Erie Credit Union Erie PA | Affordable Auto Loans & Top Checking

Introduction

Welcome to Erie, a trusted partner in your financial journey since 1936. Located at 518 State St, Erie, PA 16501, we are dedicated to serving our community with integrity and commitment. With a thriving membership of over 78,106 individuals, we pride ourselves on being more than just a credit union; we are a community-focused institution that prioritizes your needs. At Erie, our total assets stand strong at an impressive $814,780,413, reflecting our stability and dedication to responsible growth. We have successfully issued 31,944 loans and leases, ensuring that our members have access to the financial support they need for personal growth and business ventures alike. Our total deposits amount to $56,344,939, demonstrating the trust our members place in us. Our leadership team is here to ensure you receive top-notch service. Under the guidance of CEO Brian Waugaman and Board President Laurie Becker, we strive to create an environment where every member feels valued and supported. Whether you're looking for checking and savings accounts, auto loans, or mortgage financing, we've got you covered. While members can visit us at 518 State St, official correspondence should be sent to the same address. We encourage you to reach out at (814) 825-2436 if you have any questions or need assistance. Join us in shaping a brighter financial future together! Explore our services further by visiting our website at www.eriefcu.org or stop by today!

Branch History & Mission

Community Connections

Our partnerships with local organizations enhance our ability to give back. We host financial literacy workshops and support local charities to uplift those in need. We also understand the importance of convenience; that's why we provide ATM services and shared service center options for easy access to your funds.

Join Us

As we look toward the future, we invite you to become part of the Erie family. Experience firsthand how we can help you achieve your financial dreams while making a positive impact on the community around us. For inquiries or more information about joining us, feel free to call us at 814-825-2436 or visit our website. Together, let's build a brighter tomorrow!

Our Journey

Since our inception, Erie has grown from humble beginnings into a thriving credit union with a total membership of 78,106. With assets totaling $814,780,413, we have continually adapted to meet the evolving needs of our members while maintaining our core mission: to empower individuals through accessible financial services. Over the decades, we've introduced various services ranging from personal checking and savings accounts to auto loans and mortgages. Our commitment extends beyond just banking; we actively engage in community outreach efforts that strengthen ties and foster a sense of belonging among residents.

Our Mission

At Erie, our mission is clear: we strive to provide exceptional financial services while being a pillar of support within our community. We believe that financial health is essential for everyone, which is why we offer products designed to help our members achieve their goals whether it's buying a new car or saving for a home. We take pride in ensuring that all members have access to modern banking conveniences like online banking, mobile payments, and e-statements. Our facilities are ADA compliant because we believe everyone should feel welcome when they visit us. While members can visit us at 518 State St, official correspondence should be sent to 518 State Street, Erie, PA 16501.

Branch Location & Accessibility

Accessibility and Parking

At our Erie branch, we prioritize accessibility for all members. The location is ADA compliant, featuring ramps and ample parking to ensure ease of access for everyone. You can expect a welcoming environment where your comfort and convenience are our top priorities.

Call to Action

We invite you to come visit us at the Erie Credit Union! If you have any questions or need assistance before stopping by, feel free to give us a call at 814-825-2436. Our dedicated team is here to help you with all your banking needs!

Operating Hours

We understand that life can be busy, which is why we offer flexible banking hours. Our lobby is open from 9 AM to 5 PM Monday through Thursday and extends to 6 PM on Fridays. This gives you plenty of time to stop by after work or on your lunch break!

Services Offered

At the Erie branch, we provide a variety of services designed to help you manage your finances effectively. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our online and mobile banking services for added convenience. Additionally, we have ATM availability right here at the branch for quick cash withdrawals and balance checks. While we currently do not offer drive-thru banking at this location, our shared service center provides basic transactions for partner credit union members.

Member Eligibility

Becoming a member of Erie is like joining a close-knit community where your financial well-being matters. If you live, work, worship, or attend school in the Erie area, you're likely eligible to become part of our family! We welcome individuals who share our commitment to supporting one another and building a brighter financial future together. Membership offers you access to a range of benefits, including competitive loan rates and personalized service tailored just for you. To get started on your membership journey, simply visit us at our branch located at 518 State St Erie Pa 16501 or check out the detailed eligibility criteria at http://www.eriefcu.org/bank/personal-banking/become-a-member. If you're ready to open an account, the process is straightforward just follow the steps outlined here: https://ezmm.eriefcu.org/eriefcuautoenrollmente2e/enroll.html. If you have any questions or need assistance, don't hesitate to give us a call at (814) 825-2436. We're excited to welcome you!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $167 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $166 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $36,567,004, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

In addition to loans, we offer essential merchant services that make day-to-day transactions easier. Imagine having a payment processing solution that allows you to accept various payment types, giving your customers flexibility while keeping your cash flow healthy. Our merchant services are tailored to meet the unique needs of your business, ensuring that you can focus on what you do best serving your customers. Visit us at 518 State St Erie Pa 16501 in Erie, PA, or call us at (814) 825-2436 to learn more about how our business banking solutions can help you achieve your goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans offer competitive rates and flexible terms that fit your budget. Picture yourself driving off in the vehicle of your dreams without breaking the bank. If you already own a vehicle, we can assist with refinancing options that could save you money on monthly payments.

