Empower Credit Union Fayetteville NY | Top Auto Loans & Personal Banking

Introduction

Welcome to Empower, your trusted credit union located at 7320 E Genesee St, Fayetteville, NY 13066. Since our establishment in 1939, we have been dedicated to serving our community and enriching the lives of our 277,374 members. With a solid foundation built on financial strength, we proudly hold total assets amounting to $3,759,853,763 and total deposits of $238,547,679. At Empower, we believe in putting our members first. Our commitment is evident through the diverse range of services we offer from personal banking options like checking and savings accounts to auto loans and mortgage financing. We aim to support your financial journey every step of the way. If you need assistance or want to explore your options further, don't hesitate to reach out at 315-477-2200. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 11127, Syracuse, NY 13218-1127. Our leadership team is here to guide you; CEO Ryan McIntyre and Board President Patrick Piscitelli are committed to ensuring that we meet your needs with professionalism and care. As part of our mission, we strive not only for financial success but also for a positive impact in our community. Join us at Empower and experience a credit union that truly values its members. For more information on how we can assist you or to open an account today, visit us online at Empower FCU or stop by during our lobby hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Your financial future starts here!

Branch History & Mission

At Empower, we take pride in our rich history and strong mission to serve our community. Founded in 1939, our Fayetteville branch has been a cornerstone of financial support for the residents of Fayetteville, NY. Located at 7320 E Genesee St, we are conveniently situated near local landmarks that make us easily accessible to our members. Over the years, Empower has grown significantly, now boasting a total membership of over 277,000 and assets totaling $3759853763. Our commitment to providing top-notch financial services has allowed us to evolve while staying true to our roots. From humble beginnings, we've expanded our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and business banking services. Our mission at Empower is simple yet impactful: to provide excellent financial products while actively supporting and uplifting our community. We believe in the importance of building strong relationships with our members and being a trusted partner in their financial journey. Whether you're looking for a new car loan or seeking advice on how to manage your finances better, we are here for you every step of the way. While members can visit us at 7320 E Genesee St Fayetteville Ny 13066, official correspondence should be sent to PO Box 11127, Syracuse, NY 13218-1127. Our branch operates Monday through Friday from 9:00 AM to 5:00 PM and offers drive-thru services from 8:30 AM to 5:30 PM during weekdays and from 9:00 AM to 1:00 PM on Saturdays. We pride ourselves on embracing technology that makes banking easier for our members. With features like online banking, mobile payments, and ATM access available at your convenience, we ensure that managing your finances is straightforward and efficient. Empower also believes in giving back. We regularly engage with local organizations and initiatives aimed at enhancing community well-being. By partnering with local businesses and charities, we work hard to create a positive impact right where it matters most. We invite you to join the Empower family today! Experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Visit us online or give us a call at (315) 477-2200 for more information about how you can become a member today!

Branch Location & Accessibility

Accessibility and Amenities

At Empower, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. Ample parking is available, so you won't have to worry about finding a spot during your visit. For those who prefer banking on-the-go, we offer an ATM right at our location. Need to make a quick deposit or check your balance? Our ATM services are here for you!

Operating Hours

We are here for you during convenient hours: our lobby is open Monday through Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 1:00 pm. If you're looking for extra flexibility, our drive-thru operates Monday through Friday from 8:30 am to 5:30 pm and Saturday from 9:00 am to 1:00 pm. Whether you're coming in for a chat or just need to drop off some paperwork, we aim to make your experience as smooth as possible.

Services Offered

At Empower, we offer a range of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. We also provide business banking solutions and online/mobile banking services so that managing your finances is easier than ever. We invite you to come by our Fayetteville branch or give us a call at 315-477-2200 if you have any questions. Let us help you achieve your financial goals today!

Member Eligibility

At Empower, we believe that joining our credit union is more than just opening an account; it's about becoming part of a caring community that supports your financial journey. If you're looking to become a member of Empower, you'll find that eligibility is designed to be welcoming and inclusive. Anyone who lives, works, or worships in Onondaga County can join us. Additionally, if you have family members who are already members, you can easily become one too! We're dedicated to providing our members with numerous benefits, including competitive rates on loans and savings products, personalized service, and access to modern banking tools. Getting started is simple! You can check out all the specific eligibility details by visiting this link. Once you're ready to open your account, just head over to this page for a smooth application process. If you have any questions or need assistance, feel free to call us at (315) 477-2200. We're here for you at our branch located at 7320 E Genesee St Fayetteville Ny 13066 in Fayetteville, NY. Welcome to Empower where your financial goals are our priority!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $384 in commercial loans for our members, helping businesses scale and succeed.

Non-Member Support

We also recognize the importance of serving the broader community. While we have focused on member loans, we are dedicated to providing flexible financing solutions for all local businesses.

