Credit Union 1 Anchorage AK | Affordable Vehicle Loans & Online Banking

Introduction

Welcome to Credit Union 1, your trusted financial partner located at 4020 Debarr Rd, Anchorage, AK 99508. Since our establishment in 1982, we have been dedicated to serving our vibrant community and supporting the financial needs of our 92,538 members. With total assets exceeding $1.4 billion, we are committed to providing exceptional banking services that empower individuals and families in Anchorage. At Credit Union 1, we understand that life is full of financial opportunities and challenges. Whether you're looking for a new auto loan, seeking to open a savings account, or exploring business banking solutions, our knowledgeable team is here to help you navigate every step of the way. Our total loans portfolio stands strong with 61,376 loans, reflecting our commitment to helping you achieve your financial goals. We pride ourselves on fostering a welcoming environment where members feel valued and supported. Under the leadership of CEO Mark Burgess and Board President Steve Cavin, our dedicated staff of 374 employees is always ready to provide personalized service. While members can visit us at our Debarr location, official correspondence should be sent to our mailing address: 1941 Abbott Road, Anchorage, AK 99507. You can reach us by phone at 907-339-9485 or explore more about our services at cu1.org. Join us in building a financially secure future together visit us today or give us a call!

Branch History & Mission

Welcome to Credit Union 1, a vibrant part of the Anchorage community since 1982. Our branch, located at 4020 Debarr Rd, Anchorage, AK 99508, has a rich history of growth and dedication to our members. Over the years, we have proudly served over 92,000 members and accumulated total assets of nearly $1.45 billion. This journey reflects our commitment to providing accessible financial services tailored to meet the needs of our diverse community. At Credit Union 1, our mission is clear: we strive to empower our members through exceptional financial services while fostering a spirit of community support and engagement. We believe in helping individuals achieve their financial goals through personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our approach combines traditional banking values with modern conveniences such as online and mobile banking, ensuring that we are here for you whenever you need us. Our headquarters in Anchorage serves as a hub for our operations, but it is the local branches like ours that make a real difference in people's lives. We also offer essential services such as drive-thru banking for quick transactions and ATMs available for easy access to your funds. While members can visit us at 4020 Debarr Rd Anchorage Ak 99508, official correspondence should be sent to 1941 Abbott Road, Anchorage, AK 99507. Our dedicated team operates Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 5:00 PM, ready to assist you with any inquiries or services you may need. Throughout the years, we've not only focused on enhancing financial literacy but also on giving back to the community through various outreach programs and partnerships. We are proud of the relationships we've built and continue to foster within Anchorage. We invite you to join Credit Union 1 today and experience the benefits of being part of a supportive financial family. Whether you're looking for competitive loan rates or tools for better money management, we're here for you every step of the way. Come visit us or reach out at (907) 339-9485 we can't wait to help you achieve your dreams!

Branch Location & Accessibility

ATM Access

For your convenience, we offer ATM access right here at our branch. You can easily withdraw cash or check your balance any time of day. While members can visit us at 4020 Debarr Rd, please note that official correspondence should be sent to 1941 Abbott Road, Anchorage, AK 99507.

Call to Action

We look forward to welcoming you at Credit Union 1! Feel free to call us at 907-339-9485 if you have any questions or need assistance before your visit. Come see how we can support your financial journey!

Nearby Landmarks and Accessibility

You'll find us just a short drive from the bustling center of Anchorage, making it easy to stop by during your daily errands or commute. Our location offers ample parking with ADA-compliant features ensuring that all members can access our services comfortably. We also have ramps available for those who may need assistance.

Operating Hours and Services

Our friendly team is ready to assist you from Monday to Friday, 10:00 AM to 6:00 PM, and on Saturday from 10:00 AM to 5:00 PM. We invite you to come in for personal banking services such as checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more. If you prefer quick transactions, our drive-thru banking is also available for deposits and withdrawals.

Member Eligibility

At Credit Union 1, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is simple and welcoming! If you're someone who lives, works, or attends school in the Anchorage area, you're likely eligible to join us. We aim to create an environment where our members feel valued and supported in achieving their financial goals. As a member, you'll have access to a range of services including personal banking, auto loans, and credit cards with rewards all designed with your needs in mind. To learn more about specific eligibility criteria and ensure you qualify, feel free to visit our website at . Once you're ready to take the next step, opening an account is easy! Just head over to https://app.cu1.org/virtualcapture/products/index/?productsubcategory=creditcard for all the details on how to get started. If you have any questions or need assistance, don't hesitate to reach out to us at (907) 339-9485. We're here to help you on your journey to financial wellness at 4020 Debarr Rd Anchorage Ak 99508!

