Family First Credit Union Hapeville GA | Affordable Auto Loans & Business Banking

Introduction

At Family First Credit Union, we believe in putting our members and community first. Located at 3604 Atlanta Ave, Hapeville, GA 30354, our branch has been serving the community since 1930. With a strong commitment to providing personalized financial services, we currently support over 11,803 members with tailored solutions to meet their unique needs. As a trusted credit union, we pride ourselves on our solid financial foundation, boasting total assets of $131,105,316 and total deposits of $12,499,758. Our focus on responsible lending is evident with a total loan portfolio of 137,474, ensuring that we can help our members achieve their financial goals whether it's purchasing a new vehicle or refinancing an existing mortgage. While members can visit us at our Hapeville location for all their banking needs, official correspondence should be directed to the same address. Our branch operates from 9:00 AM to 5:00 PM, Monday through Friday, making it convenient for you to access our services. Under the leadership of our dedicated CEO, Stephen Smith, and Board President, Carylon Brown, Family First Credit Union is here to foster a sense of community while delivering exceptional service. We understand that financial decisions can be daunting; that's why our knowledgeable team of 38 employees is ready to guide you every step of the way. With a net worth of $17,938,844 and cash in hand totaling $1,313,802, you can trust that your finances are secure with us. We offer a range of services including checking and savings accounts, auto loans, credit cards with rewards, and business banking options. Ready to take the next step towards your financial future? Feel free to reach out at 404-768-4980 or explore more about us online at Family First Credit Union. Join us today and experience the Family First difference!

Branch History & Mission

Join Us

While members can visit us at 3604 Atlanta Ave, official correspondence should be sent to the same address. We invite you to experience the benefits of membership at Family First Credit Union. With convenient operating hours from 9:00 AM to 5:00 PM and features like drive-thru banking and ATM availability, accessing your finances has never been easier. Join us today and discover how Family First can help you achieve your financial goals! For more information or assistance, feel free to contact us at 404-768-4980 or visit our website here. Together, let's build a brighter financial future!

Our Mission

Family First's mission is clear: we strive to empower individuals and families by offering financial products that foster growth and stability. We believe that every member deserves access to quality financial resources without barriers. Our focus extends beyond banking; we are here to support community initiatives and partnerships that uplift those around us. We understand the importance of being there for our members during challenging times. That's why we actively engage in community outreach programs aimed at education and support. From financial literacy workshops to local sponsorships, Family First is dedicated to making a positive impact on the lives of those in Hapeville and beyond.

Our Story

Since our inception, Family First has remained dedicated to providing exceptional financial services tailored to meet the needs of our members. We have witnessed significant milestones along the way, including expanding our services to include personal banking, auto loans, mortgages, and business banking solutions. Today, we proudly manage total assets of over $131 million, reflecting our strong foundation and continued growth. As we evolved, we embraced technological advancements to enhance member experiences. Our online and mobile banking services make managing finances easier than ever. Whether you're checking your balance or applying for a loan, we're just a click away. Additionally, our commitment to accessibility ensures that everyone can benefit from our services.

Branch Location & Accessibility

Accessibility Features

Family First takes pride in being accessible to everyone. Our facility is ADA compliant, featuring ramps and other accommodations to ensure that all members can comfortably access our services.

Convenient Location

Situated near local landmarks, our branch is easy to find and reach. You can enjoy hassle-free parking right outside our door, making your visit even more convenient. If you need to send official correspondence, please use our mailing address at the same location: 3604 Atlanta Ave, Hapeville, GA 30354.

Get in Touch!

Have questions? Don't hesitate to reach out! Call us at 404-768-4980 for assistance or visit us during our operating hours. At Family First Credit Union, we are dedicated to providing you with exceptional service in a warm and welcoming environment. We look forward to seeing you soon!

Operating Hours and Services

We are open Monday through Friday from 9:00 AM to 5:00 PM, ready to assist you with a wide range of financial needs. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards, we've got you covered. Plus, for those who prefer quick transactions on the go, we offer ATM services and a drive-thru banking option for deposits and withdrawals.

Member Eligibility

At Family First, we believe that everyone deserves a supportive financial community, and becoming a member is easier than you might think! If you live, work, or worship in the Hapeville area, you can join our family. We welcome individuals who share our values and want to benefit from our personalized banking services. To learn more about eligibility and see if you qualify, check out our detailed guidelines at https://ffcuga.org/who-can-join.php. Joining us means you'll gain access to a range of fantastic benefits, from competitive loan rates to tailored financial advice that fits your unique needs. Opening an account is straightforward simply visit us at our branch located at 3604 Atlanta Ave Hapeville Ga 30354, or give us a call at (404) 768-4980 for assistance. We're here to help you take the first step toward a brighter financial future! For more information on how to open an account, visit https://bsdc.onlinecu.com/ffcuga/#/.

