Empower Credit Union Cheektowaga NY | Affordable Auto Loans & ATM Services

Introduction

Welcome to Empower, your trusted financial partner in Cheektowaga, NY! Located at 2690 Walden Ave, Cheektowaga, NY 14225, we have been serving our community since 1939 with a commitment to enhancing the financial lives of our members. With over 277,000 members and total assets reaching an impressive $3.76 billion, we are dedicated to offering a wide range of financial services that cater to your needs. At Empower, we believe in putting people first. Our CEO, Ryan McIntyre, and Board President, Patrick Piscitelli, lead a team of 581 employees who are passionate about providing exceptional service. Whether you're looking for personal banking options like checking accounts and auto loans or business banking services, we've got you covered. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 11127, Syracuse, NY 13218-1127. Our robust financial health speaks volumes about our dedication to our members. With total deposits amounting to $238.5 million, and cash in hand totaling $39.8 million, you can rest assured that your funds are secure with us. We have also issued over 164,278 loans, showcasing our commitment to helping individuals and businesses achieve their goals. We invite you to explore the many benefits of being a member of Empower. From online banking conveniences to competitive loan rates, there's something for everyone here. Don't hesitate to reach out at (315) 477-2200 or visit us online at Empower for more information or to get started on your journey toward better financial health today!

Branch History & Mission

Empower Credit Union has a rich legacy that dates back to its founding in 1939. Located at 2690 Walden Ave, Cheektowaga, NY, this branch has proudly served its community for over eight decades. Originally established to provide financial services tailored for members, Empower has grown into a cornerstone of support and empowerment for individuals and families alike. As we reflect on our history, it's clear that our mission has always been to enhance the financial well-being of our members. With a total membership of 277,374 and assets exceeding $3.75 billion, we are committed to making banking accessible and beneficial for everyone in Cheektowaga and beyond. Our journey has seen many milestones from expanding our range of services to embracing digital advancements like online banking and mobile payments, ensuring that we meet the needs of a modern membership. Our mission is straightforward: to provide excellent financial services while nurturing community growth. We believe in supporting not just your financial goals but also the broader community around us. Through partnerships with local organizations and initiatives aimed at improving lives, we strive to make a meaningful impact. While members can visit us at 2690 Walden Ave Cheektowaga Ny 14225, official correspondence should be sent to PO Box 11127, Syracuse, NY 13218-1127 if needed. Our operating hours are designed with you in mind: the lobby is open Monday through Friday from 9:00 am to 5:00 pm, and our drive-thru operates from 8:30 am to 5:30 pm on weekdays. At Empower Credit Union, we prioritize accessibility; that's why we offer ATM availability and drive-thru banking options. We understand that convenience matters in today's fast-paced world. We invite you to join our growing family at Empower Credit Union. Experience firsthand the benefits of being part of a community-focused credit union that genuinely cares about your financial future. Together, let's build a brighter tomorrow!

Branch Location & Accessibility

Accessibility and Parking

We understand that convenience matters. That's why our branch is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure everyone can visit us with ease. Ample parking is available for both our members and guests, so you won't have to worry about finding a spot when you arrive.

Call to Action

Ready to experience hassle-free banking? We invite you to stop by or give us a call at 315-477-2200. Our friendly team at Empower Credit Union is here to assist you with all your financial needs!

Nearby Landmarks

Our branch is just a short drive from the bustling Walden Galleria Mall and close to various restaurants and shops. This prime location means you can easily fit your banking needs into your busy day.

Operating Hours

At Empower, we value your time. Our lobby hours are Monday through Friday from 9:00 am to 5:00 pm, allowing you to visit us during the week when it suits you best. If you prefer using our drive-thru service, it's open Monday through Friday from 8:30 am to 5:30 pm. Unfortunately, we are closed on Saturdays.

Services Offered

When you visit us at the Cheektowaga branch, you'll find a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage financing, we're here to help you every step of the way. Plus, with ATM access available right on-site, managing your cash flow has never been easier.

Member Eligibility

At Empower, we believe that joining our community is about more than just banking it's about becoming part of a family that supports your financial journey. Anyone who lives, works, worships, or attends school in the areas we serve is eligible to become a member. This means that if you're part of the vibrant Cheektowaga area or surrounding communities, you can take advantage of all the benefits we offer. By choosing Empower, you gain access to personalized services like checking and savings accounts, auto loans, and credit cards all designed to help you thrive financially. Getting started is simple! Just visit us at 2690 Walden Ave, Cheektowaga, NY 14225, or give us a call at 315-477-2200 for more information. For detailed eligibility criteria, check out our website at http://www.empowerfcu.com/about-us/membership-benefits. When you're ready to open an account, you'll find everything you need at https://my.empowerfcu.com/registration. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Work for You

We also offer essential merchant services to make transactions easier for your business. Imagine having the ability to accept payments quickly and securely, giving your customers the convenience they expect. Our services help streamline your payment processes so you can focus more on what matters most growing your business. Visit us at 2690 Walden Ave Cheektowaga Ny 14225, Cheektowaga, NY 14225, or call us at (315) 477-2200 to learn how we can support your business needs today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $384 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $397,577,069, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Planning to purchase a new car? Our Auto Loans & Vehicle Financing options can help turn that dream into reality. We offer competitive rates that fit your budget, making it easier for you to hit the road in style without breaking the bank.

