Credit Union 1 Anchorage AK | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Credit Union 1, your trusted financial partner located at 8935 Old Seward Hwy, Anchorage, AK 99515. Since our establishment in 1982, we have been dedicated to serving our community with integrity and care. With a growing membership of 92,538 individuals, we strive to create lasting relationships built on trust. At Credit Union 1, we understand that every member's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs, from checking and savings accounts to auto loans and mortgage financing. Our total assets of $1,446,726,940 reflect our commitment to providing robust financial solutions while ensuring your funds are secure. Our experienced team, led by CEO Mark Burgess and Board President Steve Cavin, is passionate about supporting our members. We pride ourselves on being accessible and responsive whether you prefer online banking or a friendly face at our branch. With a total cash in hand of $30,947,101, we are well-positioned to assist you with any financial needs you may have. While members can visit us at our Anchorage branch for personalized service, official correspondence should be sent to our mailing address at 1941 Abbott Road, Anchorage, AK 99507. Explore the various ways we can help you achieve your financial goals by visiting us online at cu1.org or calling us at 907-339-9485. Join us today and experience the difference that comes with being part of the Credit Union 1 family!

Branch History & Mission

Community Focus

Our commitment extends beyond banking. We actively engage in community outreach efforts and partnerships that uplift those around us. By investing in local programs and supporting charitable initiatives, we work tirelessly to make Anchorage a better place for all residents. While members can visit us at 8935 Old Seward Hwy, official correspondence should be sent to 1941 Abbott Road, Anchorage, AK 99507.

Join Us

We invite you to experience the benefits of membership at Credit Union 1. With operating hours from Monday to Friday 10:00 AM - 6:00 PM and Saturday 10:00 AM - 5:00 PM, there's always a time that works for you. Our friendly team is ready to assist you with all your financial needs. Give us a call at 907-339-9485 or explore more about what we offer on our website here. Join us today and become part of a credit union that truly cares about its members!

Our Mission

At Credit Union 1, our mission is clear: we strive to empower our members through accessible financial services while contributing positively to the communities we serve. We aim to provide a welcoming environment where everyone feels valued and understood. We believe that by offering personalized service and innovative products, we can help you achieve your financial goals. We understand the importance of adapting to the evolving needs of our members. That's why we offer robust online and mobile banking options alongside traditional banking services like drive-thru access and ATMs for your convenience. Whether you need assistance with basic transactions or complex financial planning, we're here for you.

Branch Location & Accessibility

Call to Action

We invite you to visit us today! If you have any questions or need assistance before stopping by, feel free to call us at 907-339-9485. At Credit Union 1, we're not just a bank; we're your partner in achieving financial success. Come see how we can help you!

Local Landmarks and Accessibility

Our branch is close to popular spots like the Dimond Center Mall, making it a convenient stop during your shopping trips. Ample parking is available for all our members, and we've taken care to ensure that our facility is accessible for everyone. We comply with ADA standards, featuring ramps and other accessibility options so that everyone feels welcome.

Operating Hours and Services

We understand that life can be busy! That's why we're open Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 5:00 PM. Our friendly staff is always ready to assist you during these hours. At Credit Union 1, we offer a variety of services tailored just for you everything from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Need a quick transaction? Our drive-thru service allows you to handle deposits and withdrawals without leaving your vehicle.

Member Eligibility

At Credit Union 1, we believe that everyone deserves a supportive financial community, and becoming a member is as easy as reaching out! If you live, work, worship, or attend school in the Anchorage area, you're likely eligible to join us. We welcome individuals and families who are looking for a better banking experience with services tailored just for you. Plus, being a member at Credit Union 1 means enjoying competitive rates on loans and savings accounts, personalized service, and access to a range of financial tools that can help you achieve your goals. To learn more about the specific eligibility requirements and see if you qualify, check out our detailed information at . Once you're ready to open an account, it's a straightforward process! Simply visit us in person at our location at 8935 Old Seward Hwy Anchorage Ak 99515, or give us a call at (907) 339-9485 for assistance. We're here to guide you every step of the way and ensure you feel right at home with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most serving your customers. From point-of-sale systems to online payment options, we provide tools that cater to your operational needs. Located at 8935 Old Seward Hwy Anchorage Ak 99515, Anchorage, AK 99515, we invite you to explore how our business banking services can fuel your success. Connect with us today at (907) 339-9485 or visit our website at https://www.cu1.org/ for more information!

