Evergreen Credit Union Windham ME | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Evergreen, your trusted financial partner in the heart of Windham, ME. Established in 1951, we have been dedicated to serving our community with a focus on member satisfaction and financial wellness. Our branch, located at 785 Roosevelt Trl, Windham, ME 04062, is committed to providing personalized banking solutions to our 30,856 members. At Evergreen, we believe that everyone deserves access to reliable financial services. With total assets of $564,939,124 and deposits exceeding $28,279,115, we are well-equipped to support your financial needs. Our diverse offerings include personal banking options like checking and savings accounts, as well as loans for vehicles and mortgages. We're proud of our ability to provide over 15,226 loans to our members, ensuring that you can achieve your goals with the support you need. Our leadership team, led by CEO Jason Lindstrom and Board President Rachel Green, works tirelessly to foster a culture of trust and transparency. With a dedicated staff of 117 employees, we are here to answer your questions and guide you through all your banking needs. While you can visit us at our branch for assistance, please note that official correspondence should be sent to 785 Roosevelt Trail, Windham, ME 4062. Whether you're looking for a new loan or simply want to learn more about our services including online banking options our friendly team is ready to assist you. Feel free to reach out at (207) 892-4690 or explore our website at www.egcu.org for more information. Join us today and experience the Evergreen difference!

Branch History & Mission

Welcome to Evergreen, a trusted financial partner in Windham, ME, with a rich history and a steadfast commitment to our community. Since opening our doors in 1951, we have been dedicated to providing exceptional financial services that empower our members. Our branch is located at 785 Roosevelt Trl, Windham, ME 04062, a convenient spot for locals and visitors alike. Over the years, Evergreen has evolved significantly. From humble beginnings, we have grown into a strong institution with over 30,856 members and total assets of $564,939,124. This growth reflects not only our success but also the trust and support of the community we serve. We are proud to say that we have continually embraced innovation while upholding traditional values of service and community support. At Evergreen, our mission is clear: We strive to provide personalized financial solutions that enhance the lives of our members while contributing positively to the communities around us. We offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking services. Our commitment extends beyond mere transactions; we aim to build lasting relationships with every member who walks through our doors. To ensure that everyone can access our services conveniently, we offer drive-thru banking, an ATM, and shared service center options for those who may need assistance from partner credit unions. While you can visit us at 785 Roosevelt Trl, please note that any official correspondence should be sent to 785 Roosevelt Trail, Windham, ME 4062. Our operating hours are designed for your convenience: Monday through Thursday from 9 AM to 4 PM, Friday from 8 AM to 5 PM, and Saturday from 9 AM to 12 Noon. You can reach us at (207) 892-4690 for any inquiries or assistance. As technology advances, so do we. Our digital banking services allow you to manage your finances anytime and anywhere. With features like online banking and mobile applications available for our members, staying connected has never been easier. At Evergreen, we're not just about numbers; we're about people. We engage in community outreach efforts because we believe in giving back. Whether it's supporting local events or partnering with organizations for charitable initiatives, we're committed to making a difference. Join us at Evergreen today and experience the warmth of community banking firsthand. Together, let's build a brighter financial future!

Branch Location & Accessibility

Connect with Us

Have questions or need assistance? Don't hesitate to give us a call at 207-892-4690. Our dedicated team is eager to help! We invite you to come by and experience the welcoming environment of Evergreen Credit Union. Your financial journey starts here!

Convenient Access

We understand that accessibility is key. Our branch features ADA-compliant entrances and ramps for your convenience. Plus, parking is readily available right outside our doors, so you won't have to worry about finding a spot when you visit.

Operating Hours

Our friendly team is ready to assist you during our operating hours: Monday through Thursday from 9 AM to 4 PM, Friday from 8 AM to 5 PM, and Saturday from 9 AM to 12 Noon. We've designed our hours to fit your schedule, making it easier than ever to get the support you need.

Services Offered

Evergreen Credit Union offers a variety of services tailored for both personal and business banking. From checking and savings accounts to auto loans and mortgage financing, we have something for everyone. Need quick cash? Our ATM is available on-site for your convenience! We also provide drive-thru banking for fast transactions without leaving your vehicle. As a member of Evergreen Credit Union, you can enjoy shared service center access as well, allowing you to conduct basic transactions at partner credit unions across the area.

Member Eligibility

Joining the Evergreen family means becoming part of a welcoming community that truly cares about your financial well-being. At Evergreen, located at 785 Roosevelt Trl Windham Me 04062, we believe that everyone deserves access to great financial services, and becoming a member is simple! To be eligible, you typically need to live, work, worship, or attend school in the areas we serve. It's all about building connections and supporting our local community. For more detailed eligibility criteria, feel free to check out our website at . Opening an account with us is designed to be a smooth experience. Whether you're looking to manage your savings, apply for a loan, or explore our various banking services, we're here to help every step of the way. If you have any questions or need assistance, don't hesitate to reach out at (207) 892-4690. We can't wait to welcome you into the Evergreen family!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $380 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $92 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $67,573,473, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

In today's fast-paced world, efficient payment processing can make all the difference. Our merchant services simplify transactions, ensuring you can focus on what matters most running your business. Imagine a busy Saturday at your café; our point-of-sale systems help you serve customers quickly, keeping lines moving and smiles on faces. Explore how Evergreen can partner with you for success. Visit us at 785 Roosevelt Trl Windham Me 04062 in Windham, ME, or call us at (207) 892-4690 to learn more about how we can support your business journey!

