Empower Credit Union Syracuse NY | Top Auto Loans & Checking Accounts

Introduction

At Empower, located at 515 Erie Blvd W, Syracuse, NY 13204, we understand that financial decisions can shape your future. Since our establishment in 1939, we have been dedicated to empowering our members with the tools and resources they need to achieve their financial goals. With a proud membership of 277,374 individuals, our commitment to community and member support is stronger than ever. While members can visit us at our branch for personalized service, official correspondence should be sent to our mailing address: PO Box 11127, Syracuse, NY 13218-1127. This ensures that we can serve you efficiently. With total assets exceeding $3.75 billion, including over $238 million in deposits, Empower stands as a trusted partner in your financial journey. Our experienced team, led by CEO Ryan McIntyre and Board President Patrick Piscitelli, is here to guide you through various services from personal banking and auto loans to business financing solutions. We take pride in our sound financial health, reflected in our net worth of $365 million and cash reserves of $39.8 million. With over 164,000 loans and leases granted, we are committed to making lending accessible and straightforward for all our members. At Empower, we are more than just a credit union; we are a community-focused organization that prioritizes the needs of our members. Whether you're looking to open an account or seeking assistance with loans, we're here to help you navigate your options. Ready to take the next step? Give us a call at 315-477-2200 or visit us online at Empower for more information on how we can assist you today!

Branch History & Mission

Join Us

As we continue to grow and adapt to meet the changing needs of our community, we invite you to experience the benefits of membership at Empower. Whether you're looking for a new checking account or seeking guidance on loans and mortgages, we're here to help you every step of the way. Join us today and become part of a credit union that not only values your financial success but also believes in making a difference in Syracuse. Call us at 315-477-2200 or visit our website at empowerfcu.com for more information on how you can get started!

Our Mission

At Empower, our mission is simple yet powerful: We strive to enhance the lives of our members through exceptional financial solutions and unwavering community support. We believe in building strong relationships with those we serve, helping them achieve their financial goals while contributing positively to our local community. Our commitment extends beyond traditional banking; we actively engage in partnerships that promote economic development and support local initiatives. While members can visit us at 515 Erie Blvd W, official correspondence should be sent to PO Box 11127, Syracuse, NY 13218-1127 if needed. Our branch operates Monday through Friday from 9:00 AM to 5:00 PM and Saturdays from 9:00 AM to 1:00 PM for lobby hours, with drive-thru service available during extended hours for added convenience.

Our Story

Since our inception, Empower has been driven by a mission to provide accessible financial services while fostering community growth. With total assets exceeding $3.75 billion, we are proud to offer a wide range of services that cater to the diverse needs of our members from personal banking options like checking and savings accounts to auto loans and mortgages. Over the years, we've embraced innovation to ensure that banking is convenient and accessible. Members can take advantage of our online banking services and mobile app, allowing them to manage their finances anytime, anywhere. We also understand the importance of accessibility; thus, our branch complies with ADA standards to welcome all members of the community.

Branch Location & Accessibility

Convenient Access

At Empower, we prioritize accessibility. Our branch features ADA-compliant entrances and parking options that make it easy for everyone to visit us. Whether you're coming in for a quick transaction or need assistance with more complex banking services, our friendly staff is ready to help.

Get in Touch!

Have questions or want to learn more about what we can do for you? Don't hesitate to give us a call at 315-477-2200. We're here to assist you with any inquiries you may have. Visit us today at Empower on Erie Blvd; we look forward to seeing you soon!

Operating Hours

We understand that your time is valuable. That's why we offer flexible hours to accommodate your schedule. Our lobby is open from 9:00 am to 5:00 pm on weekdays and from 9:00 am to 1:00 pm on Saturdays. If you prefer the drive-thru, you can enjoy those services from 8:30 am to 5:30 pm during the week and from 9:00 am to 1:00 pm on Saturdays too!

Services at Your Fingertips

Empower provides a variety of services designed to meet your financial needs. From personal checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, we have something for everyone. And if you need cash quickly, our ATM is available for easy withdrawals and balance checks.

