Credit Union 1 Bradenton FL | Low Mortgage Rates & Business Banking

Introduction

Welcome to Credit Union 1, your trusted financial partner in the heart of Bradenton, Florida! Established in 1958, we have been dedicated to serving our community for over six decades. Located at 604 13Th Ave E, Bradenton, FL 34208, our branch is not just a place to bank; it's a hub for support and financial growth. With a strong commitment to our members, we proudly serve a growing community of 110,468 members. At Credit Union 1, we prioritize your needs. Our total assets amount to an impressive $1,921,186,884, which reflects our stability and reliability. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans or mortgage refinancing, we have tailored services just for you. We currently manage 160,984 loans and leases, ensuring that we can meet diverse financial needs. Our dedication goes beyond numbers; it's about people. Under the leadership of our CEO, Todd Gunderson, and Board President Robert Eberhardt, we strive to create an environment where every member feels valued and heard. With a team of 363 employees, we are here to offer personalized service that makes banking easier and more accessible. While members can visit us at our branch location, official correspondence should be sent to the same address: 604 13th Ave E, Bradenton, FL 34208. We invite you to explore all that Credit Union 1 has to offer by visiting our website at www.creditunion1.org or giving us a call at 800-252-6950. Join us today and experience the difference of being part of a community-focused credit union! Your journey towards better financial health starts here.

Branch History & Mission

Welcome to Credit Union 1, a cornerstone of financial support in Bradenton, Florida. Established in 1958, our branch has built a rich legacy of growth and service that continues to resonate with our members today. Over the decades, we have proudly evolved from a small credit union into a vital community resource, currently serving over 110,000 members. Located at 604 13Th Ave E, Bradenton, FL 34208, our branch is easily accessible and surrounded by familiar landmarks that make it a central hub for financial services. Whether you're here for personal banking or business solutions, we aim to provide an inviting atmosphere where everyone feels welcome. At Credit Union 1, our mission is simple yet profound: to empower our members with exceptional financial services while actively supporting the communities we serve. We believe that financial well-being extends beyond mere transactions; it encompasses education, support, and community engagement. Our commitment goes hand in hand with our dedication to offering competitive products like auto loans, mortgages, and personal loans all designed to meet the unique needs of our members. Our journey has been marked by significant milestones. From expanding our offerings to embracing technological advancements such as online and mobile banking, we've made strides to ensure that banking with us is not only convenient but also secure. We are proud of our ADA compliance and customer-centric initiatives that cater to all individuals. While members can visit us at our branch address for their banking needs, official correspondence should be sent to the same address: 604 13th Ave E, Bradenton, FL 34208. Our team is available during operating hours from Monday through Friday, ensuring you receive personalized assistance whenever needed. As we reflect on our history and look forward to the future, we remain deeply committed to community outreach efforts and partnerships that enrich lives in Bradenton and beyond. We invite you to join us on this journey towards financial empowerment and community support. Experience the benefits of membership at Credit Union 1 today where your financial goals become our shared mission. For more information or if you have any questions, feel free to reach out at 800-252-6950. We look forward to welcoming you into the Credit Union 1 family!

Branch Location & Accessibility

Additional Services

At Credit Union 1, we're not just about traditional banking; we strive to provide a range of services tailored to meet your needs. Need cash? Enjoy the convenience of our ATM services right on-site. If you prefer driving over walking in, take advantage of our drive-thru banking option for quick and easy transactions from your vehicle. Plus, we proudly participate in shared services with partner credit unions, allowing you access to more locations and resources. While members can visit us at 604 13Th Ave E for all their banking needs, any official correspondence should be directed to the same address for clarity.

Connect With Us

Ready to experience a better way of banking? We invite you to stop by Credit Union 1 today or give us a call at 800-252-6950. Our dedicated team looks forward to serving you and helping you achieve your financial dreams!

Convenient Access and Amenities

Finding us is simple! With ample parking available right outside our doors, you won't have to worry about hunting for a spot. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and easy entry points so everyone can visit us without hassle. We understand that your time is valuable, which is why we offer convenient operating hours. Join us Monday through Friday from 9 AM to 5 PM. Whether you're stopping by for a quick transaction or to discuss your financial goals, our friendly staff is here to assist you.

