Credit Union 1 Anchorage AK | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Credit Union 1, your trusted financial partner right in the heart of Anchorage, AK! Since our establishment in 1982, we have been dedicated to serving our community and supporting our members' financial journeys. With a thriving membership of 92,538 and total assets amounting to an impressive $1,446,726,940, we are proud to offer a wide range of services tailored to meet your individual needs. At our branch located at 824 W 8Th Ave, Anchorage, AK 99501, we focus on providing exceptional personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Our team of 374 dedicated employees is here to ensure you receive the best possible experience whether you visit us in person or connect through our online and mobile banking platforms. While members can visit us at our branch address, official correspondence should be sent to 1941 Abbott Road, Anchorage, AK 99507. We strive to create a welcoming environment where you can feel secure in your financial decisions. Under the leadership of our CEO, Mark Burgess, and Board President, Steve Cavin, we are committed to fostering trust and transparency in all our dealings. With total deposits reaching $65,904,074 and cash readily available at $30,947,101, we have the stability you need for your financial future. Our diverse loan portfolio includes over 61,376 loans that help members achieve their dreams be it purchasing a new vehicle or expanding a business. We invite you to stop by or give us a call at 907-339-9485 during our operating hours from Monday to Friday between 10:00 AM - 6:00 PM. Experience firsthand how Credit Union 1 is more than just a bank; we are your community partner committed to helping you succeed financially. Visit our website at cu1.org for more information about our services and how we can assist you today!

Branch History & Mission

At Credit Union 1, we take pride in our rich legacy and the impact we've made since our doors opened in 1982. Located at 824 W 8Th Ave in the heart of Anchorage, AK, we have been dedicated to serving our community for over four decades. With a total membership of 92,538 and assets amounting to $1,446,726,940, we have grown alongside our members and have become a trusted partner in their financial journeys. Our mission is simple yet powerful: to provide exceptional financial services while supporting the communities we serve. We believe that when our members thrive, so does our community. This commitment drives us to offer a wide range of services including personal banking, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Whether it's helping families buy their first home or offering resources for local businesses to grow, we strive to make a positive difference every day. Over the years, we've embraced technological advancements to better serve you. Our digital banking options include online and mobile banking services that allow you to manage your finances with ease. We are also proud to be ADA compliant and offer features like electronic signatures and mobile payments for added convenience. Credit Union 1 is not just about transactions; it's about relationships. We engage with our community through various outreach programs and partnerships that focus on education, financial literacy, and support for local initiatives. This deep-rooted commitment reflects who we are as an organization. For those who wish to visit us in person, our lobby hours are Monday through Friday from 10:00 AM to 6:00 PM. If you need assistance outside of these hours or prefer self-service options, we also have an ATM available for your convenience and drive-thru banking options as well. While members can visit us at 824 W 8Th Ave, official correspondence should be sent to our mailing address at 1941 Abbott Road, Anchorage, AK 99507. If you're ready to experience the benefits of being part of a credit union that truly cares about its members and community, contact us at (907) 339-9485 or visit our website at www.cu1.org. Join us today and let's build a brighter financial future together!

Branch Location & Accessibility

A Community Focus

As part of the Anchorage community, we value personal connections with our members. Our team is dedicated to providing tailored solutions for personal banking needs like savings accounts, mortgages, credit cards with rewards, and more. Plus, with options for online and mobile banking, managing your finances has never been easier. We invite you to stop by or give us a call at 907-339-9485 if you have any questions or need assistance. At Credit Union 1, we're not just about transactions; we're about building lasting relationships within our community. Come visit us today!

Banking Hours and Services

At Credit Union 1, we understand that life gets busy. That's why we offer extended lobby hours from Monday through Friday, opening our doors at 10:00 AM and closing at 6:00 PM. Whether you're looking to open a new checking account, apply for an auto loan, or simply withdraw cash from our ATM (which is available on-site), we make banking easy and straightforward. For those who prefer the drive-thru experience, we're proud to offer basic drive-thru banking services where you can handle deposits, withdrawals, and other simple transactions without leaving your vehicle.

Convenient Access

Finding us is easy! We are just a stone's throw away from popular local landmarks, making it simple to fit a visit into your day. Our branch features ample parking for members visiting by car and is designed with accessibility in mind. We comply with ADA standards, so everyone can enter with ease.

