Arrowhead Central Redlands CA Credit Union | Low Mortgage Rates & Credit Cards

Introduction

Welcome to Arrowhead Central, your trusted financial partner located at 1580 Industrial Park Ave, Redlands, CA 92374. Since our establishment in 1949, we have proudly served over 212,605 members with a commitment to community and member satisfaction. With total assets of $2,378,048,305, we are dedicated to providing you with the financial services you need to achieve your goals. At Arrowhead Central, we understand that every financial journey is unique. That's why we offer a range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our team is here to support you every step of the way. While members can visit us at our Redlands branch, official correspondence should be sent to PO Box 4100, Rancho Cucamonga, CA 91730. Whether you're looking for competitive loan rates or expert advice on managing your finances, we're ready to help. Led by our CEO Darin Woinarowicz and Board President Tom Potter, our dedicated staff of 500 employees works tirelessly to ensure that you receive personalized service. We're proud of our financial strength, boasting a net worth of $278,060,297 and total deposits amounting to $434,827,142. With various ways to bank be it online or through our ATM services we strive for convenience in every interaction. You can reach us at (909) 792-9139, or visit our website at Arrowhead Central for more information. Join us today and discover how Arrowhead Central can help you navigate your financial future with confidence!

Branch History & Mission

Join Us

We invite you to be part of the Arrowhead Central family! Experience firsthand how we prioritize your financial well-being while contributing positively to our community. Discover the benefits of membership today by visiting our website or reaching out to us directly. Together, let's build a brighter future!

Our Journey

From our humble beginnings, Arrowhead Central has evolved significantly. We proudly serve our members from our location at 1580 Industrial Park Ave, which is easily accessible and surrounded by local businesses that enhance the vibrant atmosphere of Redlands. As we celebrate decades of service, we've amassed total assets of $2,378,048,305, reflecting our commitment to responsible growth and stability. Our branch has continuously adapted to meet the needs of our community. With advancements in technology and a focus on customer-centric initiatives, we've embraced digital banking solutions while ensuring ADA compliance to create an inclusive environment for all. Today, we offer various services such as personal banking accounts, auto loans, mortgage options, and online banking features that empower our members to manage their finances conveniently.

Our Mission

At Arrowhead Central, our mission goes beyond providing financial services; it's about making a positive impact in the lives of our members and the wider community. We strive to offer not just competitive rates but also personalized support that helps individuals and families achieve their financial goals. Whether it's through educational programs or community outreach initiatives, we believe in giving back and building strong connections. While members can visit us at 1580 Industrial Park Ave for all their banking needs, official correspondence should be sent to PO Box 4100 in Rancho Cucamonga if needed. Our team is available during lobby hours from Monday through Friday from 9:00 a.m. to 5:00 p.m., and on Saturdays from 9:00 a.m. to 2:00 p.m. You can reach us at (909) 792-9139 for any inquiries.

Branch Location & Accessibility

Accessibility and Amenities

At Arrowhead Central, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities and ramps to ensure everyone can easily access our services. Plus, there's ample parking available right outside the door so you won't have to worry about finding a spot. While we don't offer drive-thru banking at this location, we do provide ATM services for quick cash withdrawals and balance checks. Feel free to stop by any time during our operating hours: Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. We're here to help make your banking experience smooth and enjoyable!

Services Offered

Arrowhead Central provides a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. We also support business banking needs like merchant services and business loans. With online and mobile banking options available, managing your finances has never been easier! We invite you to come visit us or call at 909-792-9139 if you have any questions or need assistance. Let us be your trusted partner in achieving your financial goals!

Member Eligibility

Joining the welcoming community at Arrowhead Central is easier than you might think! If you live, work, worship, or attend school in our service area, you're already on your way to becoming a member. We believe in making banking accessible for everyone, which is why our eligibility criteria are designed to be inclusive and straightforward. Plus, as a member of Arrowhead Central, you'll enjoy personalized service and a variety of financial products tailored to fit your needs. For more detailed information about who can join us, feel free to check out our eligibility page at https://www.arrowheadcu.org/become-a-member. Ready to take the next step? Opening an account with us is simple! You can get started by visiting our account opening page at https://www.arrowheadcu.org/loans/auto/auto-loans or by giving us a call at (909) 792-9139. Our friendly team is here to assist you with any questions you may have. We look forward to welcoming you to the Arrowhead Central family at 1580 Industrial Park Ave Redlands Ca 92374!

