Empower Credit Union Palatine Bridge NY | Best Auto Loans & Business Banking

Introduction

Welcome to Empower, your trusted credit union located at 121 Palatine Plz, Palatine Bridge, NY 13428. Since our establishment in 1939, we have dedicated ourselves to serving our community with a focus on financial wellness and member satisfaction. With a strong membership of 277,374 individuals, we are proud to offer a range of services designed to meet your unique needs. At Empower, our total assets stand at an impressive $3,759,853,763, reflecting our commitment to stability and growth. We currently manage $238,547,679 in deposits and have provided over 164,278 loans to our members. Our net worth of $365,681,043 underscores our solid financial foundation. With $39,788,678 in cash readily available for loans and investments, we are well-positioned to support you on your financial journey. Our leadership team is committed to ensuring that every member feels valued and understood. Under the guidance of CEO Ryan McIntyre and Board President Patrick Piscitelli, we strive to create an environment where everyone can thrive financially. While members can visit us at our branch for personal banking needs such as checking and savings accounts, auto loans, mortgages, and business banking services, official correspondence should be sent to our mailing address: PO Box 11127, Syracuse, NY 13218-1127. We invite you to connect with us! For any inquiries or assistance, please reach out by phone at 315-477-2200. Discover how Empower can help you achieve your financial goals today by visiting us online at empowerfcu.com. Join us as we continue to make a positive impact in the lives of our members and the communities we serve!

Branch History & Mission

Join Us

As we look toward the future, we invite you to join us on this journey. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, Empower is here for you every step of the way. Experience the difference that comes from being part of a credit union truly dedicated to its members. Feel free to contact us at (315) 477-2200 or visit our website at Empower for more information about membership benefits and how you can become part of our thriving community. Let's work together toward your financial goals!

Mission Statement

At Empower, our mission is straightforward yet powerful: to enhance the quality of life for our members and communities by providing innovative financial services and fostering personal growth. We are committed to making a positive impact through various outreach efforts and partnerships that strengthen our local communities. While members can visit us at 121 Palatine Plz Palatine Bridge Ny 13428, official correspondence should be sent to PO Box 11127, Syracuse, NY 13218-1127 if needed. We are also proud to offer ATM availability for added convenience; however, please note that drive-thru banking services are currently not available.

Our Journey

Empower started its journey with a simple mission: to empower people through accessible financial solutions. From our humble beginnings at 121 Palatine Plz, we've made it our goal to be more than just a financial institution. We aim to be a supportive partner in our members' lives. Our commitment to excellence is reflected in our impressive total assets of over $3.75 billion, allowing us to offer competitive products and services tailored to meet the diverse needs of our community. As we continue to evolve, we embrace modern advancements while remaining grounded in the values that built us. Our digital offerings include online banking and mobile payments, ensuring that members can manage their finances conveniently and securely. Moreover, we uphold ADA compliance standards to make sure everyone has access to our services.

Branch Location & Accessibility

Contact Us

For any questions or if you need assistance, don't hesitate to give us a call at 315-477-2200. We're here to help you every step of the way. While members can visit us at 121 Palatine Plz, official correspondence should be sent to PO Box 11127 in Syracuse. Come visit us today your financial journey starts here at Empower Credit Union!

Operating Hours

We invite you to stop by during our lobby hours, which are Monday through Friday from 9:00 AM to 5:00 PM. While we currently do not offer drive-thru banking, our dedicated team is ready to assist you inside the branch with all your banking needs.

Parking & Accessibility

Our branch offers ample parking, ensuring you won't have to worry about finding a spot when you arrive. We prioritize accessibility with features like ADA-compliant ramps and entrances, making it easy for everyone to access our services.

Services Offered

At Empower Credit Union, we offer a range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here to help. Our team can guide you through credit cards with rewards and business banking solutions too. If you need quick access to cash, you'll be pleased to know that we have an ATM available on-site.

Member Eligibility

At Empower, we believe that becoming a member is like joining a family where everyone supports one another. If you live, work, worship, or attend school in Montgomery County or the surrounding areas, you're already on your way to enjoying all the benefits we offer! Our community-centric approach means that we welcome you with open arms, and being part of our credit union opens doors to a range of financial products designed just for you. For more detailed information on eligibility criteria, feel free to visit our website at http://www.empowerfcu.com/about-us/membership-benefits. Joining us is simple! You can open an account online with ease through our dedicated portal at https://my.empowerfcu.com/registration. If you have any questions or need assistance, don't hesitate to reach out to us at 315-477-2200. We're here to guide you every step of the way as you embark on this exciting journey with Empower located at 121 Palatine Plz, Palatine Bridge, NY 13428.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $384 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $397,577,069, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, our merchant services are designed to simplify your payment processes. Imagine seamlessly accepting payments from customers whether they prefer card payments or mobile transactions all while having access to detailed reports that help you track sales. This allows you to focus more on growing your business rather than getting bogged down in payment logistics. Come visit us at 121 Palatine Plz Palatine Bridge Ny 13428, Palatine Bridge, NY or give us a call at (315) 477-2200 to learn more about how we can assist you in achieving your business goals!

