Credit Union 1 Eagle River AK | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Credit Union 1, your trusted financial partner located at 11544 Business Blvd, Eagle River, AK 99577. Established in 1982, we have proudly served our community for over four decades, building a reputation for reliability and member-focused services. With a strong membership base of 92,538 individuals, we are committed to making a positive impact in the lives of our members. At Credit Union 1, we understand that financial needs vary from person to person. That's why we offer a comprehensive range of services, including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. With total assets exceeding $1.4 billion and total deposits amounting to $65,904,074, our solid financial foundation allows us to support you in achieving your goals. Our team is led by CEO Mark Burgess and Board President Steve Cavin, who both share a deep commitment to enhancing the member experience. Together with our dedicated staff of 374 employees, we strive to provide you with personalized service that meets your unique needs. You can count on us to be here for you whether it's through online banking, mobile payments, or in-person assistance at our branch. While members can visit us at 11544 Business Blvd, official correspondence should be sent to our mailing address at 1941 Abbott Road, Anchorage, AK 99507. We invite you to explore all the ways we can assist you financially. For any inquiries or support, feel free to reach out via phone at 907-339-9485. Join us as we continue to grow and serve our community with integrity and care. Visit our website at www.cu1.org or stop by today! Your future starts here with Credit Union 1!

Branch History & Mission

Community Commitment

We are deeply rooted in Eagle River and actively engage in various outreach efforts aimed at enhancing the lives of those around us. Whether through partnerships with local organizations or initiatives designed to promote financial literacy, our goal remains the same to uplift our community while providing top-notch financial services. In today's digital world, we also prioritize innovation by offering online and mobile banking solutions that keep you connected wherever you go. From electronic signatures and e-statements to person-to-person payments, we ensure that banking with us is not only easy but also safe.

Join Us

As we look toward the future, we invite you to become part of our story at Credit Union 1. Experience firsthand how we can help you navigate your financial journey while being an active member of this wonderful community. Reach out today at 907-339-9485 or visit us online at cu1.org to learn more about what we offer and how you can join us on this exciting path forward!

Our Journey

From humble beginnings, Credit Union 1 has blossomed into a vital resource for nearly 92,538 members today. Our branch is conveniently situated at 11544 Business Blvd, Eagle River, AK 99577, just a stone's throw away from local landmarks that make this community special. We have witnessed the dreams and aspirations of our members come to life, providing them with the tools they need to succeed financially. As we grew, so did our commitment to the community. With total assets exceeding $1.4 billion, we are well-equipped to offer a range of services designed to meet your needs from personal banking and auto loans to mortgage financing and credit cards with rewards. Our mission is clear: we strive to be more than just a financial institution; we aim to be a supportive partner in your journey toward financial well-being.

Our Mission

At Credit Union 1, our mission is centered around serving you our members. We believe that everyone deserves access to affordable financial products and services that can help them achieve their goals. We are committed to fostering a welcoming environment where every member feels valued and supported. Our operating hours reflect our dedication to convenience: Monday through Friday from 10:00 am to 6:00 pm and Saturdays from 10:00 am to 2:00 pm. Additionally, we proudly offer ATM access and drive-thru banking for your ease. While members can visit us at 11544 Business Blvd, official correspondence should be sent to our mailing address at 1941 Abbott Road, Anchorage, AK 99507.

Branch Location & Accessibility

Contact Us Today!

If you have any questions or would like more information about our services, don't hesitate to reach out! You can give us a call at 907-339-9485. We look forward to welcoming you into our branch soon!

Nearby Landmarks and Accessibility

You'll find us just a stone's throw away from local favorites like the Eagle River Nature Center and the scenic trails around town. Our location is designed with your convenience in mind, featuring ample parking and ADA-compliant access for those who may need it. We want everyone to feel welcome when they visit us.

Operating Hours and Services

Our doors are open Monday through Friday from 10:00 AM to 6:00 PM, and on Saturdays from 10:00 AM to 2:00 PM, making it easy for you to drop in at a time that works for you. With both drive-thru banking and ATM services available, you can manage your finances quickly and efficiently without even stepping out of your car. At Credit Union 1, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Whether you need assistance with simple transactions or have questions about financing options, our dedicated team is ready to assist you.