Business Banking Services

For entrepreneurs and small business owners, we provide comprehensive Business Banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business goals.

Convenient Access Points

In addition to our extensive service offerings, we ensure convenient access through our ATM & Cash Withdrawal Services and basic drive-thru banking facilities. Need to make a quick deposit or withdrawal? Our drive-thru service allows for simple transactions without having to leave your vehicle. With all these services available at Empower, we aim not only to meet but exceed your expectations. Our friendly staff is always ready to help answer any questions you might have. Feel free to reach out at 315-477-2200, or better yet, visit us in person! Explore how Empower can enhance your financial well-being today! For more information about membership benefits or how to open an account, visit us online at Empower's Website.

Credit Cards with Rewards

Our Credit Cards with Rewards program adds value to your spending habits by offering cash back and other perks. Picture yourself earning rewards for everyday purchases it's a great way to get more out of what you already spend!

Mortgage Loans & Refinancing

If homeownership is on your horizon or if you're looking to refinance your existing mortgage, our dedicated team is here to assist you every step of the way. We provide personalized solutions for Mortgage Loans & Refinancing, ensuring that you find the best options available that suit your financial situation.

Personal Banking Solutions

Whether you're opening your first checking account or looking to save for the future, our Personal Banking options include both checking and savings accounts tailored for every lifestyle. Imagine having easy access to your funds through our Online & Mobile Banking features. You can manage your accounts on the go, check balances, and make transactions from anywhere, anytime.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation options that help ease financial burdens and simplify payments into one manageable monthly bill. It's about giving you peace of mind when managing finances becomes overwhelming.

Digital & Online Banking

Convenient Online Banking Services

Visit us at https://www.empowerfcu.com/ to explore our user-friendly online banking portal. Here, you can easily check balances, transfer funds, and pay bills without stepping foot in a branch. With 24/7 access to your accounts, managing your finances has never been simpler.

Go Mobile with Confidence

With our mobile application, available for both iOS and Android devices, banking is literally in your pocket. You can make mobile payments effortlessly and send money to friends or family through person-to-person transfers perfect for splitting bills or sending gifts. Our app is designed for ease of use so you can navigate quickly and efficiently. At Empower, we strive to provide accessible tools that help you manage your money effectively. Our digital banking services are tailored to fit your busy lifestyle while ensuring that security remains a top priority. Experience the freedom of real-time account management today!

Secure Transactions Made Easy

Our commitment to security means you can use our services with peace of mind. Enjoy the convenience of electronic signature authorization for important transactions, which allows you to sign documents securely from anywhere. Plus, with features like e-statements available at your fingertips, you'll always have access to your financial information while reducing paper clutter.

Financial Strength

Growing Membership Base

Total Share Accounts stand at 548,791, indicating a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $10,138,458, further affirming our ability to support member needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empower is your trusted partner. Visit us at 2690 Walden Ave Cheektowaga Ny 14225 or call (315) 477-2200 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $917,404,875 in share certificates and $623,512,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $409,669,858, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our success is reflected in our $29,971,164, showcasing our operational efficiency and enabling us to continue offering competitive loan rates and solid financial products for our members. With 579 full-time employees and 2 part-time employees on board, we ensure our branches are always ready to assist you with a knowledgeable team dedicated to your needs.

Reinvestment for Better Services

With $317,235,978 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $31,778 in used auto loans and $2,971,322,037 in total loans and leases, which support your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $365,681,043, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners seeking growth opportunities, our outstanding commercial loans total $397,577,069, providing the necessary capital for expansion and development. No matter your financial needs or goals, Empower is here to assist you every step of the way. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, please reach out to us at 315-477-2200 or visit our website at Empower. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $571,156,760 in used vehicle loans and $237,066,776 in new vehicle loans already helping members get on the road, we provide flexible terms that fit your budget. Whether you're purchasing a new or used vehicle, our financing options can make it easier than ever.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $486,276,719. We simplify the process for first-time buyers and those looking to refinance their current mortgages. Explore how our competitive rates can help you secure the home of your dreams.

Unsecured Credit Card Loans

Managing day-to-day expenses is crucial for financial health. We also offer flexible terms on unsecured credit card loans, with a total of $104,830,995 in loans helping members manage their finances effectively. This product allows you to make purchases with ease while enjoying competitive rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. Each lender included in LendMesh's comparison tool is thoroughly vetted, which means you can trust that the information is accurate and reliable.

Empower

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Parking

Call to Action

Nearby Landmarks

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Options

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Services

Convenient Access Points

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Convenient Online Banking Services

Go Mobile with Confidence

Secure Transactions Made Easy

Financial Strength

Growing Membership Base

Member Savings and Investments

Operational Efficiency

Reinvestment for Better Services

Solid Financial Foundation

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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