Broadview Credit Union Saratoga Springs NY | Low Mortgage Rates & Top Checking

Introduction

Welcome to Broadview, your trusted financial partner nestled in the heart of Saratoga Springs, NY. Located at 815 N Broadway, our branch has been serving the community since 1934, earning the confidence of over 496,735 members who rely on us for their banking needs. With a robust total asset base of $8,945,023,510, we are committed to offering you secure and reliable financial services that enhance your daily life. At Broadview, we understand that every member's journey is unique. Whether you're looking for checking and savings accounts, auto loans, or business financing options, we've got you covered. Our dedicated team works hard to ensure that each interaction feels personal and meaningful, just like a conversation with a neighbor. Under the leadership of our CEO, Michael Castellana, and Board President, Patrick Kelly, we strive to create an environment where our members feel valued and empowered. While members can visit us at 815 N Broadway, official correspondence should be sent to the same address: 815 N Broadway, Saratoga Springs, NY 12866-1632. With a strong net worth of $748,058,930 and cash in hand amounting to $52,195,256, you can trust that your finances are in good hands. Join the many who have chosen Broadview as their go-to credit union. Feel free to reach out by calling us at 518-452-8234 or explore more about our services online at broadviewfcu.com. We invite you to come visit us and see how we can help you achieve your financial goals!

Branch History & Mission

At Broadview, located at 815 N Broadway in the charming Saratoga Springs, NY, our story began in 1934. For nearly nine decades, we have dedicated ourselves to serving the financial needs of our community. With a strong foundation built on trust and commitment, we have grown to become a vital part of the lives of our members, reaching a total membership of 496,735. Our mission is clear: to provide quality financial services while enhancing the well-being of our community. We believe that by empowering individuals and families with the right tools and support, we can help them achieve their financial goals and dreams. We offer a range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We also prioritize accessibility with our online and mobile banking options, ensuring that members can manage their finances conveniently. While members can visit us at 815 N Broadway for face-to-face support, official correspondence should be sent to our mailing address at 815 N Broadway, Saratoga Springs, NY 12866-1632. Our branch operates Monday through Friday from 8:30 AM to 4:30 PM, providing consistent service hours to meet your needs. Over the years, Broadview has embraced advancements in technology to better serve our members. We provide ATM access for cash withdrawals and balance checks and have established shared service centers for basic transactions. Our focus on community outreach remains unwavering; we partner with local organizations to promote financial literacy and support various charitable initiatives. With total assets exceeding $8.9 billion, Broadview stands strong in its commitment to stability and growth for our members. We invite you to join our family and experience firsthand the benefits that come with being part of a member-focused credit union. Whether you're looking for assistance with saving for a home or seeking reliable loan options, Broadview is here to help every step of the way. Explore how we can assist you today by visiting Broadview's website or giving us a call at 518-452-8234. Join us in building a brighter financial future together!

Branch Location & Accessibility

Operating Hours

We are open Monday through Friday from 8:30 AM to 4:30 PM, ready to assist you with your banking needs. If you require assistance outside these hours or prefer online options, don't forget that we also offer online and mobile banking services for your convenience.

Services Offered

Broadview is proud to provide a wide range of financial services tailored to fit your lifestyle. From personal banking options like checking and savings accounts to vehicle financing and mortgage loans, we're here to support you every step of the way. If you're a member of another credit union, enjoy basic shared branch transactions such as deposits and withdrawals. While our drive-thru service is currently unavailable, our dedicated staff is always ready to help you inside the branch. And remember, while members can visit us at 815 N Broadway, official correspondence should be sent to 815 N Broadway, Saratoga Springs, NY 12866-1632. We invite you to reach out with any questions at 518-452-8234 or visit our website at broadviewfcu.com for more information. We look forward to serving you soon!

Member Eligibility

At Broadview, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us as a member is simple and welcoming! If you live, work, or worship in the Saratoga Springs area, you can easily qualify for membership. This means whether you're a local resident or someone who spends time here, you're invited to join our family. Being a member at Broadview comes with fantastic benefits, including access to tailored financial products and services designed just for you. To get started on your journey with us, simply visit our website where you can find all the details about eligibility requirements at . Once you're ready to open an account, you can do so conveniently online through this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozady7h5w9ku4hahiq0xwz9x48i-jwj716_xlwlrrzqrfhaepzmdmhvqvtxnytwtlvcgw. If you have any questions or need assistance, feel free to give us a call at (518) 452-8234 we're here to help! Join us today and experience the difference of being a valued member at Broadview located at 815 N Broadway Saratoga Springs Ny 12866.

