Empower Credit Union Syracuse NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Empower at 5933 S Salina St, Syracuse, NY 13205! Since our establishment in 1939, we have been dedicated to serving our community with trust and reliability. With a strong membership of 277,374 individuals, we take pride in being a financial partner that truly cares about your needs. Our commitment goes beyond just banking; it's about empowering you to achieve your financial goals. We currently hold assets totaling an impressive $3,759,853,763, and our members have entrusted us with deposits of $238,547,679. This reflects not only our stability but also the trust placed in us by our valued members. While members can visit us at our branch location for personal service and support, official correspondence should be sent to our mailing address at PO Box 11127, Syracuse, NY 13218-1127. Under the leadership of CEO Ryan McIntyre and Board President Patrick Piscitelli, Empower is more than just a credit union we are a community-focused organization committed to making a positive impact. With a robust team of 581 employees, we are here to assist you every step of the way. From auto loans and mortgages to personal banking services and online banking options, we strive to meet all your financial needs. Our total loans currently stand at 164,278, showcasing our dedication to helping you achieve your dreams. We invite you to join our family at Empower Credit Union! Whether you're looking for financial advice or need help with your accounts, don't hesitate to reach out. Call us at 315-477-2200 or visit us online at Empower Credit Union today!

Branch History & Mission

Commitment to Innovation

As we look toward the future, Empower remains committed to innovation and customer satisfaction. We offer modern conveniences like online and mobile banking, ensuring our members can manage their finances anytime and anywhere. Our focus on ADA compliance guarantees that everyone can access our services comfortably.

Join Us!

We invite you to become part of the Empower family. Experience firsthand how we can help you achieve your financial dreams while being an integral part of a supportive community. Visit us today or call us at (315) 477-2200 for more information about membership opportunities!

Our Mission

Empower's mission is straightforward yet powerful: to provide exceptional financial services while fostering a strong sense of community. We believe in empowering our members through accessible banking solutions that enable them to achieve their financial goals. Whether it's helping someone secure their first auto loan or offering guidance on home financing options, we strive to make every member feel valued and supported. Our commitment goes beyond just financial transactions. We actively engage in community outreach programs and partnerships that uplift those around us. From educational workshops to local sponsorships, we are dedicated to making a positive impact in Syracuse and its surrounding areas. While members can visit us at 5933 S Salina St Syracuse Ny 13205, official correspondence should be sent to PO Box 11127, Syracuse, NY 13218-1127 if needed.

Branch Location & Accessibility

Address and Mailing Information

While you can visit us at our physical location, please note that any official correspondence should be sent to our mailing address: PO Box 11127, Syracuse, NY 13218-1127.

Contact Us

If you have questions or need assistance, feel free to reach out! You can call us at 315-477-2200. Our friendly staff is ready to help you with any inquiries you may have about our services or how we can assist you in reaching your financial goals. We invite you to stop by Empower today! Experience personalized service in a welcoming environment where your financial well-being matters most.

Operating Hours

We know your time is valuable. That's why our lobby hours are designed to fit your schedule. You can visit us Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. We are committed to providing you with the best service possible during these hours.

Parking and Accessibility

At Empower, we understand that accessibility is important. Our branch features ample parking for both members and visitors, with spaces designed for easy access. We ensure our facilities are ADA compliant, so everyone can enjoy a comfortable banking experience.

Services Offered

Empower offers a wide range of services tailored to meet your financial needs, including personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it.

Member Eligibility

Becoming a member of Empower is like joining a close-knit family where your financial well-being is our top priority. If you're looking to join us at our Syracuse branch located at 5933 S Salina St Syracuse Ny 13205, you'll find that eligibility is welcoming and straightforward. Generally, anyone who lives, works, or worships in the Onondaga County area can become a member. This means you could be just a step away from enjoying personalized service, competitive rates, and a range of financial products tailored to your needs. Plus, as a member, you can access exclusive benefits that make managing your money easier and more rewarding. Opening an account is simple! You can start your journey by visiting our website for more information on how to open an account at https://my.empowerfcu.com/registration. If you have any questions or need assistance, don't hesitate to reach out to us at (315) 477-2200. For more detailed eligibility criteria, check out our resource at http://www.empowerfcu.com/about-us/membership-benefits. We can't wait to welcome you into the Empower community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, our merchant services streamline your payment processes. Imagine being able to accept payments quickly and securely, freeing up time to focus on what matters growing your business. Our solutions are tailored to fit the way you operate, ensuring that you can serve your customers efficiently and effectively. Located at 5933 S Salina St, Syracuse, NY 13205, we're here to help you navigate the financial landscape with confidence. If you're ready to take the next step or have questions about how we can assist you, don't hesitate to reach out at 315-477-2200. Let's build your business together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $384 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $397,577,069, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can make that dream a reality. With competitive rates and flexible terms, we help you drive off in the vehicle you want without breaking the bank. Picture yourself cruising down the road in that new ride while knowing you've made a smart financial choice.

