Arrowhead Central Fontana CA Credit Union | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Arrowhead Central, your trusted financial partner located at 16944 S Highland Ave, Fontana, CA 92336. Since our establishment in 1949, we have proudly served our community and built lasting relationships with over 212,605 members. With assets totaling an impressive $2,378,048,305, we are committed to providing exceptional financial services tailored to meet the diverse needs of our members. At Arrowhead Central, we understand that financial stability is essential for both individuals and businesses. That's why we offer a range of products including auto loans, mortgage financing, personal loans, and business banking solutions. Our total deposits amount to $434,827,142, reflecting the trust our members place in us to safeguard their finances. Our dedicated team of 500 employees, led by CEO Darin Woinarowicz and Board President Tom Potter, is here to assist you every step of the way. Whether you visit us in person or connect with us online through our website at arrowheadcu.org, we are focused on making your banking experience as smooth as possible. While members can visit us at our Fontana branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 4100, Rancho Cucamonga, CA 91729-9998. Join us today and discover how Arrowhead Central can help you achieve your financial goals! Feel free to call us at (909) 379-6413 for more information or stop by during our operating hours: Monday to Friday from 9:00 a.m. - 5:00 p.m. and Saturday from 9:00 a.m. - 2:00 p.m. We look forward to welcoming you into our community!

Branch History & Mission

Arrowhead Central has a rich history that dates back to 1949, when it first opened its doors in Fontana, CA. Over the years, this branch has grown and evolved to serve the community with dedication and care. Today, Arrowhead Central proudly serves over 212,605 members, helping them achieve their financial goals while also contributing to the local economy. Located at 16944 S Highland Ave, Fontana, CA 92336, our branch is easily accessible for members. Whether you're near the bustling downtown area or exploring nearby parks, we are here to assist you with your banking needs. For official correspondence, please send mail to PO Box 4100, Rancho Cucamonga, CA 91729-9998. Our mission at Arrowhead Central is simple yet profound: we strive to provide exceptional financial services while supporting our community. Our commitment goes beyond numbers; it's about building relationships and empowering individuals through sound financial advice and products tailored to their unique needs. We offer a variety of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. As we've grown into a robust institution with total assets of $2,378,048,305, we have embraced digital advancements that enhance member experiences. Our online banking platform allows members to manage their finances conveniently from anywhere. Additionally, our mobile application offers features like mobile payments and person-to-person transfers, ensuring that banking with us is both easy and secure. Community outreach is at the heart of what we do. We engage in various partnerships and initiatives aimed at uplifting those around us. Whether it's sponsoring local events or providing financial education workshops, Arrowhead Central believes in giving back to the community that supports us. For those who prefer in-person service, we invite you to visit us during our operating hours: Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. While we do not offer drive-thru service currently, our friendly team is always ready to assist you inside our branch or via phone at 909-379-6413. Join us today at Arrowhead Central and experience firsthand how we can help you thrive financially while being an active part of your community's growth! Visit our website at Arrowhead Central for more information on becoming a member and accessing our services.

Branch Location & Accessibility

Accessibility Features

At Arrowhead Central, we believe that everyone deserves access to financial services. Our branch is fully ADA compliant, featuring ramps and accessible entrances to accommodate all members of the community. Whether you're visiting us for personal banking or business services, you can count on us to provide a welcoming environment.

Convenient Location

Nestled in the heart of Fontana, our branch is just a stone's throw away from local landmarks such as the Fontana City Hall and the beautiful Fontana Park. This prime location makes it easy for you to stop in whenever you need assistance. Plus, we offer ample parking for our members, ensuring that your visit is hassle-free.

Operating Hours

We know that life can be busy, so we offer flexible banking hours to fit your schedule. You can visit us Monday through Friday from 9:00 a.m. to 5:00 p.m., and we're open on Saturdays from 9:00 a.m. to 2:00 p.m. Our dedicated team is ready to assist you during these times, ensuring you have everything you need for effective financial management.

Services Offered

Arrowhead Central provides a variety of services tailored to meet your needs whether it's checking and savings accounts, auto loans, mortgages, or credit cards with rewards. We also have ATM availability for quick cash withdrawals and balance checks. While we don't currently offer drive-thru banking or shared service centers at this location, our staff is always available inside the branch to help with all your banking inquiries. If you have any questions or would like more information about becoming a member, please give us a call at 909-379-6413. We look forward to welcoming you into our community!