Member Eligibility

At Credit Union 1, we believe that everyone deserves to be part of a welcoming community that prioritizes their financial well-being. Becoming a member is simple and inclusive! If you live, work, worship, or attend school in our local area, you're likely eligible to join us. Our doors are open to individuals who appreciate personalized service and the benefits of credit union membership, such as lower loan rates and higher savings yields. To find out more about the specific eligibility criteria, feel free to visit this link. Once you're ready to take the next step, opening an account with us is a breeze. You can easily start your application process online by visiting this page. If you have any questions or need assistance, don't hesitate to reach out at (907) 339-9485. We're here to support you on your journey toward better banking!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services designed to simplify transactions for your business. Think about how easy it is for your customers when you accept payments through various platforms. Our merchant services allow you to focus on what matters most growing your business. Located conveniently at 824 W 8Th Ave Anchorage Ak 99501 in Anchorage, AK, our team is ready to assist you. Reach out at (907) 339-9485 during our operating hours from 10:00 am to 6:00 pm, Monday through Friday. Let's take your business to the next level together!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick access to cash? Our branch features an ATM for cash withdrawals and balance checks, as well as a convenient drive-thru service for deposits and simple transactions. You can quickly get what you need without stepping inside the branch. At Credit Union 1 in Anchorage, AK, we are not just about transactions; we aim to build lasting relationships with our members. If you're ready to explore how our services can benefit you or if you have questions about any of our offerings, please don't hesitate to reach out! Call us at 907-339-9485 or visit us in person during our lobby hours from Monday to Friday between 10:00 AM and 6:00 PM. We look forward to serving you!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easier than ever to drive away in your dream vehicle. We work with you to find a loan that fits your budget, so you can focus on enjoying the ride without financial stress.

Business Banking

For our entrepreneurial members, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business goals.

Credit Cards with Rewards

Our credit cards with rewards provide not just purchasing power but also benefits that enhance your spending experience. Earn points on every purchase and redeem them for travel, merchandise, or cash back it's like getting rewarded for spending!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds with our mobile payments feature, we've made banking accessible at your fingertips.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing an existing mortgage, Credit Union 1 offers competitive mortgage loans and refinancing options. Our team is here to guide you through the process, helping you secure the best terms possible for your new home.

Personal Banking

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer checking and savings accounts designed for everyday banking needs. With easy access to your funds and competitive interest rates, you can rest assured that your money is working hard for you. Our personal loans and debt consolidation options are here to help when unexpected expenses arise or when you want to streamline your payments into one manageable loan.

Digital & Online Banking

Accessibility Anytime

Our 24/7 online banking services mean you're never far from your finances. You can manage your accounts whenever it suits you best. This level of accessibility empowers you to stay on top of your financial health without stress. At Credit Union 1, we prioritize your safety with robust security measures in place for all transactions and data protection. We believe that banking should be straightforward and reliable so that you can focus on what matters most in life. Explore everything digital banking has to offer at Credit Union 1 today!

Key Features of Our Digital Banking Services

Visit us at https://www.cu1.org/ to explore the full array of services we offer. Whether you're checking your account balance, transferring funds, or paying bills, our user-friendly online banking platform makes it easy. You can also enjoy the benefits of e-statements, giving you quick access to your account statements without the clutter of paper documents. Plus, with electronic signature authorization, signing documents has never been simpler or more secure. For those on the go, our mobile application provides all the essential features right at your fingertips. You can make mobile payments seamlessly, ensuring you can handle transactions quickly and efficiently. If you need to send money to friends or family, our person-to-person transfer feature lets you do that instantly no need for cash or checks.

Financial Strength

At Credit Union 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial health, which reflects our commitment to serving you effectively and reliably. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $190,919,640, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,320 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $157,814,648 in share certificates and $413,746,711 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $190,919,640 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $17,600 in used auto loans and $1,082,654,080 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 369 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts show a strong and growing member base that trusts us with their finances: 185,990 accounts demonstrate this trust clearly. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Credit Union 1 is your trusted partner. Visit us at 824 W 8Th Ave Anchorage Ak 99501 or call (907) 339-9485 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,930,482 in used vehicle loans and $117,677,579 in new vehicle loans already helping members get on the road. We provide tailored financing options for both new and used vehicles, ensuring you get the best deal possible.

Credit Lines

For those needing additional flexibility, our total credit lines available amount to $414,466,624. This product is perfect for members who want quick access to cash when unexpected expenses arise. Each loan product comes with options for refinancing and eligibility checks to ensure that you find the right fit for your situation. Our team is here to assist you every step of the way. If you have questions or need assistance, feel free to call us at 907-339-9485 or visit us at 824 W 8Th Ave Anchorage AK 99501. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Credit Union 1, we're committed to providing quality financial services tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,187,849, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, we can help guide you through the process with ease.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $64,016,743 in loans helping members manage their finances effectively. These cards come with various benefits that can suit your spending habits and help you build credit responsibly.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process ensures that all offers presented are both fair and transparent. Users can trust that they are seeing accurate information that reflects current market conditions.

Credit Union 1