Credit Union 1 Anchorage AK | Best Auto Loans & Business Banking

Introduction

Welcome to Credit Union 1, your trusted financial partner located at 3525 Eureka St, Anchorage, AK 99503. Since our establishment in 1982, we have been dedicated to serving our community with a focus on providing exceptional personal and business banking services. With over 92,000 members and assets totaling an impressive $1,446,726,940, we pride ourselves on being a stable and reliable choice for all your financial needs. At Credit Union 1, we believe in the power of community. Our commitment goes beyond just numbers; it's about building lasting relationships with our members. Whether you're looking for a new auto loan or a place to save your hard-earned money, we have tailored solutions just for you. With a total of 61,376 loans and leases issued, our goal is to help you achieve your financial aspirations while ensuring that every member feels valued. Under the leadership of our CEO, Mark Burgess, and Board President, Steve Cavin, we maintain a strong focus on transparency and trust. Our dedicated team of 374 employees is here to assist you with personalized service that meets your unique needs. We understand that navigating finances can be daunting, which is why we offer support every step of the way. While members can visit us at our branch location for in-person assistance, official correspondence should be sent to our mailing address at 1941 Abbott Road, Anchorage, AK 99507. Feel free to reach out to us at (907) 339-9485 or explore our services online at cu1.org. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

At Credit Union 1, we proudly reflect on our journey since our inception in 1982. Located at 3525 Eureka St, Anchorage, AK 99503, our branch has grown alongside the vibrant community we serve. Over the years, we have expanded our reach and services to meet the needs of more than 92,538 members, all while maintaining a strong commitment to our foundational mission: to provide exceptional financial services that empower individuals and strengthen communities. From humble beginnings, Credit Union 1 has evolved into a trusted financial partner with total assets amounting to an impressive $1,446,726,940. Our success is rooted in our dedication to putting members first and offering a range of products designed to enhance financial well-being. Whether you're looking for personal banking solutions, auto loans, or business services, we are here to help you achieve your goals. Our mission goes beyond just providing financial services; we strive to make a real impact in Anchorage and beyond. We actively engage in community outreach initiatives and build partnerships with local organizations to support various causes. This commitment reflects our belief that when our members thrive, so does the community. For those who need assistance outside of regular hours, we offer convenient features such as ATM access and drive-thru banking. Our operating hours are Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 5:00 PM. While members can visit us at 3525 Eureka St, official correspondence should be directed to our mailing address at 1941 Abbott Road, Anchorage, AK 99507. In today's digital world, we understand the importance of accessibility. That's why we've embraced advancements like online banking and mobile payment options. We ensure that all members can easily manage their finances from anywhere while adhering to ADA compliance standards for those who require additional assistance. As we look forward to the future, we invite you to join us on this journey. Experience firsthand the benefits of being a member of Credit Union 1. Together, let's build a brighter future for ourselves and our community! For more information or to become a member today, please call us at 907-339-9485 or visit our website at cu1.org.

Branch Location & Accessibility

Call to Action

Whether you're already a member or considering joining our community, we invite you to stop by or give us a call at 907-339-9485. We look forward to serving you and helping you achieve your financial goals! For more information about our services, visit us online at cu1.org.

Nearby Landmarks and Accessibility Features

You'll find us just a stone's throw away from local favorites like the bustling Northway Mall and beautiful Town Square Park. Our location is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit without hassle. Plus, parking is readily available, making it easy to pop in whenever you need assistance.

Operating Hours and Services Offered

At Credit Union 1, we understand that life gets busy! That's why we offer flexible operating hours from 10:00 AM to 6:00 PM on weekdays and 10:00 AM to 5:00 PM on Saturdays. Our team is ready to assist you with a variety of services including personal banking, auto loans, mortgage options, credit cards with rewards, and even business banking solutions. We also have an ATM on-site for your convenience and a drive-thru service for those quick transactions when you're on the go.

Member Eligibility

Becoming a member of Credit Union 1 is like joining a family that genuinely cares about your financial well-being. Located at 3525 Eureka St Anchorage Ak 99503, we warmly welcome individuals who live, work, or worship in our community. Whether you're looking for personal banking solutions or loans to help with your goals, you'll find that our membership offers numerous benefits tailored to support you every step of the way. To explore the detailed eligibility criteria and see if you qualify, please visit our website at . Opening an account is straightforward and designed to be as inclusive as possible. If you're ready to take the next step toward joining us, simply reach out at (907) 339-9485 for assistance or check out the account opening details online at https://app.cu1.org/virtualcapture/products/index/?productsubcategory=creditcard. We can't wait to have you on board!