Member Eligibility

At Arrowhead Central, we believe that becoming a member is like joining a caring community where your financial well-being is our priority. If you live, work, or worship in certain areas of California, you're likely eligible to join us! We welcome individuals who share our values and want to take advantage of the many benefits we offer. These include competitive rates on loans, personalized service, and a variety of financial products tailored just for you. To find out more about the specific eligibility criteria, feel free to check out our detailed guidelines at this link. Joining is simple! Once you confirm your eligibility, you can start the account opening process right away. Just head over to our website for all the details on how to get started: Account Opening Information. If you have any questions or need assistance, don't hesitate to reach out to us at (909) 379-6413. We're excited to welcome you into the Arrowhead Central family and help you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $46 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $32,203,893, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive market, efficient payment processing can make all the difference. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From easy credit card acceptance to secure online payments, we provide tools that enhance customer experience while boosting your bottom line. At Arrowhead Central, we're not just about numbers; we're about building relationships that empower local businesses. Reach out to us at (909) 379-6413 or visit us online at https://www.arrowheadcu.org/ to learn more about how we can support your business aspirations!

Comprehensive List Of Services

Business Banking Options

If you're a business owner, we've got you covered too! Our business banking services, which include merchant services and business loans, are designed to help your enterprise grow and succeed. You can rely on us for support as you manage your finances and expand your operations.

Digital Convenience

In today's fast-paced world, having access to banking at your fingertips is crucial. That's why we provide robust online and mobile banking features that let you check balances, transfer funds, and pay bills anytime, anywhere. Plus, our ATM services ensure easy access to cash whenever needed.

Final Thoughts

At Arrowhead Central in Fontana, CA, we pride ourselves on offering personalized service along with comprehensive financial solutions. Our commitment is not just about transactions; it's about building lasting relationships with our members. Visit us today or explore more about our offerings online at arrowheadcu.org. Let us help make your financial dreams a reality!

Lending Services

Life can throw unexpected expenses your way. Our personal loans and debt consolidation services provide you with the financial relief you need when it matters most. We work with you to create a manageable repayment plan tailored just for you. In addition to personal loans, we offer credit cards with rewards that allow you to earn points on everyday purchases. Imagine getting cash back or travel rewards just for using your card it's our way of saying thank you for being a member!

Personal Banking Solutions

We understand that managing your money is a big part of life. That's why we offer various checking and savings accounts designed to fit your lifestyle. Whether you need an account for daily expenses or a place to save for future goals, we have options that allow you to earn interest while keeping your money accessible. When it comes time to purchase a vehicle or refinance an existing loan, our auto loans and vehicle financing make the process straightforward and stress-free. With competitive rates, you can drive off in your dream car without worrying about high monthly payments. For those considering homeownership or looking to refinance their current mortgage, our mortgage loans and refinancing options are crafted with flexibility in mind. We aim to support you through every step of the home-buying process.

Digital & Online Banking

Key Features

Our online banking platform lets you easily check your balance, pay bills, and transfer money all with just a few clicks. If you need to send money to friends or family, our person-to-person transfer feature makes it simple and fast. Just enter their details, and the funds are on their way! For those who prefer banking on the go, we offer a mobile application that brings all of these features right to your smartphone. You can even make mobile payments directly from the app, giving you quick access to your funds when you need them most.

Security and Convenience

Your security is our top priority. While we currently do not support electronic signature authorization for transactions, our online banking system is designed with strong security measures to keep your information safe. Plus, if you're looking to go paperless, e-statements are available so you can receive and manage your account statements electronically another step toward simplicity and safety. Whether you're checking in on your savings or making everyday transactions, Arrowhead Central provides the tools you need for real-time account management all from the comfort of your home or while you're out and about. Embrace the convenience of digital banking today!

Financial Strength

A Solid Foundation

With a net worth of $278,060,297, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,167 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $268,249,174 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,462 in used auto loans and $1,364,095,974 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 452 full-time employees and 48 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts stand at 303,274, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,378,296. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arrowhead Central is your trusted partner. Visit us at 16944 S Highland Ave Fontana Ca 92336 or call (909) 379-6413 to learn more about how we can help you achieve your financial goals.

Member-Focused Resources

Members' savings are secured through $338,520,004 in share certificates and $194,526,265 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $557,880,674 in used vehicle loans and $337,441,082 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates to ensure you can drive away in the vehicle of your choice without breaking the bank.

Credit Lines and Unsecured Credit Cards

For those looking for additional financial flexibility, we have credit lines available totaling $309,005,919. These credit lines can be an excellent way to manage larger purchases or unexpected expenses. Additionally, we offer unsecured credit card loans with a total amount of $88,450,253, allowing you to make purchases while managing your cash flow efficiently. Our unsecured credit cards come with flexible terms and benefits that make them a smart choice for managing everyday spending.

Get Started Today!

Visit us at our branch located at 16944 S Highland Ave, Fontana, CA 92336, or give us a call at 909-379-6413 to learn more about how our loan products can benefit you. Our team is ready to assist you in navigating your financing options and getting you started on the path towards achieving your financial aspirations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $113,879,708, making buying or refinancing simple. We also provide resources and guidance throughout the process to help you navigate your options effectively.

Refinancing Options

If you're considering refinancing any existing loans whether it's a mortgage or auto loan we're here to help! We offer competitive refinancing options that could lower your monthly payments or help you pay off debt faster.

Loan Aggregator

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