Credit Union 1 Fairbanks AK | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Credit Union 1, your trusted financial partner located at 909 1St Ave, Fairbanks, AK 99701. Since opening our doors in 1982, we have been dedicated to providing exceptional service and support to our 92,538 members. With total assets of an impressive $1,446,726,940 and total deposits reaching $65,904,074, we are committed to ensuring your financial well-being. At Credit Union 1, we believe in the power of community. Our experienced team, led by CEO Mark Burgess and Board President Steve Cavin, works tirelessly to offer a range of services tailored to meet the unique needs of our members. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we're here for you every step of the way. While members can visit us at our Fairbanks branch, official correspondence should be sent to our mailing address at 1941 Abbott Road, Anchorage, AK 99507. We pride ourselves on being more than just a credit union; we are a cornerstone of the Fairbanks community. With a net worth of $190,919,640 and over 37 dedicated employees ready to assist you, we have the resources and expertise to help you achieve your financial goals. Our commitment extends beyond just numbers; we strive to make a positive impact on the lives of our members every day. Ready to learn more? Visit our website at cu1.org or give us a call at 907-455-9485. Let's work together toward a brighter financial future!

Branch History & Mission

At Credit Union 1, we pride ourselves on a rich history that began in 1982, when our doors first opened in Fairbanks, Alaska. Located at 909 1st Ave, our branch has become a cornerstone of the community, serving over 92,000 members with dedication and care. As we reflect on our journey, it's clear that our growth has been fueled by our unwavering commitment to providing exceptional financial services and fostering a spirit of community. From humble beginnings, Credit Union 1 has evolved into a robust institution with total assets exceeding $1.4 billion. Our mission is simple yet profound: to empower our members to achieve their financial goals while also giving back to the communities we serve. We believe that every member's success is intertwined with the well-being of our neighborhoods, which is why we actively engage in various outreach programs and partnerships designed to uplift those around us. While members can visit us at our Fairbanks location, official correspondence should be sent to 1941 Abbott Road, Anchorage, AK 99507. Our branch features convenient operating hours Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 5:00 PM making it easy for you to access the services you need when it matters most. In today's fast-paced world, we understand the importance of digital advancements. That's why we've embraced technology to enhance your banking experience. With online banking, mobile payments, and person-to-person transfers available at your fingertips, managing your finances has never been easier. Additionally, our commitment to accessibility ensures that all members can take advantage of these innovations. Our drive-thru banking service provides added convenience for quick transactions without needing to enter the branch. Whether you're depositing a check or withdrawing cash from one of our ATMs available right here in Fairbanks our goal is to make banking as easy as possible for you. As we look toward the future, we invite you to join Credit Union 1 and become part of a family dedicated not just to financial success but also to making a real difference in our community. Experience personalized service and discover how together we can achieve great things. Call us today at 907-455-9485 or visit our website for more information about membership and services tailored just for you!

Branch Location & Accessibility

ATM Availability

Need cash? No problem! Our branch features an ATM that is always ready for your withdrawal and balance check needs. With convenient access right outside our doors, getting cash has never been easier. While members can visit us at 909 1St Ave, official correspondence should be sent to our mailing address at 1941 Abbott Road, Anchorage, AK 99507 if different from our branch location. We invite you to drop by or give us a call at 907-455-9485 if you have any questions or need assistance. At Credit Union 1, we're here for you every step of the way!

Drive-Thru Convenience

For those who prefer a quicker option, we also have drive-thru banking available. This allows you to complete simple transactions like deposits and withdrawals without leaving your vehicle perfect for those rainy days or when you're on the go!

Easy Access and Parking

Our branch offers ample parking space, making it simple for you to stop by without any hassle. We are committed to ensuring that all members feel welcome, which is why our facility includes ADA-compliant features and ramps for easy access.

Operating Hours and Services

At Credit Union 1, we understand that life gets busy. That's why we offer flexible operating hours to suit your schedule. You can visit us Monday through Friday from 10:00 AM to 6:00 PM, and on Saturday from 10:00 AM to 5:00 PM. Whether you need assistance with personal banking, auto loans, or credit cards with rewards, our friendly staff is here to help.

