Credit Union 1 South Bend IN | Reliable ATM & Shared Branch Services

Introduction

Welcome to Credit Union 1, where our commitment to your financial well-being is at the heart of everything we do. Located at 1234 N Eddy St Ste 101, South Bend, IN 46617, we have been proudly serving our members since 1958. With a community-focused approach, we strive to provide personalized financial services that empower you to achieve your goals. At Credit Union 1, our membership has grown to over 110,000 individuals who trust us with their financial needs. Our total assets stand strong at an impressive $1,921,186,884, demonstrating our stability and capacity to support you in various aspects of your financial journey. We currently offer 160,984 loans and leases, ensuring that whether you're looking for a new car, home improvement loan, or personal financing, we've got you covered. Our members benefit from total deposits of $593,117,389, which reflects our dedication to providing secure savings options. With a net worth of $170,866,746 and cash in hand amounting to $14,753,401, you can have peace of mind knowing your money is safe with us. We believe in giving back to our community and fostering relationships that matter. Under the leadership of our CEO Todd Gunderson and Board President Robert Eberhardt, we work tirelessly to enhance the lives of our members and contribute positively to South Bend. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 1234 N EDDY ST STE 101, SOUTH BEND, IN 46617-1477. Ready to take control of your finances? Call us today at 800-252-6950 or explore more about what we offer by visiting Credit Union 1. Join us as we build a brighter financial future together!

Branch History & Mission

At Credit Union 1, our journey began in 1958, rooted in the heart of South Bend, Indiana. Over the decades, we have grown from a small financial cooperative into a thriving community-focused institution with a membership base that now exceeds 110,000. Our branch is conveniently located at 1234 N Eddy St Ste 101, South Bend, IN 46617, a space that welcomes members with open arms and provides essential financial services to the community. From the outset, our mission has been clear: to empower our members through reliable financial solutions while fostering community growth and support. We believe that when our members succeed, so does our community. This commitment drives us to not only offer competitive rates and services but also to actively engage in outreach efforts that uplift those around us. As we evolved, we embraced modern advancements to enhance member experience. Today, our branch boasts features like online banking, mobile payments, and ATM availability for added convenience. Although we do not currently offer drive-thru banking at this location, we ensure that our members receive the highest level of service during lobby hours from 9 AM to 5 PM on weekdays. While members can visit us at 1234 N Eddy St Ste 101, official correspondence should be sent to 1234 N EDDY ST STE 101, SOUTH BEND, IN 46617-1477 if different from our branch address. We pride ourselves on being more than just a financial institution; we're a part of the fabric of South Bend. With total assets reaching an impressive $1,921,186,884, we are well-positioned to support our members' diverse needs from auto loans to savings accounts. Our history is filled with milestones that highlight our dedication to both financial health and community development. We continuously seek ways to innovate and improve, ensuring that every member feels valued and understood. Whether it's through providing shared service center access or engaging in local events, Credit Union 1 strives to make a positive impact. Join us as we continue this journey together. Experience firsthand the benefits of being part of a credit union that truly cares about its members and their community. For more information or assistance, feel free to reach out at 800-252-6950 or visit us online at Credit Union 1. Let's build a brighter future together!

Branch Location & Accessibility

Getting Here

Parking is readily available near the entrance, making it easy for you to pop in without any hassle. If you prefer using public transportation, check local routes that serve the area it's all about making your visit as smooth as possible. If you have any questions or need assistance before stopping by, feel free to give us a call at 800-252-6950. We look forward to welcoming you to Credit Union 1!

Operating Hours and Services

We know that life can get busy, so we've tailored our operating hours to fit your schedule. You can come see us Monday through Friday from 9 AM to 5 PM. Our friendly staff is ready to assist you with a variety of services, including ATM access for quick withdrawals and balance checks. While we don't offer drive-thru banking at this location, our ATM is available for your convenience. For those who are members of partner credit unions, we also provide basic shared branch transactions such as deposits and withdrawals. This means even if you're part of another credit union, you can still enjoy seamless banking experiences here.

Member Eligibility

At Credit Union 1, we believe that everyone deserves the chance to belong to a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or go to school in the areas we serve, you're likely eligible to join us. We're here to empower you with tools and resources that can help you achieve your financial goals. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at . Once you're ready to take the next step toward membership, opening an account is easy! Just reach out to us at (800) 252-6950 or visit us at our branch located at 1234 N Eddy St Ste 101 South Bend In 46617. Our friendly team is excited to help you get started on your journey with Credit Union 1. Remember, we're here for you every step of the way!

