Arbor Financial Credit Union Portage MI | Top Auto Loans & Business Banking

Introduction

Welcome to Arbor Financial, your trusted partner in financial growth and community support located at 2019 W Centre Ave, Portage, MI 49024. Since our establishment in 1935, we have proudly served over 46,802 members, helping them achieve their financial goals with personalized service and a variety of banking options. With total assets exceeding $938 million, Arbor Financial is committed to providing reliable and innovative banking solutions. Whether you need a personal loan, auto financing, or business services, we have you covered with a total of 25,877 loans and leases ready to support your journey. We understand that convenience matters. You can easily reach us at (269) 321-8695 during our lobby hours from Monday to Friday, 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. Our friendly team is here to assist you with any inquiries or services you may need. While members can visit us at our branch for face-to-face assistance, official correspondence should be directed to the same address. At Arbor Financial, we prioritize transparency and accessibility in all our operations. Under the leadership of our CEO, Julie Blitchok, and Board President David Aubry, we strive to foster a community-oriented environment that not only supports our members but also invests back into Portage and the surrounding areas. Our financial health is reflected in our solid net worth of $84 million and liquid cash reserves of $3,138,397, ensuring that we are always prepared to meet your needs. Join us today at Arbor Financial for a banking experience that puts you first! Visit our website at www.arborfcu.org or stop by our branch; we're excited to help you on your financial journey!

Branch History & Mission

At Arbor Financial, we pride ourselves on a rich legacy that spans decades. Established in 1935, our branch in Portage, MI, has been dedicated to serving the financial needs of our community for over 88 years. Nestled at 2019 W Centre Ave, we are conveniently located near local landmarks and are easily accessible for all members. Over the years, Arbor Financial has evolved significantly. We started with a small number of members and have grown into a thriving credit union with a total membership of 46,802. Our commitment to providing exceptional service has allowed us to accumulate total assets of $938,273,331, showcasing our financial strength and reliability. Our mission is straightforward yet impactful: to enhance the financial well-being of our members while fostering community growth. We believe in empowering individuals through accessible banking services, including personal accounts, auto loans, mortgages, and credit cards with rewards. Our aim is not just to provide financial products but to build lasting relationships based on trust and support. As we look back at our history, we also focus on the future. We have embraced digital advancements to serve our members better through online banking and mobile payment options. Accessibility is essential for us; hence we maintain ADA compliance across our services. Our drive-thru banking option makes it easy for busy members to conduct transactions without leaving their cars. Community outreach is at the heart of what we do. We actively seek partnerships with local organizations to support initiatives that benefit our neighbors. Whether it's sponsoring local events or offering financial education workshops, we strive to make a positive impact in Portage and beyond. While members can visit us at 2019 W Centre Ave, official correspondence should be sent to 2019 W CENTRE AVE, PORTAGE, MI 49024-4815 if different from the branch address. For any inquiries or assistance, feel free to reach out at 269-321-8695. Join us at Arbor Financial today and experience firsthand the difference that a member-focused credit union can make in your life! Together, let's build a brighter financial future for you and our community.

Branch Location & Accessibility

Convenient Access

While members can visit us at 2019 W Centre Ave, official correspondence should be sent to the same address for consistency. We are proud to offer ample parking space right outside our doors, ensuring that you can quickly stop by without any hassle. Our branch is fully ADA compliant, featuring ramps and accessible entrances to accommodate everyone.

Get in Touch

If you have questions or would like more information about our services, feel free to give us a call at 269-321-8695. We invite you to visit us soon and experience the friendly service that makes Arbor Financial special. Let us help you achieve your financial goals today!

Operating Hours

We understand that life can get busy, which is why we strive to offer flexible operating hours. You can visit us Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM until noon. Whether you're stopping by for a quick transaction or need assistance with a more complex banking issue, our friendly staff is here to help during all open hours.

Services Offered

At Arbor Financial, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered! Need cash? We have an ATM available on-site for quick withdrawals and balance checks. Plus, if you're in a hurry, take advantage of our drive-thru banking for simple transactions without leaving your vehicle.

Member Eligibility

At Arbor Financial, we believe in creating a community where everyone can thrive together. Becoming a member is simple and welcoming. If you live, work, or worship in the Kalamazoo area, you're likely eligible to join us! We also extend membership to family members of existing members, so you can share the benefits of being part of our cooperative family. Enjoy perks like competitive rates on loans and savings accounts, personalized service, and a range of financial products tailored just for you. To learn more about the specific eligibility requirements, feel free to check out our detailed information at this link. Ready to take the next step? Opening an account with Arbor Financial is easy! Just visit this page to get started. If you have any questions or need assistance along the way, don't hesitate to give us a call at (269) 321-8695. We're here to help you every step of the way as you join our supportive community at 2019 W Centre Ave, Portage, MI 49024.

