Evansville Credit Union IN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Evansville at our North Branch, located conveniently at 3820 N 1St Ave, Evansville, IN 47710. Since our establishment in 1961, we've proudly served a community of over 6,070 members, helping them achieve their financial goals and dreams. At Evansville, we believe in fostering a strong relationship with our members built on trust and personalized service. Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, our team is here to assist you every step of the way. We currently manage total assets of $83,444,980, with total deposits reaching $5,430,513. This reflects our commitment to providing reliable financial solutions while ensuring your funds are safe and accessible. Led by our dedicated CEO, Jim Phelps, and Board President, Rosemary Harmon, our team comprises 25 employees who are ready to offer you the best in personal banking services. With a robust net worth of $11,701,133 and cash reserves totaling $763,339, we stand as a stable choice for all your banking needs. For your convenience, while you can visit us at our branch location for all in-person services including drive-thru banking and ATM access, official correspondence should be sent to our mailing address: PO Box 0651, Evansville, IN 47704-0651. Explore the many ways we can help you today by visiting our website at Evansville FCU or give us a call at 812-424-2621. We're here to help you navigate your financial journey!

Branch History & Mission

Our Journey

Located at 3820 N 1st Ave, our branch is easily accessible for anyone in the area. You can find us near several local landmarks that highlight the vibrant spirit of Evansville. Our journey began with a simple mission: to provide affordable financial services while fostering a sense of community among our members. We have continually evolved to meet the changing needs of our membership by introducing innovative banking solutions and expanding our service offerings. As we reflect on our milestones, we celebrate not only our growth in membership but also the strength of our community ties. Our drive-thru banking and ATM services ensure that convenience is always at your fingertips. Whether it's Monday through Saturday, we are here to serve you during our operating hours Monday to Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM to 12 PM.

Our Mission

At Evansville, our mission goes beyond just providing financial products; we are dedicated to enriching the lives of our members and supporting community initiatives. We believe that when individuals succeed financially, the entire community thrives. This philosophy drives us as we offer personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment extends into digital advancements as well; with online banking and mobile payment options available, managing your finances has never been easier or more accessible. We strive for ADA compliance so that all members can enjoy our facilities without barriers. We also understand the importance of giving back. That's why we actively participate in community outreach programs aimed at uplifting those around us. From partnerships with local organizations to sponsoring events that bring people together, we aim to make a positive impact on Evansville. As you consider joining us or exploring what we offer, we invite you to experience firsthand how Evansville can support your financial journey while being part of something bigger a community-focused credit union where every member counts. Visit us today or reach out at 812-424-2621!

Branch Location & Accessibility

Accessibility Features

At Evansville, we prioritize your comfort and convenience. Our parking lot is spacious, providing ample room for both regular parking and ADA-compliant spaces for those who need them. We ensure that everyone can access our services with ease, featuring ramps and wide doorways for a welcoming atmosphere.

Call to Action

Ready to experience friendly service and convenient banking? Visit us at our Evansville branch today or give us a call at 812-424-2621. We look forward to helping you achieve your financial goals!

Nearby Landmarks

As you approach our branch, you'll notice we are just a short drive from popular spots like the Evansville Museum of Arts, History & Science and the vibrant Tropicana Evansville Casino. These landmarks can help guide you to our location!

Operating Hours

We know that life gets busy! That's why our branch operates with flexible hours to fit your schedule: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 12 PM. Feel free to stop by during these hours; our dedicated team is here to assist you.

Services Offered

Our Evansville branch offers a variety of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgage options, we've got you covered. We also provide convenient drive-thru banking for quick transactions without leaving your vehicle. Plus, with ATM availability on-site, accessing cash is always easy. While members can visit us at 3820 N 1st Ave for all their banking needs, please note that official correspondence should be sent to PO Box 0651, Evansville, IN 47704-0651 if necessary.

