Educators Credit Union Beloit WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Educators Credit Union - Beloit, your trusted partner in financial wellness since 1937. Located at 1154 Cranston Rd, Beloit, WI 53511, we proudly serve a community of over 232,481 members who count on us for a wide range of banking solutions. With total assets exceeding $3.4 billion, our commitment to your financial success is unwavering. At Educators, we believe that every member deserves personalized service and access to financial resources that empower them to achieve their goals. Whether you're looking for competitive auto loans, convenient checking accounts, or mortgage options, we've got you covered. Our dedicated team of 497 employees is here to help you navigate your financial journey with care and expertise. While members can visit us at our branch for in-person assistance, official correspondence should be sent to our mailing address: 1326 Willow Rd, Mount Pleasant, WI 53177. Under the leadership of CEO Linda Hoover and Board President Mary Lueneburg, we are dedicated to fostering a community where financial literacy and empowerment thrive. With a net worth of $454 million and cash on hand amounting to $87 million, we ensure that our members' investments are secure and well-managed. Our broad array of services includes not just personal banking but also business banking options designed to support local entrepreneurs. With total deposits reaching $238 million, you can trust that your money is safe with us. We invite you to experience the difference at Educators Credit Union - Beloit. Feel free to reach out at (262) 886-5900 or explore more about our offerings by visiting our website at www.ecu.com. Let's embark on this financial journey together!

Branch History & Mission

Our Mission

At Educators Credit Union, our mission is clear: to provide quality financial services while fostering an environment of support and education for our members. We believe in building lasting relationships and engaging with the communities we serve. This mission drives us to offer a range of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We understand that our role extends beyond banking. We actively participate in local events and initiatives aimed at improving the lives of those around us. By forming partnerships with schools and organizations within Beloit and neighboring areas, we strive to create opportunities for financial literacy and community growth. While you can visit us at our branch on Cranston Rd for all your banking needs during our operating hours Monday through Thursday from 9 AM to 5:15 PM, Friday until 6 PM, and Saturday from 9 AM to 12 PM official correspondence should be directed to our mailing address at 1326 Willow Rd, Mount Pleasant, WI 53177. Our drive-thru service ensures that your banking experience is both convenient and efficient. Plus, with ATM availability at our location and online banking options available through mobile applications and electronic statements, managing your finances has never been easier. We invite you to join the Educators Credit Union family today. Experience firsthand how we can assist you in achieving your financial goals while making a positive impact in our community. For more information or to become a member, give us a call at 262-886-5900 or visit us online at ecu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Educators Credit Union - Beloit, your friendly neighborhood financial partner located conveniently at 1154 Cranston Rd, Beloit, WI 53511. We understand that easy access to banking services is important for our members, and our branch is designed with your convenience in mind. Nestled near familiar landmarks like the scenic Riverside Park, our location is easy to find and offers ample parking right outside our doors. At Educators, we pride ourselves on providing an inviting atmosphere where you can handle your banking needs with ease. Our branch is fully accessible and equipped with features to accommodate all members, including ADA-compliant ramps for smooth entry. Whether you're visiting us for personal banking or seeking assistance with a loan, our friendly staff is here to help. We know that life can get busy, so we offer flexible operating hours to suit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:15 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. If you prefer the drive-thru service, we're here for you as well! Drive-thru hours are Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 7:15 AM to 6:00 PM. For those on the go, we also provide ATM services for quick withdrawals and balance checks, ensuring you have access to your funds when you need them most. Whether you're stopping by for a simple transaction or looking for more comprehensive services such as auto loans or credit cards with rewards, we've got you covered. While members can visit us at 1154 Cranston Rd, official correspondence should be sent to our mailing address at 1326 Willow Rd, Mount Pleasant, WI 53177. Ready to experience hassle-free banking? Give us a call at 262-886-5900 or stop by our branch today! We look forward to serving you and helping you achieve your financial goals.

Member Eligibility

Joining the Educators community means gaining access to a world of financial support and opportunities tailored just for you. To become a member, you'll need to meet some friendly eligibility criteria that focus on your connection to our vibrant community. If you live, work, or attend school in the area, you're likely already qualified! We're here to help you navigate through the process of becoming part of our family, which is built on trust and understanding. For more detailed information about what makes you eligible, feel free to check out our website at . Once you're ready to take the next step, opening an account is simple and straightforward just visit us at https://apply.ecu.com/akcelerant.origination.web.dmz/products or give us a call at (262) 886-5900. Our team at 1154 Cranston Rd Beloit Wi 53511 is eager to welcome you and answer any questions you may have!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services that simplify your transactions. Imagine having a reliable partner who helps you accept payments seamlessly, manage cash flow effectively, and provide a better experience for your customers. Our services are crafted to ensure you can focus on what really matters: running your business. Located at 1154 Cranston Rd Beloit Wi 53511 in Beloit, WI, our team is ready to assist you. Connect with us today at (262) 886-5900 to explore how we can support your business journey!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $608 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $141,552,957, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Convenience

At Educators Credit Union - Beloit, we prioritize convenience through our robust digital banking features. Whether you're making purchases via mobile payments or sending money to friends through person-to-person services, everything is designed with ease of use in mind. You can even sign documents electronically no need to visit us in person! If you're ever in doubt or need assistance, feel free to reach out by calling us at (262) 886-5900. Our friendly staff is ready to help you navigate your financial journey. We invite you to explore all the ways we can assist you today! Visit us at 1154 Cranston Rd Beloit Wi 53511 or check out more about our offerings online at https://www.ecu.com/. Let's work together towards achieving your financial goals!

