Fairwinds Credit Union Orlando FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Fairwinds, your trusted financial partner located at 8910 Turkey Lake Rd Ste 100, Orlando, FL 32819. Since our establishment in 1949, we have been dedicated to serving our members with integrity and commitment. With a strong community focus, we proudly support over 232,476 members and manage total assets of $4,832,971,664. At Fairwinds, we understand that financial needs vary from person to person. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our expertise extends beyond standard banking; we are also here to help you navigate your financial journey with online and mobile banking options for convenience. While members can visit us at our branch address, official correspondence should be sent to 7541 W Sand Lake Rd Ste B, Orlando, FL 32819-5121. We value transparency and ease of communication; feel free to reach out at 407-277-6030 or send us a fax at 407-658-6149. Under the leadership of CEO Larry Tobin and Board President Elizabeth Krahmer, our team of 581 dedicated employees works tirelessly to ensure you receive top-notch service. With a net worth of $496,858,200 and cash in hand totaling $70,624,771, you can trust that your finances are in capable hands. Explore the multitude of ways Fairwinds can assist you today! Visit our website at fairwinds.org or stop by our branch to discover how we can help you achieve your financial goals. We're excited to be part of your journey!

Branch History & Mission

Our Mission

At Fairwinds, our mission is clear: to empower our members through accessible financial services while fostering a supportive community environment. We believe that everyone deserves a chance to achieve their financial goals. Whether it's helping families secure auto loans or guiding businesses with merchant services, we strive to make a positive impact on lives every day. Our commitment extends beyond traditional banking. We actively participate in community outreach efforts and partner with local organizations to support various causes. This dedication ensures that we are not just a financial institution but a vital part of the fabric of Orlando. While members can visit us at 8910 Turkey Lake Rd Ste 100 Orlando Fl 32819, official correspondence should be sent to 7541 W Sand Lake Rd Ste B, Orlando, FL 32819-5121. With operating hours designed for your convenience Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM we aim to be available when you need us most. As we look ahead, Fairwinds continues to prioritize accessibility and inclusivity. Our branch is equipped with ADA-compliant facilities and offers ATM services for easy cash withdrawals. While drive-thru banking is not available at this location, our focus remains firmly on delivering excellent customer service within our lobby. We invite you to experience the benefits of being part of Fairwinds. Join us today and discover how we can help you reach your financial dreams while being an integral part of the Orlando community! For more information or assistance, feel free to contact us at (407) 277-6030 or visit our website at Fairwinds.

Branch Location & Accessibility

Welcome to Fairwinds, your trusted partner in financial services, conveniently located at 8910 Turkey Lake Rd Ste 100 in sunny Orlando, FL. Nestled in the vibrant Dr. Phillips area, our branch is easily accessible and close to popular spots like the Orlando International Premium Outlets and Universal Studios, making it a breeze for you to stop by during your day out. At Fairwinds, we pride ourselves on creating a welcoming environment. Our branch features accessible parking and is ADA compliant, ensuring everyone can enjoy our services comfortably. While visiting us at our branch address, please note that any official correspondence should be directed to our mailing address at 7541 W Sand Lake Rd Ste B, Orlando, FL 32819-5121. We know your time is valuable! That's why we offer convenient lobby hours: Monday through Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you need help with personal banking, auto loans, mortgage refinancing, or credit cards with rewards, our friendly staff is here to assist you every step of the way. For those on the go, we're pleased to offer ATM availability right at the branch. Unfortunately, we do not have drive-thru banking services at this location, but our team is always ready to serve you inside. If you have any questions or would like more information about our services, feel free to give us a call at 407-277-6030. We look forward to welcoming you into our Fairwinds family!

Member Eligibility

At Fairwinds, we believe that everyone deserves a chance to be part of a supportive community. Joining us is simple and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible for membership. We embrace individuals from all walks of life, making it easy for you to access our range of financial services designed with your needs in mind. Whether you're looking for personal banking options, loans, or business services, becoming a member opens the door to numerous benefits tailored just for you. To get started on your journey with us at Fairwinds, all you need to do is visit our branch located at 8910 Turkey Lake Rd Ste 100 Orlando Fl 32819 or give us a call at (407) 277-6030. For more detailed information on eligibility requirements, feel free to check out this resource: . And when you're ready to open an account, we'll be here to guide you through every step of the process!

