Bellco Denver CO Credit Union | Top Business Banking & Auto Loans

Introduction

Welcome to Bellco, your trusted partner in financial wellness since 1936. Located at 870 Colorado Blvd, Denver, CO 80206, our branch is more than just a place to manage your money; it's a community hub where members come together to achieve their financial dreams. With a proud membership of 383,357 and total assets exceeding $8.5 billion, we are committed to providing personalized banking solutions that truly meet the needs of our diverse community. At Bellco, we understand that every member's journey is unique. That's why we offer a range of services from personal banking such as checking and savings accounts to auto loans, mortgage financing, and business banking options. With over 370 dedicated employees, including our CEO Doug Ferraro and Board President Steven Angelier, you can be assured that you're receiving guidance from experienced professionals who genuinely care about your success. Our branch also boasts impressive financial stability with total deposits reaching $802,441,425 and a net worth of $768,766,793. We prioritize your financial health, ensuring that whether you're looking for a loan or planning for retirement, you have access to the resources you need. While members can visit us at our main location, official correspondence should be directed to our mailing address: 870 Colorado Blvd, Denver, CO 80220. We invite you to explore how Bellco can support you on your financial journey. Whether you have questions or want to learn more about our offerings, feel free to reach out at 720-479-5277. Join us at Bellco and experience the difference of being part of a credit union that puts its members first! Visit our website at bellco.org today!

Branch History & Mission

Commitment to Accessibility

We understand that everyone deserves access to financial resources. That's why we've made significant strides in digital advancements to enhance your banking experience. With features like online banking, mobile payments, and ATM availability at various locations including ours managing your finances has never been easier. Bellco also ensures ADA compliance so that all members can comfortably access our services. Our shared service center further extends this commitment by offering basic transactions for partner credit union members as well. As we look ahead, we invite you to join our growing family at Bellco. Experience firsthand the benefits of being part of a credit union that genuinely cares about its members and community. Together, let's build a brighter financial future! For more information or to become a member today, visit Bellco's website.

Our Journey

From our humble beginnings nearly nine decades ago, Bellco has been dedicated to providing exceptional financial services. We opened our doors to offer a better alternative for individuals seeking trustworthy banking solutions. As we evolved, we embraced new technologies and innovative practices that kept us aligned with our members' needs. Today, we proudly offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our commitment to community extends beyond financial transactions. We actively engage in partnerships with local organizations and initiatives that enrich the lives of those around us. Whether it's through educational programs or community outreach events, Bellco remains focused on making a positive impact in Denver and beyond.

Our Mission

At the heart of Bellco's mission is a desire to empower our members. We strive to provide accessible financial services while promoting economic growth within our community. Our goal is not just about numbers; it's about building lasting relationships based on trust and mutual benefit. We believe that when our members succeed, so does our community. While members can visit us at 870 Colorado Blvd for their banking needs during our lobby hours from 9 AM to 5 PM Monday through Friday (we're closed on Saturdays), official correspondence should be sent to our mailing address at 870 Colorado Blvd, Denver, CO 80220.

Branch Location & Accessibility

Welcome to Bellco, your friendly neighborhood credit union located at 870 Colorado Blvd, Denver, CO 80206. We're conveniently situated near popular spots like the Cherry Creek Shopping Center and just a short drive from downtown Denver, making it easy for you to stop by whenever you need banking services. At our 9th & Colorado Blvd branch, we prioritize accessibility. You'll find ample parking and features that comply with ADA standards, ensuring everyone can visit us comfortably. If you're looking for a quick cash withdrawal or balance check, we have an ATM available right on-site for your convenience. Our branch operates Monday through Friday from 9 AM to 5 PM, giving you plenty of time during the week to take care of your financial needs. While members are welcome to visit us at this location, please note that any official correspondence should be sent to our mailing address at 870 Colorado Blvd, Denver, CO 80220. In addition to personal banking services such as checking and savings accounts, auto loans, and mortgages, we also offer basic shared branch transactions for partner credit union members. Whether you're interested in personal loans or business banking options, our knowledgeable staff is here to assist you every step of the way. Although we do not have drive-thru service at this location, our shared service center ensures you can complete essential transactions with ease. Feel free to give us a call at 720-479-5277 if you have any questions or would like more information about what we offer. We invite you to come visit us soon! At Bellco, we're excited to help you achieve your financial goals.

