Credit Union 1 Soldotna AK | Top Checking Accounts & Auto Loans

Introduction

Welcome to Credit Union 1 at 44758 Sterling Hwy, Soldotna, AK 99669! Since our founding in 1982, we have been dedicated to serving our community with trust and reliability. With a total membership of 92,538, we pride ourselves on being more than just a financial institution; we are your neighbors, committed to helping you achieve your financial goals. At Credit Union 1, we understand that financial decisions can be overwhelming. That's why we're here to offer you personal banking solutions tailored to your needs whether it's checking and savings accounts, auto loans, or credit cards with rewards. Our team is focused on providing excellent service and support every step of the way. As a testament to our stability and commitment to our members, we boast total assets of $1,446,726,940 and total deposits of $65,904,074. These figures reflect not just our growth but also our dedication to securing your financial future. Under the leadership of CEO Mark Burgess and Board President Steve Cavin, we continue to thrive as a trusted partner in your financial journey. For those who prefer digital banking solutions, we provide robust online services including mobile payments and e-statements for convenience. If you're looking for a welcoming environment where you can discuss your financial needs or simply learn more about what we offer, don't hesitate to visit us or give us a call at 907-260-9485. While members can visit us at 44758 Sterling Hwy, official correspondence should be sent to 1941 Abbott Road, Anchorage, AK 99507. Join us at Credit Union 1 today and discover how we can help you secure a brighter financial future! For more information about our services or to open an account online, please visit us at www.cu1.org.

Branch History & Mission

Welcome to Credit Union 1 in Soldotna, AK, where we have been serving our community since 1982. Our branch has a rich history rooted in the values of cooperation and support. Over the years, we have grown alongside our members, building lasting relationships and becoming an integral part of the Soldotna community. With a total membership of over 92,000 and assets reaching $1,446,726,940, we are proud to be a trusted financial partner for many. Located at 44758 Sterling Hwy, Soldotna, AK 99669, our branch is easily accessible for all your banking needs. Just a short drive from local landmarks like the Kenai River and Soldotna Creek Park, we invite you to stop by and see how we can assist you with your financial goals. For official correspondence, please use our mailing address: 1941 Abbott Road, Anchorage, AK 99507. At Credit Union 1, our mission is clear: We strive to provide exceptional financial services while fostering a strong sense of community support. We offer a range of products including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, our business banking services cater to local entrepreneurs through merchant services and business loans. We believe in making banking convenient for everyone. That's why we offer ATM access and drive-thru services for quick transactions. Our lobby hours are designed to accommodate your busy schedule; we're open Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 5:00 PM. Technology plays a vital role in enhancing member experience at Credit Union 1. We provide online banking services that include mobile payments and electronic statements to ensure that managing your finances is easy and efficient. We are also committed to being ADA compliant so that all members can access our services without barriers. Community involvement is at the heart of what we do. We actively participate in outreach efforts that make a positive impact on the lives of those around us. By partnering with local organizations and supporting various initiatives, we aim to uplift our community in meaningful ways. We invite you to join Credit Union 1 today! Experience the benefits of being part of an institution that puts its members first. Whether you're looking for personal finance solutions or business banking support, we're here for you every step of the way. Visit us today or call us at 907-260-9485 let's embark on this journey together!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility matters. Our branch is equipped with ADA-compliant features, including ramps and wide entryways to ensure everyone can visit us comfortably. There's ample parking available for all members, so you can park without any hassle when you come in for your banking needs.

Contact Us

For any inquiries or assistance, feel free to reach out at 907-260-9485. We look forward to welcoming you at our Soldotna branch! Come visit us today and see how we can help you achieve your financial goals.

Operating Hours

Our doors are open to serve you Monday through Friday from 10:00 AM to 6:00 PM, and on Saturday from 10:00 AM to 5:00 PM. Whether you're looking to open a new account, apply for a loan, or simply have questions about our services, we're here for you during these hours.

Services Offered

At Credit Union 1, we offer a wide array of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we aim to support you every step of the way. Plus, with our convenient drive-thru service available for deposits and withdrawals, managing your finances has never been easier! While members can visit us at 44758 Sterling Hwy, any official correspondence should be sent to our mailing address at 1941 Abbott Road, Anchorage, AK 99507.

Member Eligibility

Welcome to the Credit Union 1 family! Becoming a member at our Soldotna branch is not just about opening an account; it's about joining a community that supports your financial goals. To be eligible for membership, you simply need to live, work, worship, or attend school in the areas we serve. This means anyone in our vibrant community can easily join us and enjoy the many benefits we offer. From lower loan rates to personalized service, being part of Credit Union 1 means more than just banking it's about building relationships and achieving financial well-being together. Ready to take the next step? Opening an account is a breeze! Just visit us at 44758 Sterling Hwy, Soldotna, AK 99669, or give us a call at (907) 260-9485 for more information. You can also check out our eligibility criteria online at . We're excited to welcome you into our community and help you on your financial journey!

