Credit Union 1 Evergreen Park IL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Credit Union 1, your trusted financial partner in Evergreen Park! Located at 9441 S Kedzie Ave, Evergreen Park, IL 60805, we have been serving our community since 1958. With a strong commitment to helping our 110,468 members, we offer a variety of financial services designed to meet your unique needs. Our credit union boasts impressive financial stability, with total assets of $1,921,186,884 and total deposits reaching $593,117,389. This solid foundation allows us to provide our members with competitive loans and savings options currently managing over 160,984 loans and leases. We take pride in our excellent member service and community involvement. Under the leadership of CEO Todd Gunderson and Board President Robert Eberhardt, our dedicated team of 363 employees is here to assist you with everything from personal banking to business loans. While members can visit us at our branch for their banking needs, official correspondence should be sent to our mailing address at 9441 S Kedzie Ave, Evergreen Park, IL 60805-2325. At Credit Union 1, we believe in building strong relationships based on trust and support. Our goal is to empower you financially while contributing positively to the community we serve. If you have any questions or need assistance, don't hesitate to reach out! Call us at (708) 346-9160 or visit our website at www.creditunion1.org for more information. Join us today and experience the difference a dedicated credit union can make in your financial journey!

Branch History & Mission

Community Focus

At Credit Union 1, we believe in giving back. Our partnerships with local organizations and initiatives reflect this commitment. Whether it's sponsoring local events or providing financial literacy workshops, we strive to make a meaningful impact in Evergreen Park. We understand that when our community thrives, so do we. While you can visit us at our branch location for all your banking needs during our operating hours Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 8:30 AM to 1:00 PM official correspondence should be sent to our mailing address at 9441 S Kedzie Ave, Evergreen Park, IL 60805-2325.

Embracing Innovation

In today's fast-paced world, technology plays a crucial role in how we serve you. At Credit Union 1, we've embraced digital advancements to enhance your banking experience. Our online and mobile banking services allow you to manage your finances conveniently from anywhere. Plus, with features like electronic signatures and mobile payments available at your fingertips, managing your money has never been easier.

Join Us Today!

As part of the Credit Union 1 family, you'll enjoy not just great rates but also a sense of belonging in a community-focused institution. We invite you to join us on this journey towards financial wellness and empowerment. Contact us today at (708) 346-9160 or visit us online at Credit Union 1 to learn more about how we can assist you in reaching your financial goals!

Our Journey

Since our inception, Credit Union 1 has focused on building strong relationships with our members. Over the decades, we have expanded our services to meet the changing needs of our community while maintaining the personal touch that sets us apart. With total assets now exceeding $1.9 billion, we have successfully navigated various economic landscapes, ensuring that we remain a stable and reliable resource for all who walk through our doors. Our mission is simple yet powerful: to provide accessible financial services that foster growth and support within the communities we serve. We aim to empower individuals by offering products like personal banking accounts, auto loans, mortgage options, and business banking services. Each service is designed with your needs in mind because your financial success is what drives us.

Branch Location & Accessibility

Welcome to Credit Union 1, your friendly neighborhood financial partner located at 9441 S Kedzie Ave in Evergreen Park, IL. Our branch is easy to find and conveniently situated near local landmarks, making it a go-to spot for all your banking needs. Whether you're coming from the vibrant Evergreen Park Plaza or just passing by on your way home, we're here to serve you. At Credit Union 1, we prioritize accessibility for all our members. Our branch is designed with ADA-compliant features, ensuring everyone can enjoy a hassle-free experience. Parking is readily available, so you can easily stop by without worrying about finding a spot. We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule: we're open Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 8:30 AM to 1:00 PM. Feel free to drop in during these hours to discuss personal banking options, auto loans, mortgage services, and more with our friendly staff. For added convenience, we have an ATM on-site for quick cash withdrawals and balance checks. If you need assistance outside of regular hours or prefer managing your finances on the go, our online and mobile banking services make it easy to stay connected anytime, anywhere. While members can visit us at 9441 S Kedzie Ave Evergreen Park Il 60805, official correspondence should be sent to 9441 S Kedzie Ave, Evergreen Park, IL 60805-2325. If you have any questions or need support, don't hesitate to call us at (708) 346-9160. We're here to help and look forward to seeing you soon!

