Arrowhead Central Fort Mohave AZ Credit Union | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Arrowhead Central, your trusted financial partner located at 4747 S Highway 95, Fort Mohave, AZ 86426. Since our establishment in 1949, we have been dedicated to serving our community, providing a range of financial services designed to meet the needs of our 212,605 members. With total assets exceeding $2.37 billion and total deposits reaching $434.83 million, we are committed to ensuring your financial well-being. At Arrowhead Central, we pride ourselves on being more than just a credit union; we are a community hub where members can access personal banking, auto loans, mortgages, and much more. Our experienced team is led by CEO Darin Woinarowicz and Board President Tom Potter, both of whom prioritize member satisfaction and community growth. While you can always visit us at our branch for assistance, please note that official correspondence should be sent to our mailing address: PO Box 918, Needles, CA 92363. Our friendly staff is available during regular business hours Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturdays from 9:00 a.m. to 2:00 p.m. to help you with all your banking needs. With a robust portfolio including over 92,472 loans and a net worth of $278.06 million, Arrowhead Central stands ready to support your financial goals. Whether you're looking for competitive rates on auto loans or need guidance in personal finance management, we're here for you every step of the way. Explore our services today by visiting our website at arrowheadcu.org or give us a call at 909-379-6579. Join us in building a brighter financial future together!

Branch History & Mission

Looking Ahead

With operating hours from Monday to Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m., we're here when you need us. Although we currently do not offer drive-thru services, our ATM is available for your convenience. Join us as we continue this journey together! Experience the benefits of being part of Arrowhead Central where your financial goals are supported by a team dedicated to your success. Whether you're looking for personal banking solutions or ways to enhance your business operations, we invite you to connect with us today at Arrowhead Central or give us a call at 909-379-6579. Together, let's build a brighter financial future!

Our Journey

Located at 4747 S Highway 95, Fort Mohave AZ 86426, our branch has become a trusted financial partner for many families and businesses in the area. With convenient access just off the highway and close proximity to local landmarks, we aim to make banking accessible and straightforward. While members can visit us at this address, official correspondence should be sent to PO Box 918, Needles, CA 92363. As we reflect on our evolution, it's clear that our mission has always been about more than just numbers; it's about building relationships. We strive to empower individuals with financial tools that enhance their lives while giving back to the community through various outreach initiatives.

Our Mission

At Arrowhead Central, we believe in the power of community-focused banking. Our mission is simple yet profound: to provide personal banking services that not only meet the needs of our members but also contribute positively to the communities we serve. We offer a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking solutions. In addition to traditional services, we embrace technological advancements by offering online and mobile banking options that make managing finances easier than ever. Our commitment extends beyond the walls of our branch; we actively engage in community events and partnerships that foster growth and support local initiatives.

Branch Location & Accessibility

Welcome to Arrowhead Central, your friendly neighborhood credit union located at 4747 S Highway 95 in Fort Mohave, Arizona. We're proud to serve the wonderful community of Mohave County and beyond! Our branch is conveniently situated near popular landmarks, making it easy for you to drop by and take care of your banking needs. At Arrowhead Central, we understand that accessibility is key. Our location features ample parking and is designed to be ADA compliant, ensuring that everyone can enjoy our services comfortably. While members can visit us at our Fort Mohave address, official correspondence should be sent to PO Box 918, Needles, CA 92363. We're here for you during the week! Our lobby hours are Monday through Friday from 9:00 a.m. to 5:00 p.m., and on Saturdays from 9:00 a.m. to 2:00 p.m. Whether you're looking to open an account or discuss loan options, our friendly staff is ready to assist you during these hours. For your convenience, we offer ATM services right at our branch, allowing you easy access to cash whenever you need it. Unfortunately, we do not have drive-thru banking available at this location; however, our team is more than happy to help you with any transactions inside the branch. If you're new to the area or just looking for a better banking option, we invite you to visit us or give us a call at 909-379-6579. Experience the personal touch of banking with Arrowhead Central where you're not just a member; you're part of our family!