Business Banking & Commercial Services

Lending Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In addition to loans, our merchant services simplify payment processing so you can focus on what you do best running your business. With easy-to-use systems, you can accept payments swiftly and securely, ensuring a smooth experience for both you and your customers. Whether you're located at 44758 Sterling Hwy Soldotna Ak 99669 in Soldotna, AK, or anywhere else, let Credit Union 1 be your partner in success. Together, we can turn your vision into reality! For more information or to get started today, give us a call at (907) 260-9485.

Comprehensive List Of Services

ATM & Drive-Thru Access

For those who prefer face-to-face interaction or need cash on the go, our branch offers basic drive-thru banking for deposits, withdrawals, and simple transactions. Plus, with ATM services available for balance checks and cash withdrawals, getting access to your money is straightforward and hassle-free. At Credit Union 1 in Soldotna, AK, we understand that financial needs vary from person to person. That's why we strive to offer comprehensive services designed for everyone from individuals looking for personal loans to businesses needing reliable banking solutions. If you're ready to explore how we can assist you further or want more information about any of our services, don't hesitate to call us at 907-260-9485 or visit our website at www.cu1.org. We look forward to supporting your financial journey!

Business Banking Services

If you're a business owner, you'll find that we have services specifically designed for you too! Our business banking includes merchant services and business loans that support your growth and operations.

Credit Options That Reward You

Credit cards can be more than just a payment method; they can also reward you for your spending. Our credit cards come with rewards programs that benefit you every time you use them. From cashback offers to travel perks, there's something for everyone.

Digital Convenience

In today's fast-paced world, having access to online and mobile banking is crucial. At Credit Union 1, we provide robust digital banking features that allow you to manage your accounts anytime, anywhere. With services like mobile payments and person-to-person transfers, banking has never been easier or more accessible.

Personal Banking Solutions

For those looking to manage their everyday finances, our personal banking options are designed with you in mind. You can open checking and savings accounts that fit your lifestyle, giving you easy access to your funds whenever you need them. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it simple to get behind the wheel without stretching your budget. And when it comes to home ownership, we offer mortgage loans and refinancing solutions that can help make your dream home a reality. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our personal loans provide flexible options tailored to your needs.

Digital & Online Banking

Key Services

With our robust online banking platform, accessible through https://www.cu1.org/, you can check balances, make transfers, and pay bills 24/7. Our services are available whenever you need them, ensuring that you have real-time access to your accounts without the hassle of visiting a branch. Our mobile application brings banking right to your fingertips. With features like electronic signature authorization, you can securely sign documents from anywhere. Plus, with e-statements available, you'll always have easy access to your financial records without cluttering your mailbox. If you're looking for ways to send money quickly, our person-to-person transfer feature makes it simple. You can send money to friends or family instantly, helping you stay connected financially without any fuss. And if you prefer to make purchases directly from your phone, our mobile payments feature allows for quick and easy transactions wherever you shop.

Security and Ease of Use

Your security is our priority. We use advanced encryption technology to protect your personal information while ensuring that our online services remain user-friendly. Navigating through our digital banking options is straightforward, so you can focus on what matters most: managing your finances with confidence. With Credit Union 1's digital banking tools at your disposal, accessing and managing your finances has never been more accessible or secure. Embrace the ease of modern banking today!

Financial Strength

Commitment to Growth

With $190,919,640 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $17,600 in used auto loans and a total of $1,082,654,080 in loans and leases, which reflects our commitment to helping you achieve your aspirations.

Growing Member Base

Our total share accounts stand at 185,990, showcasing a strong and growing member base that trusts us with their finances. The funds available for lending and investments total $22, further supporting our mission to provide excellent service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 44758 Sterling Hwy Soldotna Ak 99669 or call (907) 260-9485 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 369 full-time employees and 5 part-time employees who are dedicated to serving you with expertise and care.

Securing Your Savings

Members' savings are secured through $157,814,648 in share certificates and $413,746,711 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $190,919,640, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,320 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,930,482 in used vehicle loans and $117,677,579 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new vehicle or a reliable used one, we have options that cater to your needs.

Credit Lines

Need some extra flexibility? Our total credit lines amount to $414,466,624, giving you access to funds when you need them most. Whether it's for unexpected expenses or planned purchases, our credit line options are designed to help you stay financially stable. In addition to these offerings, we encourage our members to explore refinancing options if they are looking for better rates or terms on existing loans. Our team is here to assist with eligibility questions and guide you through any refinancing processes that might be beneficial for your financial situation. You can reach us at (907) 260-9485 for more information or visit us at 44758 Sterling Hwy Soldotna Ak 99669. We invite you to explore how our loan products can work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,187,849, make buying or refinancing simple. We help guide you through the process with clear information and support every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $64,016,743 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can fit into your lifestyle while keeping your spending manageable.

Loan Aggregator

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Credit Union 1