Educators Credit Union Kenosha WI | Low Mortgage Rates & Auto Loans

Introduction

At Educators Credit Union - Kenosha, we believe in the power of community and the strength of relationships. Located at 4215 Green Bay Rd, Kenosha, WI 53144, our branch has been serving members since 1937. With over 232,481 members and total assets exceeding $3.4 billion, we are committed to providing financial solutions that truly matter. Our leadership team, including CEO Linda Hoover and Board President Mary Lueneburg, prioritizes your needs. We offer a variety of services tailored to help you achieve your financial goals whether it's personal banking, auto loans, mortgages, or business loans. Our dedicated staff of 497 employees is here to assist you every step of the way. While members can visit us at our branch for personalized service, official correspondence should be sent to our mailing address at 1400 N Newman Rd, Racine, WI 53406. With total deposits amounting to $238,570,460 and a net worth of $454,148,528, we ensure your money is safe while offering competitive rates on loans and savings accounts. Our commitment to member satisfaction is reflected in our robust lending portfolio of 135,942 loans, backed by our strong financial position with over $87 million in cash readily available. Join us in experiencing the Educators difference! Visit our website at www.ecu.com or give us a call at 262-657-5626 to learn more about how we can support your financial journey.

Branch History & Mission

At Educators Credit Union, we take pride in our rich history and unwavering commitment to our community. Founded in 1937, our Kenosha branch has grown alongside the people we serve, evolving from a small organization into a trusted financial partner for over 232,000 members. Located at 4215 Green Bay Rd, Kenosha, WI 53144, our branch is not just a place for transactions; it's a hub for community support and connection. Since opening our doors, we have continuously strived to provide valuable financial services tailored to the needs of our members. Our mission is simple yet profound: to empower individuals and families through accessible banking solutions while fostering a spirit of cooperation and community involvement. This mission drives us to offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, and business banking options. Our total assets now stand at an impressive $3.4 billion, reflecting our stability and the trust placed in us by our members. We understand that financial health is crucial for every family and individual in our community, which is why we are dedicated to providing personalized service that meets diverse needs. While members can visit us at our main address on Green Bay Rd, official correspondence should be sent to 1400 N Newman Rd, Racine, WI 53406. This ensures all communications are handled promptly and efficiently. We believe that being a credit union means more than just offering financial products; it means actively participating in the lives of our members and supporting local initiatives. Through partnerships with schools and community organizations, we contribute to educational programs that uplift and empower individuals across Kenosha. As technology advances, we remain committed to enhancing your banking experience with features like online banking, mobile payments, and e-statements. Our drive-thru service and convenient ATM availability ensure that you can access your funds quickly and easily when you need them. Join us at Educators Credit Union where your financial journey matters. We invite you to explore how we can help you achieve your goals while strengthening our community together. Experience the difference that comes with being part of a credit union dedicated to its members because at Educators Credit Union, you're not just a number; you're family.

Branch Location & Accessibility

Accessibility and Features

Our branch is fully ADA compliant, ensuring that everyone can access our services comfortably. With ample parking available right outside and easy-to-navigate ramps, your visit will be smooth from start to finish. We also offer drive-thru banking services for those quick transactions on the go perfect when you're short on time!

Operating Hours

At Educators Credit Union - Kenosha, we understand that life can get busy. That's why we're open Monday through Friday from 9 AM to 5 PM and even have Saturday hours from 9 AM to noon for your convenience. Whether you need help opening a checking account or seeking advice on auto loans, our team is ready to assist you during these hours.

Services Available

We provide a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! Plus, with our ATM available on-site and basic drive-thru services for deposits and withdrawals, managing your money has never been easier. For any questions or if you'd like more information about our services, feel free to give us a call at 262-657-5626. We invite you to visit us today and see how we can support your financial journey!

Member Eligibility

At Educators, we believe that everyone deserves a chance to be part of our welcoming community. Becoming a member is simple and open to those who live, work, or worship in the areas we serve. If you're looking for a place that values your financial well-being and offers personalized services, you'll feel right at home here. You can find detailed eligibility criteria by visiting . Joining us is easy! Just head over to https://apply.ecu.com/akcelerant.origination.web.dmz/products to start the process. If you have any questions or need assistance, don't hesitate to reach out at (262) 657-5626. Our friendly team is here to help you every step of the way as you embark on this exciting journey with us at Educators, located at 4215 Green Bay Rd Kenosha Wi 53144. We can't wait to welcome you!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $608 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $141,552,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer comprehensive merchant services that make payment processing easy and efficient. Imagine being able to accept payments anytime, anywhere, freeing you up to focus on what you do best running your business. Our services help streamline transactions so you can spend less time worrying about cash flow and more time delighting your customers. Visit us at 4215 Green Bay Rd Kenosha Wi 53144 in Kenosha, WI or call us at (262) 657-5626. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Business Banking Services

For business owners, we understand that managing finances is crucial for success. Our business banking services include merchant services and business loans, helping you keep operations smooth while growing your enterprise.