Business Banking & Commercial Services

Merchant Services That Empower

In today's fast-paced market, having the right tools at your fingertips can make all the difference. Our merchant services simplify transactions, allowing you to accept payments seamlessly whether online or in-store. Imagine a busy Saturday where customers line up at your shop; with our efficient payment solutions, you can serve them quickly and keep sales flowing without a hitch. With personalized service and expert guidance from our team at Fairwinds, located at 8910 Turkey Lake Rd Ste 100 Orlando Fl 32819 in Orlando, FL, you have a partner dedicated to your success. Reach out to us today at (407) 277-6030 to learn how we can support your business journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $974 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $876,661,123, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

No matter where you are in your financial journey, we're here to support you with all aspects of banking from basic account management to specialized loan products. Our team at Fairwinds understands that each member's needs are unique, and we're dedicated to helping you navigate them successfully. If you have questions about any of our services or want personalized advice tailored to your situation, feel free to reach out! You can call us at (407) 277-6030 during our lobby hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Your financial goals are important to us at Fairwinds. Let us help you achieve them today! Visit us online at Dr Phillips for more information on how we can assist you further.

Credit Cards and Business Services

Our credit cards with rewards allow you to earn points on everyday purchases, adding value back into your spending. Whether it's for travel or cash back, we've got options that suit different lifestyles. For entrepreneurs and business owners, we provide robust business banking services, including merchant services and business loans. These offerings can help you grow your business and streamline operations.

Digital Banking

In today's fast-paced world, convenience matters. That's why we offer comprehensive online and mobile banking services that let you manage your accounts anytime, anywhere. Whether you're paying bills from your phone or checking your balance on the go, our digital tools make banking simple and efficient. With features like ATM access available at various locations, withdrawing cash has never been easier. You can quickly check balances or perform transactions right from an ATM near you.

Personal Banking

When it comes to personal banking, we offer a variety of options. Our checking and savings accounts are tailored to help you manage your day-to-day finances effectively. Imagine having access to funds when you need them most, whether it's for grocery shopping or an unexpected expense. We also provide auto loans and vehicle financing, making it easier for you to get behind the wheel of your dream car without breaking the bank. If you're considering purchasing a home, our mortgage loans and refinancing options are here to guide you through the process. Picture yourself enjoying the comfort of your own home while benefiting from competitive rates that fit your budget. For those looking to consolidate debt or finance a special project, our personal loans are designed with flexibility in mind.

Digital & Online Banking

Key Features

Our online banking platform, accessible at https://www.fairwinds.org/, offers a variety of features to help you manage your money effectively. You can view account balances, transfer funds between accounts, and even set up automatic payments all with a user-friendly interface that makes navigation a breeze. Need to send money to a friend or family member? Our person-to-person transfer service lets you quickly and securely send money without hassle. Plus, with our mobile application, available for download on your smartphone, you can perform all these tasks right from your device.

Security and Accessibility

Security is our top priority. We offer electronic signature authorization for certain transactions, ensuring that your sensitive information remains protected. You can also opt for e-statements to keep track of your account activity without the clutter of paper statements. This not only helps the environment but also allows you to access your financial documents anytime you need them. We know life gets busy, which is why our 24/7 online banking services are here to support you whenever it suits you best. Whether it's early morning or late at night, managing your finances has never been easier or more secure. With features like mobile payments that let you pay directly from your phone and real-time account management, Fairwinds ensures that you're always in control of your finances. Join us today and experience the ease of digital banking!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 606,068, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $17,697,509 further illustrate how we manage your funds effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairwinds is your trusted partner. Visit us at 8910 Turkey Lake Rd Ste 100 Orlando Fl 32819 or call (407) 277-6030 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $448,641,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $21,447 in used auto loans and $3,069,180,467 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $1,017,123,120 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,891,421, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $47,523,760 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 570 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $496,858,200, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $358,387,055 in used vehicle loans and $174,181,280 in new vehicle loans to help our members get on the road. We provide flexible terms and options for refinancing should you want to lower your monthly payments or adjust your loan term.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $196,605,200. With competitive rates and personalized service, we guide you through each step of the process so you can secure the home you've always wanted.

Unsecured Credit Card Loans

Managing daily expenses is easier with our flexible terms on unsecured credit card loans. We currently have $93,761,364 in unsecured credit card loans available to help our members manage their finances effectively. This option is perfect for those who want to consolidate debt or need additional purchasing power without tying up collateral. For business owners looking for financial support, our outstanding commercial loans total $876,661,123, providing the capital needed for growth and expansion. We invite you to reach out with any questions you may have regarding eligibility or refinancing options at 407-277-6030. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Fairwinds, we are committed to supporting your financial journey with reliable loan products designed for every stage of life. Explore how we can assist you today!

Loan Aggregator

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Fairwinds