Financing Your Dreams

When it comes to auto loans and vehicle financing, we make it easy for you to get behind the wheel of your dream car. Our competitive rates mean you can enjoy affordable monthly payments. If you're considering buying a home, our mortgage loans and refinancing options are crafted to help make homeownership a reality for many of our members.

Personal Banking Made Easy

We offer various personal banking services that include checking and savings accounts. Imagine starting your day knowing that your finances are well-organized and easily accessible! With online and mobile banking options, you can check your balance, transfer funds, and pay bills from anywhere at any time. Our ATM services ensure that cash withdrawal is convenient, while our drive-thru banking provides a quick solution for deposits and simple transactions without leaving your car.

Support for Your Financial Needs

In addition to personal loans and debt consolidation options, we also offer credit cards with rewards perfect for those who want to earn while they spend! For business owners, our business banking services include merchant services and business loans that can help your company thrive.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, you'll have real-time access to your financial information. With our mobile application, you can take your banking experience even further. It's user-friendly and designed for your convenience, allowing you to deposit checks, send money through person-to-person transfers, and make purchases with ease using our mobile payments feature. Plus, the app keeps your transactions secure and straightforward. Security is a top priority for us at Educators. We use robust measures to protect your personal information, including electronic signature authorization for added security when needed. You can feel confident knowing that your data is safe with us. We also offer e-statements, so you can go paperless and manage your documents efficiently. No more searching through piles of paperwork your statements are just a click away! With all these features combined, banking with Educators is not only accessible but also efficient. Take control of your finances today by exploring our digital offerings!

Financial Strength

A Growing Community

Total Share Accounts stand at 591,029, showcasing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments totaling $27,557,780, we're here to provide the support you need for all your financial endeavors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educators is your trusted partner. Visit us at 1154 Cranston Rd Beloit Wi 53511 or call (262) 886-5900 to learn more about how we can help you achieve your financial goals.

Member Savings Securely Invested

Your savings are secured through $462,822,390 in share certificates and $885,968,167 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $454,148,528, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,334 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Your Future

With $435,241,933 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $22,888 in used auto loans and $2,310,294,802 in total loans and leases. This means more opportunities for you to achieve your dreams.

Strong Operational Efficiency

Our operational efficiency is reflected in our $0. This strength allows us to continue offering competitive loan rates and solid financial products tailored for our members' needs. We also take pride in having 482 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $325,955,824 in used vehicle loans and $142,708,831 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through the process and ensure you get the best terms available.

Business Financing

For business owners, our outstanding commercial loans totaling $141,552,957 provide the capital needed to grow and expand. We know that every business has unique needs, and our dedicated team will work closely with you to find the best financing solution for your enterprise. At Educators, we are committed to making borrowing as straightforward as possible. If you're interested in refinancing options or have questions about eligibility, our knowledgeable staff is ready to assist you at any time. You can reach us at (262) 886-5900 or visit us at 1154 Cranston Rd Beloit Wi 53511, Beloit, WI. For more information about our offerings and services, please check out our website at https://www.ecu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $224,427,983, make buying or refinancing simple. We aim to provide you with competitive rates and personalized service to help you navigate the complexities of home financing.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $138,092,277 in loans helping members manage their finances effectively. This product can provide you with the purchasing power needed for unforeseen costs while allowing you to maintain control over your budget.

Loan Aggregator

Key Benefits of Using LendMesh

One of the standout features of LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability in the information presented. Additionally, LendMesh does not prioritize lenders based on paid promotions this means users get unbiased results that reflect actual market conditions without any hidden agendas. Moreover, the platform provides real-time rate comparisons from multiple institutions. This feature enables users to make informed decisions quickly and efficiently. In an industry where timing can significantly impact financial outcomes, having access to up-to-date loan rates is invaluable. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial illustrates how effective the tool can be in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Educators

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Supporting Your Growth

Comprehensive List Of Services

Digital Convenience

Financing Your Dreams

Personal Banking Made Easy

Support for Your Financial Needs

Digital & Online Banking

Key Features

Financial Strength

A Growing Community

Member Savings Securely Invested

Our Financial Health

Reinvesting in Your Future

Strong Operational Efficiency

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Key Benefits of Using LendMesh

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