Business Banking

If you're a business owner, you'll appreciate our business banking services that include merchant services and business loans. We understand how crucial it is for businesses to have reliable financial support, so we're here to help fuel your growth.

Digital Convenience

Embracing technology is vital for modern banking, which is why we offer robust online and mobile banking features. From person-to-person payments to accessing ATMs conveniently located throughout Erie, managing your finances has never been easier.

Mortgage Loans & Refinancing

For those considering home ownership or looking to refinance their current mortgage, we provide tailored mortgage loans that suit various needs. With our expert guidance, navigating through the process becomes much simpler. You can focus on making memories in your new home rather than worrying about complicated paperwork.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your everyday finances effectively. Imagine having the convenience of online and mobile banking right at your fingertips check your balances, transfer funds, or pay bills anytime and anywhere. Plus, our credit cards come with rewards that allow you to earn while you spend!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans can help cover those costs or aid in consolidating debt into one manageable payment. Whether it's for home improvements or covering medical bills, we've got options that work for you.

Shared Branching Services

Additionally, if you're traveling or need access beyond our branch location at 518 State St Erie Pa 16501, our shared service center provides basic transactions like deposits and withdrawals for partner credit union members. Our commitment at Erie extends beyond just offering services; it's about building relationships with our members and supporting them through every financial decision they face. If you'd like more information or want to explore how we can assist you further, please don't hesitate to reach out at (814) 825-2436. Visit us today at 518 State St Erie Pa 16501 or check out our website here to learn more!

Digital & Online Banking

Access Your Account Anytime

With our 24/7 online banking services available at https://www.eriefcu.org/, you can check your account balance, transfer funds, and pay bills whenever it suits you. No more rushing to the bank before closing time! Plus, our mobile application makes it even easier to stay connected to your money right from your smartphone.

Easy Transactions and Payments

Need to send money to a friend? Our person-to-person transfers make it simple and fast. You can also enjoy the convenience of mobile payments, allowing you to make purchases with just a tap of your phone perfect for busy days when you're out and about.

Secure and User-Friendly Features

Security is a top priority at Erie. Our electronic signature authorization means you can sign important documents securely online without the hassle of printing or mailing. Plus, e-statements are available, providing a quick way to keep track of your finances while reducing paper clutter. Our user-friendly platform ensures that all these features are easy to navigate, giving you real-time access to everything you need. Whether you're checking balances or reviewing transactions, managing your finances has never been so straightforward. In today's fast-paced world, having control over your banking is essential. Join us at Erie and experience the ease of digital banking that keeps you connected and informed every step of the way!

Financial Strength

At Erie, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our solid financial health, which allows us to provide you with the best possible services. With a net worth of $77,348,991, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $265,817,650 in share certificates and $47,781,344 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $68,732,010 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in our robust lending portfolio: we have $10,454 in used auto loans and an impressive $494,629,145 in total loans and leases. Our operational efficiency shines through with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 141,439, showing a strong and growing member base that trusts us with their finances. This trust is crucial as it reinforces our commitment to transparency and reliability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Erie is your trusted partner. Visit us at 518 State St Erie Pa 16501 or call 814-825-2436 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $157,918,669 in used vehicle loans and $74,897,542 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $36,567,004 provide the capital needed to grow and expand. We understand the challenges businesses face and are dedicated to helping you secure the funding necessary for success. If you're considering refinancing any of your existing loans or exploring eligibility options, our team is ready to assist you in finding the best solution tailored specifically for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With our comprehensive range of loan offerings, we're committed to supporting your financial journey at every turn. Feel free to reach out to us at (814) 825-2436 for more information or visit us at 518 State St Erie Pa 16501 in Erie, PA. We look forward to helping you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,568,349, make buying or refinancing simple. We are here to guide you through each step of the process, offering competitive rates and terms that suit your needs.

Unsecured Credit Card Loans

Managing your finances has never been easier with our unsecured credit card loans. We offer flexible terms on these loans, with a total of $18,322,730 helping members manage their expenses effectively. This option allows you the freedom to make purchases without tying up your assets.

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Erie