Eastman Credit Union Kingsport TN | Top Auto Loans & Business Banking

Introduction

Welcome to Eastman, your trusted partner in financial wellness located at 129 Regional Park Dr, Kingsport, TN 37660. With a legacy that began in 1934, we have proudly served our community for decades, fostering strong relationships with our 340,167 members. At Eastman, we believe in putting people first and providing the tools you need to achieve your financial goals. While members can visit us at our branch address, official correspondence should be sent to P. O. Box 1989, Kingsport, TN 37662. Our commitment to serving you extends beyond banking; it encompasses a genuine dedication to the well-being of our community. With total assets exceeding $8.9 billion and total deposits amounting to $1.2 billion, we are well-equipped to support a wide range of financial needs. From personal checking and savings accounts to auto loans and mortgages, we offer diverse services designed with you in mind. Under the leadership of our CEO Kelly Price and Board President E. Wayne Kirk, Eastman is not just about numbers; it's about community impact and member satisfaction. We are proud of our hardworking team of 1,065 employees, who are always ready to assist you with personalized service. Whether you're looking for a new vehicle loan or planning for your future with a mortgage refinance, Eastman is here for you every step of the way. Feel free to reach out via phone at 423-229-8200 or explore our website at ecu.org for more information on how we can help you thrive financially. Join us today at Eastman, where your financial journey matters!

Branch History & Mission

Welcome to the inspiring world of Eastman, a credit union that has stood the test of time since its establishment in 1934. Located at 129 Regional Park Dr, Kingsport, TN 37660, Eastman has been a cornerstone of financial support for our community for nearly nine decades. Over the years, we have grown alongside our members, fostering relationships built on trust and dedication. With a total membership of 340,167, our branch has become a vital part of the Kingsport area, providing essential financial services to individuals and families alike. As we strive to meet the evolving needs of our members, we are proud to report total assets amounting to an impressive $8,904,869,398. This growth reflects not just our stability but also our commitment to ensuring that our members have access to the best possible banking solutions. At Eastman, our mission is clear: we aim to empower our community through accessible financial services while actively participating in local outreach initiatives. We believe in supporting our members not just with their banking needs like checking and savings accounts, auto loans, mortgage loans, and credit cards but also through involvement in community programs that make a difference. Our goal is to help every member achieve their financial dreams. While you can visit us at 129 Regional Park Dr, official correspondence should be sent to P.O. Box 1989, Kingsport, TN 37662 if needed. Our branch operates from 7:30 am to 5:30 pm Monday through Friday, providing ample opportunity for you to connect with us and explore how we can assist you further. As technology continues to advance, Eastman remains committed to enhancing your banking experience. We offer online and mobile banking options that include electronic signatures and mobile payments for your convenience. We want every interaction with us whether in person or online to be as smooth as possible. We encourage you to join us on this journey! Experience the benefits of being part of Eastman Credit Union where your financial well-being is our priority. Let's work together toward building a brighter future for you and our community! For more information or assistance, feel free to call us at 423-229-8200 or visit our website at www.ecu.org.

Branch Location & Accessibility

Welcome to the Eastman branch, your go-to spot for financial services located at 129 Regional Park Dr in beautiful Kingsport, TN. Nestled conveniently near popular local landmarks, this branch is easy to find and accessible for all our members. Whether you're heading to the nearby regional park or just passing through the area, we are here to serve you. At Eastman, we understand that convenience matters. Our branch offers ample parking and is designed with accessibility in mind, ensuring everyone can visit us comfortably. For those who may need assistance, we are proud to be ADA compliant, providing ramps and other features to accommodate all visitors. Our lobby hours are welcoming too! We're open Monday through Friday from 7:30 AM to 5:30 PM, making it easy for you to drop by on your way to work or during your lunch break. Need to reach us? Give us a call at 423-229-8200; our friendly staff is always ready to assist you with any questions or concerns. While members can visit us at this location for personal banking services including checking and savings accounts, auto loans, mortgage loans, and more please note that we do not have ATM facilities or drive-thru service at this branch. However, our commitment to providing excellent service remains unwavering. If you're looking for official correspondence or paperwork, please send it to our mailing address: P.O. Box 1989, Kingsport, TN 37662. We invite you to come by the Eastman branch today and discover how we can help you achieve your financial goals. Your satisfaction is our priority!

Member Eligibility

At Eastman, we believe that everyone deserves a place in our supportive community. Becoming a member is simple and welcoming! If you live, work, or attend school in the area, you're likely eligible to join us. We're dedicated to serving individuals and families, providing a range of financial products tailored to meet your needs. The benefits of membership include access to personalized service, competitive rates on loans, and a variety of account options designed with you in mind. To learn more about the specific eligibility criteria, feel free to visit our website at . Once you're ready to take the next step, opening an account is straightforward just give us a call at (423) 229-8200 or visit us at 129 Regional Park Dr Kingsport Tn 37660 during our operating hours from 7:30 am to 5:30 pm, Monday through Friday. We're excited to welcome you into the Eastman family!

