Credit Union 1 Decatur GA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Credit Union 1, your trusted financial partner located at 1237 Clairmont Rd, Decatur, GA 30030. Since our establishment in 1958, we have dedicated ourselves to serving our vibrant community, now boasting a membership of over 110,000 individuals. With total assets of $1,921,186,884 and a commitment to providing quality financial services, we strive to meet the diverse needs of our members. At Credit Union 1, we believe in building strong relationships with our members. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, our experienced team is here to guide you every step of the way. Our CEO, Todd Gunderson, along with Board President Robert Eberhardt, leads our passionate staff of 363 employees, ensuring that every member's experience is both rewarding and supportive. We take pride in our robust financial health, reflected in our impressive net worth of $170,866,746 and total deposits amounting to $593,117,389. With a focus on responsible lending practices, we have facilitated over 160,984 loans and leases for our members. This commitment not only strengthens individual financial health but also contributes positively to the local economy. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 1237 Clairmont Rd, Decatur, GA 30030-1229. We invite you to explore our wide array of services online at Credit Union 1. Feel free to reach out at 800-252-6950 if you have any questions or need further assistance. Join us today and discover how Credit Union 1 can help you achieve your financial goals!

Branch History & Mission

Welcome to Credit Union 1, a pillar of financial support in the heart of Decatur, Georgia. Since our doors opened in 1958, we have been dedicated to serving our community with integrity and compassion. Over the years, we have grown from a small local credit union into a trusted financial partner for over 110,468 members, embodying our commitment to fostering financial well-being and community development. Located at 1237 Clairmont Rd, Decatur, GA 30030, our branch is easily accessible for members and those who wish to join us. Whether you are near the vibrant downtown area or enjoying the nearby parks, visiting us is convenient. Our facilities include a drive-thru service and ATM availability, ensuring that your banking needs are met efficiently. Our mission at Credit Union 1 is clear: we strive to provide exceptional financial services while actively supporting our community. We offer a range of services from personal banking like checking and savings accounts to auto loans, mortgage loans, and business banking solutions. Each service is designed with you in mind, ensuring that we meet your unique financial needs. As we reflect on our journey, we take pride in our robust growth. With total assets amounting to an impressive $1,921,186,884, we remain steadfast in our responsibility to safeguard your money while providing competitive loan rates and low fees. Our commitment extends beyond traditional banking; we are proud partners in numerous community outreach programs that uplift those around us. We have also embraced advancements in technology to enhance your banking experience. From online banking and mobile payments to e-statements and person-to-person transfers, we are here to serve you at your convenience. Accessibility is essential to us; therefore, we ensure compliance with ADA standards so that everyone can benefit from our services without barriers. While members can visit us at 1237 Clairmont Rd Decatur Ga 30030, official correspondence should be sent to 1237 Clairmont Rd, Decatur, GA 30030-1229 if different. If you're looking for a financial institution that puts people first one that values community and fosters growth look no further than Credit Union 1. Join us today and discover how Credit Union 1 can support your financial journey! For any inquiries or assistance, feel free to reach out at 800-252-6950 or visit our website at Credit Union 1. Together, let's build a stronger future for ourselves and our community!

Branch Location & Accessibility

Convenient Access and Parking

At our Decatur Office, parking is readily available, so you can park with ease as you come in. We take pride in being an accessible location for everyone. Our facility is designed with features like ADA-compliant entrances and ramps, ensuring that all members of our community can visit us comfortably.

Get in Touch!

If you have questions or need assistance before visiting, feel free to give us a call at 800-252-6950. We look forward to seeing you soon at Credit Union 1! Your financial journey starts here, and we're excited to help you along the way.

Operating Hours

Our lobby hours are designed to fit into your busy schedule. We welcome you Monday through Friday from 9:00 AM to 5:00 PM. Whether you're stopping by for personal banking needs or looking to discuss loans and other services, our friendly staff is ready to assist you during these hours.

Services Offered

As a member-focused credit union, we offer a variety of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we are committed to helping you achieve your financial goals. If you need cash quickly, enjoy the convenience of our ATM services or utilize our drive-thru for quick transactions like deposits and withdrawals. Plus, we provide shared services that allow members from partner credit unions to conduct basic transactions here as well. While members can visit us at 1237 Clairmont Rd, official correspondence should be sent to 1237 Clairmont Rd, Decatur, GA 30030-1229 if it differs from the branch address.