Member Eligibility

At Credit Union 1, we believe that everyone deserves a chance to be part of a supportive community where financial dreams can thrive. Becoming a member is easy and welcoming, especially if you live, work, worship, or attend school in the Fairbanks area. We're here to help individuals and families find the right solutions for their banking needs. Plus, being a member means access to great rates on loans and savings accounts, personalized service, and a variety of financial products tailored just for you. If you're ready to join us at our convenient location at 909 1St Ave Fairbanks Ak 99701, simply give us a call at (907) 455-9485 or visit our website to learn more about how to open an account. You can find all the detailed eligibility criteria here, and we'll guide you through every step of the process. Join us today and experience the benefits of being part of Credit Union 1!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced marketplace, efficient payment processing is crucial. Our merchant services empower you to accept payments seamlessly, whether in-store or online. Imagine having the tools that allow you to serve your customers better while keeping track of sales effortlessly. With us, you can focus on what matters most growing your business! Located at 909 1St Ave Fairbanks Ak 99701 in Fairbanks, AK, we're here to provide personalized service tailored to your business's needs. Contact us at (907) 455-9485 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Convenient Access Anytime

We understand that convenience is key in today's fast-paced world. That's why we offer ATM services for cash withdrawals and balance checks, along with basic drive-thru banking for deposits and simple transactions. With these features available during our operating hours Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 5:00 PM you'll always have access when you need it. No matter where life takes you, Credit Union 1 is dedicated to helping you achieve your financial goals with a comprehensive suite of services designed just for you. If you're ready to explore all the ways we can assist you on your financial journey, give us a call at 907-455-9485 or visit us online at cu1.org. Let's build a brighter financial future together!

Home Financing Made Easy

Thinking about buying a home? Our mortgage loans and refinancing services are designed with you in mind. We'll guide you through the mortgage process so you can find the best terms possible. Picture yourself settling into your new home while enjoying manageable monthly payments!

Personal Banking Solutions

For those who want to take charge of their personal finances, we offer various options like checking and savings accounts tailored to fit your lifestyle. Imagine easily managing your funds from anywhere using our online and mobile banking platforms. You can check balances, transfer money, and pay bills all at your fingertips! If you're planning on purchasing a new car, our auto loans and vehicle financing solutions can help make that dream a reality. We understand that life can come with unexpected expenses; that's why we also provide personal loans and debt consolidation options to help ease financial burdens.

Rewards and Business Banking

For those who love rewards, our credit cards with rewards program offers excellent perks for everyday spending. You can earn points or cash back while enjoying secure transactions both online and offline. If you're a business owner, we have you covered too! Our business banking services, including merchant services and business loans, are tailored to support your growth. Imagine having access to the capital you need to expand your operations while managing day-to-day transactions seamlessly.

Digital & Online Banking

Convenient Online Access

With our 24/7 online banking services, available at https://www.cu1.org/, you can check your account balances, pay bills, transfer funds, and much more all from the comfort of your home or on the go. Whether it's day or night, our online tools are always ready to assist you.

Mobile Application and Payments

Staying connected has never been simpler with our mobile application. You can download it easily to access all your banking needs right from your smartphone. Plus, if you're looking to make quick payments or share money with friends and family, our mobile payments feature and person-to-person transfers have got you covered.

Secure and Efficient Transactions

Security is a top priority for us at Credit Union 1. Our electronic signature authorization ensures that your transactions are safe while providing the convenience of signing documents digitally. Additionally, e-statements are available to help you keep track of your finances without the clutter of paper statements. Our mobile app not only allows for easy access but also helps you manage real-time account activity so that you're always in the loop regarding your finances. In summary, whether it's using our online banking tools or taking advantage of our mobile app features, Credit Union 1 makes it easier for you to handle your banking needs securely and efficiently. Experience the convenience today!

Financial Strength

Commitment to Growth

With $190,919,640 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $17,600 in used auto loans and $1,082,654,080 in total loans and leases.

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 369 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 185,990, showing a strong and growing member base that trusts us with their finances. With net shares (funds available for lending and investments) at $22, we have the resources needed to help fulfill your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 909 1St Ave Fairbanks Ak 99701 or call (907) 455-9485 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings Options

Members' savings are secured through $157,814,648 in share certificates and $413,746,711 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $190,919,640, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,320 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,930,482 in used vehicle loans and $117,677,579 in new vehicle loans already helping members get on the road. We make it easy to finance your next vehicle, whether it's new or pre-owned.

Credit Lines and Additional Financing

For those needing more flexibility, our total credit lines amount to $414,466,624. This product allows you to borrow what you need when you need it without having to reapply each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,187,849, make buying or refinancing simple. Homeownership is an important milestone, and we're here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing existing loans, we have options available that may help lower your monthly payments or reduce your interest rates. It's always worth exploring how our products can fit into your current financial situation. You can reach us at (907) 455-9485 during our operating hours: Monday through Friday from 10:00 am to 6:00 pm and Saturday from 10:00 am to 5:00 pm. At Credit Union 1, we're committed to providing personalized service and competitive rates tailored just for you. For more information about our services and loan offerings, visit our website at https://www.cu1.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $64,016,743 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need while ensuring manageable payments.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all comparisons are fair and transparent, allowing users to make informed choices without hidden surprises.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that serve your best interests. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can make a significant difference in finding the right loan. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Credit Union 1