Credit Union 1 Chicago IL | Convenient ATM & Shared Branch Access

Introduction

Welcome to Credit Union 1, your trusted financial partner since 1958! Located at 828 S Wolcott Ave Rm 120N, Chicago, IL 60612, we are proud to serve a growing community of over 110,468 members. With our commitment to providing personalized financial solutions, we have amassed total assets of $1,921,186,884 and total deposits of $593,117,389. Our goal is to empower you with the resources and support needed to achieve your financial dreams. At Credit Union 1, we understand that every member's needs are unique. That's why we offer a wide range of services tailored just for you. Whether you're looking for a new vehicle loan or need assistance managing your savings, our dedicated team is here to help. Under the leadership of our CEO, Todd Gunderson, and Board President, Robert Eberhardt, our staff of 363 employees is committed to your financial well-being. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address listed above. We also want to assure you that your money is safe with us; our net worth stands strong at $170,866,746. With a variety of convenient services such as ATM access and shared branch transactions available for partner credit union members, we strive to make banking easier for you. So whether you're visiting us in person or exploring our offerings online at Credit Union 1, we invite you to discover how we can assist you today. If you have any questions or need further assistance, don't hesitate to reach out! Call us at 800-252-6950 and let's work together toward your financial success.

Branch History & Mission

Welcome to Credit Union 1, a cornerstone of financial well-being in Chicago, IL. Since our doors first opened in 1958, we have proudly served our community with dedication and commitment. Located at 828 S Wolcott Ave Rm 120N, our branch has become a trusted partner for over 110,000 members, offering a variety of services designed to meet their financial needs. Our journey began with a simple mission: to empower individuals and families through accessible financial services. Over the years, we have adapted and grown, ensuring that we remain relevant in an ever-changing world. Today, our total assets stand at an impressive $1,921,186,884, reflecting not just our growth but also the trust placed in us by our members. At Credit Union 1, we believe in more than just banking; we are committed to making a positive impact in our community. Our mission is clear: to provide exceptional service while fostering financial literacy and growth among our members. We strive to create an environment where everyone feels valued and supported. While members can visit us at 828 S Wolcott Ave Rm 120N, official correspondence should be sent to the same address. We offer convenient operating hours from 9 AM to 5 PM on weekdays, ensuring that you can reach us when you need assistance. Our branch also features an ATM for easy access to your funds. As part of our commitment to innovation, we've embraced digital advancements that enhance your banking experience. With mobile payments and online banking options available, managing your finances has never been easier. We also prioritize accessibility and ensure ADA compliance throughout our services. Our outreach efforts extend beyond banking; we actively participate in community partnerships aimed at improving local lives. Whether it's supporting educational initiatives or participating in local events, Credit Union 1 is dedicated to giving back to the Chicago area. Join us today and discover how Credit Union 1 can help you achieve your financial goals while being part of a supportive community. Experience firsthand the benefits of membership and let us be your trusted partner on your financial journey! For more information or assistance, please call us at 800-252-6950 or visit our website at Credit Union 1.

Branch Location & Accessibility

Convenient Access

At Credit Union 1, we understand that convenience is key. Our location features ample parking for members, along with ADA-compliant access points to ensure everyone can visit us easily. While our branch may not have a drive-thru service, you can still enjoy quick access to an ATM on-site, allowing for simple transactions whenever you need them.

Operating Hours

We're here to serve you during the week! Our lobby is open from 9:00 AM to 5:00 PM Monday through Friday, giving you plenty of time to drop by before or after work. If you need assistance outside of these hours, feel free to give us a call at 800-252-6950. Our team is always ready to help!

Services Offered

Credit Union 1 offers essential services including ATM access and basic shared branch transactions for deposits and withdrawals. We strive to provide the support our members need while keeping things straightforward and efficient. Whether you're looking for a new banking partner or just need a place to handle your financial transactions, we invite you to visit us at Credit Union 1. Come see how we can help make your banking experience easy and enjoyable!

Member Eligibility

Joining the welcoming community at Credit Union 1 is easier than you might think! If you're looking to become a member, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in the area surrounding our branch. This means that whether you're new to the neighborhood or have been a long-time resident, you can take advantage of our member benefits. By becoming part of Credit Union 1, located at 828 S Wolcott Ave Rm 120N Chicago Il 60612, you gain access to personalized financial services tailored to meet your needs. It's not just about banking; it's about belonging to a community that supports each other. If you're ready to start your journey with us, opening an account is straightforward and hassle-free. You can find more details on how to get started by visiting our website at . Should you have any questions or need assistance, feel free to reach out to us at (800) 252-6950. We're here for you every step of the way!