Member Eligibility

Becoming a member of Bellco feels like joining a close-knit family, where you'll find support and resources tailored just for you. If you're looking to join us at our Denver branch located at 870 Colorado Blvd Denver Co 80206, you'll be pleased to know that eligibility is open to individuals who live, work, or worship in the communities we serve. This means that whether you're a long-time local or new to the area, there's a place for you here! We pride ourselves on providing not just financial services but also a community atmosphere where everyone can thrive. For more detailed information on eligibility criteria, feel free to check out this resource. Joining is easy! Once you determine your eligibility, simply reach out to us at (720) 479-5277 for guidance on how to open your account and start enjoying the many benefits we offer. From competitive rates on loans and savings accounts to convenient online banking services, becoming a member of Bellco puts you on the path to achieving your financial goals. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $295 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,354,566,389, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide comprehensive merchant services that simplify transactions for your business. With our tools, you can accept payments easily, manage sales data efficiently, and focus on what you do best running your business. Whether you're a retail store on the busy streets of Denver or a local service provider, our merchant services are designed to meet your needs. Visit us at 870 Colorado Blvd Denver Co 80206 in Denver, CO, or call us at (720) 479-5277 to learn more about how we can help your business grow. Let's partner together for success!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll appreciate our tailored Business Banking offerings. We provide essential services like merchant services and business loans that can support your growth and success. At Bellco, we recognize the importance of having reliable financial tools at your disposal.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms allow you to manage your finances from anywhere at any time. With features like mobile payments and person-to-person transfers, staying on top of your budget has never been easier. Plus, with ATM access for cash withdrawals and balance checks, you can have immediate access to your funds whenever necessary.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer a variety of Personal Banking options, including checking and savings accounts designed to help you save for your future. Our Auto Loans & Vehicle Financing make it easy for you to get behind the wheel of your dream car with competitive rates and flexible terms. If you're thinking about buying a home or refinancing, our Mortgage Loans & Refinancing options can help simplify the process. For those unexpected expenses, consider our Personal Loans & Debt Consolidation solutions that provide financial relief when you need it most. And don't forget about our Credit Cards with Rewards, which let you earn points on everyday purchases perfect for those who love to travel or shop.

Shared Branch Transactions

We also offer basic shared branch transactions, allowing members from partner credit unions to perform deposits and withdrawals without hassle. This means more flexibility for you when accessing your money. With so many services available at Bellco, we invite you to explore how we can assist you in achieving your financial goals. Our friendly staff is here to guide you every step of the way. To learn more about what we offer or if you have any questions, don't hesitate to reach out at (720) 479-5277 or visit us at 870 Colorado Blvd Denver Co 80206 in beautiful Denver, CO. Let's start building a brighter financial future together!

Digital & Online Banking

At Bellco, we understand that convenience and security are essential in today's fast-paced world. That's why our digital and online banking services are designed to provide you with easy access to your finances whenever you need it, all while keeping your information safe. With our robust online banking platform, available at https://www.bellco.org/, you can manage your accounts 24/7. Whether you're checking balances, transferring funds, or paying bills, everything is just a few clicks away. Plus, our mobile application makes it even easier to bank on the go. You can download it today and enjoy features like mobile payments that let you shop securely from your phone. We also offer person-to-person transfers, allowing you to send money quickly and easily to friends or family without needing cash. No more waiting for checks to clear! And if you prefer going paperless, you'll be pleased to know that we provide electronic statements. You can view your account activity anytime without the clutter of physical paperwork. For added convenience, our electronic signature authorization feature lets you sign documents digitally, saving you time and hassle. All these services come with top-notch security measures to protect your personal information, so you can bank confidently. With all these tools at your fingertips, managing your finances has never been simpler. At Bellco, we are committed to making your banking experience as smooth and enjoyable as possible. Whether you're at home or on the move, we've got you covered!

Financial Strength

A Growing Membership Base

Total Share Accounts stand at 921,579, showing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $11,580,495. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Bellco is your trusted partner. Visit us at 870 Colorado Blvd Denver CO 80206 or call us at 720-479-5277 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $725,433,088 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $55,570 in used auto loans and a total of $6,977,380,980 in loans and leases, supporting your financial goals across various sectors.

Operational Efficiency

Our net income of $43,333,705 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 368 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $2,092,503,368 in share certificates and $1,750,330,460 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $323,739,037, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $768,766,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 903 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $961,474,830 in used vehicle loans and $373,009,851 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle, ensuring you can drive away happy.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $2,354,566,389 provide the capital needed to expand and thrive. We understand that every business has its own set of challenges and opportunities; our team is dedicated to finding the right financing solutions tailored just for you. At Bellco, we prioritize transparency and accessibility. If you're considering refinancing or want more information about eligibility options for any of our loan products, please don't hesitate to reach out. For inquiries or assistance with your loan application process at our Denver branch located at 870 Colorado Blvd Denver Co 80206, feel free to contact us at 720-479-5277. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $1,284,430,622, we aim to support you through every step of the home-buying process. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you.

Unsecured Credit Card Loans

Managing finances effectively is crucial for maintaining a healthy budget. We also offer flexible terms on unsecured credit card loans, with a total of $80,099,708 in loans helping members manage their finances effectively. This option allows you to make purchases with confidence while enjoying competitive interest rates.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing from reputable institutions ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions, allowing users to see accurate rates tailored to their needs.

Bellco

Type of Loan Offerings

Home Equity Loans

Personal Loans