Credit Union 1 Nome AK | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Credit Union 1, your trusted financial partner in Nome, Alaska. Established in 1982, we have grown alongside our community, serving over 92,538 members with care and dedication. Our branch is conveniently located at 406 Warren Place, Nome, AK 99762. While you can visit us here for all your banking needs, please direct any official correspondence to our mailing address at 1941 Abbott Road, Anchorage, AK 99507. At Credit Union 1, we pride ourselves on our strong financial foundation, boasting total assets of $1,446,726,940 and total deposits of $65,904,074. With a net worth of $190,919,640, we are committed to providing secure and reliable services that help our members achieve their financial goals. Our team of 374 employees is dedicated to ensuring you receive personalized service every time you reach out. Led by CEO Mark Burgess and Board President Steve Cavin, we strive to foster a community-oriented approach that puts our members first. Whether you're looking for personal banking options like checking accounts or auto loans or need assistance with business banking solutions, we're here to help. With a wide range of services including online and mobile banking, ATMs for easy access to your funds, and various loan options totaling 61,376, we aim to make your financial experience seamless. Feel free to reach out by calling us at 800-478-2222 during our operating hours from Monday through Friday between 9:00 AM and 5:00 PM. We invite you to explore the many ways Credit Union 1 can support you on your financial journey! Visit our website at cu1.org for more information or to get started today.

Branch History & Mission

Credit Union 1 has been a cornerstone of the Nome, AK community since it opened its doors in 1982. Nestled at 406 Warren Place, this branch has grown alongside its members, reflecting the spirit and resilience of the people it serves. Over the years, Credit Union 1 has built a legacy of trust and service, now boasting a total membership of over 92,000 members and assets reaching an impressive $1,446,726,940. The mission of Credit Union 1 is clear: to provide excellent financial services while fostering community growth and support. We believe in empowering our members to achieve their financial goals through personal banking solutions that include checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment goes beyond just banking; we aim to uplift our community through various outreach programs and partnerships. While you can visit us at our Nome location, we also welcome official correspondence at our mailing address: 1941 Abbott Road, Anchorage, AK 99507. This dual presence ensures that we remain accessible to all members across Alaska. In today's digital world, Credit Union 1 embraces technology to enhance member experiences. We offer online banking, mobile payments, e-statements, and more to ensure that managing your finances is as convenient as possible. Our ATM services are available for quick access to your funds whenever you need them. As we look back on our journey from a small local credit union to a vital part of Nome's economic fabric, we invite you to be part of our story. Join us today and discover how Credit Union 1 can help you navigate your financial future with confidence. For inquiries or assistance, feel free to reach out at 800-478-2222 or explore more on our website here. Together, let's build a brighter future for our community!

Branch Location & Accessibility

Welcome to Credit Union 1 in Nome, Alaska! Conveniently situated at 406 Warren Place, our branch is designed to serve you with ease and comfort. Whether you're a long-time member or considering joining us, you'll find that our location is accessible and welcoming. If you're planning a visit, you'll appreciate the nearby landmarks that make finding us simple. We're located close to the scenic Bering Sea, making it a lovely spot to enjoy while you manage your banking needs. Our parking area is spacious, ensuring you can park without any hassle, and we are proud to offer ADA-compliant features for all our members. At Credit Union 1, we understand your busy schedule. That's why we're open Monday through Friday from 9:00 am to 5:00 pm, providing ample time for you to drop by after work or during your lunch break. If you need assistance outside of these hours, feel free to reach out to us at 800-478-2222. For those who prefer cash transactions, we have an ATM available for your convenience. While we don't currently offer drive-thru services, our friendly staff is ready to assist you inside the branch with all your banking needs from checking and savings accounts to auto loans and credit cards with rewards. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 1941 Abbott Road, Anchorage, AK 99507. We invite you to stop by and experience the personalized service that sets Credit Union 1 apart. We look forward to helping you with your financial goals!

Member Eligibility

Becoming a member of Credit Union 1 is like joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Nome area, you're already eligible to join us! We believe everyone deserves access to friendly and personalized banking services, which is why we welcome individuals from various backgrounds to become part of our community. Not only do our members enjoy competitive rates on loans and savings accounts, but they also benefit from a range of services tailored to their needs. To get started on your membership journey with Credit Union 1, simply give us a call at (800) 478-2222 or visit us at 406 Warren Place Nome Ak 99762. If you want to learn more about the specific eligibility requirements, please check out this link: . Opening an account is straightforward and convenient; you can find all the details here: https://app.cu1.org/virtualcapture/products/index/?productsubcategory=creditcard. We can't wait to welcome you into our community!

