Empower Credit Union Canandaigua NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Empower, your trusted financial partner located at 400 Fort Hill Ave Bldg 4, Canandaigua, NY 14424. Since our establishment in 1939, we have been dedicated to serving our community with reliable banking solutions tailored to meet your needs. With a proud membership of 277,374 and total assets reaching an impressive $3,759,853,763, we are here to help you achieve your financial goals. At Empower, we understand that every member is unique. That's why we offer a wide array of services from personal banking options such as checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our commitment to excellence is reflected in our total deposits of $238,547,679 and a strong net worth of $365,681,043. We believe in investing back into the community while ensuring that your money is safe and growing. Our leadership team is dedicated to providing you with exceptional service. Under the guidance of our CEO, Ryan McIntyre, and Board President Patrick Piscitelli, we strive to create a welcoming environment where members feel valued and supported. Our friendly staff of 581 employees is always ready to assist you with any questions or concerns. While members can visit us at our branch location in Canandaigua, official correspondence should be sent to our mailing address: PO Box 11127, Syracuse, NY 13218-1127. If you need assistance or want more information about our offerings, feel free to give us a call at 315-477-2200. Join us today and experience the Empower difference! Visit our website at Empower FCU or stop by the branch for personalized support that puts you first.

Branch History & Mission

At Empower, we take pride in our rich legacy that began in 1939, serving the community of Canandaigua, NY. Over the decades, our credit union has grown from humble beginnings to a thriving financial institution, now boasting a total membership of over 277,000 members. Our branch, located at 400 Fort Hill Ave Bldg 4, Canandaigua, NY 14424, has become a cornerstone for individuals and families seeking support in their financial journeys. Our mission is clear: to provide exceptional financial services while making a positive impact in our community. We are dedicated to empowering our members with the tools and resources they need to achieve their financial goals. Whether it's through personal banking services like checking and savings accounts or offering auto loans and mortgages, we strive to cater to the unique needs of each member. In addition to our comprehensive financial offerings, we place a strong emphasis on community engagement. Over the years, we have partnered with local organizations and initiatives that align with our mission. We believe that by supporting local causes and providing education on financial literacy, we can help create a stronger community for everyone. While members can visit us at our Canandaigua branch for personalized service during our lobby hours Monday through Friday from 8:00 am to 4:00 pm official correspondence should be sent to our mailing address: PO Box 11127, Syracuse, NY 13218-1127. As we move forward into an increasingly digital world, Empower remains committed to innovation. Our online banking services and mobile application make managing finances easier than ever. Additionally, we ensure that all our services are accessible and ADA compliant, allowing everyone in our community to benefit from what we offer. With total assets exceeding $3.75 billion and a dedication to maintaining high standards of service, Empower is well-equipped to meet your financial needs today and into the future. Join us as we continue this journey of growth and support. Experience firsthand how Empower can make a difference in your life by becoming a member today! For more information on membership benefits or to open an account online, visit Empower's website. Together, let's build a brighter future for our community!

Branch Location & Accessibility

Accessibility Features

At Empower, we prioritize making banking easy for everyone. Our branch is equipped with ADA-compliant features to ensure accessibility for all our members. Plus, there's ample parking available nearby, so you can quickly pop in and take care of your banking needs without hassle.

Operating Hours

We're here for you during convenient hours! Our lobby is open Monday through Friday from 8:00 am to 4:00 pm, making it easy to stop by before or after work. Please note that we do not have drive-thru services available at this location.

Services Offered

Empower offers a wide range of services designed to meet your personal banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. You can also enjoy online and mobile banking for added convenience. Plus, our ATM is readily available for cash withdrawals and balance checks whenever you need it. Ready to experience exceptional service? We invite you to visit us at our Canandaigua branch or give us a call at 315-477-2200. Our friendly staff is eager to assist you!

Member Eligibility

At Empower, we believe that everyone deserves to be part of a community where their financial needs are understood and supported. Becoming a member of our branch at 400 Fort Hill Ave Bldg 4 in Canandaigua is simple and welcoming! To join us, you just need to meet a few eligibility criteria. Generally, individuals who live, work, or worship in Ontario County can become members. We also welcome family members of current members and those who are part of certain organizations we partner with. For the most current and detailed information about eligibility, check out our website at http://www.empowerfcu.com/about-us/membership-benefits. Once you're ready to become part of the Empower family, opening an account is a breeze! You can easily start the process online by visiting https://my.empowerfcu.com/registration or give us a call at 315-477-2200 for assistance. Join us today and experience the benefits of membership that go beyond just banking experience financial empowerment in a community that cares!