Business Banking & Commercial Services

Merchant Services That Matter

Managing payments shouldn't be a hassle. Our merchant services simplify transactions so you can focus on what you do best running your business. Imagine streamlining sales with easy-to-use payment processing tools that work seamlessly whether you're in-store or online. At Arrowhead Central, we equip you with the right resources to enhance customer experiences and boost your bottom line. Located at 1580 Industrial Park Ave Redlands Ca 92374 in Redlands, CA, we're ready to partner with you. Contact us at (909) 792-9139 to learn how our business banking solutions can help your enterprise thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $46 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $32,203,893, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we understand that running a business involves numerous challenges. That's why we offer comprehensive business banking services, including merchant services and business loans tailored to support your entrepreneurial journey.

Connect With Us

We invite you to explore all the ways Arrowhead Central can support your financial journey. If you have any questions or would like more information about our services, feel free to give us a call at 909-792-9139 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 2:00 PM. Join us at Arrowhead Central in Redlands and discover how we can help you reach your financial goals! Visit us online at Arrowhead Central for more details about membership eligibility and account openings.

Credit Cards and Rewards

To enhance your spending experience, we provide credit cards that come with rewards, making every purchase more rewarding. Whether you're buying groceries or planning a trip, our cards can help you earn points for future benefits.

Digital Banking Convenience

In today's fast-paced world, convenience matters. Our robust online and mobile banking platforms allow you to manage your finances anytime, anywhere. You can easily check balances, transfer funds, and make payments right from your smartphone or computer. With features like ATM services for cash withdrawals and balance checks readily available at our location, accessing your money is hassle-free.

Personal Banking Solutions

Understanding that every individual has unique financial needs, we offer various personal banking options. Whether you're looking to open a checking or savings account, we've got you covered. Our accounts come with features designed for your convenience, allowing easy access to your funds whenever you need them. If you're planning to purchase a new car or need assistance with vehicle financing, our auto loans provide competitive rates and flexible terms. For those considering home ownership or refinancing an existing mortgage, our mortgage loans can help make your dream home a reality. We also offer personal loans and debt consolidation options for managing expenses and simplifying payments.

Digital & Online Banking

Accessibility & Ease-of-Use

With all these tools at your fingertips, managing your finances has never been easier. The user-friendly interface ensures that even those who may not be tech-savvy can navigate with confidence. So whether you're checking up on your spending habits or setting up automatic payments, rest assured that Arrowhead Central has got you covered. Join us in embracing the future of banking with services designed for real people because at Arrowhead Central, we're here to help you thrive financially without the hassle.

Key Features

We make managing your money simple and efficient with features like e-statements, which allow you to receive important documents electronically saving paper and making organization a breeze. If you're always on the move, you'll love our mobile application, available for download on your favorite devices. It includes a mobile payments feature that lets you make quick transactions right from your phone. For those who want to send money easily to friends or family, our person-to-person transfers are straightforward and secure. Just a few taps on your screen will do the trick! Plus, while we currently don't support electronic signature authorization, our commitment to security remains a top priority.

Financial Strength

At Arrowhead Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights about our financial strength, which reflects our commitment to serving you effectively. With a net worth of $278,060,297, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,167 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $338,520,004 in share certificates and $194,526,265 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $268,249,174 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $29,462 in used auto loans and $1,364,095,974 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 452 full-time employees and 48 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,378,296. Total Share and Deposit Accounts: 303,274, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arrowhead Central is your trusted partner. Visit us at 1580 Industrial Park Ave Redlands Ca 92374 or call (909) 792-9139 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $557,880,674 in used vehicle loans and $337,441,082 in new vehicle loans already helping members get on the road. We make it easy to finance your next vehicle purchase with flexible terms and competitive rates.

Credit Lines and Additional Services

In addition to our primary loan offerings, we have available credit lines totaling $309,005,919, providing additional flexibility for those unexpected expenses or planned purchases. For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $32,203,893 are available to assist you in achieving your business objectives. If you're interested in refinancing options or checking your eligibility for any of our products, please reach out to us at (909) 792-9139. Our team is ready to help guide you through the process and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 1580 Industrial Park Ave Redlands Ca 92374, Redlands, CA 92,374, or check out our website at Arrowhead Central for more information about our loan products and services.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $113,879,708, make buying or refinancing simple. We offer various mortgage products designed to fit your unique situation, whether you're a first-time buyer or looking to refinance your existing home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $88,450,253 in loans helping members manage their finances effectively. These credit cards come with competitive rates and rewards programs that can benefit you as you navigate daily expenses.

Loan Aggregator

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