Atlanta Postal Credit Union Asheville NC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Atlanta Postal, your trusted financial partner in the heart of Asheville, NC! Located at 591 Brevard Rd, our branch has been proudly serving members since 1925. With a deep commitment to our community and a focus on personalized service, we are here to help you achieve your financial goals. At Atlanta Postal, we take pride in our impressive achievements. With over 107,829 members, we manage total assets of $2,381,583,630 and offer loans totaling 169,735 across various categories. Our dedication to providing value is reflected in our total deposits of $87,489,122 and a net worth of $332,659,353. We understand that every member's journey is unique, which is why we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and even business banking solutions. While you can visit us at our Asheville branch for all your financial needs, any official correspondence should be directed to our mailing address: 591 Brevard Rd, Asheville, NC 28810-0001. Our friendly team is ready to assist you during our lobby hours from 8:30 AM to 5:00 PM, Monday through Friday. If you need immediate assistance or have questions about your account or services, feel free to call us at 404-768-4126. Under the leadership of CEO Blake Graham and Board President David Disharoon, our team of dedicated employees 310 strong is committed to ensuring you receive the best possible experience. Whether you're looking for assistance with personal loans or exploring business opportunities through our member business loans totaling over $316 million, we're here for you every step of the way. Join us at Atlanta Postal, where your financial well-being is our top priority. Visit us today or check out our website at www.apcu.com for more information on how we can help you succeed financially!

Branch History & Mission

Welcome to the Atlanta Postal Branch, a proud member of the community since 1925. Located at 591 Brevard Rd in Asheville, NC, our branch has been dedicated to serving our members with care and integrity for nearly a century. We have grown alongside our community, building lasting relationships and supporting our members' financial journeys. Over the years, Atlanta Postal has evolved into a trusted financial partner for over 107,000 members. With total assets exceeding $2.38 billion, we have established a strong foundation that allows us to provide a wide range of services tailored to meet your needs. Our mission is simple yet profound: to empower individuals and families through accessible financial services while fostering a spirit of community support and engagement. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 591 Brevard Rd, Asheville, NC 28810-0001. Our convenient operating hours are Monday through Friday from 8:30 AM to 5:00 PM, ensuring that you can reach us when you need assistance the most. At Atlanta Postal, we prioritize not only your financial well-being but also the health of our community. Our branch actively participates in outreach programs that support local initiatives and charitable causes. We believe in giving back and making a positive impact on those around us. Our commitment to innovation means that we offer modern banking solutions like online and mobile banking, making it easier than ever for you to manage your accounts from anywhere. While we currently do not have ATM or drive-thru services available at this location, we ensure that your banking experience remains user-friendly and efficient. As we look towards the future, we invite you to join us on this journey. Discover how being part of Atlanta Postal can benefit you with personal banking options including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Whether you're looking for financial advice or simply want to explore your options, our friendly staff is ready to assist you. Join us today and experience the difference that comes from being part of a credit union dedicated to its members and their communities. Together, let's build a brighter financial future!

Branch Location & Accessibility

Come Visit Us!

We're excited to serve our community and invite you to visit us soon. If you have any questions or need assistance before your visit, feel free to call us at 404-768-4126. Experience the friendly service and support that makes Atlanta Postal Credit Union a trusted partner for all your banking needs!

Convenient Access and Amenities

Our branch offers ample parking and is designed with accessibility in mind. We have features like ramps to ensure everyone can visit us comfortably. While we currently do not have ATM services or drive-thru banking available, our friendly team is here to assist you during our lobby hours from 8:30 AM to 5:00 PM on weekdays. If you need to send official correspondence, please note that while you can visit us at the same address as above, your mail should be directed to 591 Brevard Rd, Asheville, NC 28810-0001 for proper handling.

Services Tailored for You

At the Asheville Branch, we pride ourselves on offering a range of personal banking services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our dedicated staff is ready to help you navigate your options. If you're interested in business banking solutions or online and mobile banking services, we've got you covered there too!

Member Eligibility

Joining the vibrant community at Atlanta Postal is an exciting step toward better financial well-being. Membership is open to anyone who lives, works, or worships in Buncombe County, which means if you're a resident or just spend time here, you could be eligible! At Atlanta Postal, we pride ourselves on offering a range of benefits designed to support our members, from competitive loan rates to personalized banking services that truly meet your needs. If you're interested in becoming part of this supportive family, you can easily check the full eligibility details by visiting https://www.apcu.com/about-us/membership/. And when you're ready to open an account, we've made it simple just head over to https://content.apcu.com/loans or give us a call at (404) 768-4126 for assistance. We look forward to welcoming you to Atlanta Postal located at 591 Brevard Rd Asheville Nc 28810!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify transactions. Picture your business seamlessly accepting payments from customers whether they're paying with cards or mobile wallets. This convenience not only enhances customer satisfaction but also helps streamline your operations. If you're interested in how Atlanta Postal can support your business goals, visit us at 591 Brevard Rd Asheville Nc 28810, Asheville, NC or call us at (404) 768-4126. Let's work together to build a brighter future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $387 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $316,098,006, we continue to drive economic growth by financing new and expanding businesses. Imagine a local café that dreams of opening a second location. With our member loans, they could secure the funds needed for renovations and new equipment. This isn't just a loan; it's a step towards realizing their vision.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we do not have ATMs at our branch location, our services include assistance with cash withdrawals as needed during branch hours. Our friendly staff is always ready to help ensure access to cash when required. At Atlanta Postal, we pride ourselves on being more than just a credit union; we're part of the community's fabric in Asheville. We invite you to explore these services further by visiting us or calling us at (404) 768-4126. Your financial journey matters, and we're here every step of the way! For more information about membership eligibility and how to get started, check out our website.

