Empower Credit Union Liverpool NY | Affordable Vehicle Loans & ATM Services

Introduction

Community Commitment

With total assets exceeding $3.75 billion, we strive to provide our members with competitive rates and personalized service. Our total deposits stand at $238,547,679, reflecting the trust placed in us by our members. Additionally, we manage loans and leases totaling 164,278, helping individuals and families achieve their goals through accessible financing options.

Leadership You Can Trust

Led by our CEO Ryan McIntyre and Board President Patrick Piscitelli, Empower is dedicated to maintaining a strong financial foundation while fostering community growth. Our net worth of $365,681,043 demonstrates our stability and commitment to responsible management of member funds.

Why Choose Empower?

Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, Empower has you covered. We also offer business banking services designed to help local businesses thrive. With features like online banking and mobile payments, managing your finances has never been easier. Join us at Empower today! Call us at 315-477-2200 or visit our website at empowerfcu.com to learn more about how we can help you achieve your financial dreams. Together, let's build a brighter future!

Branch History & Mission

Empower Credit Union has a rich legacy that began in 1939, dedicated to serving the financial needs of our members in Liverpool, NY. Located at 5112 W Taft Rd, we have grown from humble beginnings into a vibrant community hub, now proudly supporting over 277,000 members. Our journey reflects not just growth in numbers but also a commitment to providing exceptional service and innovative solutions. Since opening our doors, Empower has focused on creating a welcoming environment where everyone can feel at home. Our mission is simple yet powerful: to improve the financial well-being of our members and their communities. We strive to offer personalized banking services, from checking and savings accounts to auto loans and mortgages, ensuring that we meet the diverse needs of our community. While members can visit us at 5112 W Taft Rd Liverpool Ny 13088, official correspondence should be sent to PO Box 11127, Syracuse, NY 13218-1127. Our branch operates with convenience in mind; lobby hours are Monday through Friday from 9:00 am to 5:00 pm, while our drive-thru is open Monday through Friday from 8:30 am to 5:30 pm. With total assets reaching an impressive $3,759,853,763, Empower continues to prioritize the financial health of its members. Our commitment extends beyond banking; we actively engage in community outreach and partnerships that uplift those around us. We believe in giving back and empowering our members through education and support. In addition to traditional banking services, we embrace digital advancements that enhance customer experience. Members can enjoy online banking, mobile payments, and even person-to-person transfers all designed with your convenience in mind. We ensure accessibility for all by maintaining ADA compliance across our services. As we look toward the future, we invite you to be part of our growing family. Join us at Empower Credit Union and experience firsthand how we're committed to making a difference in your financial journey. Together, let's build a stronger community! For more information about membership benefits or to open an account today, visit our website or call us at (315) 477-2200.

Branch Location & Accessibility

Accessibility Features

At Empower, we prioritize accessibility for all our members. Our branch is equipped with ramps and ADA-compliant features to ensure everyone can access our services comfortably. We also offer ample parking so you can stop by without any hassle.

Operating Hours

We understand that life gets busy, which is why our lobby hours are tailored to fit your schedule. You can visit us Monday through Friday from 9:00 AM to 5:00 PM. For those who prefer drive-thru banking, we open even earlier at 8:30 AM and close at 5:30 PM during the week.

Services Available

Empower offers a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with an ATM on-site and drive-thru services available for deposits and withdrawals, managing your finances has never been easier. Feel free to reach out to us at 315-477-2200 if you have any questions or need assistance. We invite you to come visit us soon and discover how Empower can help you achieve your financial goals!

Member Eligibility

Joining the Empower community is an exciting step toward better financial well-being, and we're here to welcome you with open arms! To become a member of Empower at 5112 W Taft Rd, Liverpool, NY 13088, you simply need to meet a few friendly eligibility criteria. Generally, individuals who live, work, worship, or attend school in Onondaga County can apply. If you're unsure about your eligibility, don't worry! You can find all the details you need by visiting our website at http://www.empowerfcu.com/about-us/membership-benefits. Becoming a member unlocks a world of benefits tailored just for you. From competitive loan rates to personalized banking services, we strive to support your financial journey every step of the way. Opening an account is straightforward and can be done online; just head over to https://my.empowerfcu.com/registration to get started. If you have any questions or need assistance along the way, feel free to call us at 315-477-2200. We can't wait to have you as part of our family!

Business Banking & Commercial Services

Financing Options That Matter

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $384 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $397,577,069, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify

In addition to loans, our merchant services help streamline your payment processes. Imagine a busy Friday afternoon at your café customers line up, eager to pay for their coffee and pastries. With our efficient payment solutions, you can process transactions quickly, keeping lines moving and customers happy. Our tools allow you to accept various payment methods seamlessly, enhancing customer satisfaction while saving you time. Located at 5112 W Taft Rd Liverpool Ny 13088 in Liverpool, NY, we're here to empower your business every step of the way. Call us at (315) 477-2200 to explore how we can help you achieve your goals today!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, Empower has something for you too! We offer comprehensive business banking services, including merchant services and business loans, ensuring that your business has the support it needs to thrive.