Comprehensive List Of Services

Accessibility

At Evergreen, we pride ourselves on being accessible. You can reach us at 207-892-4690 during our lobby hours from Monday through Thursday 9 AM to 4 PM, Friday 8 AM to 5 PM, and Saturday 9 AM to 12 Noon. We look forward to serving you! In conclusion, whether it's personal finance or business needs, Evergreen offers comprehensive services designed with you in mind. Visit us today or explore more about what we offer on our website here. Your financial well-being is just a step away!

Business Banking Services

If you're a small business owner, we understand how important it is to have reliable banking solutions at your fingertips. Our business banking services, including merchant services and business loans, are crafted to support your growth. We're here to assist you in navigating the financial aspects of running your business effectively.

Convenient Digital Banking Features

We know that convenience is key in today's fast-paced world. That's why we offer robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Additionally, our ATM services ensure that cash withdrawals are quick and easy whenever you need them. For those who prefer face-to-face interactions but still want convenience, we provide basic drive-thru banking for deposits, withdrawals, and other simple transactions.

Credit Cards and Rewards

Who doesn't love rewards? Our credit cards with rewards give you the chance to earn points or cash back on everyday purchases, making it easier to save while spending.

Personal Banking Solutions

Our personal banking services are designed to make managing your money simple and effective. With our checking and savings accounts, you can easily keep track of your finances while earning interest on your savings. If you're dreaming of a new car or need funds for a vehicle upgrade, our auto loans and vehicle financing options offer competitive rates and flexible terms tailored just for you. For those planning to buy a home, we provide mortgage loans and refinancing solutions that help turn your dream into reality. And if you find yourself in need of extra cash for unexpected expenses, our personal loans and debt consolidation services can help ease the burden.

Shared Branching Options

As part of our commitment to community service, we also offer shared branch transactions for members of partner credit unions. This means you can make deposits and withdrawals even when you're away from our branch!

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform allows you to take control of your finances with real-time account management. You can check balances, review transactions, and transfer funds quickly and securely all from the comfort of your home or on the go. For those times when you need to send money to friends or family, our person-to-person transfer feature makes it simple and fast. For added convenience, we provide e-statements, which allow you to view your account statements electronically rather than through traditional mail. This not only helps you keep track of your finances more efficiently but also reduces paper waste. If you prefer managing your accounts through a mobile app, you're in luck! Our user-friendly mobile application is available for download, giving you access to all your banking needs right at your fingertips. While we currently don't support mobile payments, our app still offers a wide range of functionalities that make banking easy.

Security and Accessibility

Your security is our top priority. We utilize advanced measures to ensure that your personal information is safe while using our online services. Even without electronic signature authorization at this time, rest assured that all transactions and communications are handled with the utmost care. Whether you're checking your balance late at night or setting up automatic transfers during lunch breaks, our platform is built with ease of use in mind. Enjoy the freedom of managing your finances on your schedule with Evergreen's digital banking services. Visit us today at https://www.egcu.org/ to learn more about how we can help simplify your banking experience!

Financial Strength

Commitment to Operational Efficiency

Our operational efficiency is highlighted by our $0, which allows us to continue offering competitive loan rates and solid financial products tailored for our members. We pride ourselves on having 115 full-time employees and 2 part-time employees who are dedicated to serving you with knowledge and commitment.

Growing Member Base

With 71,946 total share accounts, our strong and growing member base reflects the trust you place in us with your finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Evergreen is your trusted partner. Visit us at 785 Roosevelt Trl Windham Me 04062 or call (207) 892-4690 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

We understand that securing your savings is crucial. That's why members' funds are protected through $120,035,813 in share certificates and $104,112,182 in money market shares, providing stable and rewarding growth opportunities for your hard-earned money. Unlike traditional banks, our resources are focused on benefiting you through better loan rates and exclusive perks reflected by our non-member deposits totaling $0.

Reinvesting in Your Future

With $41,410,897 in undivided earnings, we actively reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity supports members' goals with $3,501 in used auto loans and $424,579,421 in total loans and leases.

Solid Financial Health

With a net worth of $41,412,933, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to your financial well-being is backed by a net worth ratio of $733, which demonstrates a solid capital foundation. This ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $51,589,521 in used vehicle loans and $23,632,946 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we provide financing options tailored to your budget.

Credit Lines and Commercial Loans

For those seeking additional flexibility or business opportunities, our credit lines total $82,543,718, providing access to funds when you need them most. Additionally, for business owners, our outstanding commercial loans totaling $67,573,473 provide the capital needed to grow and expand your business.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $39,668,314, make buying or refinancing simple. We are here to guide you through the process and ensure you find a loan that fits your financial situation.

Refinancing Options

If you're looking to lower your monthly payments or take cash out from your existing loans, we offer refinancing options that can help you save money over time. Our team is ready to discuss eligibility requirements and find the best solution for your situation. At Evergreen, we prioritize transparency and member satisfaction. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today to learn more about our loan offerings and how we can assist you on your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,716,603 in loans helping members manage their finances effectively. Our credit cards come with rewards and features designed to make your purchases more rewarding.

Loan Aggregator

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