Educators Credit Union Oak Creek WI | Affordable Vehicle Loans & Top Checking

Introduction

Welcome to Educators Credit Union, your trusted financial partner in the heart of Oak Creek, Wisconsin. Nestled at 130 W Town Square Way, we have proudly served our community since our establishment in 1937. With a commitment to fostering financial well-being, we currently support over 232,000 members and manage a robust portfolio that boasts total assets of $3.4 billion. At Educators Credit Union, we believe that everyone deserves access to quality financial services. We offer a range of products including personal banking, auto loans, mortgage options, and business banking solutions tailored to meet the diverse needs of our members. Our total deposits stand at an impressive $238 million, reflecting the trust our community places in us. Our leadership team, under the guidance of CEO Linda Hoover and Board President Mary Lueneburg, is dedicated to ensuring that every member feels valued and supported. We take pride in having a strong workforce of 497 employees who are always ready to assist you with personalized service. While members can visit us at 130 W Town Square Way, official correspondence should be sent to the same address. For any inquiries or assistance, feel free to contact us at 800-236-5898. Whether you're looking for advice on managing your finances or exploring loan options, we're here to help. Join us today and experience the difference that a member-focused credit union can make in your financial journey! Visit our website at ecu.com for more information or click here to open an account online. Your future starts with us!

Branch History & Mission

Commitment to Innovation

In today's digital world, Educators embraces technology to enhance member experiences. With options for online banking and mobile payments, managing finances has never been easier or more convenient. We also ensure ADA compliance so that all members can access our services comfortably. Our drive-thru service offers additional convenience for quick transactions without leaving your vehicle, while our ATM availability ensures you can access your funds whenever you need them.

Join Us!

As we look toward the future, we invite you to become part of our growing family at Educators. Experience firsthand how we prioritize your financial well-being while fostering a strong community spirit. For any questions or assistance, feel free to reach out at 800-236-5898 or visit us during our operating hours: - Lobby: M-TH 9 AM - 5 PM; Fri 9 AM - 6 PM; Sat 9 AM - 12 PM - Drive-Thru: M-TH 8 AM - 6 PM; Fri 8 AM - 7 PM; Sat 8 AM - 1 PM Join us today and discover how being part of Educators can benefit you! Visit us online at www.ecu.com for more information on how to open an account or explore our services further!

Our Evolution

From our humble beginnings, Educators has continuously evolved to meet the needs of our members. We started small but grew rapidly as more people recognized the value of being part of a credit union that truly cares. Today, we manage total assets of approximately $3.4 billion, making us one of the prominent financial institutions in the area. Our branch is conveniently located at 130 W Town Square Way, Oak Creek, WI 53154, just a stone's throw from local landmarks and easily accessible for all.

Our Mission

At Educators, our mission goes beyond just providing financial services. We believe in empowering individuals and families to make informed financial decisions. We strive to foster a sense of community by offering various services such as personal banking, auto loans, mortgage financing, and business banking solutions. We are committed to ensuring that every member feels supported and valued throughout their financial journey. In addition to our core services, we actively participate in community outreach initiatives that enhance the lives of those around us. Whether it's through educational workshops or partnerships with local organizations, we aim to make a meaningful impact. While members can visit us at 130 W Town Square Way, official correspondence should be sent to the same address for your convenience.

Branch Location & Accessibility

Accessibility and Features

At our Oak Creek location, we pride ourselves on being accessible to everyone. Our branch is compliant with ADA standards, featuring ramps and spacious parking options for your convenience. If you prefer a quick visit, our drive-thru service allows you to handle deposits and withdrawals without leaving your vehicle.

Get in Touch

If you have any questions or need assistance, feel free to call us at 800-236-5898. We're here to help you every step of the way! We invite you to visit us at our Oak Creek branch or explore more about our offerings online at ecu.com. We look forward to serving you!

Operating Hours

We know your time is valuable! That's why we offer flexible operating hours. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Need assistance outside of these hours? No worries! You can also utilize our ATM services anytime for cash withdrawals and balance inquiries.

Services Offered

At Educators Credit Union, we provide a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have what you need. Business members can take advantage of merchant services and business loans too! Our online and mobile banking solutions make it simple for you to manage your accounts on the go.

Member Eligibility

At Educators, we believe that everyone deserves a place in our supportive community. Becoming a member is simple and welcoming! If you live, work, or go to school in the areas we serve, you're likely eligible to join us. We also extend membership to family members of current members, ensuring that our community continues to grow with those who share our values. This means you can enjoy all the perks of being part of Educators from competitive rates on loans to personalized financial advice tailored just for you. To get started, check out the specific eligibility criteria at . If you find that you meet the requirements, opening an account is just as easy! You can begin your journey with us by visiting https://apply.ecu.com/akcelerant.origination.web.dmz/products or giving us a call at (800) 236-5898. We're here to help make your transition into our member family smooth and enjoyable. Join us at our Oak Creek location at 130 W Town Square Way Oak Creek Wi 53154, where we're excited to welcome you!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $608 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $141,552,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine being able to process payments effortlessly while focusing on what you do best running your business. Our merchant services offer reliable solutions for accepting payments, whether online or in-store. This means you can spend less time managing transactions and more time growing your customer base. Located conveniently at 130 W Town Square Way Oak Creek Wi 53154, Oak Creek, WI WI, we are here to help your business thrive. Reach out to us at (800) 236-5898 and discover how we can assist you today!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer comprehensive banking services including merchant services and business loans. We understand that running a business can be challenging, so we're here to support you with the financial tools necessary for growth and success.

