Arrowhead Central Rialto CA Credit Union | Quick Personal Loans & Business Banking

Introduction

Welcome to Arrowhead Central at 1432 S Riverside Ave, Rialto, CA 92376! Since our establishment in 1949, we have proudly served our community with a commitment to providing exceptional financial services. With over 212,605 members, we strive to create a welcoming environment where everyone can find the right solutions for their financial needs. At Arrowhead Central, we understand that trust is essential. That's why we've built a solid foundation of reliability and support. Our total assets of $2,378,048,305 speak volumes about our stability and ability to serve you well. Whether you're looking for personal banking options like checking and savings accounts or loans for your next vehicle, we have you covered with a variety of services tailored to meet your needs. While members can visit us at our branch location in Rialto, official correspondence should be sent to our mailing address: PO Box 4100, Rancho Cucamonga, CA 91730. Our dedicated team, led by CEO Darin Woinarowicz and Board President Tom Potter, works tirelessly to ensure you receive the best possible service. With a total deposit amount of $434,827,142 and cash in hand exceeding $93,751,428, we are well-equipped to help you manage your finances confidently. We also offer competitive loan options with a total of 92,472 loans and leases available for our members. Whether you're stopping by for an ATM transaction or seeking advice on loans or credit cards with rewards, our friendly staff is here to assist you. Don't hesitate to reach out at (909) 421-0103 or visit us online at Arrowhead Central. Join us as we continue to grow together your financial well-being is our priority!

Branch History & Mission

Community Commitment

Arrowhead Central is deeply committed to giving back to Rialto and its surrounding areas. We actively engage in community outreach initiatives and partner with local organizations to make a positive impact. Our goal is not only to serve as your financial partner but also as a pillar of support within the community. With operating hours from Monday to Friday, 9:00 a.m. - 5:00 p.m., and Saturday from 9:00 a.m. - 2:00 p.m., we ensure that our members have convenient access to our services. Additionally, we proudly offer ATM availability for quick cash withdrawals. As technology advances, so do we! Arrowhead Central provides online and mobile banking services for added convenience. Whether you're managing your accounts from home or on the go, we're here for you every step of the way.

Join Us Today!

We invite you to experience the benefits of being part of Arrowhead Central. Join us today and become part of a community-focused credit union that prioritizes your financial success. With dedicated staff ready to assist you and a wide array of services tailored to meet your needs, you'll find everything you need right here with us. Together, let's build a brighter financial future! For more information on membership or services offered at Arrowhead Central, please call us at 909-421-0103 or visit our website at arrowheadcu.org.

Our Journey

Since opening our doors, Arrowhead Central has been dedicated to providing exceptional service and a wide range of financial products. Over the decades, we've witnessed significant milestones that reflect our growth and adaptability. From starting with limited services to now boasting total assets of over $2.3 billion, we have continuously evolved to meet the changing needs of our members. Our headquarters in Rancho Cucamonga serves as a hub for innovation and support, ensuring that our branches can offer top-notch services. We understand that banking is more than just transactions; it's about building relationships and supporting each other through life's ups and downs.

Our Mission

Our mission is clear: to empower individuals and families by providing accessible financial services while fostering community support. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's saving for a new home or securing funds for education. Our diverse offerings include personal banking accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. While members can visit us at 1432 S Riverside Ave, official correspondence should be sent to PO Box 4100, Rancho Cucamonga, CA 91730. This ensures that all communications are handled efficiently while maintaining our focus on member satisfaction.

Branch Location & Accessibility

Welcome to Arrowhead Central, your friendly neighborhood credit union located at 1432 S Riverside Ave in Rialto, California. We are proud to serve the vibrant community of Rialto and the surrounding areas in San Bernardino County. Our branch is conveniently situated near local landmarks, making it easy for you to stop by and take care of your banking needs while enjoying the city. At Arrowhead Central, we prioritize accessibility for all our members. Our branch is designed with ADA-compliant features, ensuring that everyone can access our services comfortably. Parking is available nearby, allowing for easy entry whether you're visiting for a quick transaction or a longer discussion about your financial goals. Our lobby hours are tailored to fit your busy schedule, open Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturdays from 9:00 a.m. to 2:00 p.m. This flexibility means you can visit us at a time that suits you best! If you have any questions or need assistance, feel free to give us a call at 909-421-0103. In addition to personal banking services like checking and savings accounts, auto loans, and mortgages, we also offer online and mobile banking options for your convenience. Need cash? We have an ATM available on-site for quick withdrawals and balance checks. While members can visit us at our branch address, official correspondence should be sent to PO Box 4100 in Rancho Cucamonga if needed. We invite you to come by Arrowhead Central today and discover how we can help you achieve your financial dreams!

Member Eligibility

Joining the community at Arrowhead Central feels like stepping into a world where your financial needs are truly understood and valued. To become a member, you'll find that eligibility is quite welcoming. If you live, work, worship, or attend school in the areas we serve, you're already on your way to joining us! We also extend membership to immediate family members of current members, making it easy for loved ones to benefit from our services together. Plus, being a member gives you access to competitive rates and personalized services that can help you achieve your financial goals. To get started, simply visit us at 1432 S Riverside Ave Rialto Ca 92376 or give us a call at (909) 421-0103 for more information about opening an account. You can also check out the detailed eligibility criteria at https://www.arrowheadcu.org/become-a-member, ensuring you have all the information you need before taking the next step. It's easy to see why becoming part of our Arrowhead Central family is such a great choice for your financial journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $46 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $32,203,893, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to everyday operations, our merchant services are designed to simplify transactions for your business. Imagine being able to accept payments quickly and securely, giving your customers the convenience they expect while boosting your sales. Our solutions include payment processing that seamlessly integrates into your existing systems, ensuring you can focus on what you do best running your business. Located at 1432 S Riverside Ave Rialto Ca 92376 in Rialto, CA, we invite you to explore how our services can elevate your business. Contact us at (909) 421-0103 or visit our website for more information!