Member Eligibility

At Credit Union 1, we believe that everyone deserves the opportunity to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in our area, you are likely eligible to join us. We also open our doors to family members of current members, ensuring that your loved ones can benefit from our services too. For those looking for detailed eligibility criteria, we invite you to visit our website at . Joining Credit Union 1 means gaining access to a variety of financial products and services designed with your needs in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here to support your financial journey. If you're ready to take the next step towards membership, opening an account is easy! Feel free to call us at (800) 252-6950 or visit our website for more information on how to get started. Together, let's build a brighter financial future right here at 1237 Clairmont Rd Decatur Ga 30030!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $496 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $472,499,101, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, our merchant services simplify daily operations. Whether you're processing payments or managing cash flow, we provide tools that help streamline your transactions. Imagine having a reliable partner that allows you to focus more on what you do best serving your customers while we handle the financial details. Discover how Credit Union 1 can be your partner in success. Visit us at 1237 Clairmont Rd Decatur Ga 30030 or call us at (800) 252-6950 to learn more about our business banking and commercial services today!

Comprehensive List Of Services

Additional Services

Our branch provides basic drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your car. Plus, if you're a member of a partner credit union, you can take advantage of shared branch transactions for deposits and withdrawals. We invite you to experience all the great services offered at Credit Union 1 in Decatur. For any questions or assistance regarding our offerings, feel free to call us at 800-252-6950. Join us today on your path toward better financial health!

Business Banking Services

For our business members, we offer tailored business banking solutions including merchant services and business loans. We understand the unique challenges faced by local businesses and are committed to helping them thrive.

Credit Cards with Rewards

Why settle for ordinary when you can earn rewards? Our credit cards with rewards not only offer the flexibility of spending but also give you perks for every purchase. This means that every time you swipe your card, you're one step closer to redeeming exciting rewards.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize online and mobile banking, allowing you to manage your accounts anytime, anywhere. From checking balances to transferring funds or making payments through our mobile application, everything is just a few taps away. You can also enjoy easy access to ATM and cash withdrawal services, ensuring you have cash when needed.

Loans and Financing

When it comes to financing life's big moments, Credit Union 1 is here for you. Our auto loans and vehicle financing options make purchasing a new car straightforward and stress-free. With competitive rates, you can drive off in your dream vehicle without breaking the bank. Additionally, we provide mortgage loans and refinancing solutions for those looking to buy a home or adjust their current mortgage terms. If you're facing unexpected expenses or planning a big purchase, our personal loans and debt consolidation services can help you regain control of your finances.

Personal Banking Solutions

We offer various personal banking services that cater to your everyday needs. Whether you're looking for checking and savings accounts that fit your lifestyle or seeking a reliable place to manage your money, we've got you covered. Imagine walking into our branch or accessing your account online with ease, knowing that your funds are safe and readily available.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking service is available 24/7, allowing you to check your balances, transfer funds, and pay bills without stepping foot in a branch. You'll appreciate the ease of accessing your account information in real-time, putting you in control of your finances. Plus, with e-statements available, you can go paperless and keep your documents organized with just a few clicks. If you're looking for added convenience on the go, our mobile application is designed just for you. It's not only easy to navigate but also includes features like mobile payments and person-to-person transfers. Whether you're splitting a bill or shopping at your favorite store, making payments has never been simpler or more secure.

Security and Accessibility

Security is a top concern for all of us, especially when it comes to banking online. That's why Credit Union 1 offers electronic signature authorization, ensuring that your transactions are protected every step of the way. We prioritize your safety while providing convenient access to your accounts. With our digital services, managing your finances becomes second nature. You can quickly view transaction history, set up alerts for account activity, and even schedule recurring payments all from the comfort of your home or while on the move. Explore all that our digital banking services have to offer at https://www.creditunion1.org/ today! Your financial peace of mind is just a click away with Credit Union 1.

Financial Strength

At Credit Union 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial standing, which reflects our commitment to providing you with the best possible services and support. With a net worth of $170,866,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $161,624,713 in share certificates and $105,793,521 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $65,120,499, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $89,166,175 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $104,644 in used auto loans and a total of $1,098,621,739 in loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 206,629, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 1237 Clairmont Rd Decatur GA 30030 or call 800-252-6950 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,262,689 in used vehicle loans and $35,630,466 in new vehicle loans already helping members get on the road. We believe in providing flexible terms that work for you. If you're considering refinancing your current auto loan, be sure to ask about our competitive refinancing options.

Business Financing

For business owners, our outstanding commercial loans totaling $472,499,101 provide the capital needed to grow and expand. We are committed to supporting local businesses with tailored solutions that fit their unique needs. At Credit Union 1, we're dedicated to offering transparent financial products that cater to your specific needs. Explore our various loan options today by contacting us at 800-252-6950 or visit us online at creditunion1.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $42,698,983, making buying or refinancing simple. We offer personalized service to help guide you through the process. We also have eligibility options available to assist you in getting into your new home more easily.

Unsecured Credit Card Loans

Managing your day-to-day expenses? We also offer flexible terms on unsecured credit card loans. Though currently our total for these loans stands at $0, we aim to provide our members with effective tools to manage their finances when needed.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process ensures that users receive fair and transparent offers.

Credit Union 1