Business Banking & Commercial Services

Merchant Services Made Simple

Imagine running your shop and seamlessly accepting payments from customers without the hassle of complicated setups. Our merchant services help you do just that allowing you to focus on what matters most: growing your business. Whether it's point-of-sale systems or online payment solutions, we ensure that transactions are smooth and efficient. Visit us at 1234 N Eddy St Ste 101 South Bend In 46617 in South Bend, IN, or give us a call at (800) 252-6950 to learn more about how our business banking and commercial services can support your entrepreneurial journey!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $496 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $472,499,101, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Access to Essential Services

While we pride ourselves on offering modern conveniences, we also understand that traditional banking services are just as important. At our branch, members can take advantage of ATM services, which allow for quick withdrawals and balance checks without stepping inside the branch. We also provide basic shared branch transactions for partner credit union members, making it easy for you to deposit or withdraw funds even when you're away from home. Imagine being out shopping and needing cash simply head to one of our ATMs for a quick withdrawal. Or perhaps you're visiting a friend in another city and need access to your account; our shared branch transactions ensure you have what you need when it matters most.

Banking Made Easy

One of the standout features at Credit Union 1 is our commitment to digital banking. With our online banking platform, members can access their accounts anytime, anywhere. Whether you need to check your balance or transfer funds, everything can be done from the comfort of your home or on the go. Our mobile application also allows you to make payments quickly and securely, ensuring that your banking experience fits seamlessly into your lifestyle.

Convenient Hours and Support

We know that life can get busy. That's why our lobby hours are designed with your schedule in mind. Open from 9:00 AM to 5:00 PM on weekdays, we strive to provide the flexibility you need to manage your finances without added stress. If you ever have questions or need assistance, don't hesitate to give us a call at 800-252-6950 our friendly staff is always ready to help.

Join Us Today!

With an array of services designed for convenience and accessibility, Credit Union 1 is more than just a place to bank; we are your partners in achieving financial wellness. Visit us today at our South Bend location or explore more about what we offer on our website at creditunion1.org. We look forward to serving you!

Digital & Online Banking

Key Features

With just a few clicks, you can access all our online banking features at https://www.creditunion1.org/. Our 24/7 online banking service allows you to check your balance, pay bills, and transfer money anytime you need. Plus, if you prefer to handle things on your mobile device, our user-friendly mobile application makes it simple to bank from wherever you are. Need to send money quickly? Our person-to-person transfers let you send and receive funds easily without any hassle. And if you're looking for a paperless solution, we offer e-statements so you can keep track of your finances without clutter.

Security and Ease of Use

We take your security seriously. With features like electronic signature authorization, your transactions are safe and secure. You can trust that your personal information is protected while enjoying the ease of managing your accounts online. Additionally, our mobile payments feature means you can make purchases directly from your smartphone, adding another layer of convenience to your everyday life. In today's fast-paced world, having real-time access to your accounts is essential. At Credit Union 1, we're committed to providing accessible and easy-to-use digital banking solutions that fit seamlessly into your lifestyle. Experience the freedom of banking on your terms!

Financial Strength

Building Trust Together

Our commitment is evident as we manage net shares (funds available for lending and investments) totaling $0. Additionally, the trust placed in us by our growing member base is demonstrated by the total share accounts reaching 206,629. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 1234 N Eddy St Ste 101 South Bend In 46617 or call (800) 252-6950 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $89,166,175 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $104,644 in used auto loans and $1,098,621,739 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $161,624,713 in share certificates and $105,793,521 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $65,120,499, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $170,866,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

Additionally, if you're interested in refinancing options or have questions about eligibility for any of our loan products, don't hesitate to reach out. You can contact us at 800-252-6950 or visit us at our branch located at 1234 N Eddy St Ste 101 South Bend IN 46617. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are here to support you every step of the way on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,262,689 in used vehicle loans and $35,630,466 in new vehicle loans already helping members get on the road. We provide flexible terms and financing options to ensure you find a plan that fits your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $472,499,101 provide the capital needed to grow and expand your business. We understand the challenges small businesses face and work diligently to offer solutions that promote success.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $42,698,983. Our experienced staff will guide you through the process and help you understand your eligibility for different programs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This can be a great option for those looking to consolidate debt or cover unexpected expenses without collateral.

Loan Aggregator

Accurate Loan Comparisons

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Credit Union 1