Member Eligibility

At Credit Union 1, we believe that joining our community should feel welcoming and straightforward. Becoming a member is open to individuals who live, work, worship, or attend school in the areas we serve. This means if you're part of our vibrant local community in Bradenton or surrounding areas, you're likely eligible! We're here to support you with a variety of financial services tailored to meet your needs, from checking and savings accounts to auto loans and mortgages. To get started on your membership journey, simply visit us at our branch located at 604 13Th Ave E Bradenton Fl 34208 or give us a call at (800) 252-6950. For more detailed eligibility information, feel free to check out our website at . Opening an account is easy and can be done right here in person, ensuring you have access to all the benefits that being a member of Credit Union 1 offers!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $496 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $472,499,101, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer comprehensive merchant services that make it easy for you to accept payments and manage transactions. Whether you're a small shop or a growing enterprise, our services ensure you can focus on what matters most running your business. From point-of-sale solutions to online payment processing, we've got you covered. Located at 604 13Th Ave E Bradenton Fl 34208 in Bradenton, FL, our team is here to help you take your business further. For more information, call us at (800) 252-6950 or visit our website here.

Comprehensive List Of Services

Accessible Banking Services

We also provide essential ATM and cash withdrawal services for quick access to your money when you need it most. With basic drive-thru banking available for deposits, withdrawals, and simple transactions, you can handle your banking needs without leaving your vehicle. Additionally, if you're a member of a partner credit union, our shared branch transactions allow you to perform deposits and withdrawals easily. At Credit Union 1, we aim to create an environment where banking is straightforward and accessible. Whether you're visiting us in person or using our online tools like mobile payments or person-to-person transfers, we've designed our services with your convenience in mind. If you have questions about any of our offerings or want to learn more about how we can assist you financially, don't hesitate to reach out! Call us at 800-252-6950 today or visit us at our branch in Bradenton. We look forward to serving you!

Credit That Works for You

Our Credit Cards with Rewards program allows you to earn points on everyday purchases, making it easier to enjoy the rewards you deserve. With easy online access to manage your card and track rewards, you'll find that banking with us is both convenient and beneficial.

Financing Your Dreams

Need a new car? Our Auto Loans & Vehicle Financing services help you get on the road with competitive rates and manageable repayment plans. If you're looking to own your home, explore our Mortgage Loans & Refinancing options designed to make homeownership attainable. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services offer solutions that can lighten your financial load.

Personal Banking Made Easy

Managing your finances has never been simpler. We offer Personal Banking options, including checking and savings accounts that fit your lifestyle. Whether you're saving for a vacation or managing day-to-day expenses, our accounts provide flexibility and accessibility. Imagine easily checking your balance or transferring funds from the comfort of your home using our robust Online & Mobile Banking features.

Support for Businesses

For local entrepreneurs, we understand the challenges of running a business. Our Business Banking services include merchant services and business loans tailored for small businesses. We're committed to supporting your venture every step of the way.

Digital & Online Banking

Key Services

Our online banking platform is user-friendly, allowing you to check balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, our mobile application gives you all the tools you need right at your fingertips. Plus, with our electronic signature authorization feature, signing documents has never been easier or more secure. For those who prefer paperless options, e-statements are readily available. You can view your financial statements whenever you need them without cluttering your mailbox. And if you're looking to send money quickly to friends or family, our person-to-person transfers make it simple no cash required!

Security You Can Trust

At Credit Union 1, we prioritize your security while ensuring ease of use. All transactions through our platform are safeguarded with advanced security measures so you can feel confident in managing your finances online. With features like mobile payments, you can even make purchases directly from your smartphone. It's fast and convenient, whether you're shopping at a store or paying for services. Join us at Credit Union 1 today and take advantage of our comprehensive digital banking services that put you in control of your finances securely and conveniently!

Financial Strength

Growing Membership Base

With a total of 206,629 share accounts, we have a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $0, further demonstrating our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 604 13Th Ave E Bradenton Fl 34208 or call (800) 252-6950 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $89,166,175 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $104,644 in used auto loans and $1,098,621,739 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $161,624,713 in share certificates and $105,793,521 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $65,120,499, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $170,866,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,262,689 in used vehicle loans and $35,630,466 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new vehicle or a reliable used car, our financing options make it easy for you to drive away satisfied.

Business Financing

For business owners in our community, we have outstanding commercial loans totaling $472,499,101 available to provide the capital needed for growth and expansion. Whether you're starting a new venture or looking to improve your existing business operations, we are here to support your endeavors. Our commitment to serving our members extends beyond just providing loans; we also offer refinancing options that could make your financial journey even easier. If you're interested in learning more about eligibility or refinancing possibilities tailored specifically for you, feel free to contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Credit Union 1, we pride ourselves on being more than just a lender; we're your partner in achieving financial success. Let us help you take the next step toward fulfilling your financial aspirations today!

Credit Lines and Unsecured Credit Card Loans

For those looking for additional financial flexibility, we provide credit lines totaling $350,044,200. Additionally, we also offer flexible terms on unsecured credit card loans. This means you can manage your finances effectively while enjoying peace of mind knowing that you have access to funds when you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $42,698,983, making buying or refinancing simple. We offer competitive rates and flexible terms designed to fit your budget and lifestyle.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means users receive fair and transparent offers tailored to their needs.

Credit Union 1