Business Banking Options

For our business members, we offer specialized business banking services, including merchant services and business loans tailored to help small businesses thrive. We understand the unique challenges business owners face and are dedicated to supporting your growth.

Convenient ATM Services

Need cash on-the-go? Enjoy easy access with our ATM and cash withdrawal services available at various locations for quick transactions like withdrawals and balance checks without any hassle. We invite you to discover how Empower can enhance your financial journey! Visit us today or explore more about our offerings online at Empower's Website. If you're ready to start banking smarter or have any questions about our services, don't hesitate to call us at 315-477-2200! Your financial wellness is just a visit or call away.

Credit Cards with Rewards

Why not earn rewards while spending? Our credit cards with rewards let you collect points on everyday purchases. Whether you're saving for a vacation or simply looking to maximize your spending power, these cards are designed to benefit you.

Mortgage Loans & Refinancing

Homeownership is a significant milestone for many people. At Empower, we offer mortgage loans and refinancing solutions to help you secure that perfect home or lower your monthly payments on an existing mortgage. Our team is here to guide you through the process, ensuring it's straightforward and stress-free.

Personal Banking Solutions

Whether you're opening your first checking account or managing multiple savings accounts, our personal banking services are built with you in mind. With options for both checking and savings accounts, we aim to help you manage your money effectively. Imagine having the ability to access your funds anytime through our online and mobile banking platforms. You can check balances, transfer funds, and even make payments right from your smartphone!

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. For those moments, our personal loans can provide quick relief. If you're juggling multiple debts, consider our debt consolidation options as well this could simplify your payments into one manageable monthly bill.

Digital & Online Banking

Accessibility and Real-Time Management

Managing your accounts has never been easier with our mobile app and online services. Enjoy real-time access to your finances whether you're at home or on the go. You can check balances, review transaction histories, and make transfers in seconds. At Empower, we strive to provide financial solutions that fit into your busy lifestyle. Join us today and take advantage of these modern conveniences designed with you in mind!

Key Features

We know security is a top priority for our members. That's why we offer electronic signature authorization for easy and secure transactions. You can confidently sign documents digitally without having to visit a branch in person. Additionally, e-statements are available, allowing you to manage your statements conveniently while reducing paper clutter. Our mobile application brings even more ease to your banking experience. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases is simple and fast. Imagine being able to split a dinner bill or pay back a friend instantly no cash needed!

Financial Strength

A Growing Community

We have a robust membership base with 548,791 total share accounts, which shows that more people trust us with their finances every day. With net shares available for lending and investments totaling $10,138,458, we are well-equipped to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empower is your trusted partner. Visit us at 5933 S Salina St Syracuse NY 13205 or call 315-477-2200 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $317,235,978 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $31,778 in used auto loans and a total of $2,972,132,037 in loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our impressive net income of $29,971,164, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 579 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Member-Centric Approach

Members' savings are secured through $917,404,875 in share certificates and $623,512,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $409,669,858, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $365,681,043, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $571,156,760 in used vehicle loans and $237,066,776 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to make your car-buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $397,577,069 provide the capital needed to grow and expand. We understand the challenges small businesses face and are here to support your financial needs with tailored solutions. At Empower, we also offer refinancing options for many of our loan products. This can be a great way to lower your monthly payments or take advantage of better interest rates. If you're interested in learning about eligibility options for any of our loans or would like more information on how we can assist you further, please don't hesitate to reach out at 315-477-2200. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our offerings today and see how Empower can help you reach your financial milestones!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $104,830,995 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle while keeping your spending in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $486,276,719, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage for better terms, our team is here to guide you every step of the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the value that users find in utilizing this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to sourcing data from legitimate financial institutions guarantees users access to accurate and trustworthy information when comparing loan options.

Empower

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Innovation

Join Us!

Our Mission

Branch Location & Accessibility

Address and Mailing Information

Contact Us

Operating Hours

Parking and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make a Difference

Tailored Loan Options

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Options

Convenient ATM Services

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Accessibility and Real-Time Management

Key Features

Financial Strength

A Growing Community

Commitment to Growth

Member-Centric Approach

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Join Our Community