Business Banking & Commercial Services

Merchant Services

In addition to loan options, we offer merchant services that simplify payment processing for your business. Picture this: your customers can pay effortlessly with various methods while you focus on what matters most growing your business. With our reliable services, you can streamline transactions and enhance customer satisfaction. Located at 3604 Atlanta Ave Hapeville Ga 30354 in Hapeville, GA, we're dedicated to empowering local businesses. Reach out to us at (404) 768-4980 to learn more about how we can support your journey toward success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. Imagine securing the funds you need to expand your operations or invest in new equipment without the hassle of complicated processes. Our team is here to guide you every step of the way, ensuring you have access to the right resources.

Comprehensive List Of Services

Accessibility Made Easy

We understand that not everyone has the same schedule, which is why our lobby hours from 9:00 AM to 5:00 PM on weekdays cater to busy lifestyles. Our friendly staff is always here to assist you with any inquiries or services you may need. As a member-focused credit union located in Hapeville, we take pride in being part of your financial journey. With just one call at 404-768-4980, you can learn more about how Family First can help fulfill your financial goals. Ready to take the next step? Visit us at Family First Credit Union or drop by our branch today!

Business Banking Services

For our business members, we provide comprehensive support through our business banking services. This includes merchant services that help streamline transactions and improve cash flow. If you're looking to expand your operations or invest in new equipment, our business loans can provide the financial boost you need.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why Family First offers robust online and mobile banking options that allow you to manage your accounts from anywhere at any time. Check balances, transfer funds, and pay bills effortlessly through our user-friendly platform. Additionally, we provide access to ATMs for easy cash withdrawals and basic drive-thru banking services for deposits and simple transactions.

Personal Banking Solutions

Our personal banking services are designed with your everyday needs in mind. We offer checking and savings accounts that help you manage your money easily while earning interest. When it comes time to make that big purchase, our auto loans and vehicle financing options ensure you can drive away with the car you want without breaking the bank. For those looking to buy a home or refinance their existing mortgage, our mortgage loans and refinancing services can guide you through every step of the process. If you're facing unexpected expenses or want to consolidate debt, consider our personal loans and debt consolidation options. Plus, with credit cards that come with rewards, you can earn points for every dollar spent, making your purchases even more rewarding.

Digital & Online Banking

Key Features

Our online banking platform ensures that you can manage your accounts with ease. Whether you're checking your balance, transferring money, or paying bills, everything is just a click away. Plus, if you prefer using your mobile device, our user-friendly mobile application allows you to perform all these tasks on the go. Need to send money to a friend? Our person-to-person transfer feature makes it easy to share funds without any hassle. And for those who appreciate going paperless, we offer electronic statements that keep your account information at your fingertips while helping the environment.

Security and Convenience

Your security is our top priority. We provide electronic signature authorization, ensuring that your transactions are safe and verified. You can bank with peace of mind knowing that your personal information is protected. Whether you're at home or on the move, our digital banking services make managing your finances convenient and accessible. With features like e-statements and real-time updates on your account activity, you'll always be in the loop about your financial status. In today's fast-paced world, having reliable online banking options is more important than ever. At Family First, we're committed to providing you with the tools and resources you need for efficient money management. Discover how our digital solutions can enhance your banking experience by visiting us at https://www.ffcuga.org/ today!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 21,223, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family First is your trusted partner. Visit us at 3604 Atlanta Ave Hapeville Ga 30354 or call (404) 768-4980 to learn more about how we can help you achieve your financial goals.

Investing in Our Members' Future

With $16,174,609 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial: with $91,514 in used auto loans and $85,083,596 in total loans and leases, we support our members' financial goals across various sectors.

Member-Centric Savings Opportunities

Members' savings are secured through $19,740,824 in share certificates and $12,648,730 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 33 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $17,938,844, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,365 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,070,678 in used vehicle loans and $10,903,231 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your next vehicle straightforward and affordable.

Credit Lines

Our credit lines are another great option for those who need quick access to funds. With a total available amount of $21,500,000, this service provides peace of mind for unexpected expenses or planned projects.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,810,217, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing loan, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing your current loans whether it's for your auto loan or mortgage our experienced staff can help you find the best solution tailored to your needs. We want to ensure you're getting the most out of your financial products. Feel free to reach out to us at our branch located at 3604 Atlanta Ave Hapeville Ga 30354 or call us at 404-768-4980 for more information on any of our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Family First be your trusted partner in achieving your financial goals!

Unsecured Credit Card Loans

Managing daily expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $2,340,174 in loans helping members manage their finances effectively. This product gives you the freedom to make purchases without worrying about immediate cash flow.

Loan Aggregator

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Family First