Credit Card Rewards

Who doesn't love rewards? Our credit cards come with rewards that let you earn points on every purchase, making it easier to treat yourself while building your credit history.

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our robust online and mobile banking platforms, you can manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills right from your smartphone. And don't worry about cash; our ATMs are available for quick withdrawals and balance checks.

Drive-Thru & ATM Services

For those who prefer face-to-face interactions but are short on time, our branch features a basic drive-thru service where you can make deposits, withdrawals, and other simple transactions without leaving your car. At Empower, we're committed to making banking easy and accessible for everyone in Liverpool and beyond. If you have questions or want to learn more about any of these services, please reach out to us at 315-477-2200 during our lobby hours: Monday through Friday from 9:00 am to 5:00 pm. Ready to take control of your financial future? Visit us at Empower today!

Personal Banking

Our personal banking services include checking and savings accounts that help you keep track of your money effortlessly. Imagine having a checking account with no monthly fees and easy online access; it's all possible here! We also offer auto loans and vehicle financing tailored to fit your budget, so you can drive away in the car of your dreams without breaking the bank. Thinking about buying a home? Our mortgage loans and refinancing options make homeownership more achievable than ever. Plus, we provide personal loans and debt consolidation services to assist you in managing expenses or consolidating existing debts into one simple payment.

Digital & Online Banking

E-Statements and Mobile Access

Gone are the days of waiting for paper statements to arrive in the mail. With our e-statements feature, you can view your account statements digitally whenever you need them. This not only saves trees but also allows you to stay organized and keep track of your financial activity efficiently. For those on the go, our mobile application makes banking even more convenient. You can access your accounts directly from your smartphone or tablet, giving you the freedom to bank wherever life takes you. And if you're looking for quick payments or sending money to friends and family, our person-to-person transfer feature has got you covered.

Security You Can Trust

At Empower, we take security seriously. Our online banking system is equipped with advanced security measures to protect your personal information and transactions. You can feel confident knowing that your data is safeguarded while you enjoy the ease of online banking. In summary, whether you're looking to check balances, transfer money using mobile payments, or manage your accounts through e-statements, Empower has everything you need for effective and secure digital banking. Join us today and experience the benefits firsthand!

Financial Strength

Commitment to Innovation and Growth

With $317,235,978 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our $31,778 in used auto loans and $2,972,132,037 in total loans and leases support members' financial goals across various sectors. Our net income of $29,971,164 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empower is your trusted partner. Visit us at 5112 W Taft Rd Liverpool NY 13088 or call 315-477-2200 to learn more about how we can help you achieve your financial goals.

Dedicated Team Ready to Serve You

We take pride in having 579 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 548,791, showing a strong and growing member base that trusts us with their finances.

Secured Savings for Members

Members' savings are secured through $917,404,875 in share certificates and $623,512,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $409,669,858, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $365,681,043, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $571,156,760 in used vehicle loans and $237,066,776 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have competitive options available for you.

Credit Lines and Refinancing Options

If you need additional flexibility with your finances, consider our total credit lines available at $669,427,963. We also provide refinancing options for existing loans to help lower your monthly payments or take advantage of better interest rates. For any questions about our loan offerings or eligibility requirements, feel free to reach out to us at 315-477-2200 or visit us at 5112 W Taft Rd Liverpool NY 13088. You can also learn more about membership benefits by visiting this link. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with ease!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $486,276,719. These mortgages come with flexible terms designed to fit your budget and needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $104,830,995 in loans helping members manage their finances effectively. These cards can be a great solution for those who need quick access to funds without having to secure them against an asset.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of using LendMesh is that it features verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in the process. Moreover, LendMesh operates without sponsored listings; lenders are not prioritized based on paid promotions. This guarantees that users receive unbiased results tailored to their needs. Additionally, LendMesh provides real-time rate comparisons, which means users can access up-to-date loan rates from multiple institutions. This feature helps consumers make informed choices based on current offerings rather than outdated information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is for those seeking competitive loan rates.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers that reflect current market conditions. Each comparison is rooted in verified data, allowing users to trust that they are seeing legitimate options.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Empower

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Community Commitment

Leadership You Can Trust

Why Choose Empower?

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Available

Member Eligibility

Business Banking & Commercial Services

Financing Options That Matter

Merchant Services That Simplify

Comprehensive List Of Services

Business Banking Solutions

Credit Card Rewards

Digital Banking Convenience

Drive-Thru & ATM Services

Personal Banking

Digital & Online Banking

E-Statements and Mobile Access

Security You Can Trust

Financial Strength

Commitment to Innovation and Growth

Conclusion

Dedicated Team Ready to Serve You

Secured Savings for Members

Solid Financial Foundation

Loan Offering

Auto Loans

Credit Lines and Refinancing Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Take Action Today

Join Our Community