Business Banking & Commercial Services

At Empower, we understand that running a business comes with its own set of challenges and triumphs. Whether you're just starting out or looking to expand, our tailored business banking solutions can help you achieve your goals. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $384 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $397,577,069, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing you need to purchase new equipment or renovate your space. With our merchant services, you can streamline payment processes and accept various payment methods, making transactions easier for both you and your customers. Located at 400 Fort Hill Ave Bldg 4 Canandaigua Ny 14424 in Canandaigua, NY, we're here to provide the support you need for your business ventures. Call us at (315) 477-2200 to explore how we can help you thrive!

Comprehensive List Of Services

Business Banking Support

For business owners, we offer robust business banking services including merchant services and business loans. Your business deserves the same level of care and attention as your personal finances, and we're here to help it thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide online and mobile banking services so you can manage your accounts anytime, anywhere. With features like ATM access for withdrawals and balance checks, you'll find that banking with us is as easy as a few taps on your phone.

Credit Cards with Rewards

Don't forget about our credit cards! They come with rewards that give back every time you make a purchase. It's an effortless way to earn while you spend on things you already need.

Flexible Personal Loans

Sometimes life throws unexpected expenses our way. That's where our personal loans come into play. Whether it's for debt consolidation or covering unforeseen costs, our loans offer flexibility and peace of mind.

Get Started Today!

We invite you to explore all these services at Empower in Canandaigua by calling us at 315-477-2200 or visiting our website at Empower. Join us today and experience how easy it can be to manage your finances with a partner who cares!

Home Financing Options

If you're dreaming of homeownership or looking to refinance your current mortgage, our mortgage loans and refinancing services can guide you through the process smoothly. We provide tailored solutions that fit your financial situation, making home buying less stressful.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that make it easy to manage your finances. Imagine having a checking account that not only keeps your money safe but also helps you track your spending effortlessly. Our savings accounts can help you set aside funds for vacations, emergencies, or future investments. For those looking to buy a new car or refinance an existing vehicle, our auto loans and vehicle financing options are designed with your budget in mind. We understand how important reliable transportation is in everyday life.

Digital & Online Banking

At Empower, we understand that life can get busy, and managing your finances shouldn't add to the stress. That's why our digital and online banking services are designed to provide you with convenience and security right at your fingertips. Whether you're at home or on the go, you can easily access your accounts anytime, anywhere. One of the best ways to get started is by visiting our online banking portal at https://www.empowerfcu.com/. Here, you can manage your accounts, view transactions, and even set up e-statements for a more eco-friendly approach to your finances. Speaking of e-statements, they are readily available for our members, allowing you to keep track of your account activity without the clutter of paper statements. With our mobile application, banking is made even easier. You can make payments using mobile payments features and send money instantly with person-to-person transfers. Imagine being able to split a dinner bill or pay a friend back in seconds it's that simple! Plus, with electronic signature authorization, signing important documents is quick and secure. Our commitment to security means you can bank with peace of mind. We use advanced technology to keep your information safe while ensuring that everything is user-friendly. With 24/7 online banking services available, you have real-time access to your finances whenever you need it. At Empower, we strive to make banking as easy and accessible as possible so that you can focus on what really matters in life. Join us today and experience the freedom of managing your finances digitally!

Financial Strength

At Empower, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to offer you the best services possible. With a net worth of $365,681,043, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $917,404,875 in share certificates and $623,512,499 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $409,669,858, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $317,235,978 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is evident with $31,778 in used auto loans and $2,971,322,037 in total loans and leases supporting your financial goals across various sectors. Our efficient operations have led to a net income of $29,971,164, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (funds available for lending and investments) stand at $10,138,458, while our total share accounts have reached an impressive 548,791, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Empower is your trusted partner. Visit us at 400 Fort Hill Ave Bldg 4 Canandaigua Ny 14424 or call (315) 477-2200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $571,156,760 in used vehicle loans and $237,066,776 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $397,577,069 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to support your growth. At Empower, we're committed to providing our members with personalized service and expert guidance throughout the loan process. For more details on eligibility and how to apply for any of our loan products, feel free to reach out at 315-477-2200 or visit our website at Empower FCU. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Unsecured Loans

For those looking for additional financial flexibility, we offer credit lines with a total of $669,427,963 available. This can be an excellent way to manage unexpected expenses or consolidate debt. Additionally, we provide flexible terms on unsecured credit card loans with a total of $104,830,995 helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $486,276,719, making buying or refinancing simple. We also offer various refinancing options to help you find the best fit for your situation.

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Empower

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Business Banking Support

Convenient Digital Banking

Credit Cards with Rewards

Flexible Personal Loans

Get Started Today!

Home Financing Options

Personal Banking Solutions

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

No Sponsored Listings

Real-Time Rate Comparisons

Verified Data

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