Business Banking & Commercial Services

Business Loan Options

Imagine securing the funds you need to open a new location or invest in advanced equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your goals. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive landscape, having the right tools can make all the difference. Our merchant services simplify transactions so you can focus on what you do best running your business. With easy payment processing options, you can quickly serve customers while managing your finances effectively. Visit us at 3525 Eureka St Anchorage Ak 99503 in Anchorage, AK or call us at (907) 339-9485 to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer face-to-face interactions or need quick access to cash, our convenient ATM & Cash Withdrawal Services are available whenever you need them. Plus, with our basic drive-thru banking options for deposits, withdrawals, and simple transactions, we make it easy for you to handle your banking needs without leaving your vehicle. At Credit Union 1, we're here to support you every step of the way. With our knowledgeable staff ready to assist you at any time during regular hours Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 5:00 PM you'll always have a friendly face ready to help. Ready to explore what we have to offer? Give us a call at (907) 339-9485, visit us online at Midtown, or stop by our branch today!

Business Banking

If you're an entrepreneur or small business owner, we haven't forgotten about you! Our Business Banking services include essential tools like merchant services and business loans, designed to help your business thrive.

Credit Cards and Rewards

At Credit Union 1, we believe in rewarding our members. Our Credit Cards with Rewards program allows you to earn points on everyday purchases, making every dollar work harder for you.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime and anywhere is crucial. That's why we offer robust Online & Mobile Banking platforms. Whether you need to check your balance, transfer funds, or pay bills, our digital banking features ensure that managing your finances is as simple as tapping on your smartphone or logging into our website.

Personal Banking

We understand that managing your personal finances can be overwhelming at times. That's why we offer Personal Banking services, including checking and savings accounts tailored for your lifestyle. Need a little extra help? Our Auto Loans & Vehicle Financing options make it easy to get behind the wheel of your dream car without breaking the bank. Are you thinking about purchasing a home? Our Mortgage Loans & Refinancing services can guide you through the process, making homeownership a reality. For those unexpected expenses, our Personal Loans & Debt Consolidation products provide flexible solutions to help you regain control of your finances.

Digital & Online Banking

Enhanced Security and Accessibility

Your security is our top priority. Our digital banking services come equipped with robust security measures to protect your personal information and transactions. Feel confident knowing that you're banking safely from the comfort of your home or while on the move. Additionally, if you need to send money quickly to friends or family, our person-to-person transfer feature allows you to do just that! It's fast and straightforward perfect for splitting bills or sending gifts. With features like mobile payments integrated into our app, managing everyday purchases is seamless. Just tap your phone to pay at participating merchants it's that easy! In short, Credit Union 1 offers a comprehensive suite of digital banking tools that empower you to manage your finances effectively. Experience the freedom of online banking today by visiting us at https://www.cu1.org/!

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. No more waiting in lines or rushing before closing time; your bank is always open! Plus, with our mobile application, managing your finances on the go has never been easier. Whether you're at home or out running errands, all your banking essentials are right in your pocket. For added convenience, we offer electronic signatures for authorizations, making it simple to sign documents without the hassle of printing or mailing. If you prefer paperless options, our e-statements keep your financial records organized and easily accessible. You can view them anytime and reduce clutter in your mailbox.

Financial Strength

Growing Membership Trust

Total Share and Deposit Accounts stand at 185,990, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $22. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 3525 Eureka St Anchorage Ak 99503 or call (907) 339-9485 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $157,814,648 in share certificates and $413,746,711 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 369 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $190,919,640 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $17,600 in used auto loans and $1,082,654,080 in total loans and leases, supporting members' financial goals across various sectors.

Solid Financial Health

With a net worth of $190,919,640, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,320 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,930,482 in used vehicle loans and $117,677,579 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your vehicle purchase as affordable as possible.

Credit Lines

For those who need a bit more flexibility with their finances, our credit lines total $414,466,624. This option is perfect for handling unexpected expenses or for when you want to make larger purchases without tying up your funds.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,187,849, make buying or refinancing simple. We offer various plans tailored to meet your needs and help you secure that dream home with ease.

Refinancing Options

If you're interested in refinancing an existing loan or exploring eligibility options for any of our products, our dedicated team is here to guide you through the process. We aim to ensure that every member can take advantage of the best rates available. For more information about our loan offerings or if you have questions about specific products, feel free to reach out at (907) 339-9485. You can also visit us at 3525 Eureka St Anchorage Ak 99503. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future is important to us; let's work together to make it bright!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $64,016,743 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs designed to enhance your spending power while keeping it manageable.

Loan Aggregator

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Credit Union 1