Business Banking & Commercial Services

At Credit Union 1 in Nome, AK, we understand that businesses are the backbone of our community. Whether you're a startup looking to make your mark or an established company ready to expand, we're here to help you grow. Our commercial loan options are tailored to meet your needs, providing the financial support necessary for success. Imagine having the funds to purchase new equipment or hire additional staff. With our commitment to supporting businesses, we've invested in growth through our commercial lending programs. While we currently have no member commercial loans or non-member commercial loans, we are dedicated to offering flexible financing solutions when the time comes. Additionally, our merchant services provide practical tools that make running your business easier. From payment processing to managing cash flow, our services help streamline operations so you can focus on what matters most your customers. If you're seeking expert support and personalized service for your business banking needs, visit us at 406 Warren Place Nome Ak 99762 or give us a call at (800) 478-2222. Let's work together to achieve your business goals!

Comprehensive List Of Services

ATM Services

If you're on the go, our ATM and cash withdrawal services ensure that you have quick access to your funds whenever needed. Basic ATM access includes withdrawals and balance checks so you can stay informed about your account status without stepping into a branch. At Credit Union 1, we're more than just a credit union; we're a community partner invested in your financial well-being. With friendly service and a variety of options tailored just for you, we invite you to explore how we can assist with all of your banking needs. Ready to take the next step? Visit us today at 406 Warren Place Nome Ak 99762 or check out our website at https://www.cu1.org/ for more information about opening an account or applying for loans!

Business Banking

For local entrepreneurs and small business owners, we offer essential tools through our business banking services. Our merchant services and business loans are designed to support your growth and success in today's competitive market.

Credit Options

With our credit cards with rewards, you can earn points on everyday purchases, making every dollar spent work for you. This is perfect for those who want to maximize their spending potential while enjoying perks like cash back or travel rewards.

Digital Banking Convenience

We understand the importance of convenience in today's fast-paced world. That's why we provide robust online and mobile banking options, allowing you to manage your accounts from anywhere at any time. Our digital features include easy access to your balance, online transfers, and even person-to-person payments perfect for splitting bills with friends or family.

Personal Banking

Managing your money is easier than ever with our personal banking services. We offer checking and savings accounts that help you keep your funds organized while earning interest. If you're considering purchasing a car, our auto loans and vehicle financing options make it simple to get behind the wheel without stress. For those looking to buy a home, our mortgage loans and refinancing services ensure that you find the right fit for your budget. We also provide personal loans and debt consolidation solutions that can help streamline your finances.

Digital & Online Banking

Convenient Online Banking Services

With our online banking platform, managing your accounts has never been easier. You can check balances, make transfers, and pay bills at any time day or night. Plus, our 24/7 online banking services mean you're always just a click away from your financial information.

Go Green with E-Statements

Help the environment while simplifying your banking experience with e-statements. Available at Credit Union 1, these digital statements are not only eco-friendly but also allow for easy access to your financial documents anytime you need them. In summary, Credit Union 1 offers a modern banking experience that prioritizes convenience and security. With features like 24/7 online banking, mobile payments, e-statements, and more, managing your finances has never been easier. Explore all these options today and take control of your banking journey!

Mobile Banking on Your Terms

Stay connected with our mobile application, available for download now. Whether you're out running errands or lounging at home, you can easily access your accounts right from your smartphone. Want to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Plus, with mobile payments enabled, you can make purchases directly from your phone no cash needed!

Secure and User-Friendly Features

Security is our top priority. Enjoy peace of mind knowing that your transactions are protected with advanced security measures. We also offer electronic signature authorization, so you can complete important transactions quickly and securely without the hassle of paperwork.

Financial Strength

Commitment to Our Team

Our success is driven by our dedicated team of 369 full-time employees and 5 part-time employees who are always ready to assist you with knowledge and care. Their expertise ensures that every interaction is pleasant and productive.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 406 Warren Place Nome Ak 99762 or call (800) 478-2222 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Continuous Growth

With $190,919,640 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth means more choices and improved services for you. We also have a solid lending capacity with $17,600 in used auto loans and $1,082,654,080 in total loans and leases supporting various sectors of our community. Whether it's financing your next vehicle or helping with personal loans, we are here to help.

Member Savings and Investments

Members' savings are secured through $157,814,648 in share certificates and $413,746,711 in money market shares, offering stable and rewarding financial growth opportunities. These options provide peace of mind knowing your investments are safe while still earning competitive returns. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $190,919,640, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust foundation is critical for our ability to support you in achieving your financial goals. Our net worth ratio of $1,320 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means you can trust us to be here when you need us the most.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,930,482 in used vehicle loans and $117,677,579 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Credit Lines

Need access to additional funds? Our total credit lines amount to $414,466,624, providing you with financial flexibility when you need it most. This option allows you to borrow up to a certain limit without needing to apply for a new loan each time. If you're considering refinancing any of these products or want more information about eligibility options, our knowledgeable staff is ready to assist you. Feel free to reach out by calling us at 800-478-2222 during our operating hours from Monday through Friday, 9:00 AM - 5:00 PM. For performance insights and financial data related to our offerings, please visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Credit Union 1 in Nome, we prioritize member satisfaction and strive to create loan solutions that work for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,187,849, make buying or refinancing simple. We provide competitive rates and terms designed to fit your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $64,016,743 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases or unexpected expenses without requiring collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means you can trust that the information you receive is accurate and up-to-date.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help you make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Credit Union 1