Member Eligibility

At Empower, we believe that becoming a member means joining a community that cares about your financial well-being. If you're looking to become part of our family at Empower, you're in the right place! Membership is open to individuals who live, work, worship, or attend school in Onondaga County and their immediate family members. This means that if you have connections to our local area, you can enjoy all the benefits we offer, from personalized service to competitive rates on loans and savings accounts. To get started with your membership journey at Empower, just visit us at 515 Erie Blvd W Syracuse Ny 13204 or give us a call at (315) 477-2200. You can find more detailed eligibility information by checking out our website at http://www.empowerfcu.com/about-us/membership-benefits. When you're ready to open an account, simply follow the easy steps outlined at https://my.empowerfcu.com/registration. We can't wait to welcome you into our community and help you achieve your financial goals!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $384 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $397,577,069, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify daily transactions. Imagine having the ability to accept payments easily from customers, whether online or in-store. This flexibility not only enhances customer satisfaction but also streamlines your cash flow management. Located at 515 Erie Blvd W, Syracuse, NY 13204, our team is ready to help you navigate your business needs. For more information, give us a call at 315-477-2200. Let's work together to take your business to new heights!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer tailored solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we are here to support your growth with resources designed specifically for small businesses.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Empower, we provide robust online and mobile banking features that allow you to manage your finances anytime, anywhere. You can check balances, transfer funds, or even pay bills from the comfort of your home or on the go. With our ATM and cash withdrawal services, accessing your money has never been easier. Our basic drive-thru banking offers quick service for deposits, withdrawals, and simple transactions without needing to leave your vehicle. Additionally, our ATMs allow for quick withdrawals and balance checks whenever you need them.

Get Started Today!

If you're ready to explore how Empower can assist you in reaching your financial goals, don't hesitate to reach out! Call us at (315) 477-2200 or visit us at 515 Erie Blvd W Syracuse Ny 13204 in Syracuse, NY. We look forward to helping you navigate your financial journey with confidence!

Personal Banking Services

We understand that personal finance can feel overwhelming at times. That's why we offer a variety of checking and savings accounts tailored to suit your lifestyle. If you need to finance a new car, our auto loans and vehicle financing options are designed with competitive rates and flexible terms to help you get on the road quickly. For those looking to buy their dream home, our mortgage loans and refinancing services can guide you through every step of the process, making it easier than ever. When life throws unexpected expenses your way, our personal loans and debt consolidation options provide you with quick access to cash when you need it most. Plus, don't forget about our credit cards with rewards they not only help you make purchases but also reward you for doing so!

Digital & Online Banking

At Empower, we understand that banking should be easy, secure, and accessible whenever you need it. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, managing your finances has never been simpler. Our online banking services are available 24/7, allowing you to check your balance, transfer funds, and pay bills anytime from anywhere. Simply visit us at https://www.empowerfcu.com/ to get started. You can also enjoy the convenience of e-statements, which means no more paper clutter just quick access to your financial information with a few clicks. For those who prefer mobile solutions, our mobile application is here to help. With features like mobile payments, you can make purchases directly from your smartphone without reaching for your wallet. Plus, our person-to-person transfers make it easy to send money to friends or family in just moments. We prioritize your security too. With options like electronic signature authorization, you can sign documents digitally without compromising safety. All these features come together to provide a user-friendly experience that keeps you in control of your finances. So whether you're checking your account while waiting in line or making a payment during your lunch break, Empower is committed to making digital banking convenient and secure for you. Join us today and take advantage of all that our online banking services have to offer!

Financial Strength

At Empower, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, ensuring that we can provide you with the best services and support for your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $365,681,043, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $917,404,875 in share certificates and $623,512,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $409,669,858, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $317,235,978 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, with $31,778 in used auto loans and a total of $2,972,132,037 in loans and leases, our lending capacity supports members' financial goals across various sectors. Our impressive net income of $29,971,164 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your success. Net Shares available for lending and investments stand at $10,138,458. The total number of share accounts has reached an impressive 548,791, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empower is your trusted partner. Visit us at 515 Erie Blvd W Syracuse NY 13204 or call 315-477-2200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already helped members get on the road with $571,156,760 in used vehicle loans and $237,066,776 in new vehicle loans. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our flexible terms can fit your budget.

Credit Lines and Unsecured Loans

For those who need quick access to funds for various expenses, we provide credit lines with competitive rates totaling $669,427,963. Additionally, our flexible terms on unsecured credit card loans amounting to $104,830,995 allow members to manage their finances effectively without the burden of collateral. For business owners looking for growth opportunities, our outstanding commercial loans totaling $397,577,069 provide the capital needed to expand operations or invest in new projects.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $486,276,719. Whether you're a first-time homebuyer or looking to refinance your current mortgage, we have solutions that meet your needs.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, we have options available that can help lower your monthly payments and improve your overall financial situation. At Empower Credit Union, we're dedicated to providing personalized service and expert guidance as you navigate your borrowing needs. For more information on our loan products or to discuss eligibility options with one of our friendly representatives, don't hesitate to give us a call at 315-477-2200. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us today and take the next step toward achieving your financial aspirations!

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent. By relying on verified financial institutions, users can trust that they are seeing accurate information when comparing loan options.

Key Benefits of Using LendMesh

LendMesh offers several features aimed at building user trust: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates how effective the platform is in aiding consumers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Empower

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Mission

Our Story

Branch Location & Accessibility

Convenient Access

Get in Touch!

Operating Hours

Services at Your Fingertips

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Digital Banking Features

Get Started Today!

Personal Banking Services

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Ensuring Accurate Comparisons

Key Benefits of Using LendMesh

Join Our Community