Member Eligibility

Joining the Credit Union 1 community means stepping into a world of support and opportunity. At our Evergreen Park branch, located at 9441 S Kedzie Ave Evergreen Park Il 60805, we believe that everyone deserves access to financial services that empower them. Membership is open to anyone who lives, works, worships, or attends school in the communities we serve. This inclusive approach allows us to create a diverse environment where all members can thrive together. Becoming a member is easy! Simply reach out to us at (708) 346-9160 for guidance on the straightforward account opening process. For more detailed information about eligibility requirements, you can visit our website at . We can't wait to welcome you into our family and help you achieve your financial goals!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $496 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $472,499,101, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine being able to process payments easily while focusing on what you do best running your business. Our merchant services provide solutions that simplify transactions, allowing you to accept various payment methods efficiently. Whether it's managing point-of-sale systems or facilitating online payments, we are here to help your business operate smoothly. Visit us at 9441 S Kedzie Ave Evergreen Park Il 60805 or call us at (708) 346-9160 to learn more about how our business banking and commercial services can make a difference for you!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, you'll be pleased to discover our robust business banking services. We offer merchant services and business loans tailored specifically for small businesses, helping you secure the funds necessary for growth and operations.

Credit Cards & Rewards

Our credit cards with rewards not only help you manage your purchases but also allow you to earn points for future benefits. Imagine using those points for cash back or travel rewards it's our way of saying thank you for being a valued member.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. That's where our online and mobile banking features come in handy. You can easily check balances, transfer funds, and even pay bills from the comfort of your home or on the go. Plus, with our ATM services, cash withdrawals are just around the corner available at numerous locations.

Personal Banking

We understand that everyone has unique financial goals. That's why we offer checking and savings accounts that fit your lifestyle. If you're thinking about purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options are designed with competitive rates to help you hit the road without breaking the bank. For those looking to buy their first home or refinance an existing mortgage, our mortgage loans and refinancing services provide flexible terms that cater to your budget. And if life throws you a curveball, our personal loans and debt consolidation options can give you the breathing room you need.

Shared Branch Transactions

For added convenience, we participate in shared branching networks, which means you can complete basic transactions like deposits and withdrawals at partner credit unions nationwide. This ensures that no matter where life takes you, your money is always within reach. Whether you're visiting us in person or connecting through digital channels, we're here to support your financial journey every step of the way. If you'd like more information about any of our services or want to speak with one of our friendly representatives, don't hesitate to call us at 708-346-9160. Explore how Credit Union 1 can help simplify your banking experience today! Visit us online at Credit Union 1 or stop by our branch in Evergreen Park we look forward to serving you!

Digital & Online Banking

Key Features

Our online banking platform is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. With features like electronic signature authorization, you can sign documents quickly and securely without needing to visit a branch. Plus, if you're looking to reduce paper clutter, our e-statements provide a simple way to stay organized and informed about your account activity. For those who prefer managing their finances on their smartphones, our mobile application offers all the same functionalities right in your pocket. You can enjoy convenient mobile payments, making transactions easier than ever. Need to send money to a friend? Our person-to-person transfer feature lets you do just that with just a few taps.

Security and Accessibility

We prioritize your security while ensuring ease of use. Our platforms are designed with user-friendly interfaces so that managing your finances feels intuitive. With robust security measures in place, you can bank confidently knowing that your information is protected. At Credit Union 1, we believe that banking should fit into your lifestyle, not the other way around. With our comprehensive digital services, you're always in control of your finances wherever life takes you!

Financial Strength

Commitment to Growth

We are dedicated to reinvesting our earnings back into the community. With $89,166,175 in undivided earnings, we enhance our banking tools, strengthen lending options, and improve security measures to serve you better. Our lending capacity supports your financial goals with $104,644 in used auto loans and $1,098,621,739 in total loans and leases.

Growing Trust

Total Share Accounts stand at 206,629, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 9441 S Kedzie Ave Evergreen Park Il 60805 or call (708) 346-9160 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secured through $161,624,713 in share certificates and $105,793,521 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $65,120,499, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 6 part-time employees. This ensures that our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $170,866,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,626,689 in used vehicle loans and $35,630,466 in new vehicle loans already helping members get on the road. We make it easy for you to finance the vehicle you want with options that suit your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $472,499,101 provide the capital needed to grow and expand. Whether you are starting a new venture or looking to enhance your existing business operations, our team is here to support you with financing options designed for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,698,983, make buying or refinancing simple. We provide guidance through every step of the process so that you can focus on making your house a home.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, talk to us about your eligibility options. We're here to help you explore ways to save money and improve your financial situation. Feel free to reach out to us at 708-346-9160 or visit us at our branch located at 9441 S Kedzie Ave Evergreen Park IL 60805 for more information on how we can assist you with your loan needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Credit Union 1 be your partner in achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently have $0 in unsecured credit card loans, we're committed to providing solutions that help our members manage their finances effectively as their needs change.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers that reflect current market conditions.

Credit Union 1