Business Banking & Commercial Services

Merchant Services That Matter

Imagine this: a local café owner who needs a reliable way to accept payments. Our merchant services provide just that easy and secure payment processing options so they can focus on what they do best: serving delicious coffee and pastries. Whether you're a startup or an established company, our tailored solutions ensure you have the tools to thrive. Join us at 815 N Broadway Saratoga Springs Ny 12866, Saratoga Springs, NY, and discover how our business banking services can help your enterprise flourish! For more information, visit us online at Broadview.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $618 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $715,018,024, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For small business owners, Broadview offers comprehensive business banking services. From merchant services that simplify payment processing to business loans that help you expand, we're here to support your entrepreneurial journey. You work hard for your business; let us help make it easier.

Convenience at Your Fingertips

We know how busy life can be, which is why our ATM services are available for quick cash withdrawals and balance checks whenever you need them. For members of partner credit unions, basic shared branch transactions like deposits and withdrawals are also available at our location, providing even greater flexibility.

Credit Cards with Benefits

Don't forget about our credit cards! With rewards programs designed to suit different spending habits, you can earn points for every purchase you make. Whether it's cash back or travel rewards, your everyday spending could yield fantastic benefits.

Get Started Today!

Ready to take the next step? Our knowledgeable staff is here to assist you with any questions or concerns. Feel free to call us at (518) 452-8234 or visit us during our operating hours from Monday to Friday between 8:30 AM and 4:30 PM. Explore all the ways Broadview can support your financial journey today! For more information about our services or to open an account online, please visit us at https://www.broadviewfcu.com/. We look forward to serving you!

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that cater to your everyday needs. With easy access through online and mobile banking, managing your money is just a click away. Imagine being able to check your balance or transfer funds while sipping coffee at home it's that convenient! If you're thinking about purchasing a new car, our auto loans and vehicle financing options offer competitive rates that can make owning that dream car a reality. We also provide mortgage loans and refinancing options tailored to fit various budgets and lifestyles. And if life throws unexpected expenses your way, our personal loans and debt consolidation solutions can help you get back on track without breaking the bank.

Digital & Online Banking

Key Services

Our online banking platform provides a user-friendly experience that allows you to check balances, pay bills, and transfer funds with ease. You can also enjoy the convenience of electronic signature authorization, making it simple to sign documents from the comfort of your home. Plus, with e-statements available, you can manage your finances while reducing paper clutter saving trees and staying organized! For those who are always on the go, our mobile application enhances your banking experience further. You can make mobile payments effortlessly, conduct person-to-person transfers to friends or family, and manage your accounts all in one place. Whether you're grabbing lunch or running errands, our app ensures you're never far from your finances.

Security and Accessibility

Security is a top priority at Broadview. Our digital platforms use advanced encryption technology to keep your personal information safe. We know that peace of mind is crucial when it comes to managing money online, which is why we continuously update our systems to protect against threats. The accessibility of our services means you can stay on top of your financial goals without missing a beat. Whether you're checking your balance before a purchase or sending money instantly to a friend using our person-to-person feature, everything is designed for efficiency and ease-of-use. In summary, with the digital and online banking services at Broadview, you have all the tools you need for effective account management right at your fingertips. Join us today at https://www.broadviewfcu.com/ and discover how convenient banking can be!

Financial Strength

Growing Trust

Total Share Accounts stand at 1,233,168, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $35,585,425, reflecting our ability to provide the resources you need when you need them. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Broadview is your trusted partner. Visit us at 815 N Broadway Saratoga Springs Ny 12866 or call (518) 452-8234 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,446,874,415 in share certificates and $2,398,842,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,409 full-time employees and 58 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $442,644,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $29,827 in used auto loans and a total of $6,698,281,974 in loans and leases.

Solid Financial Health

With a net worth of $748,058,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $835 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $244,633,427 in used vehicle loans and $1,171,611,238 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable pre-owned vehicle, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $715,018,024 provide the capital needed to grow and expand. We understand that every business is different; that's why we work closely with you to create tailored financing solutions that support your goals. At Broadview, we're committed to transparency and member satisfaction. If you're interested in refinancing options or want to know if you're eligible for one of our loan products, feel free to reach out at 518-452-8234 or visit us during our lobby hours from Monday to Friday between 8:30 AM and 4:30 PM. For more information on all of our services and offerings, visit us online at Broadview FCU. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $688,571,961. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our experienced staff will guide you through the process to find the best option for your needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $195,889,767 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can fit into any budget.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, empowering you to choose the best option for your needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the value that LendMesh brings to borrowers. Ready to take control of your borrowing options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all loan offers are fair and transparent. By aggregating data from reliable institutions, LendMesh helps you make informed decisions without confusion.

Broadview

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Supporting Your Growth

Comprehensive List Of Services

Business Banking Solutions

Convenience at Your Fingertips

Credit Cards with Benefits

Get Started Today!

Personal Banking Made Easy

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Growing Trust

Member-Centric Savings

Operational Efficiency

Reinvestment for Growth

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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