Athol Credit Union Athol MA | Best Auto Loans & Business Banking

Introduction

Welcome to Athol Credit Union, your trusted partner in financial wellness since 1930. Located at 513 Main St, Athol, MA 01331, we are proud to serve a vibrant community of over 6,459 members. Our commitment to providing personalized service and community-driven solutions makes us more than just a credit union; we are a family that supports each other's financial journeys. With total assets of $92,443,136 and total deposits reaching $3,725,884, we are well-equipped to meet your financial needs. Whether you're looking for auto loans over 3,426 loans and leases have been issued or personal banking options like checking and savings accounts, our team is here to guide you every step of the way. Under the leadership of our CEO, Luis Cisneros, and Board President, Leonard Crossman, we strive to create an environment of trust and reliability. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 389, Athol, MA 1331. We also provide convenient access through online and mobile banking services, allowing you to manage your finances anytime, anywhere. Our focus on community impact drives us to offer competitive rates and innovative products tailored specifically for our members. With a net worth of $8,494,263 and cash in hand totaling $357,283, we ensure that you receive the best possible service while maintaining the stability that comes from being part of a well-managed credit union. Join us today and discover how Athol Credit Union can help you achieve your financial goals. For more information or assistance, feel free to call us at 978-249-3527 or visit our website at atholcreditunion.com. Together, let's build a brighter financial future!

Branch History & Mission

Welcome to Athol, a credit union with a rich history and a deep commitment to our community. Established in 1930, Athol has been serving the residents of Athol, MA for over 90 years. From our humble beginnings, we have evolved into a trusted financial partner for thousands of members. With total membership reaching 6,459, we proudly provide personalized banking services that cater to the diverse needs of our community. Located at 513 Main St Athol Ma 01331, our branch is easily accessible and nestled within the heart of Athol. Whether you're visiting us or sending official correspondence to P.O. Box 389, Athol, MA 1331 (if applicable), you'll find us ready to assist you with a smile. Our commitment goes beyond banking; we strive to enhance the lives of our members through various programs and initiatives designed to foster financial literacy and well-being. At Athol, our mission is simple yet powerful: to empower individuals and families by offering affordable financial services while actively supporting our local community. We believe that when our members thrive, so does our community. This philosophy drives us to offer not only traditional banking products like checking and savings accounts but also a range of loans from auto financing to mortgages tailored specifically for your needs. Throughout the years, we have embraced advancements in technology to make banking more convenient for you. With features like online banking, mobile payments, and e-statements, managing your finances has never been easier. Additionally, we ensure accessibility for all by maintaining ADA compliance across our facilities. As part of our dedication to community support, we engage in outreach efforts that foster relationships with local organizations and initiatives. We are proud to be part of partnerships that uplift those around us, whether through financial education workshops or charitable contributions. We invite you to experience the unique benefits of being a member at Athol. Join us today and become part of a legacy that values people over profits. Discover how we can help you achieve your financial goals while making a positive impact in Athol and beyond. For inquiries or assistance, feel free to reach out at (978) 249-3527 or visit us during our operating hours: M, T, W, F from 7 a.m. - 4 p.m., Thursday from 7 a.m. - 6 p.m., and Saturday from 8:45 a.m. - 12 p.m. We look forward to welcoming you into our family!

Branch Location & Accessibility

Call to Action

Ready to experience convenient banking? Come visit us at Athol or give us a call at (978) 249-3527. We look forward to helping you achieve your financial goals!

Nearby Landmarks and Accessibility

Situated near popular spots like the Athol Memorial Library and the picturesque Millers River, our branch is easy to find and access. We prioritize accessibility, ensuring that everyone can comfortably visit us. Our facility complies with ADA standards and includes ramps for easy entry. Ample parking is available right outside, making it hassle-free for you to stop by.

Operating Hours and Services

At Athol, we understand that life gets busy. That's why we offer flexible operating hours to accommodate your schedule. You can visit us Monday through Wednesday and Friday from 7 a.m. to 4 p.m., and on Thursdays from 7 a.m. to 6 p.m., with Saturday hours from 8:45 a.m. to 12 p.m. Our dedicated team is here to assist you during these hours. We also provide a range of services tailored to meet your financial needs, including checking and savings accounts, auto loans, mortgage options, personal loans, business banking solutions, and more. Additionally, you can take advantage of our ATM services anytime or use our drive-thru banking for quick deposits and withdrawals. While members can visit us at 513 Main St Athol Ma 01331, official correspondence should be sent to P.O. Box 389, Athol, MA 1331 if different.

