Arrowhead Central San Bernardino CA Credit Union | Top Business Banking & Auto Loans

Introduction

At Arrowhead Central, we believe in building strong relationships with our members and the community. Located at 575 E Hospitality Ln, San Bernardino, CA 92408, our branch has been serving the financial needs of individuals and families since 1949. With a commitment to providing exceptional service, we proudly support over 212,605 members, ensuring their financial well-being through a range of products tailored to meet their unique needs. While you can visit us at our branch for friendly assistance, please note that official correspondence should be sent to our mailing address: PO Box 4100, Rancho Cucamonga, CA 91730. Our impressive growth is reflected in our total assets of $2,378,048,305 and total deposits amounting to $434,827,142. We also offer an extensive portfolio of loans and leases over 92,472 loans are currently active demonstrating our dedication to helping members achieve their financial goals. With a net worth of $278,060,297, we maintain a strong financial foundation that allows us to serve you better. Under the leadership of our CEO, Darin Woinarowicz, and Board President, Tom Potter, our dedicated team of 500 employees works tirelessly to ensure that every member receives personalized service and expert guidance. Whether you're looking for personal banking solutions or business services, we're here to help with everything from checking accounts to auto loans and mortgages. We invite you to explore the many ways we can support your financial journey. For any questions or assistance, feel free to reach out at (909) 379-6401 or visit us online at Arrowhead Central. Your trust is important to us; let's work together towards a brighter financial future!

Branch History & Mission

Community Engagement

Arrowhead Central isn't just about transactions; it's about relationships. We actively participate in community outreach programs and partnerships aimed at uplifting those around us. Our team is dedicated to supporting local initiatives that make a difference in people's lives. While members can visit us at 575 E Hospitality Ln, official correspondence should be sent to PO Box 4100, Rancho Cucamonga, CA 91730 if different from our physical address. In an ever-changing world, we continue to adapt while staying true to our roots. Join Arrowhead Central today and become part of a cooperative that values your financial wellbeing as much as you do! Experience firsthand how we can support your goals and help build a brighter future together.

Our Mission

At Arrowhead Central, our mission is simple yet profound: to empower our members by providing affordable financial solutions while fostering community growth and support. We believe that everyone deserves access to quality banking services without the barriers often found in larger institutions. This belief drives us to offer a wide range of services, including personal banking, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. We are committed to embracing digital advancements that enhance member experience while ensuring that we remain accessible to everyone. Our operating hours are convenient Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM making it easy for you to visit us or reach out via phone at 909-379-6401.

Branch Location & Accessibility

Welcome to Arrowhead Central, your friendly credit union located at 575 E Hospitality Ln in beautiful San Bernardino, CA. Our branch is easily accessible and designed to meet the needs of our members. Whether you're visiting us for personal banking or exploring loan options, we're here to help! Our location is conveniently situated near popular landmarks, making it easy to stop by while you're out and about. With ample parking available, you can pop in without worrying about finding a spot. We also prioritize accessibility with features like ADA-compliant ramps, ensuring that everyone can visit us comfortably. While our main address is 575 E Hospitality Ln, please note that official correspondence should be sent to PO Box 4100, Rancho Cucamonga, CA 91730 if you need to reach us by mail. At Arrowhead Central, we pride ourselves on our welcoming atmosphere and comprehensive services. Our lobby hours are designed for your convenience: we're open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. If you ever need assistance or have questions, don't hesitate to call us at 909-379-6401. For those who prefer cash transactions, we offer ATM availability right at our branch. While we currently do not have a drive-thru service, our friendly staff is ready to assist you inside the branch with all your banking needs. We invite you to come visit us at Arrowhead Central in San Bernardino! Experience the personalized service that sets us apart. Your financial journey starts here stop by today!

Member Eligibility

At Arrowhead Central, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. If you're looking to be part of a supportive community, you'll be happy to know that eligibility is quite inclusive! Whether you live, work, or worship in the San Bernardino area, or if you have a family member who is already a member, you can easily qualify to join us. We aim to make banking accessible and beneficial for everyone in our community. To learn more about the specific eligibility criteria and see if you meet them, feel free to check out our detailed resource at https://www.arrowheadcu.org/become-a-member. Opening an account with us is straightforward and welcoming. You can start your journey towards financial empowerment by visiting us at our branch located at 575 E Hospitality Ln San Bernardino Ca 92408 or by calling us at (909) 379-6401 for any questions you might have. We're here to help you every step of the way as you take advantage of all the great services we offer at Arrowhead Central. For further details on how to open an account, visit https://www.arrowheadcu.org/loans/auto/auto-loans. Welcome aboard!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $46 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $32,203,893, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments anytime and anywhere whether at your store or online. Our services help streamline transactions, allowing you to focus more on what you do best: running your business. Ready to take the next step? Visit us at 575 E Hospitality Ln San Bernardino, CA 92408 or call us at 909-379-6401 to learn more about how our business banking services can support your goals.