Member Eligibility

At Evansville, we believe that everyone deserves the opportunity to be part of a welcoming community that prioritizes your financial well-being. Joining us is easy and open to anyone who lives, works, or worships in the Vanderburgh County area. Whether you're looking to open a checking account, save for the future, or secure a loan, our friendly team is here to support you every step of the way. Plus, as a member, you'll enjoy access to exclusive benefits and personalized service tailored just for you. To get started on your journey with us, simply visit our website for more detailed eligibility criteria at . When you're ready to open an account, head over to http://www.evansvillefcu.org/home/lending/apply. If you have any questions or need assistance, don't hesitate to reach out at (812) 424-2621. We can't wait to welcome you into the Evansville family!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $51,305, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to loans, we offer merchant services that simplify payment processing. Imagine a busy Saturday at your store where customers are eager to check out. Our merchant solutions ensure that transactions are smooth and efficient, allowing you more time to focus on what matters most growing your business. At Evansville, located at 3820 N 1St Ave Evansville In 47710, we're dedicated to being your partner in success. Let's work together to achieve your business goals! For more information, call us at (812) 424-2621 or visit our website at https://www.evansvillefcu.org/home/home.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, our business banking services can help you thrive. From merchant services that simplify payment processing to business loans designed for growth, we're here to support your entrepreneurial dreams.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. With just a few taps on your smartphone, you can manage your accounts, transfer funds, and pay bills anytime, anywhere. Our ATM services also ensure you have easy access to cash when needed.

Drive-Thru and ATM Services

For members who prefer face-to-face interactions but want quick service, our drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car. Additionally, our basic ATM access provides quick cash withdrawals and balance checks at your convenience. At Evansville, we are committed to making banking accessible and straightforward for everyone in the community. If you're ready to explore how our services can benefit you or if you have any questions about our offerings, don't hesitate to reach out! Call us at (812) 424-2621 or visit us at our branch location. We look forward to serving all your financial needs!

Personal Banking Services

Whether you're looking to open a checking or savings account, our personal banking services make it easy. Imagine having a checking account that fits seamlessly into your daily life, allowing you to manage your expenses effortlessly. Our savings accounts also offer competitive interest rates, helping you grow your money over time. When it comes to financing, we offer auto loans and vehicle financing that help you get behind the wheel without breaking the bank. Picture driving off in your dream car with manageable monthly payments tailored just for you. We also provide mortgage loans and refinancing options for those looking to buy a home or lower their existing mortgage rates. For those facing unexpected expenses or planning significant purchases, our personal loans and debt consolidation options give you the flexibility you need. Plus, with credit cards that offer rewards, every purchase brings you closer to exciting perks!

Digital & Online Banking

Key Features of Our Digital Banking

With our user-friendly online banking platform, you can easily access your accounts 24/7 at https://www.evansvillefcu.org/home/home. Whether you need to check your balance, pay bills, or transfer funds, everything is just a few clicks away. We also offer electronic statements (yes, you read that right!) for those who prefer to go paperless and keep their finances organized. For added convenience, our mobile application allows you to manage your accounts right from your smartphone. You can even make mobile payments, simplifying the way you shop and pay on the go. Plus, with person-to-person transfers available, sending money to friends or family is quick and hassle-free.

Security You Can Trust

We prioritize your security with features like electronic signature authorization. This ensures that your transactions are protected while allowing for a seamless banking experience. With these safeguards in place, you can focus on what truly matters your financial goals. In summary, Evansville offers comprehensive digital banking services tailored to fit your lifestyle. Enjoy the ease of real-time account management and the peace of mind that comes from knowing your information is secure. Join us today and experience the future of banking!

Financial Strength

At Evansville, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strengths with you, demonstrating our commitment to providing reliable services and support. With a net worth of $11,701,133, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,400 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,282,026 in share certificates and $7,615,662 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,567,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $610 in used auto loans and $49,337,001 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 12,866, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Evansville is your trusted partner. Visit us at 3820 N 1St Ave Evansville In 47710 or call (812) 424-2621 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $8,619,143 in used vehicle loans and $2,429,633 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we've got options that fit your budget.

Credit Lines and Unsecured Credit Cards

For those looking for additional financial flexibility, we offer credit lines totaling $5,350,000. This service allows you to manage unexpected expenses without stress. Additionally, our flexible terms on unsecured credit card loans, with a total of $1,154,293 in loans helping members manage their finances effectively, ensure that you have access to funds when you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,272,096, make buying or refinancing simple. We aim to guide you through the process with competitive rates and flexible terms that can accommodate your unique situation.

Refinancing Options

If you're considering refinancing existing loans or mortgages, we can help evaluate your eligibility and provide options that may lower your monthly payments or reduce your interest rates. Our goal is to help you save money while making your finances more manageable. At Evansville, we are committed to providing accessible financial solutions. We invite you to explore our loan products today. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Reach out to us at (812) 424-2621 or visit our website at https://www.evansvillefcu.org/home/home for more information on how we can assist you in reaching your financial aspirations!

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Evansville