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine a simple solution that allows you to accept payments anytime, anywhere. Our merchant services make it easy for you to manage transactions seamlessly. Whether you're running a retail store or a service-based business, having the right tools can help streamline your operations and enhance customer satisfaction. Located conveniently at 2019 W Centre Ave, Portage, MI 49024, we're here to provide personalized service and expert guidance tailored to your specific needs. Let us help you take your business to the next level! For more information, call us at 269-321-8695 or visit our website at Arbor Financial.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $235 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $81,691,929, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For local businesses, we offer tailored solutions through our business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your success.

Credit Cards

Our credit cards with rewards offer more than just purchasing power; they provide benefits like cashback on everyday purchases or points toward travel and experiences. Enjoy the flexibility of managing your spending while earning rewards along the way.

Digital Banking Features

In today's fast-paced world, we know convenience is key. That's why Arbor Financial offers robust online and mobile banking features. You can manage your accounts anytime, anywhere check balances, transfer funds, pay bills, and even send money directly to friends through our person-to-person payment service. With easy access to an ATM for cash withdrawals and basic drive-thru banking for deposits or simple transactions, we've got you covered no matter how you choose to bank. We invite you to visit us at Arbor Financial in Portage or give us a call at 269-321-8695 for any questions or assistance. Our friendly team is ready to help you navigate your financial journey with confidence. Join us today and experience the difference that personalized service can make!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options can help turn your dream of homeownership into reality. We work closely with you to find the best mortgage solution that fits your budget and needs, ensuring a smooth process from application to closing.

Personal Banking

For those looking to manage their everyday finances, our personal banking services are designed with you in mind. Whether you're opening a checking or savings account, we ensure that your money is accessible and secure. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options offer competitive rates and flexible terms that make driving away in your dream car easier than ever.

Personal Loans

If you're facing unexpected expenses or looking to consolidate debt, our personal loans provide quick access to funds. We understand that life can throw surprises your way, and having the right financial tools can make all the difference.

Digital & Online Banking

Key Services

Our online banking services include everything you need for convenient account management. Whether you're checking your balance, transferring funds, or paying bills, it's all just a few clicks away. You can also enjoy the ease of e-statements, which provide a secure way to view your financial statements without the clutter of paper. For those who are always on the go, our mobile application makes banking even more accessible. You can make mobile payments effortlessly and send money to friends and family with our person-to-person transfer feature. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Security and User Experience

Your security is our top priority. We use advanced encryption technology to keep your personal information safe while you bank online. Our user-friendly design ensures that even those new to digital banking will find it easy to navigate. With Arbor Financial's online banking services, you have real-time access to your account information, making it easy to stay on top of your finances. Whether you're at home or out and about, managing your money has never been more straightforward. Join us today at Arbor Financial and experience the convenience of modern banking right at your fingertips!

Financial Strength

Growing Together

With net shares totaling $6,671,717, we have funds available for lending and investments. Our total share accounts stand at 110,657, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arbor Financial is your trusted partner. Visit us at 2019 W Centre Ave Portage Mi 49024 or call (269) 321-8695 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secured through $109,610,716 in share certificates and $78,158,256 in money market shares, which offer stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $24,162,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $4,869,094, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 177 full-time employees and 16 part-time employees who are dedicated to serving you with a knowledgeable team.

Reinvesting for Your Benefit

We take pride in having $78,184,916 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $4,112 in used auto loans and $724,444,789 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Strong Financial Health

With a net worth of $84,258,525, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $897 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $50,662,701 in used vehicle loans and $14,089,687 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit into any budget, making it easier than ever to drive away in a vehicle you love.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $81,691,929 provide the capital necessary to expand and thrive in today's market. Our team is here to guide you through the process and help ensure your business reaches its full potential.

Conclusion

Whether you're interested in an auto loan to hit the road or looking for a way to finance your first home, Arbor Financial has got you covered. Explore our loan offerings today by calling us at (269) 321-8695 or visiting our website at arborfcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $74,626,576, making buying or refinancing simple. We work closely with you to find the right mortgage solution tailored to your unique situation. Don't forget to ask about refinancing options that could save you money on your current mortgage.

Unsecured Credit Card Loans

For those managing everyday expenses or planning special purchases, we also offer flexible terms on unsecured credit card loans. With a total of $30,465,016 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have support when needed.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users find the best deals available. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness of the tool in helping individuals secure better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Arbor Financial