Comprehensive List Of Services

Business Banking Solutions

For local entrepreneurs, we offer business banking services including merchant services and business loans tailored to fit small business needs. If you're starting or expanding your venture, having a reliable financial partner makes all the difference.

Convenient Access & Support

At Arrowhead Central, convenience is key. With ATM access available for quick cash withdrawals and balance checks, plus online tools for managing accounts effortlessly, we ensure you're always connected to your finances. Our friendly team is also here to assist you at our branch located at 1432 S Riverside Ave in Rialto, CA. We invite you to discover how Arrowhead Central can help you navigate your financial journey with ease and confidence. Feel free to reach out at (909) 421-0103 or visit us online at Arrowhead Central today! Let us partner with you on achieving your financial goals.

Credit Cards with Rewards

Our credit cards come packed with rewards to benefit everyday spending. Imagine earning points on every purchase that can be redeemed for travel, merchandise, or cash back! It's a great way to make the most of your spending while enjoying the flexibility of credit.

Home Loans

For those ready to buy their first home or refinance an existing mortgage, our mortgage loans are designed with you in mind. We guide you through the entire process, ensuring that you feel comfortable every step of the way. Picture moving into your new home with confidence, knowing that you've made a smart financial choice.

Personal Banking

Whether you're looking to open a checking or savings account, we offer personal banking solutions designed for your lifestyle. With our competitive interest rates and no monthly fees on many accounts, managing your finances has never been easier. Imagine easily accessing your funds whenever you need them with our online and mobile banking features. You can check balances, transfer money, and even pay bills right from your phone or computer.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come into play. Whether it's for debt consolidation or just needing a little extra cash for emergencies, we've got you covered with straightforward options that work for your budget.

Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options provide flexible terms to help you get behind the wheel without the stress. With competitive rates and personalized service, we make it easy for you to secure the financing you need for that dream car.

Digital & Online Banking

Key Features of Our Online Services

Our online banking platform offers a range of features tailored to fit your lifestyle. You can easily check balances, transfer money, and pay bills all from the comfort of your computer or mobile device. Plus, with our mobile application, you have all these capabilities right at your fingertips, allowing for real-time account management wherever you are. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick. Just a few taps, and the funds are on their way! Additionally, if you prefer going paperless, we offer e-statements so you can keep track of your finances without clutter.

Security and Convenience

When it comes to online banking, security is paramount. At Arrowhead Central, we prioritize protecting your information with advanced security measures. Although we don't currently offer electronic signature authorization for certain transactions, we ensure that all other aspects of our service remain safe and user-friendly. For those who love convenience in payments, our mobile payments feature allows you to make transactions directly from your smartphone no cash or cards needed! This means whether you're grabbing coffee or shopping for groceries, you can pay quickly and securely. In summary, Arrowhead Central is committed to making your banking experience efficient and straightforward. With accessible services like online banking and a user-friendly mobile application, managing your finances has never been easier. Join us today by visiting https://www.arrowheadcu.org/ and take control of your financial journey!

Financial Strength

Commitment to Growth

With $268,249,174 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we offer $2,136,095,974 in total loans and leases to support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $338,520,004 in share certificates and $194,526,265 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a reported net income of $0, which reflects our commitment to providing affordable services while maintaining financial stability. With 452 full-time employees and 48 part-time employees, our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundations

With a net worth of $278,060,297, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1167 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Through Membership

We value trust above all else; currently, we have 303274 total share accounts reflecting a strong and growing member base that trusts us with their finances. Our focus remains on fostering relationships that empower you to achieve your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arrowhead Central is your trusted partner. Visit us at 1432 S Riverside Ave Rialto Ca 92376 or call 909-421-0103 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $557,880,674 in used vehicle loans and $337,441,082 in new vehicle loans already helping members get on the road, you can trust that we're here to make your vehicle purchase as affordable as possible. We offer competitive rates and flexible terms to fit your budget.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $32,203,893 provide the capital needed to expand operations or invest in new projects. We understand the unique challenges faced by businesses and are committed to supporting local entrepreneurs with tailored solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We have Junior Lien 1-4 Family Residential Properties loans totaling $113,879,708, which can help you secure the home of your dreams with ease. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is ready to guide you through the process.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans or want to explore eligibility options for our various loan products, we're here to assist you. Each member's needs are different; therefore, our team will work closely with you to find the best solution suited for your situation. For more information on our loan offerings or assistance with applications, feel free to reach out at (909) 421-0103 or visit us at 1432 S Riverside Ave Rialto Ca 92376. You can also explore eligibility details and apply online at Arrowhead Central. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses is essential for financial stability. We also offer flexible terms on unsecured credit card loans, with a total of $88,450,253 in loans helping members manage their finances effectively. These cards come with benefits designed to help you maintain control over your spending while enjoying rewards along the way.

Loan Aggregator

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