Member Eligibility

At Credit Union 1, we believe that everyone deserves a chance to be part of a caring community that prioritizes your financial well-being. Joining us is easy and welcoming! If you live, work, or worship in the areas we serve, or if you have family members who are already members, you're likely eligible to become one of us. Membership opens up a world of benefits tailored just for you, including competitive loan rates and personalized service. We encourage you to check out the detailed eligibility requirements at to see if you qualify. Once you're ready to join, opening an account is a breeze just visit us or follow the instructions at https://app.cu1.org/virtualcapture/products/index/?productsubcategory=creditcard. Have questions? Feel free to give us a call at (907) 339-9485, and we'll be happy to help!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, our merchant services are here to simplify your daily operations. Picture having a reliable partner for processing payments, managing transactions, and enhancing customer experiences all under one roof. Our tools can help you streamline operations so you can focus on what matters most: growing your business. Stop by our branch located at 11544 Business Blvd Eagle River Ak 99577 in Eagle River, AK or give us a call at (907) 339-9485 to learn more about how we can help your business thrive!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

For quick banking needs, take advantage of our Basic Drive-Thru Banking, where you can handle deposits and withdrawals without leaving your car. Our ATMs provide basic services like withdrawals and balance checks at any time. At Credit Union 1, located at 11544 Business Blvd Eagle River Ak 99577, we are committed to serving our community with integrity and care. If you're interested in learning more about our services or how we can assist you further, feel free to reach out at (907) 339-9485 or visit us online at Eagle River. Join us today and discover how we can help you achieve your financial dreams!

Business Banking

For small business owners, our Business Banking services are designed to support your growth. From Merchant Services that simplify payment processing to Business Loans that help you expand operations, we're here to help your business thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that allow you to manage your finances anytime, anywhere. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. Our ATM & Cash Withdrawal Services ensure you have access to your money whenever you need it, with convenient locations nearby.

Personal Banking

We understand that everyone has unique financial goals. That's why our Personal Banking services include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a dream vacation or just need a safe place for your daily spending, we have options that work for you. For those looking to finance a new vehicle, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms. We also offer Mortgage Loans & Refinancing, perfect for first-time homebuyers or those looking to lower their monthly payments. If you need extra cash for unexpected expenses, our Personal Loans & Debt Consolidation options can help simplify your finances by combining multiple debts into one easy payment. And don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases.

Digital & Online Banking

Key Services

Visit us online at https://www.cu1.org/ to explore our comprehensive online banking features. You can easily view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our 24/7 online banking services ensure that you have complete control over your finances at all times. For those who prefer using mobile devices, our dedicated mobile application is available for download. It allows you to conduct transactions quickly and securely, including person-to-person transfers, so sending money to friends or family is just a few taps away. Plus, with our mobile payments feature, you can make purchases directly from your phone no wallet needed!

Security and Accessibility

Your security is our top priority. We utilize electronic signature authorization for secure transactions, ensuring that your personal information remains protected. Additionally, e-statements are available for those who want to keep their financial records organized without the clutter of paper statements. Whether you're checking your balance while waiting in line or making a quick payment during your lunch break, Credit Union 1 makes it easy to manage your accounts in real time. Join us today and experience the benefits of modern banking that fits seamlessly into your lifestyle!

Financial Strength

Commitment to Growth

With $190,919,640 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,600 in used auto loans and a total of $1,082,654,080 in loans and leases.

Member Trust

With a total of 185,990 share accounts, we have established a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $22, showcasing our ability to support your borrowing needs effectively. In summary, the financial strength of Credit Union 1 means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 11544 Business Blvd Eagle River Ak 99577 or call (907) 339-9485 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is reflected by our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 369 full-time employees and 5 part-time employees who are dedicated to serving you with knowledge and commitment.

Our Financial Health

With a net worth of $190,919,640, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of $1,320 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $157,814,648 in share certificates and $413,746,711 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' needs over traditional banking methods. Unlike typical banks, we focus on benefiting you directly ensuring that your hard-earned money is working for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,930,482 in used vehicle loans and $117,677,579 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have flexible terms tailored for your budget.

Business Loans

For business owners seeking capital for growth and expansion, although we currently do not have outstanding commercial loans available, we encourage you to inquire about future opportunities as we aim to support local businesses. When considering our loan products, rest assured that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Credit Union 1 in Eagle River, we prioritize your financial well-being with transparent and straightforward lending options. Whether you're interested in auto financing or home mortgages, our dedicated team is here to guide you through each process seamlessly. Stop by today to learn more about how we can help you take the next step toward your financial future!

Credit Card Loans

Managing everyday expenses can be tricky without the right tools. We also offer flexible terms on unsecured credit card loans, with a total of $64,016,743 in loans helping members manage their finances effectively. This gives you the freedom to make purchases while benefiting from competitive interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $64,187,849, designed to fit various financial situations. If you're looking to refinance an existing mortgage or are unsure about eligibility options, our team is ready to assist you.

Loan Aggregator

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Credit Union 1