Comprehensive List Of Services

Business Banking Support

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to help your company thrive. We know how vital it is to have reliable financial support in running your business efficiently.

Convenient Access Anytime

We also pride ourselves on making transactions easy and accessible. With our ATM and cash withdrawal services, you can quickly access your funds without any hassle. Basic ATM access allows for withdrawals and balance checks at your convenience. At Empower, we're more than just a financial institution; we're your partner in achieving financial success. If you're ready to explore how we can help you reach your goals, don't hesitate to get in touch with us at 315-477-2200 or visit us online at www.empowerfcu.com. Join us today and discover all that we offer!

Credit Solutions for Every Need

In today's world, having the right credit card is essential. At Empower, we offer credit cards with rewards that allow you to earn points on everyday purchases. Whether you're shopping for groceries or planning a vacation, you'll appreciate the benefits that come with our cards.

Financing Your Dreams

Looking to buy a vehicle? Our auto loans and vehicle financing options provide flexible terms that can fit any budget. We understand that purchasing a home is one of the biggest decisions you'll make, which is why we offer personalized mortgage loans and refinancing solutions to help you secure the best rates. For those unexpected expenses or projects around the house, our personal loans and debt consolidation services can ease financial burdens.

Personal Banking Made Easy

Whether you're saving for a new car or managing day-to-day expenses, our personal banking options are designed with you in mind. With checking and savings accounts, you can easily manage your finances while enjoying competitive interest rates. Imagine having quick access to your funds anytime, anywhere through our convenient online and mobile banking services. You can check balances, transfer money, and pay bills all from your smartphone.

Digital & Online Banking

Convenient Online Services

Our online banking service is available 24/7, allowing you to check your account balances, pay bills, and transfer money with just a few clicks. You can also take advantage of our electronic signature authorization feature, making it simple to sign documents securely without the need for paper. Plus, e-statements are readily available, helping you stay organized while reducing clutter.

Mobile Banking on the Go

If you prefer banking from your smartphone, our mobile application provides all the features you need right in the palm of your hand. With mobile payments enabled, making purchases is quick and hassle-free. You can even send money directly to friends or family through our person-to-person transfer option perfect for splitting dinner bills or sending gifts.

Security You Can Trust

Your security is our priority. All transactions made through our online and mobile platforms are protected with robust security measures. Whether you're accessing your account from a computer or mobile device, you can feel confident knowing your information is safe. With all these features designed for accessibility and ease-of-use, managing your finances has never been simpler. Join us at Empower and experience the convenience of modern banking today!

Financial Strength

At Empower, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation so that you can trust us with your savings and loans. With a net worth of $365,681,043, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $917,404,875 in share certificates and $623,512,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $409,669,858, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $317,235,978 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $63,556 in used auto loans and a total of $2,972,132,037 in loans and leases. Our operational efficiency is reflected in our impressive net income of $29,971,164, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 548,791, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empower is your trusted partner. Visit us at 121 Palatine Plz Palatine Bridge NY 13428 or call us at 315-477-2200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Options for Business Owners

If you're a business owner seeking growth opportunities, our outstanding commercial loans totaling $397,577,069 provide the capital needed to expand your operations and reach new heights. At Empower Credit Union, we're committed to supporting our members with accessible financial products. For more information about eligibility and how to apply for any of our loan offerings, please visit our website at Empower or contact us at 315-477-2200 during our lobby hours from Monday to Friday between 9:00 AM and 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We look forward to helping you find the right financial solution!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $571,156,760 in used vehicle loans and $237,066,776 in new vehicle loans already helping members get on the road, you can trust us for your next vehicle purchase. We offer flexible terms and refinancing options to make the process even easier.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $486,276,719, allowing you to step into your dream home without hassle.

Unsecured Credit Card Loans

For those looking to manage their finances effectively, we also offer flexible terms on unsecured credit card loans. With a total of $104,830,995 in loans available, you can enjoy the convenience of access to funds when you need them most.

Loan Aggregator

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Empower

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Mission Statement

Our Journey

Branch Location & Accessibility

Contact Us

Operating Hours

Parking & Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services That Matter

Comprehensive List Of Services

Business Banking Support

Convenient Access Anytime

Credit Solutions for Every Need

Financing Your Dreams

Personal Banking Made Easy

Digital & Online Banking

Convenient Online Services

Mobile Banking on the Go

Security You Can Trust

Financial Strength

Loan Offering

Additional Options for Business Owners

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Join Our Community