Credit Union 1 Matteson IL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Credit Union 1, your trusted financial partner located at 4749 Lincoln Mall Dr Ste 101, Matteson, IL 60443. Since our establishment in 1958, we have proudly served our community, growing to over 110,468 members and managing a robust asset base of $1,921,186,884. Our commitment is to help you achieve your financial goals with personalized service and a wide range of products tailored just for you. At Credit Union 1, we believe in putting our members first. We offer a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, and even business banking solutions. Whether you're looking to save for the future or finance your next vehicle purchase with our total loans reaching 160,984, we're here to support you every step of the way. While members can visit us at our branch location in Matteson, official correspondence should be sent to the same address for your convenience. Our team is led by CEO Todd Gunderson and Board President Robert Eberhardt, both dedicated to fostering an environment that prioritizes trust and transparency. With total deposits amounting to $593,117,389 and a net worth of $170,866,746, we are well-positioned to serve your financial needs today and in the future. Plus, our cash on hand totals $14,753,401, ensuring we have the resources available when you need them most. Our friendly staff is ready to assist you! Give us a call at 708-679-9500 or visit us online at Credit Union 1 for more information about how we can help you thrive financially. Join us today and experience the difference of being part of a member-focused credit union!

Branch History & Mission

Credit Union 1 has a rich history that began in 1958, when it opened its doors to serve the community of Matteson, Illinois. Over the decades, we have grown from a small credit union to a trusted financial partner for over 110,000 members. Our branch, located at 4749 Lincoln Mall Dr Ste 101, Matteson, IL 60443, is easily accessible and close to local landmarks, making it convenient for our members to visit us. Our mission is simple yet powerful: we aim to provide exceptional financial services while supporting our community. We believe that everyone deserves access to affordable banking options and resources that empower them to achieve their financial goals. At Credit Union 1, we are dedicated not only to meeting the banking needs of our members but also to contributing positively to the communities we serve through various outreach programs. As technology has evolved, so have we. Our digital advancements ensure that our members can bank online or through their mobile devices with ease. Whether you need to transfer funds, check balances, or apply for a loan, we've made it simple and secure. Additionally, we prioritize accessibility and adhere to ADA compliance standards so everyone can enjoy our services without barriers. We are proud of our commitment to community support through partnerships with local organizations and initiatives aimed at improving the lives of those around us. From financial literacy workshops to charity events, Credit Union 1 actively participates in making a difference. While members can visit us at 4749 Lincoln Mall Dr Ste 101 Matteson Il 60443, official correspondence should be sent to 4749 Lincoln Mall Dr Ste 101, Matteson, IL 60443-3806. With assets totaling over $1.9 billion and a range of services including personal banking, auto loans, mortgages, and business banking solutions, we're equipped to assist you in every aspect of your financial journey. We invite you to join Credit Union 1 and experience firsthand the benefits of being part of a member-focused institution that truly cares about your financial well-being. For more information or assistance, feel free to reach out at (708) 679-9500 during our operating hours: Monday & Friday from 9 AM - 6 PM; Tuesday & Thursday from 9 AM - 5 PM; Wednesday from 10 AM - 5 PM; and Saturday from 8 AM - 12 PM. Together, let's build a brighter financial future!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Whether you're shopping at the mall or running errands in Matteson, stopping by is a breeze. We offer ample parking right outside our doors, making it easy for you to hop in and out. Plus, our branch is fully ADA compliant, featuring ramps and accessible entrances to ensure that everyone can visit us comfortably.

Operating Hours & Services

At Credit Union 1, we understand that your time is valuable. That's why we're open during convenient hours: Monday and Friday from 9 AM to 6 PM, Tuesday and Thursday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, and Saturday from 8 AM to 12 PM. Need assistance? Don't hesitate to call us at 708-679-9500 we're here to help! For your convenience, we also have an ATM available on-site and a drive-thru service that allows you to complete simple transactions without leaving your vehicle. If you're a member of one of our partner credit unions, you can enjoy shared services like deposits and withdrawals as well.

Visit Us Today!

We invite you to come in and experience the friendly service that makes us stand out. Whether you're looking for personal banking options like checking accounts or auto loans, or business services such as merchant accounts and business loans, Credit Union 1 has what you need. Visit us at 4749 Lincoln Mall Dr Ste 101 or reach out by phone. Your financial journey starts here!

