At Credit Union 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, trust is earned through transparency and performance. That's why we are proud to share our financial strength with you. With a
net worth of $170,866,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of 982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$161,624,713 in share certificates and
$105,793,521 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$65,120,499, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We are also proud of our
$89,166,175 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. This helps us serve our members better every day. With
$104,644 in used auto loans and a total of
$1,109,621,739 in loans and leases available to you, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our
net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having
357 full-time employees and
6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive
206,629, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending) stand at
$0, reflecting our commitment to putting your needs first. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at
2464 Wabash Ave Springfield Il 62704 or call
800-252-6950 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov, based on the latest results.