Member Eligibility

Becoming a member of Athol is like joining a close-knit community where your financial well-being is our priority. If you're looking to take advantage of all the benefits we offer, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in the area around 513 Main St Athol Ma 01331. This means you can easily connect with us and enjoy personalized services tailored just for you. Plus, as a member, you'll have access to competitive rates on loans and savings, making it easier to achieve your financial goals. The process of becoming a member is simple and welcoming! You can check out the detailed eligibility criteria by visiting https://www.atholcreditunion.com/about-us/become-a-member.html, where you'll find all the information you need. Ready to get started? Opening an account is just a click away at https://web2.secureinternetbank.com/pbi_pbi1151/enroll/211380344. If you have any questions or need assistance, feel free to give us a call at (978) 249-3527. We can't wait to welcome you into the Athol family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers whether they pay with a card or mobile wallet. This convenience not only enhances customer satisfaction but also boosts sales potential. Located at 513 Main St Athol Ma 01331 in Athol, MA, our dedicated team is here to help you navigate the financial landscape. Reach out to us at (978) 249-3527 to learn how we can support your business goals today!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $3,035,609, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility When You Need It

For those who prefer face-to-face interactions, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. Additionally, members can take advantage of basic shared branch transactions if they belong to partner credit unions, making it easy for everyone involved. At Athol, we strive to create an environment where members feel valued and supported. Our friendly staff is always ready to assist you at every step of your financial journey. Ready to explore what we have to offer? Give us a call at (978) 249-3527 or visit us at 513 Main St Athol Ma 01331. We're excited to serve you! For more details about membership and how we can help, check out our website at Main Office.

Business Banking Made Easy

If you're a business owner, our Business Banking services include essential tools like Merchant Services & Business Loans designed to help your business thrive. We're committed to supporting local businesses in Athol by providing tailored financial solutions that make sense for you.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. With our app, you can easily manage your accounts, make transfers, and even pay bills from the comfort of your home or on the go. Plus, our ATM & Cash Withdrawal Services ensure that accessing your funds is never a hassle.

Personal Banking Solutions

Our personal banking services cater to every member's unique financial journey. If you're just starting out or looking to manage your savings better, our Checking & Savings Accounts offer flexible options to suit your lifestyle. Need a car? We provide Auto Loans & Vehicle Financing with competitive rates to help you drive away in your dream vehicle. For those considering home ownership or refinancing, our Mortgage Loans & Refinancing can guide you through the process seamlessly.

Supporting Your Financial Goals

We understand that life can throw curveballs, which is why our Personal Loans & Debt Consolidation solutions are here for when you need extra support. Our Credit Cards with Rewards give you the freedom to earn while spending, offering cash back and other benefits tailored to your lifestyle.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to view e-statements. This not only helps you keep track of your financial activity but also supports a greener environment by reducing paper waste. Plus, with electronic signature authorization available, signing documents has never been simpler. You can complete transactions without needing to visit a branch just sign from the comfort of your home! If you're on the go, our mobile application brings banking right to your fingertips. You can check balances, make payments, and even transfer money directly between friends or family using our person-to-person transfer feature. And if you're looking to pay at stores or online quickly, you'll appreciate our mobile payments option that makes transactions seamless.

Security and Accessibility

Your security is our top priority. All of our digital banking services are equipped with advanced security measures to ensure your personal information stays safe. We aim for a user-friendly experience that allows you to manage your accounts in real-time while enjoying peace of mind. Whether you need to check your balance during lunch or deposit a check after hours, Athol's digital banking services give you the flexibility and control you deserve. Join us today and discover how easy banking can be!

Financial Strength

A Growing Member Base

Our total share accounts stand at 8,618, reflecting a strong and growing member base that trusts us with their finances. This trust enables us to continue operating efficiently, as shown by our $-51,684, which allows us to keep offering competitive loan rates and solid financial products for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Athol is your trusted partner. Visit us at 513 Main St Athol Ma 01331 or call (978) 249-3527 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $6,714,491 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity supports members' financial goals across various sectors with $733 in used auto loans and $81,639,502 in total loans and leases.

Dedicated Team

We are proud to have 22 full-time employees and 2 part-time employees who are dedicated to serving you with expertise and commitment. This ensures that our branches are always ready to assist you with your banking needs.

Member Savings and Investments

We prioritize securing your savings through $30,457,153 in share certificates and $2,445,737 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, our focus remains on benefiting you our members by directing resources to provide better loan rates and exclusive perks.

Our Financial Health

With a net worth of $8,494,263, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $919 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,924,743 in used vehicle loans and $2,322,437 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, ensuring you can find a plan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $3,035,609 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to supporting local entrepreneurs with tailored financing solutions. Our team at Athol is dedicated to helping you navigate these options so you can choose what's best for your financial future. You can visit us at our branch located at 513 Main St Athol Ma 01331, Athol, MA, or give us a call at (978) 249-3527 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you today!

Credit Lines

For those who need a little extra flexibility, our credit lines total $28,257,380. This option provides you with the ability to access funds as needed without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,742,993, make buying or refinancing simple. We offer various mortgage products tailored to different budgets and preferences. If you're considering refinancing, our team is here to guide you through eligibility options that could save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with various benefits tailored to help you take control of your spending while building your credit history.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that every comparison you see is fair and transparent, allowing you to evaluate your options without confusion or hidden fees.

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