Credit Union 1 Anchorage AK | Best Auto Loans & Mobile Banking

Introduction

Welcome to Credit Union 1, your trusted financial partner located at 115 N Bragaw St, Anchorage, AK 99508. Established in 1982, we have proudly served our community for over four decades, fostering a strong sense of belonging among our 92,538 members. With total assets exceeding $1.4 billion, we are committed to providing exceptional banking services that empower our members to achieve their financial goals. At Credit Union 1, we believe in the power of community. Our dedicated team of 374 employees, led by our CEO Mark Burgess and Board President Steve Cavin, works tirelessly to ensure you receive personalized service tailored to your needs. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we offer a range of products designed with you in mind. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address at 1941 Abbott Rd, Anchorage, AK 99507. We understand that managing finances is not just about transactions; it's about building relationships and trust. With total deposits amounting to $65,904,074 and a net worth of $190,919,640, we have the stability and resources to support you through every stage of life. Feel free to reach out to us at (907) 339-9485 or explore more on our website here. Come join us at Credit Union 1 where your financial well-being is our top priority!

Branch History & Mission

At Credit Union 1, we take pride in our rich history and commitment to serving the community of Anchorage, Alaska. Since opening our doors in 1982, we have grown from a small credit union into a trusted financial partner for over 92,000 members. Our branch, located at 115 N Bragaw St, has become a cornerstone of the community, supporting both individuals and families on their financial journeys. Throughout our history, we've focused on providing exceptional service and a wide range of financial products. With total assets exceeding $1.4 billion, we've established ourselves as a stable and reliable institution. Our mission is simple yet powerful: to improve the lives of our members by offering accessible financial services that help them achieve their goals. We are dedicated not only to banking but also to fostering growth within our community through various outreach programs and partnerships. While you can visit us at our main location on Bragaw Street, official correspondence should be directed to our mailing address at 1941 Abbott Rd, Anchorage, AK 99507. This ensures that your communications reach us promptly. At Credit Union 1, we understand the importance of convenience in today's fast-paced world. That's why we offer operating hours that cater to your needs open Monday through Friday from 10:00 am to 6:00 pm and Saturdays from 10:00 am to 5:00 pm. Our branch features a drive-thru for quick transactions and ATM availability for easy access to cash whenever you need it. We embrace technology with robust digital banking options that allow members to manage their accounts online or via mobile applications. From personal checking accounts and auto loans to business banking solutions, we strive to provide services that fit every need. Our commitment goes beyond just banking; it extends into making a difference in the community. Through various initiatives, we aim to uplift those around us while ensuring our members feel valued and supported every step of the way. We invite you to experience everything Credit Union 1 has to offer. Join us today and discover how we can assist you in achieving your financial aspirations! For more information or assistance, don't hesitate to reach out at 907-339-9485.

Branch Location & Accessibility

Convenient Access and Features

Our branch offers ample parking for members visiting during our operating hours, which are Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 5:00 PM. We understand that accessibility is vital; that's why our facility is ADA compliant, featuring ramps for easy entry and exit. Whether you're stopping by for a quick transaction or needing assistance with loans or accounts, we have you covered. You can enjoy the convenience of our drive-thru service for quick deposits, withdrawals, and simple transactions without leaving your car. Plus, we offer ATM services for those times when you need cash on the go.

Services Tailored for You

At Credit Union 1, we provide a wide range of services designed to meet your banking needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we're here to help you manage your finances effectively. Our knowledgeable staff is always ready to assist you with any questions or concerns you may have. If you're looking for banking solutions that fit your lifestyle, look no further! We invite you to visit us at Credit Union 1 or give us a call at 907-339-9485. Let us show you how we can make banking simpler and more enjoyable for you!

Member Eligibility

Joining the Credit Union 1 family means becoming part of a welcoming community that cares about your financial well-being. To become a member, you simply need to meet some straightforward eligibility criteria. Generally, if you live, work, or attend school in the area, you're likely eligible! Plus, being a member brings you fantastic benefits like personalized service and access to a variety of financial products designed just for you. If you want to dive into the specifics, feel free to check out the detailed eligibility information at . Getting started is easy! You can open an account online or visit us in person at our location at 115 N Bragaw St Anchorage Ak 99508. Our friendly team is here to help with any questions you may have just give us a call at (907) 339-9485. We can't wait to welcome you as part of our Credit Union 1 family!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, our merchant services simplify how you handle payments. Imagine being able to accept payments from your customers quickly and securely, whether they're using credit cards or mobile payments. This not only streamlines your operations but also enhances customer satisfaction. Visit us at 115 N Bragaw St Anchorage Ak 99508 in Anchorage, AK or call us at (907) 339-9485 to learn more about how our business banking services can help you achieve your goals. Let's grow together!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Visit our convenient ATM for easy withdrawals and balance checks without stepping inside the branch. For those who prefer face-to-face interaction but still want quick service, our drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without leaving your vehicle.