Auto Loans & Vehicle Financing

If you're looking to purchase a new car or refinance an existing vehicle, our auto loans and vehicle financing solutions make the process straightforward and accessible. With competitive rates and flexible terms, you can drive off in your dream car without breaking the bank. Picture this: cruising down the highway in your new ride, all while knowing you've made a smart financial choice.

Business Banking Solutions

For small business owners, we offer comprehensive business banking services, including merchant services and business loans. We understand that running a business comes with challenges; that's why we're dedicated to supporting local entrepreneurs with tailored financial products that foster growth.

Credit Cards with Rewards

Our credit cards with rewards let you earn points on everyday purchases. This means every dollar spent brings you closer to exciting rewards! Imagine using your card for groceries or gas and watching those points add up towards a fantastic vacation or new gadgets.

Mortgage Loans & Refinancing

For those eyeing their perfect home, our mortgage loans and refinancing options are designed to suit different budgets and goals. Whether you're buying your first home or seeking to lower your monthly payments through refinancing, our experienced loan officers will work closely with you to find the best solution tailored to your needs.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features so you can manage your finances anytime, anywhere. From checking balances to transferring funds or paying bills with just a few taps on your phone banking has never been easier!

Personal Banking

We offer various personal banking options, including checking and savings accounts that help you manage your money efficiently. Imagine having an account that not only keeps your funds secure but also earns interest to grow your savings over time. Our team is here to guide you through selecting the right accounts for your lifestyle.

Personal Loans & Debt Consolidation

Life can be unpredictable, which is why we offer personal loans and debt consolidation services. If you need funds for unexpected expenses or want to simplify multiple debts into one manageable payment, we can help. It's about providing peace of mind during times of uncertainty.

Digital & Online Banking

Convenience Features

For those who love making payments with their smartphones, our mobile payments feature lets you pay effortlessly using just your phone. And if you need to send money to friends or family, our person-to-person transfer service makes it easy and fast. At Atlanta Postal, we believe in keeping things simple and accessible for all our members. With user-friendly interfaces and real-time account management, you'll find that handling your finances is straightforward and hassle-free. Experience the ease of modern banking today with Atlanta Postal!

Key Services

With our online banking platform available at https://www.apcu.com/, you can access your accounts anytime, anywhere. Our 24/7 online banking services let you check balances, pay bills, and transfer funds with just a few clicks. Plus, our mobile application makes it even simpler to manage your money on the move. Security is a top priority for us. We provide electronic signature authorization, ensuring that your transactions are not only quick but also safe. You can also opt for e-statements, allowing you to view and manage your account statements electronically no more paper clutter!

Financial Strength

A Committed Team at Your Service

We also take pride in having 306 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a total of 194,877 share accounts, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Atlanta Postal is your trusted partner. Visit us at 591 Brevard Rd Asheville Nc 28810 or call (404) 768-4126 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Your Future

With $339,099,005 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is backed by $106,466 in used auto loans and $1,678,421,082 in total loans and leases, supporting your financial goals across various sectors. Furthermore, our operational efficiency is reflected in our $-9,264,469, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Focused Savings Solutions

Members' savings are secured through $912,822,354 in share certificates and $55,869,508 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,005, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $332,659,353, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,395 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $428,635,234 in used vehicle loans and $201,335,864 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle with flexible terms and competitive rates.

Business Loans

For business owners, our outstanding commercial loans totaling $316,098,006 provide the capital needed to grow and expand your business. We understand that having access to funds can be crucial for taking advantage of new opportunities or managing operational costs. At Atlanta Postal, we believe in empowering our members with the financial resources they need. If you are considering refinancing any of your existing loans or want to explore eligibility options for any of our products, please don't hesitate to reach out. For more information about our loan offerings or to discuss which option might be right for you, feel free to contact us at (404) 768-4126. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $126,991,700, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our dedicated team is ready to assist you every step of the way.

Personal and Credit Line Loans

In addition to our auto and mortgage offerings, we also provide personal loans tailored to meet individual needs. For those who prefer the flexibility of a credit line, our total credit lines amounting to $752,836,750 can help you manage unexpected expenses or consolidate debt effectively.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Enjoy the convenience of having access to funds when you need them without the hassle of collateral.

Loan Aggregator

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Atlanta Postal