Arrowhead Central Victorville CA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Arrowhead Central, your trusted credit union in the heart of Victorville, CA. Established in 1949, we have proudly served our community for over seven decades, building lasting relationships and helping our members achieve their financial goals. Located at 12748 Amargosa Rd, Victorville, CA 92392, we invite you to experience the personalized service and commitment that sets us apart. At Arrowhead Central, we understand that every member's journey is unique. That's why we offer a range of financial products tailored to meet your needs, from checking and savings accounts to auto loans and mortgage options. With total assets exceeding $2.37 billion and a dedicated membership base of over 212,605, we are well-equipped to support your financial aspirations. Our team is led by Darin Woinarowicz, our CEO, and guided by Board President Tom Potter. Together, they foster a culture of trust and transparency within our organization. We take pride in our robust financial standing, with total deposits of $434 million and a net worth of $278 million, ensuring your funds are safe with us. While members can visit us at our branch location, any official correspondence should be directed to our mailing address at PO Box 4100, Rancho Cucamonga, CA 91730. You can reach us easily at (909) 379-6410 during our operating hours: Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. Join us today and discover how Arrowhead Central can make a difference in your financial journey! Visit our website at arrowheadcu.org or give us a call for more information about becoming a member or opening an account. Your future starts here!

Branch History & Mission

Join Us!

As we look toward the future, Arrowhead Central remains committed to serving Victorville and beyond with integrity and care. We invite you to join us on this journey. Experience the benefits of membership today! Visit us or call us at 909-379-6410 for more information about how we can help you achieve your financial dreams. Together, let's build a brighter future!

Our Evolution

Since opening our doors at 12748 Amargosa Rd, Victorville, CA 92392, Arrowhead Central has consistently expanded its offerings and membership base. Today, we proudly serve over 212,000 members and manage total assets amounting to $2,378,048,305. This growth is not just a number; it reflects our commitment to improving the financial well-being of our community. Over the years, we have embraced advancements in technology to enhance member experiences. With services like online banking and mobile payments available at your fingertips, managing your finances has never been easier. We also ensure accessibility through ADA-compliant facilities, making banking inclusive for everyone.

Our Mission

At Arrowhead Central, our mission is clear: to empower our members through exceptional financial services while actively contributing to the welfare of our local community. We strive to be more than just a credit union; we aim to be a partner in your financial journey. Whether it's providing competitive rates on auto loans or offering personalized mortgage solutions, we are dedicated to helping you achieve your goals. Our outreach initiatives reflect this commitment. We engage with local organizations and participate in community events that make a difference. From educational workshops to financial literacy programs, we believe in giving back and supporting those around us. While members can visit us at our branch address for all their banking needs during our operating hours Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. official correspondence should be sent to PO Box 4100, Rancho Cucamonga, CA 91730 if different.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on being accessible for everyone. Our location features ADA-compliant entrances and ramps, ensuring that all members can navigate our facilities comfortably. Ample parking is available for both members and visitors, making your trip to Arrowhead Central hassle-free.

Convenient Location

Our branch is ideally situated near local landmarks, making it easy for you to visit us. You'll find us close to essential shopping areas and community centers, ensuring that banking fits seamlessly into your day. If you need to send official correspondence, please note that our mailing address is PO Box 4100, Rancho Cucamonga, CA 91730.

Get in Touch

If you have any questions or need assistance, don't hesitate to give us a call at 909-379-6410. We look forward to welcoming you at Arrowhead Central! Come visit us today and discover how we can help you achieve your financial goals.

Operating Hours and Services

We know that life can get busy! That's why we offer convenient operating hours from Monday through Friday from 9:00 a.m. to 5:00 p.m., and on Saturdays from 9:00 a.m. to 2:00 p.m. Our friendly staff is always ready to assist you with personal banking needs such as checking and savings accounts, auto loans, mortgage options, and more. For added convenience, we also have ATM availability for quick cash withdrawals and balance inquiries. While we currently do not offer drive-thru banking or shared services at this location, our commitment to serving you remains strong.