Convenient Access

At Educators, convenience is key. With online and mobile banking available, managing your finances has never been easier. You can make deposits, pay bills, and even transfer funds right from your smartphone. Plus, our ATM services allow for cash withdrawals and balance checks whenever you need them. For those quick trips, our drive-thru service handles deposits, withdrawals, and simple transactions efficiently. We invite you to explore all that Educators offers. If you have questions or want assistance with any of our services, don't hesitate to call us at (800) 236-5898 or visit us in person at our Oak Creek location. Your financial journey starts here let's take it together!

Credit Cards with Rewards

Enjoy shopping with our credit cards that offer rewards for every dollar spent. Whether it's cashback on groceries or points towards travel, these cards add value to your everyday purchases.

Loans for Every Need

When it comes to financing, we have options tailored for you. Our auto loans and vehicle financing help you get on the road without breaking the bank. Planning to buy your first home? Our mortgage loans and refinancing options make homeownership achievable. Additionally, if you're facing unexpected expenses, our personal loans and debt consolidation services can provide the relief you need.

Personal Banking

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Whether you're saving for a big purchase or managing daily expenses, our accounts come with convenient online and mobile banking features. Imagine being able to check your balance or transfer money while waiting in line at your favorite coffee shop!

Digital & Online Banking

Convenience and Accessibility

Whether you're at home or out and about, our mobile payments feature enables you to make purchases easily. Just tap and go! Everything is designed with you in mind; we want banking to fit seamlessly into your lifestyle. With all these features combined, managing your finances has never been easier or more secure. Join us today at Educators and experience the convenience of digital banking that puts you first!

Key Features

Our online banking services provide 24/7 access, allowing you to check balances, pay bills, and transfer funds with just a few clicks. If you're on the go, our mobile application makes it even simpler to manage your finances right from your smartphone. Plus, with our person-to-person transfer feature, sending money to friends or family is quick and straightforward. Security is a top priority for us. We utilize electronic signature authorization to protect your transactions while ensuring that everything remains user-friendly. You can also opt for e-statements, allowing you to view and manage your account statements digitally no more paper clutter!

Financial Strength

A Strong Foundation

With a net worth of $454,148,528, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,334 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Trust

Total Share and Deposit Accounts: 591,029, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $27,557,780. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educators is your trusted partner. Visit us at 130 W Town Square Way Oak Creek Wi 53154 or call (800) 236-5898 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $462,822,390 in share certificates and $885,968,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 482 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Improvement

With $435,241,933 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $22,888 in used auto loans and $2,310,294,802 in total loans and leases.

Loan Offering

Additional Services

If you're interested in refinancing options or want to learn about eligibility criteria for our various loan products, don't hesitate to contact us. Our team at Educators is dedicated to ensuring that every member finds the best financial solutions tailored to their individual needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Experience personalized service and expertise at Educators today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $325,955,824 in used vehicle loans and $142,708,831 in new vehicle loans already helping members get on the road. We make financing simple and affordable so you can focus on enjoying your new ride.

Business Loans

For business owners, our outstanding commercial loans totaling $141,552,957 provide the capital needed to grow and expand. Whether you need funding for equipment, inventory, or other operational costs, we're here to support your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $224,427,983, make buying or refinancing simple. We're here to guide you through the process and help you find the right mortgage product that fits your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $138,092,277 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards, making it easier for you to keep track of your spending while earning benefits.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you navigate the often complex world of loans with ease and confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency means that you can trust the offers displayed on the platform. The information is based on the latest results, ensuring fair and transparent offers (Source: https://www.ncua.gov). One of the standout features of LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, which builds a foundation of trust for users. Additionally, LendMesh does not include sponsored listings; lenders are not prioritized based on paid promotions. Instead, the platform aims to provide unbiased results that empower users to make informed choices. Real-time rate comparisons are another significant benefit offered by LendMesh. Users receive up-to-date loan rates from multiple institutions, making it easier to identify the most favorable terms available. Thousands of users have already benefited from this service. For example, one satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking to compare real-time loan offers today, visit LendMesh and discover the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Educators

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Innovation

Join Us!

Our Evolution

Our Mission

Branch Location & Accessibility

Accessibility and Features

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Options That Fuel Growth

Merchant Services That Simplify Transactions

Comprehensive List Of Services

Business Banking Solutions

Convenient Access

Credit Cards with Rewards

Loans for Every Need

Personal Banking

Digital & Online Banking

Convenience and Accessibility

Key Features

Financial Strength

A Strong Foundation

Growing Trust

Member-Centric Savings

Operational Efficiency

Reinvestment for Improvement

Loan Offering

Additional Services

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Join Our Community