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $496 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $472,499,101, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine being able to accept payments easily from customers while managing your finances all in one place. Our merchant services offer just that making transactions smoother and freeing you up to focus on what you do best: running your business. Whether you're looking for a loan or need assistance with daily operations, our dedicated team at Credit Union 1, located at 828 S Wolcott Ave Rm 120N Chicago Il 60612, Chicago, IL 60612, is here to help you navigate your financial journey. Reach out to us today at (800) 252-6950 and take the next step toward growing your business!

Comprehensive List Of Services

ATM Services

Our branch offers ATM Services Only that ensure you have easy access to your funds. With basic ATM access, you can make withdrawals and check your balance conveniently. We understand that life can get busy, and having an ATM nearby means you can manage your money on-the-go without any hassle.

Commitment to Convenience

At Credit Union 1, we strive to make banking as easy as possible for all our members. With friendly staff ready to assist you during lobby hours from 9 AM to 5 PM, Monday through Friday, we're here whenever you need us. Our goal is not just about providing services; it's about creating an experience where financial management feels effortless. If you're looking for reliable banking solutions in Chicago, don't hesitate to reach out! Call us at 800-252-6950 or visit us online at Credit Union 1. Join us today and discover how we can support your financial goals!

Digital Banking Features

In today's fast-paced world, we recognize the importance of digital banking. At Credit Union 1, we provide modern solutions such as online banking and mobile payments, giving you the freedom to manage your accounts anytime, anywhere. Our mobile application is designed for convenience, allowing you to perform transactions right from your smartphone. We also offer e-statements, making it easier than ever to keep track of your finances while reducing paper clutter. With features like person-to-person transfers available through our digital platforms, sharing money with friends and family is simple and quick.

Shared Branch Transactions

For those who are members of partner credit unions, we provide Basic Shared Branch Transactions which include deposits and withdrawals. This service allows you to use our facilities even if you're not a member of Credit Union 1. It's perfect for those who travel or relocate frequently but want to maintain their banking relationship with ease.

Digital & Online Banking

Key Features of Our Digital Banking Services

Visit us at https://www.creditunion1.org/ to explore all the online banking options available to you. From checking balances to transferring funds, everything is just a click away. You can also sign documents electronically with our electronic signature authorization feature, making transactions quicker and more efficient. Our e-statements are another great way to stay organized. You can access your statements online anytime, reducing paper clutter and allowing you to keep track of your finances effortlessly. If you're always on the move, our mobile application is designed for you! It lets you handle banking tasks from wherever you are, ensuring that your financial information is always at your fingertips.

Making Payments Easy

With our mobile payments feature, paying bills or sending money to friends has never been easier. You can make person-to-person transfers without hassle, allowing you to share expenses or pay back a friend in seconds. Everything is designed with ease of use in mind, so even if you're not tech-savvy, you'll find navigating through our services a breeze. In today's fast-paced world, having real-time access to your finances is essential. That's why we offer comprehensive online banking services that let you view transactions as they happen. Whether it's checking account balances or reviewing recent purchases, you're always informed about where your money stands. At Credit Union 1, we're committed to providing accessible and user-friendly banking solutions tailored just for you. Experience the ease and security of managing your finances digitally today!

Financial Strength

Commitment to Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investing Back into Our Community

With $89,166,175 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $104,644 in used auto loans and $1,098,621,739 in total loans and leases.

Secure Savings Opportunities

Members' savings are secured through $161,624,713 in share certificates and $105,793,521 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $65,120,499, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $170,866,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Experience

Total Share and Deposit Accounts: 206,629, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $0, further highlighting our capability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 828 S Wolcott Ave Rm 120N Chicago Il 60612 or call (800) 252-6950 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,262,689 in used vehicle loans and $35,630,466 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our flexible financing options can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $472,499,101 provide the capital needed to grow and expand. We understand that every business has its own challenges and opportunities; that's why our team is here to help you navigate the borrowing process effectively. At Credit Union 1, we prioritize making financial support accessible for all members. If you're considering refinancing any existing loans or want to check your eligibility for our loan products, don't hesitate to contact us at 800-252-6950 or visit us at our branch located at 828 S Wolcott Ave Rm 120N Chicago IL 60612. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our goal is to empower you with the knowledge and resources necessary for making informed financial decisions. Explore our loan offerings today and take a step towards a brighter financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,698,983, make buying or refinancing simple. We provide personalized service to guide you through the application process and find the right mortgage solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently have $0 in outstanding unsecured credit card loans, our members can enjoy manageable repayment plans that help them maintain control over their finances.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By using verified data from legitimate financial institutions, LendMesh provides users with a clear view of their options.

Credit Union 1