Member Eligibility

Joining Arrowhead Central is like becoming part of a close-knit family where your financial well-being is our priority. If you're looking to become a member, you'll find that eligibility is designed to be inclusive and straightforward. To qualify, you simply need to live, work, worship, or attend school in the communities we serve. This means anyone connected to our vibrant local area can easily step into membership and start enjoying the benefits we offer, such as lower loan rates and personalized service. Ready to take the next step? You can find more detailed eligibility information by visiting our website at https://www.arrowheadcu.org/become-a-member. When you're ready to open an account, it's a breeze! Just reach out to us at (909) 379-6410, or visit us at our branch located at 12748 Amargosa Rd Victorville Ca 92392. We're excited to welcome you into our community and help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the ability to accept payments easily and efficiently while keeping your cash flow smooth. Our merchant services offer practical solutions that allow you to focus on what really matters growing your business. From point-of-sale systems to online payment processing, we equip you with the tools needed to make transactions seamless. Located at 12748 Amargosa Rd Victorville Ca 92392 in Victorville, CA, we're here to provide personalized support tailored to your business needs. Give us a call at (909) 379-6410 or visit us during our operating hours from M-F 9:00 a.m - 5:00 p.m. and Sat 9:00 a.m. - 2:00 p.m. Let's partner together for your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $46 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $32,203,893, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Money

We know that convenience is key when it comes to accessing your funds. Our branch features ATM services where you can easily withdraw cash or check balances without hassle. With basic ATM access available, you'll find it simple to manage your finances as needed.

Business Banking Made Simple

Running a business comes with its own set of challenges. That's why our business banking services include merchant services and business loans tailored to help entrepreneurs thrive. We're here to support local businesses and provide the resources they need to succeed.

Credit Cards with Benefits

For those who love rewards, our credit cards come packed with perks that can enhance your purchasing power. Whether you're shopping for essentials or planning a vacation, using an Arrowhead Central credit card means you can earn rewards while making everyday purchases.

Get Started Today!

Ready to explore all that Arrowhead Central has to offer? Visit us at 12748 Amargosa Rd, Victorville, CA 92392 or give us a call at 909-379-6410. Our friendly team is here to assist you during lobby hours from Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. Discover how we can help make banking more accessible and beneficial for you! For more information about our services, feel free to visit our website at Arrowhead Central.

Loans Tailored Just for You

If you're in the market for a new car or considering refinancing your mortgage, we offer competitive auto loans and mortgage financing solutions that make it easier for you to reach those milestones. Our personal loans are also available for debt consolidation, providing you with an opportunity to simplify your payments and take control of your financial situation.

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why our personal banking services include checking and savings accounts designed to fit your lifestyle. With easy online and mobile banking options, you can access your accounts anytime, anywhere. Imagine effortlessly checking your balance or transferring funds from the comfort of your home or on the go.

Digital & Online Banking

Key Services

Explore the many ways you can bank online at Arrowhead Central through our website at https://www.arrowheadcu.org/. Our 24/7 online banking services allow you to view account balances, track transactions, and pay bills anytime you want. No more waiting in line or rushing to the bank before closing hours! If you're looking for an easy way to send money to friends or family, our person-to-person transfers feature makes it simple. Just log in to your account, enter the recipient's information, and send money instantly it's that easy! Managing your statements has never been simpler with our e-statements availability. You can access your statements securely online without the hassle of paper clutter. Plus, if you prefer using a mobile device for banking, you'll be pleased to know we offer a user-friendly mobile application for on-the-go banking.

Security & Convenience

Your safety is our priority. While we currently do not support electronic signature authorization, rest assured that all transactions are protected with top-notch security measures. You can also enjoy the convenience of making mobile payments, whether you're shopping online or at your favorite local store. With Arrowhead Central, you have everything at your fingertips real-time account management that fits into your lifestyle. Join us today and experience how easy it is to take control of your finances! For more information or to get started with online banking, visit us at https://www.arrowheadcu.org/.

Financial Strength

At Arrowhead Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of trust in your financial institution, which is why we are proud to share our strong financial position with you. With a net worth of $278,060,297, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,167 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $338,520,004 in share certificates and $194,526,265 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $268,249,174 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $29,462 in used auto loans and a total of $1,364,095,974 in loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 452 full-time employees and 48 part-time employees who are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,378,296. Total Share and Deposit Accounts: 303,274, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arrowhead Central is your trusted partner. Visit us at 12748 Amargosa Rd Victorville Ca 92392 or call (909) 379-6410 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $557,880,674 in used vehicle loans and $337,441,082 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options tailored to fit your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $32,203,893 provide the capital needed to grow and expand your operations. We understand the unique challenges faced by businesses and are committed to supporting local entrepreneurship. If you're considering refinancing any of these options or want to learn more about eligibility requirements for our various loan products, please visit our website or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Arrowhead Central Credit Union, we're dedicated to providing personalized service and support as you navigate your financial journey. Let us help you find the right loan solution today!

Credit Lines

For those needing extra flexibility, our total credit lines amount to $309,005,919. This can be a great resource for managing unexpected expenses or planning for larger purchases without having to take out a traditional loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $113,879,708, ensuring that you have access to the funds necessary for your next big investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $88,450,253 in loans helping members manage their finances effectively. These cards come with competitive interest rates and benefits that can assist you in everyday spending while building your credit.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to quality means users are presented with offers based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent options.