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $397,577,069, we continue to drive economic growth by financing new and expanding businesses. This shows our dedication not just to individual companies but to the entire Fayetteville community. In addition to loans, we offer comprehensive merchant services tailored for your needs. Imagine easily processing payments from customers while having access to detailed sales reports that help you make informed decisions. At Empower, we're here to help you thrive in today's competitive market. Visit us at 7320 E Genesee St Fayetteville, NY 13066 or call us at 315-477-2200 to learn more about how we can assist your business journey!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick access to cash? With our ATM services, you can easily withdraw money or check balances without stepping inside the branch. Plus, our basic drive-thru banking allows for quick deposits and withdrawals when you're on the go. At Empower in Fayetteville (7320 E Genesee St, Fayetteville NY 13066), we're more than just a credit union; we're a partner in your financial journey. Have questions? Give us a call at 315-477-2200, or visit us online at Empower. We look forward to helping you achieve your financial goals!

Business Banking Support

For entrepreneurs and business owners, our business banking services include merchant services and business loans tailored to help your company thrive. We're committed to supporting local businesses because we believe in the power of community growth.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Empower, we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or even applying for loans all at your fingertips!

Credit Cards with Rewards

Don't forget about our credit cards with rewards! They are perfect for everyday purchases and come with perks that can benefit you as you shop. Earn points on what you already buy it's like getting paid to spend!

Home Ownership Made Easy

For those looking to buy or refinance their home, our mortgage loans come with friendly terms and expert guidance throughout the process. We know that homeownership is one of the biggest investments you'll ever make, and we're here to ensure you feel confident every step of the way.

Personal Banking Solutions

When it comes to managing your finances, we offer various checking and savings accounts designed for different needs. Imagine having a checking account that helps you save while you spend our accounts do just that! If you're planning a big purchase or simply want to build your savings, our savings accounts provide competitive rates to help grow your funds.

Personal Loans & Debt Solutions

Life can throw unexpected expenses your way. With our personal loans and debt consolidation options, you can tackle those financial hurdles head-on without added stress. Our team will work with you to find a solution that fits your situation perfectly.

Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options can make that dream a reality. We understand how important reliable transportation is, so we offer flexible terms and competitive rates to fit your budget.

Digital & Online Banking

Mobile Access at Your Fingertips

Take your banking experience further with our mobile application, which offers all the functionalities of online banking right in your pocket. Whether you're making mobile payments or checking e-statements, our app allows you to manage your accounts wherever life takes you. And yes, we provide electronic signature authorization for added convenience when completing transactions.

Safety First

Security is a top priority for us. We use advanced encryption technologies to keep your personal information safe while giving you the freedom to bank online without worry. Plus, our e-statements mean less paper clutter and more eco-friendly choices view your statements whenever you need them without waiting for the mail. Whether it's paying bills, managing loans, or making deposits, Empower has made sure that digital banking is not only accessible but also simple to use. Join us today and discover how easy it is to take control of your financial journey!

Your Online Banking Portal

With our online banking platform, you can check your account balance, pay bills, and transfer funds all from the comfort of your home or on the go. Our platform is user-friendly and available 24/7, making it easier than ever to stay on top of your finances. Need to send money to a friend? Our person-to-person transfer feature lets you do just that quickly and securely.

Financial Strength

At Empower, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a reliable banking experience while ensuring the safety of your assets. With a net worth of $365,681,043, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $917,404,875 in share certificates and $623,512,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $409,669,858, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $317,235,978 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $2,972,132,037, which includes $31,778 in used auto loans. This robust lending capacity supports our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $29,971,164, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at an impressive 548,791, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empower is your trusted partner. Visit us at 7320 E Genesee St Fayetteville Ny 13066 or call 315-477-2200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $571,156,760 in used vehicle loans and $237,066,776 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned option, our flexible terms make it easy for you to find the right fit.

Business Financing

For business owners, our outstanding commercial loans totaling $397,577,069 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to support your journey with tailored financing solutions.

Credit Lines and Unsecured Loans

For those looking to manage their finances more effectively, we also offer flexible terms on unsecured credit card loans. With a total of $104,830,995 in unsecured credit card loans available, we can help you take control of your spending and reduce debt.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $486,276,719, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through every step of the process.

Refinancing Options

If you're already a member and are interested in refinancing options or checking your eligibility for any of our products, feel free to reach out. Our team is ready to assist you with any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you need an auto loan to drive your next adventure or a mortgage loan for your dream home, Empower is here to help you along the way. For more information or to get started on your application today, call us at 315-477-2200 or visit our website at Empower FCU.

Loan Aggregator

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Empower

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Amenities

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Member Commercial Loans

Non-Member Support

Outstanding Commercial Loans

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking Support

Convenient Digital Banking Features

Credit Cards with Rewards

Home Ownership Made Easy

Personal Banking Solutions

Personal Loans & Debt Solutions

Vehicle Financing

Digital & Online Banking

Mobile Access at Your Fingertips

Safety First

Your Online Banking Portal

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

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