Member Eligibility

Joining the welcoming community at Arrowhead Central is a wonderful opportunity to access a range of financial services designed with your needs in mind. To become a member, you simply need to meet a few friendly eligibility criteria. Generally, individuals who live, work, or worship in the local area are invited to join us. We value every member and strive to create an inclusive environment where everyone can thrive. If you're curious about the specifics, you can find detailed eligibility information at https://www.arrowheadcu.org/become-a-member. Once you're ready to take the next step, opening an account with us is straightforward and hassle-free. Just reach out via phone at (909) 379-6579, or visit us at our branch located at 4747 S Highway 95 Fort Mohave Az 86426. Our team is here to help guide you through the process and answer any questions you might have along the way. With Arrowhead Central, you'll enjoy personalized service and a sense of belonging that goes beyond just banking!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services that make transactions smooth and efficient. Imagine being able to accept payments easily while managing sales data all in one place. Our services help you streamline operations so you can focus on what you do best running your business. Located at 4747 S Highway 95 Fort Mohave Az 86426 in Fort Mohave, AZ, we invite you to visit us or call (909) 379-6579 to learn more about how our business banking and commercial services can support your goals today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $46 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $32,203,893, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATMs provide basic access for withdrawals and balance checks whenever needed. You can find an ATM nearby thanks to our extensive network, ensuring quick access to your funds when you're out and about. At Arrowhead Central, we strive to deliver excellent service and support tailored to meet the unique needs of each member. If you're ready to take control of your finances with us or have any questions about our services, feel free to reach out at (909) 379-6579 or visit us during our operating hours: Monday through Friday from 9:00 a.m. - 5:00 p.m., and Saturday from 9:00 a.m. - 2:00 p.m. Join us today at Fort Mohave and experience banking made easy!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans provide flexible financing options that suit your budget. Whether it's a brand-new vehicle or a reliable used one, our team is here to guide you through the process, ensuring you get the best deal possible.

Business Banking

For small business owners, we understand how vital it is to have solid financial support. Our business banking services include merchant services and business loans aimed at helping you grow and succeed in today's marketplace.

Credit Cards with Rewards

Enjoy shopping rewards with our credit cards! Earn points on every purchase, which can be redeemed for travel, gifts, and more. This card not only helps build your credit but also rewards you for spending wisely.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Arrowhead Central offers robust online and mobile banking features that allow you to perform transactions anytime and anywhere. From making payments to transferring money between accounts, managing your finances has never been easier.

Mortgage Loans & Refinancing

Owning a home is one of life's significant milestones. At Arrowhead Central, we offer various mortgage products that can help make your dream of homeownership a reality. If you already have a mortgage, consider our refinancing options to potentially lower your monthly payments or access cash for other needs.

Personal Banking

Whether you are looking to open a new checking or savings account, our personal banking options are tailored just for you. With competitive interest rates and user-friendly online banking features, accessing your accounts from anywhere is simple. Imagine having the ability to manage your money right from your smartphone, making deposits or checking balances with just a few taps.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy. Whether it's consolidating debt or funding a special project, our straightforward loan application process makes it easy for you to get the funds you need quickly.

Digital & Online Banking

Key Features

You'll love the convenience of e-statements, which are readily available for those who prefer going paperless. This not only helps you keep track of your transactions but also contributes to a more eco-friendly approach. For members looking to send money quickly, our person-to-person transfers feature makes it simple to share funds with friends or family without any hassle. Additionally, if you're on the move, take advantage of our mobile payments option. It allows you to make purchases directly from your phone no need for cash or cards! We prioritize security too; while we do not currently offer electronic signature authorization, rest assured that all transactions are protected with advanced encryption technology. In summary, Arrowhead Central is dedicated to providing you with an array of digital banking tools that enhance accessibility and ease-of-use. From real-time account management to convenient payment options, we're here to support you every step of the way. Join us today at https://www.arrowheadcu.org/ and experience banking made easy!

Financial Strength

A Solid Foundation

With a net worth of $278,060,297, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,167 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Excellence

Our operational efficiency is reflected in our $0. This allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 452 full-time employees and 48 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. We understand that trust is built on reliability. With Net Shares (Funds available for lending and investments) at $1,378,296, and Total Share Accounts reaching 303,274, it's clear that our member base continues to grow as more individuals choose us for their banking needs.

Investments in Your Future

With $268,249,174 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $29,462 in used auto loans and $1,364,095,974 in total loans and leases, we support our members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $338,520,004 in share certificates and $194,526,265 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arrowhead Central is your trusted partner. Visit us at 4747 S Highway 95 Fort Mohave Az 86426 or call (909) 379-6579 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $557,880,674 in used vehicle loans and $337,441,082 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options designed for you.

Business Loans

For business owners looking to grow and expand their operations, our outstanding commercial loans totaling $32,203,893 provide essential capital. We understand the unique challenges businesses face and are committed to offering solutions that work for you. At Arrowhead Central, we believe in making banking accessible and straightforward. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you need an auto loan, mortgage assistance, unsecured credit cards, or business financing options, we are here to support you every step of the way. Feel free to reach out at 909-379-6579 during our operating hours Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. to learn more about our offerings or visit us online at Arrowhead Central.

Credit Lines

For those needing extra flexibility, our total credit lines amount to $309,005,919. These lines provide quick access to funds when needed without the hassle of applying for a new loan every time.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $113,879,708, allowing you to invest in a home with confidence. Our team is here to help guide you through the process and discuss eligibility options tailored to your situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $88,450,253 in loans helping members manage their finances effectively. This option gives you the freedom to handle unexpected expenses or make purchases without collateral.

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