Business Banking & Commercial Services

Merchant Services for Real-World Impact

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture a busy day at your store where customers can easily pay with their credit cards or mobile wallets. This convenience not only enhances customer satisfaction but also helps you manage cash flow more effectively. At Credit Union 1, located at 4020 Debarr Rd Anchorage Ak 99508 in Anchorage, AK, we're here to help you navigate the financial landscape of your business. For any inquiries or assistance, feel free to call us at (907) 339-9485 during our operating hours from 10:00 am to 6:00 pm on weekdays and 10:00 am to 5:00 pm on Saturdays. Let's build something great together!

Tailored Loan Options

Imagine having access to the capital you need to purchase new equipment, hire staff, or open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we strive to meet the financing needs of our community.

Comprehensive List Of Services

Convenience at Your Fingertips

With online and mobile banking, managing your money has never been easier. Access your accounts anytime, anywhere whether it's checking your balance on the go or making quick transfers from the comfort of your home. Plus, our ATM and cash withdrawal services ensure that you have easy access to cash when you need it most.

Credit Cards with Benefits

In today's world, having a credit card is essential. Our credit cards with rewards let you earn points on every purchase, turning your spending into something rewarding. Whether it's for groceries or gas, enjoy benefits that make sense for you.

Financing Your Dreams

Thinking about buying a new car? Our auto loans and vehicle financing options can help you hit the road with confidence. We also provide mortgage loans and refinancing to assist you in purchasing your home or making necessary upgrades. If you're facing unexpected expenses, our personal loans and debt consolidation services are here to lighten your financial load.

Get in Touch Today!

If you're ready to explore how Credit Union 1 can enhance your financial journey, don't hesitate to reach out! Call us at 907-339-9485 or visit us at our Anchorage location during lobby hours: Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 5 PM. We look forward to serving you!

Personal Banking Made Easy

We understand that managing your finances can be challenging. That's why we offer various personal banking options, including checking and savings accounts designed to help you save for what matters most. Whether you're setting aside funds for a dream vacation or just want a reliable place for your everyday expenses, we have an account that fits your lifestyle.

Simple Transactions Made Easy

For those who prefer face-to-face interactions, our branch features basic drive-thru banking for deposits, withdrawals, and simple transactions. If you're in a hurry but still need assistance, just stop by!

Supporting Local Businesses

For our business members, we offer robust business banking solutions, including merchant services and business loans tailored to support your growth and success. We know that local businesses are the backbone of our community, and we're here to help you thrive.

Digital & Online Banking

Always Accessible

With 24/7 online banking services at Credit Union 1, you'll never be left waiting until business hours to manage your finances. Whether it's checking an account balance late at night or making a payment on a weekend, our digital banking services put control in your hands when you need it most. So why wait? Experience the convenience of modern banking with Credit Union 1 today!

Key Services at Your Fingertips

With our online banking platform, accessible at https://www.cu1.org/, you can effortlessly check your account balances, transfer funds, and pay bills all from the comfort of your home or while you're out and about. We offer electronic signature authorization for easy document signing, so you can complete transactions without the hassle of printing and mailing forms. Plus, with e-statements available, you can say goodbye to paper clutter and manage your financial documents digitally. Our mobile application enhances this experience even further. Enjoy features like mobile payments, allowing you to make purchases directly from your smartphone. Need to send money to a friend? Our person-to-person transfers make it simple to share funds instantly. All these features are backed by top-notch security measures, ensuring that your information is safe.

Financial Strength

A Dedicated Team

We also take pride in having 369 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a total of 185,990 accounts, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 4020 Debarr Rd Anchorage Ak 99508 or call (907) 339-9485 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Reinvestment for Growth

With $190,919,640 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth reflects our dedication to improving your experience with us.

Secured Savings

Members' savings are secured through $157,814,648 in share certificates and $413,746,711 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $190,919,640, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,320 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors, with $17,600 in used auto loans and $1,082,654,080 in total loans and leases. Furthermore, our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,930,482 in used vehicle loans and $117,677,579 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, ensuring you have options that align with your budget.

Credit Lines

For those looking for additional flexibility in their finances, our total credit lines reach $414,466,624. This allows you to access funds when needed without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,187,849, make buying or refinancing simple. We offer flexible terms and competitive rates to help you secure the home of your dreams.

Refinancing Options

If you're considering refinancing an existing loan or exploring eligibility for any of our products, our knowledgeable staff is here to guide you through the process. We can help evaluate your current financial situation and find solutions that may save you money over time. At Credit Union 1 located at 4020 Debarr Rd Anchorage AK 99508, we prioritize making banking easier for you. Our team is ready to assist you during our operating hours: Monday through Friday from 10:00 am - 6:00 pm and Saturday from 10:00 am - 5:00 pm. You can reach us at 907-339-9485 for any inquiries or further assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Choose Credit Union 1 for all your lending needs where your financial well-being is our top priority!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $64,016,743 in loans helping members manage their finances effectively. These cards come with no collateral requirement and provide a convenient way to cover unexpected expenses while building your credit.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process guarantees that users receive fair and transparent offers. LendMesh stands out in several key areas: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of LendMesh as a reliable tool for navigating the often complex world of loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Credit Union 1