Convenient Banking Access

Accessing your accounts has never been easier with our ATM and cash withdrawal services available at multiple locations. You can handle basic transactions like deposits and withdrawals without any hassle at our drive-thru service too. At Educators, we believe that banking should be convenient and accessible. Our digital features like online banking, mobile payments, and person-to-person transfers ensure that managing your finances fits seamlessly into your busy life. If you're ready to experience all that Educators has to offer or if you have any questions about our services, don't hesitate to reach out! Give us a call at 262-657-5626, visit us at 4215 Green Bay Rd Kenosha WI 53144, or explore more about us online at www.ecu.com. Your journey towards better financial health starts here!

Home Financing Options

Looking to buy a home? Our mortgage loans and refinancing services can help turn your dream into reality. With competitive rates and personalized service, we guide you through every step of the process. You can even check out our online resources to see what options might suit you best.

Loans and Credit Cards

In addition to mortgages, we provide personal loans and debt consolidation solutions that cater to various financial situations. If you're looking for flexibility in spending, our credit cards with rewards offer great benefits for everyday purchases. Whether it's cash back or travel points, you can earn while you spend.

Personal Banking Solutions

For those interested in personal banking, we offer checking and savings accounts designed with your lifestyle in mind. Imagine easily managing your funds through our online and mobile banking platforms checking balances on the go or making transfers from anywhere. If you're considering a new vehicle, our auto loans and vehicle financing options make it simple to drive away in the car you want while staying within your budget.

Digital & Online Banking

Key Features

Our mobile application makes banking even easier. You can deposit checks on the go, track your spending, and even make person-to-person transfers with friends or family without any hassle. Plus, if you prefer a paperless approach, we offer e-statements for easy access to your account statements anytime. For those who value convenience, our mobile payments feature allows you to pay with just a tap of your phone. And don't worry about paperwork; we provide electronic signature authorization for many transactions, making it simple to complete what you need without the extra steps. Banking should be straightforward and accessible, and that's exactly what we aim to deliver at Educators. Join us today and experience the ease of managing your finances from anywhere!

Financial Strength

Efficient Operations

Our commitment to efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 482 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

We have a strong member base with a total of 591,029 share and deposit accounts showing trust from our community. Additionally, net shares available for lending and investments stand at $27,557,780. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educators is your trusted partner. Visit us at 4215 Green Bay Rd Kenosha Wi 53144 or call (262) 657-5626 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are secure with us. We have $462,822,390 in share certificates and $885,968,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; therefore, with non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Your Future

With $435,241,933 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant as we have $22,888 in used auto loans and $2,310,294,802 in total loans and leases to support your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $454,148,528, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,334 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $325,955,824 in used vehicle loans and $142,708,831 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you can find the right fit for your budget.

Business Financing

If you're a business owner seeking growth opportunities, we have outstanding commercial loans totaling $141,552,957 available to provide the capital needed to expand your business. Our team understands the unique challenges faced by entrepreneurs and is ready to work with you on finding the best financing solution. We recognize that each member's financial journey is different, which is why we offer refinancing options and eligibility assessments tailored specifically for you. Feel free to reach out with any questions or visit us at our branch located at 4215 Green Bay Rd Kenosha Wi 53144, Kenosha, WI. You can also give us a call at (262) 657-5626 during our operating hours from 9 AM to 5 PM Monday through Friday and 9 AM to Noon on Saturdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and let us help you take the next step toward achieving your financial goals!

Credit Lines and Unsecured Loans

For those looking for additional flexibility, our credit lines totaling $1,004,116,831 allow you to borrow as needed without the hassle of applying for multiple loans. We also offer flexible terms on unsecured credit card loans, with a total of $138,092,277 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $224,427,983, make buying or refinancing simple. Our experienced team will guide you through the process and help you explore various financing options tailored to your needs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of using LendMesh for your loan needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By relying on verified institutions, LendMesh guarantees that the information presented is both accurate and trustworthy.

Educators

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Features

Operating Hours

Services Available

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services for Everyday Needs

Comprehensive List Of Services

Business Banking Services

Convenient Banking Access

Home Financing Options

Loans and Credit Cards

Personal Banking Solutions

Digital & Online Banking

Key Features

Financial Strength

Efficient Operations

Growing Trust

Member-Focused Savings

Reinvestment in Your Future

Solid Financial Foundation

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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