Comprehensive List Of Services

Additional Services

We also offer basic drive-thru banking for quick transactions like deposits and withdrawals as well as basic ATM access for balance checks and cash withdrawals. With dedicated staff ready to assist you at every step, we're here to make your banking experience as smooth as possible. If you're interested in learning more about any of these services or have questions about how we can help you achieve your financial goals, don't hesitate to reach out! Call us at 907-339-9485 or visit us online at www.cu1.org. Join us at Credit Union 1 today and experience banking designed with you in mind!

Business Banking Services

For our business members, we provide comprehensive Business Banking solutions including Merchant Services & Business Loans that can help your enterprise thrive. We understand the unique challenges businesses face and are committed to supporting your financial journey.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards, perfect for those who enjoy earning points on everyday purchases. With competitive rates and cash-back opportunities, you'll appreciate the benefits every time you swipe.

Digital Banking Features

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services allow you to access your accounts anytime, anywhere. You can pay bills, transfer funds, and check balances all from the palm of your hand. Our ATM & Cash Withdrawal Services further enhance accessibility, ensuring that you have easy access to your funds when needed.

Personal Banking Solutions

Our personal banking services include Checking & Savings Accounts that help you manage your day-to-day finances with ease. You can set up automatic transfers to grow your savings effortlessly. For those looking to make a big purchase, our Auto Loans & Vehicle Financing options ensure that getting behind the wheel of your dream car is simple and straightforward. If homeownership is on your mind, explore our Mortgage Loans & Refinancing services designed to fit various budgets and lifestyles. We also offer Personal Loans & Debt Consolidation options, which can help you manage existing debt more effectively, giving you peace of mind.

Digital & Online Banking

Key Features

Our online banking service offers 24/7 access to your accounts, making it easy for you to check balances, pay bills, and transfer money whenever you need to. Plus, with our mobile application, banking is literally at your fingertips. Whether you're at home or on the go, managing your money has never been easier. For those who prefer quick transactions, our person-to-person transfer feature lets you send money directly to friends or family without hassle. And if you want to save trees while keeping track of your finances, we provide e-statements that are secure and easily accessible.

Security & Ease of Use

We take your security seriously. Our electronic signature authorization ensures that your transactions are safe and valid. You can rest easy knowing that your financial information is protected every step of the way. With features like mobile payments available on our app, you can make purchases directly from your phone no wallet needed! It's perfect for those spontaneous trips or when you want to grab a quick coffee without the fuss. At Credit Union 1, we believe in giving you control over your finances with ease-of-use as our priority. Explore all these fantastic features today and experience how simple banking can be!

Financial Strength

Growing Membership Trust

Total Share and Deposit Accounts stand at 185,990, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending amount to $22, which allows us to effectively meet your borrowing needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 8935 Old Seward Hwy Anchorage Ak 99515 or call (907) 339-9485 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $157,814,648 in share certificates and $413,746,711 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 369 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $190,919,640 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident in our portfolio: we have $17,600 in used auto loans and $1,082,654,080 in total loans and leases.

Solid Financial Foundation

With a net worth of $190,919,640, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,320 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,930,482 in used vehicle loans and $117,677,579 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our flexible terms make it easier than ever to drive away with confidence.

Credit Lines and Other Options

For those who need additional financial flexibility, we have total credit lines amounting to $414,466,624 available for various purposes. These lines of credit give you the freedom to borrow as needed while only paying interest on what you use. At Credit Union 1, we are committed to providing excellent service and support throughout your borrowing journey. If you're considering refinancing or want to know more about eligibility options for any of our loan products, don't hesitate to contact us at (907) 339-9485. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us at Credit Union 1 today! Let's work together to find the right loan option that suits your needs perfectly.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,187,849, make buying or refinancing simple. We provide competitive rates and personalized service to help you find the right solution for your housing needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $64,016,743 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards and benefits tailored to fit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh stands out as a trusted tool for consumers looking to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that the offers you see are based on the latest results and adhere to strict guidelines for fairness and transparency (Source: https://www.ncua.gov). One of the key benefits of using LendMesh is its commitment to verified data. Loan offers are sourced only from legitimate financial institutions, ensuring you receive clear and trustworthy information. Additionally, LendMesh does not prioritize lenders based on paid promotions; this means you will always see unbiased results tailored to your needs. The platform provides real-time rate comparisons, which are crucial in helping users make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony reflects the real value that LendMesh brings to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Credit Union 1