Business Banking Support

For business owners, we provide essential tools through our business banking services. This includes everything from merchant services that help you process transactions smoothly to various business loan options that can fuel growth and expansion.

Contact Us

With all these offerings at your fingertips, managing your finances has never been easier! If you have any questions or need assistance navigating our services, feel free to reach out at 907-339-9485. Our friendly team is here to help during lobby hours: Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 5 PM. Explore how Credit Union 1 can support your financial goals today by visiting us online at www.cu1.org or stopping by our branch in Anchorage! We look forward to serving you!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can access your accounts anytime, anywhere, whether it's making payments or checking your balance on-the-go. Our mobile payments option ensures you can make transactions effortlessly from your smartphone.

Personal Banking Solutions

Our personal banking services are designed with you in mind. Open a checking or savings account to easily manage your day-to-day finances. If you're in the market for a new car, our auto loans and vehicle financing options can help you hit the road without breaking the bank. For those considering homeownership or refinancing an existing mortgage, our mortgage loans are competitively priced and flexible to suit various needs. If you're dealing with debt and looking for a fresh start, our personal loans and debt consolidation services can give you the relief you seek. Plus, don't forget about our credit cards with rewards, which offer benefits that fit into your lifestyle.

Digital & Online Banking

Key Features

Visit us at https://www.cu1.org/ to explore all our digital services. Our online banking platform is user-friendly, allowing you to check balances, transfer funds, and pay bills with just a few clicks. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure. E-statements are another great feature; they provide a quick and eco-friendly way to stay on top of your account activity. You can receive statements directly in your inbox no need to wait for paper copies in the mail. For those who prefer banking on the go, our mobile application offers an array of features right at your fingertips. You can make mobile payments easily and securely, ensuring you never miss a beat whether you're shopping or dining out. If you need to send money to a friend or family member quickly, our person-to-person transfer option makes it simple and fast.

Security and Support

Security is our top priority at Credit Union 1. We implement robust measures to keep your information safe while you bank online. Our support team is always ready to assist you with any questions or concerns about your digital banking experience. With everything from e-statements to mobile payments available at your convenience, managing your finances has never been easier. Experience hassle-free banking today with Credit Union 1!

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 185,990, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $22, we have the resources necessary to meet your needs today and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 115 N Bragaw St Anchorage Ak 99508 or call (907) 339-9485 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $157,814,648 in share certificates and $413,746,711 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 369 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in You

With $190,919,640 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $17,600 in used auto loans and a total of $1,082,654,080 in loans and leases.

Solid Foundation

With a net worth of $190,919,640, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,320 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,930,482 in used vehicle loans and $117,677,579 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to fit your budget.

Credit Lines

For those who need access to funds without the hassle of applying for a loan each time, our credit lines are available with a total amount of $414,466,624. These are perfect for covering both planned expenses and emergencies. If you're considering refinancing any existing loans or exploring eligibility options for our loan products, our knowledgeable staff is here to assist you every step of the way. Feel free to reach out to us at 907-339-9485 or visit us at 115 N Bragaw St, Anchorage AK 99508 for more information about how we can help you secure the financing you need. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Credit Union 1, we're committed to providing transparent and supportive financial services tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $64,187,849, ensuring you have the support needed for one of life's biggest investments.

Unsecured Credit Card Loans

Managing finances effectively can be challenging; that's why we also offer flexible terms on unsecured credit card loans, with a total of $64,016,743 in loans helping members navigate their daily expenses and unexpected costs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh is designed to help consumers make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that users receive fair and transparent offers. By using verified data, LendMesh provides peace of mind for borrowers looking for trustworthy information. One significant advantage of LendMesh is that it does not feature sponsored listings. Unlike other comparison tools that prioritize lenders based on paid promotions, LendMesh focuses solely on delivering unbiased results. This means users can trust they are seeing genuine offers rather than those influenced by advertising budgets. Additionally, LendMesh offers real-time rate comparisons from multiple institutions. This up-to-date information allows users to quickly identify the best available loan rates, making it easier to choose the right option for their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Credit Union 1