do not support mobile payments, our commitment to enhancing your banking experience remains strong. We are always looking for new ways to improve our services and meet your needs. In summary, at Family First, we strive to make banking simple and efficient for all our members. Enjoy the benefits of real-time account management and exceptional service with our digital banking options today!

Financial Strength

Investing in Our Members

With $16,174,609 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to stay ahead in providing valuable services tailored to your needs. Our lending capacity is also impressive; with $91,514 in used auto loans and $85,083,596 in total loans and leases, we support members' financial goals across various sectors. Whether you're looking to purchase a new car or need funds for personal projects, we've got you covered.

Member-Centric Savings

Members' savings are secured through $19,740,824 in share certificates and $12,648,730 in money market shares, offering stable and rewarding financial growth opportunities. We believe your hard-earned money deserves the best care possible. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. With 33 full-time employees and 5 part-time employees, our branches are always ready to serve you with a knowledgeable, committed team dedicated to making your banking experience as smooth as possible. We also have Net Shares (Funds available for lending and investments): $0, along with a total of 21,223 share accounts reflecting a strong and growing member base that trusts us with their finances.

Strong Financial Health

With a net worth of $17,938,844, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to sound financial practices ensures we can support our members' dreams and aspirations. Our net worth ratio of $1,365 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family First is your trusted partner. Visit us at 1560 Holcomb Bridge Rd Roswell Ga 30076 or call (770) 667-8114 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $30,070,678 in used vehicle loans and $10,903,231 in new vehicle loans to help our members get on the road with ease.

Credit Lines

For those who prefer a line of credit for their personal or business needs, we offer credit lines with a total availability of $21,500,000. This option allows for greater flexibility as you can borrow what you need when you need it. If you're considering refinancing any existing loans or would like more information on eligibility options, please don't hesitate to ask! Our team is ready to assist you in finding the best solution tailored to your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Family First Credit Union, we're committed to supporting our members' financial journeys with transparent and accessible loan products. Come visit us today and see how we can assist you!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $14,810,217. Let us guide you through your journey toward owning a home with competitive rates and flexible terms.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $2,340,174 in loans helping members manage their finances effectively, our credit cards can provide you with the purchasing power you need while keeping your spending under control.

Loan Aggregator

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Family First