Comprehensive List Of Services

Business Banking Solutions

For small business owners, Arrowhead Central provides business banking services including merchant services and business loans. We recognize how crucial it is for businesses to have the right financial tools at their disposal. Think about how much easier managing payroll or accepting payments could be with our tailored solutions.

Convenient Access

Accessing your accounts has never been easier thanks to our ATM and cash withdrawal services available at convenient locations throughout the community. Even if you're on the go, you can withdraw cash or check balances without any hassle.

Credit Cards with Rewards

If you're looking for a credit card that offers more than just purchasing power, consider our rewards program. With each purchase, you can earn points towards exciting rewards perfect for those who love to travel or shop. This way, every swipe gets you closer to something special!

Digital Features

We pride ourselves on offering robust digital banking features that enhance convenience. With online banking capabilities available 24/7, managing your finances is as simple as logging in from anywhere. Our mobile app also allows you to make person-to-person transfers effortlessly. If you're ready to explore all that Arrowhead Central has to offer or want personalized advice tailored just for you, feel free to reach out at 909-379-6401 or visit us at our San Bernardino location. Join us today and discover how we can help make your financial journey smoother!

Loans Made Easy

When it comes to financing big purchases like vehicles or homes, we offer competitive auto loans and mortgage options. Picture yourself driving away in your dream car or settling into your new home with confidence. Our team is ready to assist you through every step of the loan process, ensuring you find the best terms that fit your budget. Plus, if you're dealing with debt, our personal loans for debt consolidation can help you simplify payments and reduce stress.

Personal Banking

For those looking to manage everyday finances, our personal banking options include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a special occasion or just need a reliable account for daily transactions, we've got you covered. Imagine having easy access to your funds through our online and mobile banking platforms. You can check balances, transfer money, and even pay bills with just a few taps on your smartphone.

Digital & Online Banking

Key Features

With just a few clicks, you can access our online banking services at https://www.arrowheadcu.org/. Whether you're checking your account balance, transferring funds, or paying bills, our platform is designed to make banking simple and stress-free. We also offer e-statements, allowing you to view and manage your statements digitally no more waiting for the mail! Plus, with mobile payments available, you can pay for purchases directly from your phone in a fast and secure way.

Mobile Banking Made Easy

Our mobile application gives you the freedom to bank on the go. You can download it easily and access your accounts 24/7. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy just a few taps on your screen! Security is a top priority at Arrowhead Central. While we do not currently support electronic signature authorization, rest assured that all transactions through our online services are protected with state-of-the-art security measures.

Why Choose Us?

We strive to provide accessible and user-friendly solutions for all our members. With real-time account management features and an intuitive interface, banking has never been easier. Whether you're using your computer or mobile device, Arrowhead Central is here to support your financial journey every step of the way. Experience the future of banking today with Arrowhead Central! Visit us online at https://www.arrowheadcu.org/ to learn more about our digital banking services and how they can benefit you.

Financial Strength

At Arrowhead Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner can make all the difference. With a net worth of $278,060,297, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1167 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $338,520,004 in share certificates and $194,526,265 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to our robust savings options, we also have $268,249,174 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $29,462 in used auto loans and a total of $1,364,095,974 in loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our current net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 452 full-time employees and 48 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 303,274 show a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $1,378,296. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arrowhead Central is your trusted partner. Visit us at 575 E Hospitality Ln San Bernardino Ca 92408 or call 909-379-6401 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $557,880,674 in used vehicle loans and $337,441,082 in new vehicle loans, making it easier for members to get on the road with confidence. Whether you're interested in financing a brand-new vehicle or prefer something pre-owned, our team is here to assist you through every step of the process.

Business Loans

For those running businesses or planning to start one, our outstanding commercial loans totaling $32,203,893 provide the capital needed to grow and expand. We understand the unique challenges business owners face and strive to support them with tailored loan solutions. At Arrowhead Central, we pride ourselves on providing personalized service and transparent information about all our loan offerings. Our commitment is not only to help you secure financing but also to ensure that you feel supported throughout your borrowing journey. For more details on how we can assist you with loans or refinancing options tailored specifically for your needs, feel free to reach out at (909) 379-6401 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Property loans totaling $113,879,708, making buying or refinancing simple. We provide various mortgage solutions tailored to fit your financial situation. Additionally, if you are considering refinancing your current mortgage, we can guide you through eligibility options that may save you money.

Unsecured Credit Card Loans

Managing everyday expenses has never been easier with our flexible unsecured credit card loans. We currently offer a total of $88,450,253 in these loans to help our members manage their finances effectively. With competitive rates and terms that fit your lifestyle, you can enjoy the convenience of having access to funds whenever you need them.

Loan Aggregator

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