Business Banking & Commercial Services

Merchant Services Tailored for You

In addition to loans, we offer merchant services designed to streamline your operations. Picture this: as a small business owner, you want to make transactions easy for your customers while keeping your costs low. Our services allow you to accept payments effortlessly, whether in-person or online. This means more time for you to focus on what matters most growing your business! If you're interested in how Eastman can support your business journey, visit us at 129 Regional Park Dr Kingsport Tn 37660 in Kingsport, TN or call us at (423) 229-8200. Let's build something great together!

Our Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $945 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $796,109,215, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and small business owners, we provide comprehensive business banking services including merchant services and business loans. We know how important it is for businesses to have reliable financial support; that's why we're committed to helping local businesses thrive.

Digital Access and Convenience

In today's fast-paced world, convenience is key. At Eastman, we prioritize digital banking features. Our online and mobile banking platforms allow members to manage their finances anytime, anywhere. Whether it's making transfers, checking account balances, or using person-to-person payment services, we ensure everything is accessible right from your device. While we currently do not offer ATM services directly at this branch or drive-thru options, our commitment remains focused on delivering exceptional service during our lobby hours from 7:30 AM to 5:30 PM Monday through Friday. If you're ready to explore what we offer or have any questions about our services at Regional Park, don't hesitate to reach out! Call us at (423) 229-8200 today. We look forward to serving you!

Home Financing Options

For those looking to buy a home or refinance their current mortgage, our mortgage loans and refinancing services are designed to provide you with the best options available. Our knowledgeable staff can guide you through the process, ensuring you find a loan that suits your budget and needs.

Loans for Every Need

We also offer personal loans and debt consolidation solutions that can help manage unexpected expenses or streamline existing debts into one manageable payment. If you're looking for credit flexibility, our credit cards with rewards program allows you to earn points on everyday purchases while enjoying great benefits.

Personal Banking Solutions

We understand that managing personal finances can be a challenge. That's why we offer checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds with online banking and mobile payments right at your fingertips. You can check your balance, transfer money, and pay bills from anywhere, making it convenient for today's busy schedules. If you're considering purchasing a car, our auto loans and vehicle financing options can help make that dream a reality. With competitive rates and flexible terms, you can drive away in your new vehicle without breaking the bank.

Digital & Online Banking

Key Features

Our online banking platform provides a user-friendly experience, allowing you to check balances, pay bills, and transfer money with just a few clicks. You can also enjoy the convenience of electronic statements, making it simple to keep track of your finances without the clutter of paper. Plus, with electronic signature authorization, you can sign documents quickly and securely from the comfort of your home.

Mobile Banking on the Go

For those who prefer managing their finances on mobile devices, our mobile application is ready for download! Whether you're out shopping or relaxing at home, our app ensures that your banking needs are just a tap away. You can make mobile payments easily and even send money to friends or family with our person-to-person transfer feature. At Eastman, we prioritize your security while providing you with all the tools you need for real-time account management. Our services are designed not only to save you time but also to give you peace of mind knowing that your information is protected. Experience banking made easy visit us online today at https://www.ecu.org!

Financial Strength

Commitment to Growth

With $1,222,498,544 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial goals is reflected in our $59,812 in used auto loans and $7,387,411,471 in total loans and leases.

Growing Trust

Total Share Accounts: 751,368, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $42,675,619. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastman is your trusted partner. Visit us at 129 Regional Park Dr Kingsport Tn 37660 or call (423) 229-8200 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $3,419,980,552 in share certificates and $376,104,271 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We are proud of our dedicated team of 1,058 full-time employees and 7 part-time employees who are always ready to assist you with personalized service.

Strong Financial Position

With a net worth of $1,229,371,876, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,380 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $947,519,600 in used vehicle loans and $930,504,321 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, making it easier for you to find the perfect fit for your lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $796,109,215 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to reliable funding, and our tailored solutions can help take your business to the next level.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $159,394,784 in loans helping members manage their finances effectively. These cards come with features designed to give you access to funds when you need them most while keeping your budget in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $248,782,582, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure a loan that meets your needs.

Refinancing Options

If you're considering refinancing any of your existing loans, be sure to reach out. We can discuss eligibility options that might save you money or help adjust your payment terms for more flexibility. At Eastman, we're committed to providing personalized service and expert guidance through every step of the loan process. For more information about our loan offerings or to discuss which option might be best for you, feel free to contact us at (423) 229-8200 or visit us at our branch located at 129 Regional Park Dr Kingsport Tn 37660 in Kingsport, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial goals today!

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Eastman

Type of Loan Offerings

Personal Loans