Member Eligibility

At Credit Union 1, we believe that everyone deserves a financial partner that truly cares. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the communities we serve, you're likely eligible to join our supportive family. Our members enjoy a range of benefits including personalized service, competitive rates on loans and savings, and access to valuable resources tailored just for you. To learn more about specific eligibility criteria, feel free to visit our detailed page at . Once you're ready to take the next step towards joining us, opening an account is a breeze just give us a call at (708) 679-9500 or stop by our branch located at 4749 Lincoln Mall Dr Ste 101 Matteson Il 60443. We can't wait to welcome you into the Credit Union 1 community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $496 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $472,499,101, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

When it comes to daily operations, efficient payment processing is vital. Our merchant services make it easy for you to accept payments from customers whether they're using credit cards, mobile payments, or online transactions. This means you can focus more on serving your customers while we handle the financial details. Experience the difference at Credit Union 1, where we are committed to helping your business achieve its goals. For more information, visit us at 4749 Lincoln Mall Dr Ste 101 Matteson Il 60443 or call us at (708) 679-9500.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive business banking services, including merchant services and business loans. Our aim is to empower your business to thrive in a competitive environment.

Convenient Loan Options

Life can throw unexpected expenses your way, so having access to funds when you need them is crucial. Our personal loans and debt consolidation solutions are designed to ease financial burdens while helping you regain control. Plus, if you want to earn rewards while spending, explore our credit cards with rewards that suit your spending habits.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we prioritize online and mobile banking, allowing you to manage your accounts anytime, anywhere. With features like ATM & cash withdrawal services, you can easily access your funds without hassle. We also provide basic drive-thru banking for quick transactions such as deposits and withdrawals.

Personal Banking Solutions

We understand that managing finances can be challenging, which is why we offer personal banking options like checking and savings accounts tailored to fit various lifestyles. If you're in the market for a new vehicle, our auto loans and vehicle financing can make that dream car more attainable with competitive rates and flexible terms. For those considering homeownership or refinancing their current mortgage, our mortgage loans and refinancing options provide personalized guidance every step of the way.

Shared Branching Opportunities

If you're traveling or away from our branch in Matteson, don't worry! We participate in shared branching transactions that allow members of partner credit unions to conduct deposits and withdrawals at our location. Our basic ATM access ensures that whether you're checking balances or making cash withdrawals, you'll always have easy access to your money. At Credit Union 1, we're not just about banking; we're about building relationships with our members. If you have any questions or would like more information about our services, please feel free to reach out at 708-679-9500 or visit us online at www.creditunion1.org. We invite you to stop by our branch today and discover how we can support your financial goals!

Digital & Online Banking

Accessibility and Ease of Use

At Credit Union 1, we believe that banking should be accessible to everyone. Our online banking services are designed with ease-of-use in mind, allowing members of all tech levels to navigate confidently. Real-time account management means you'll always know where your finances stand. Whether you're at home or out and about, accessing your financial information has never been easier. Join us at Credit Union 1 and experience the future of banking today!

Key Features

One of the standout features of our online banking service is the ability to send money directly to friends or family with our person-to-person transfers. No more waiting for checks to clear just quick and easy transactions right from your phone or computer. If you're looking for added convenience, our mobile payments feature allows you to make purchases effortlessly using your smartphone. We prioritize your security. Our electronic signature authorization process makes signing documents simple and secure, while e-statements allow you to stay organized without the clutter of paper. You can easily access your statements whenever you need them, promoting not only efficiency but also eco-friendliness.

Financial Strength

Growing Member Trust

Total Share Accounts stand at 206,629, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $0, further enhancing our capacity to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 4749 Lincoln Mall Dr Ste 101 Matteson Il 60443 or call (708) 679-9500 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $89,166,175 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive, with $104,644 in used auto loans and $1,098,621,739 in total loans and leases supporting your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $161,624,713 in share certificates and $105,793,521 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $65,120,499, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $170,866,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Are you looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,262,689 in used vehicle loans and $35,630,466 in new vehicle loans already helping members get on the road. Whether you need financing for a brand-new model or a reliable used car, we have flexible options that can fit your budget.

Business Loans

For business owners seeking capital to grow and expand, we also provide outstanding commercial loans totaling $472,499,101. These loans are designed to support various business needs and enable entrepreneurs to thrive in today's competitive market. At Credit Union 1, we're dedicated to ensuring that your borrowing experience is smooth and straightforward. For more information about our loan offerings or to discuss your specific needs, please give us a call at 708-679-9500. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $42,698,983. If you're considering refinancing your existing mortgage or want to explore eligibility options for a new home loan, our team is ready to guide you through the process.

Unsecured Credit Cards

Managing everyday expenses is easier with our unsecured credit card loans. Although we currently have $0 in unsecured credit card loans available, we focus on providing flexible terms when they become available to help you manage your finances effectively.

Loan Aggregator

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Credit Union 1